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The offers that appear on OpenCashAdvance.com are from companies from which OpenCashAdvance.com receives compensation. OpenCashAdvance.com does not make loan offers, but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third party lenders and lending partners and does not constitute approval for a loan.

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WHAT IS A CASH ADVANCE?

A cash advance is a small-dollar, short-term loan, usually in the amount of $100 to $5,000. It can be used to help fund unforeseen expenses, such as bills, vehicle repairs, home emergency repairs, or other financial emergencies. Cash Advances can be a viable short-term source of emergency cash. The borrower should repay the loan when his/her next paycheck arrives. Cash advances are often referred to as short-term loans.

WHAT IS AN INSTALLMENT LOAN?

An installment loan is a type of funding that you pay back in increments over time. Through OpenCashAdvance.com, you can request an installment loan for up to $5,000. This type of loan may be suitable for certain expenses that are bigger than what a cash advance might provide for.

HOW DO I QUALIFY FOR A CASH ADVANCE?

Many lenders will qualify you for a loan if you:

  1. Have a job or receive a regular income.
  2. Earn at least $800 per month.
  3. Are a U.S. resident and at least 18 years old.
  4. Have a bank account in good standing.

Prior bankruptcy, a poor credit history, or charge-offs do not automatically disqualify you. While your credit will be checked, you may still qualify for a loan.