Privacy Policy

This Privacy Policy is effective as of: May 7, 2015

Privacy Policy
This Privacy Policy (also referred to as ‘Policy) applies to OpenCashAdvance.com (also referred to as ‘Company’ or ‘Site’).  It notifies you (also ‘You’ and/ or ‘Your’) about our services, how we collect, use, and share Your information.  Your use of this Site and sharing Your personal information constitutes an agreement with these policies.  Please read this Policy in full before using this Site.  Use of this site constitutes the acknowledgement that You have read, understood, and agreed to this Policy.  If you are not in agreement with this Site’s Policy and this Company’s terms and conditions, do not use this Site.  Changes may be made to this Policy at any time.

Personal Information
By using this Site and its services, you are allowing the Site to collect “personally identifiable information” and “non-personally identifiable information” from You.  These types of information are described below:

Personally Identifiable Information
Use of this Site requires You to provide certain ‘Personally Identifiable Information’.  Your unique data allows for communication and identification.  This information may include, but is not limited to your name, date of birth, telephone number, physical address, social security number, driver’s license number and state, email address, employment information, active military information, information about home ownership, citizenship status, frequency and amount of paychecks, and your banking information.

Non-Personally Identifiable Information
Use of this Site provides us with anonymous ‘Non-Personally Identifiable Information’ which may include, but is not limited to, Internet Protocol address, Internet Service Provider, operating system type, and browser type.  This information may be obtained directly through the use of ‘cookies’ – data sent to Your computer when visiting a website.  The disabling of cookies may prevent access to certain areas of this Site.  This Company has no control over cookie technology.  This information may be summarized and shared with third parties for the analysis of trends and statistics and is in no way linked to your Personally Identifiable Information.

How Information is Shared with Third Parties
Use of this Site authorizes this Company to share the information that you provide with third parties and affiliates. Sharing of Your information with this Company gives us permission to share this information with our network of third party lenders. Third party lenders may use your information in one of several ways. It may be used to offer you a loan, offer other business services, or provide marketing information. Your information may also be shared with other third party list managers and marketers. These parties each have their own policies for collecting, using, and sharing your information. Once your information is shared, this Site is no longer responsible for their handling of your information.

The Company reserves the right to share the information that you provide in response to a legal process, to prevent or remedy fraud, in the instance that this Company is sold, acquired, or undergoes bankruptcy, to make improvements to this Site, in the event that you violate our Policies and/ or Terms & Conditions, or when and where this Company deems it to be necessary to protect this Company’s rights and its assets.

In addition, this Site may allow advertisements from third party lenders and other advertising partners. These companies may employ their own technologies (including ‘cookies’) to track and collect information regarding their advertisements. This Site does NOT provide personally identifiable information to these third party advertising partners.

How Information is Used
The information that You provide allows us to pair you with a participating third party lender in our network of lenders with whom we have a business relationship. This information also allows us to review or verify your request form, provide accurate customer service, communicate with you by mail, email, telephone, or mobile devices regarding our services (either our own or those of third parties), in the enforcement of our Policy and Terms & Conditions, or to do any other service described to you on this Site. Your Social Security number and bank information may also be used to verify Your identity in order to protect against fraud.

How Information is Secured
This Site uses a number of security measures to protect Your personal information from unauthorized retrieval, use, disclosure or destruction. This includes both digital and physical information. This Site uses SSL (Secure Socket Layer) encryption, stores personal information on secure servers, and utilizes password protection.

Although we take precautions to protect Your information, the storage or transmission of data cannot be guaranteed. As such, this Site cannot guarantee your data, either in storage or in transmission. Accessing this Site is done at Your own risk.

If a security breach does occur which affects Your Personally Identifiable Information, you will be notified along with any responsible agencies as dictated by law. Notification may take place in the form of an email. This notification could be delayed by law enforcement in order to conduct an investigation and enact further security measures.

Links to Third Party Sites
This Site may have links to third party sites that this Company does not control and whose policies differ from those of this Company. This Site is not responsible for the practices, content, or policies of third party sites. By accessing third party sites, you are responsible for the information you provide as well as the content that you access. These sites may use your personal information differently than our use of the information that You submit to this Site. Please read each site’s Policies and Terms & Conditions.

Push Notifications
If you provide your consent, we may send push notifications to your web browser or mobile device. Push notifications may include marketing messages from us or from third-parties. You can alter your push notification settings at any time by changing the notification settings on your mobile device or browser.

Opt-In/Opt-Out of Communication
By submitting your information on this Site, you are opting-in to receiving communication contact from the Site and/or a trusted lender within our network of lenders. You may choose to ‘Opt Out’ of sharing your personally identifiable information for certain purposes when it is requested on this Site. When completing the registration process, indicate your preference on this Site or by following a link provided in our email communications. This Site, our affiliate(s) and/or third parties may also promote product and service offerings to you via e-mail, SMS (text) message, by telephone, auto-dialer or pre-recorded messages to consumers who requested to be contacted either through our Site or through an Opt-In process on a third-party affiliate’s sites.

You may remove your information from our database at any time. If you do not wish to receive future communications or if you no longer wish to receive our service, click here.

Please be aware that your participation in certain activities provided by our Site may be limited if personally identifiable information is not submitted for the user. E-mail addresses and phone numbers received in an opt-out request will be added to our company’s Do-Not-Contact registry within ten (10) days after receipt. Unless you “unsubscribe” or opt-out, this Site assumes you consent to receiving communications from it and its third-party vendors and affiliates. It is possible that a third-party vendor or affiliate may have purchased your contact information and thus you may continue to receive contacts from those third-parties. OpenCashAdvance.com is not responsible for stopping all unwanted contact from sources beyond our immediate control.

You understand that your consent to receive communications is not required as a condition of using OpenCashAdvance.com's services. This Site abides by CAN-SPAM and TCPA regarding communications.

Minors
OpenCashAdvance.com does not knowingly collect information from minors under the age of 18, and does not knowingly use such information for any purpose, including marketing purposes. If you are a parent/guardian who knows of a minor who has provided our Site with personally identifying information, please contact us here, so that we can delete such information from our database.