Cash Advance and Payday Loans in Ventura, CA

If you are dealing with financial problems and need a quick loan, we can help you learn more about possible options. Use our site to learn about cash advance, installment, and payday loans in Ventura, CA.

Advantages of Borrowing Money in Ventura

Local lenders are often better suited to meet the requirements of the average customer. When you request a loan from a neighboring lender, they may have the possibility to tailor a loan based on your situation. They may offer you an option that online lenders do not have.

How to Get a Loan in Ventura?

The process of applying for a loan is easy and quick. However, there are things to consider once you have applied for and taken out a payday loan:

  • Once you receive the loan, you should pay it back as your loan agreement dictates.
  • If your due date comes and you are not able to pay, the lender can let you push back your due date.
  • Late payment may result in a fee tacked onto your outstanding balance.

If you do decide to push back the due date of your loan, your interest will pile on, and you may have to pay more in the long-term perspective.

States set limits on the interest of a loan. Fifteen states have regulations that limit the APR for short-term loans to 36% or less, while most other states allow higher rates, according to the Center for Responsible Lending. Your state might even restrain you from taking a loan if you have too many outstanding balances or are unable to make your current payments exactly on time.

Installment Loans in Ventura?

An installment loan is a loan that is paid back with regularly scheduled payments, or as the name suggests, installments. Each payment on an installment loan will go toward a portion of the principal amount borrowed, plus the payment of interest on the debt. The lender considers the amount of the loan, the interest rate the borrower is charged, and the length of the loan when determining how much the borrower owes every month.

Examples of installment loans include auto loans, mortgage loans, or personal loans. Usually, most installment loans are fixed-rate loans, meaning the interest rate the borrower is charged is fixed when they borrow it.

Requesting Title Loans in Ventura

Every state has various regulations when it comes to automobile title loans, so be sure to study the restrictions and guidelines when applying for a title loan. Car title loans range from $1,000 to $5,000 or more and are usually equal to 25% to 50% of the value of the automobile being borrowed against. They are taken out for about 30 days on average.

Customers may decide to take out a title loan for many reasons, including medical expenses, home renovations, business expenses, educational costs.

Favorite Ventura, CA, Cash Advance and Payday Loan Companies

Company name
Address
Phone
ACE CASH EXPRESS
9340 Telephone Rd Ventura CA, 93004
805-647-4109
Advance America Cash Advance
138 West Main Street Suite B Ventura CA, 93001
805-648-5745
Cash It Here
67 West Main Street Ventura CA, 93001
805-652-1596
CASH PLUS
1437 S Victoria Ave Ste A Ventura CA, 93003
805-658-8780
CASH PLUS INC
5655 Hunter St Ventura CA, 93003
805-653-1418
Cash Plus Ventura
1418 E Main St Ventura CA, 93001
805-653-1418
Check Cashing
1783 South Victoria Avenue Ventura CA, 93003
805-642-3977
Check Into Cash
4020 East Main Street Ventura CA, 93003
805-642-1883
CHECK INTO CASH
4020 E Main St Ventura CA, 93003
805-642-1883
CONTINENTAL CURRENCY SERVICES
67 W Main St Ste B Ventura CA, 93001
805-652-1596
Continental Currency Services Inc
67 West Main Street Suite B Ventura CA, 93001
805-652-1596
Continental Currency Svcs Inc
67B W Main St Ste B Ventura CA, 93001
805-652-1596
DOLLAR MART
3530 E Main St Ventura CA, 93003
805-658-2373
Elite Check Cashing
242 E Main St Ventura CA, 93001
805-648-5760
Fernandos Check Cashing
2358 E Main St Ste B Ventura CA, 93003
805-643-0761
Loans & Checks
2016 East Thompson Boulevard Ventura CA, 93001
805-641-1464
Oak Brook Financial Corp
5722 Telephone Rd Ste 13 Ventura CA, 93003
805-658-6457
Pawn Shop Of Ventura
2016 E Thompson Blvd Ventura CA, 93001
805-641-9445
Payday Advance
2016 East Thompson Boulevard Ventura CA, 93001
805-641-9445
Payless Loans
3585 Telegraph Road Ventura CA, 93003
805-654-1400
PAYLESS LOANS
3585 Telegraph Rd Ventura CA, 93003
805-654-1400
URGENT MONEY SERVICE
5722 Telephone Rd Ventura CA, 93003
805-658-6949
VILLA CORONA CASA DE CAMBIO
1073 N Ventura Ave Ventura CA, 93001
805-648-1663

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