According to a recent Gallup poll, U.S. shoppers plan to spend an average of $752 on Christmas presents this year. That’s down seven-percent from last year. This is still good news for retailors, but for many families on a paycheck-to-paycheck budget, it means either stretching the pocketbook or taking out a loan to get the money needed to pay for the most expensive holiday of the year. If you find yourself on the wrong side of your next paycheck, we can help you get started as you look for a payday advance cash for Christmas.

Murphy's Law must state somewhere that it will be a weekend when you suddenly need emergency cash.

Even when the trunk is empty, a used car comes with an awful lot of baggage. There most likely won’t be a warranty, and any mechanical or aesthetic issues become your problem the second you sign the paperwork. So, how do you protect yourself from the worst case scenario? There are a few things that you can do to lessen the chance that you are buying a lemon.

According to the FDIC, access to financial services continues to be a significant setback for many people. About 65 million adults are struggling to receive credit, banking solutions, and other similar services.

When you use cash to purchase food, you learn about your spending habits. It helps inspire you to find food for less.

Once a year, retailers pull out the stops and offer monster, “doorbuster” discounts. It’s how stores entice shoppers. If you shop smart, Black Friday can help you spend less on big holiday gifts.

The annual cost of living for an average household in America is $63,784, according to the U.S. Bureau of Labor Statistics. Where does all that money go? Look at the infographic below to see where Americans spend their hard-earned cash.

Good money management should be a personal priority for everyone. Thankfully, technology has made it easier for anyone to budget their money, make smart investments, and monitor their bank account. However, not all budgeting and personal finance apps are built well. Instead of letting you download and later uninstall all sorts of apps, we've taken the guesswork out of the equation by listing the seven best personal finance apps of 2018.

Visiting the dentist, even for a routine checkup, can bring with it an unbearable sense of dread. When we need emergency dental work, the dread goes through the proverbial roof. The immense pain is more than enough to send shivers through our spines, but when the physical pain ends, the financial pain takes over.

They say pets are part of the family and if you have ever brought a pet into your home, you know what that means. We spoil dogs, cats, and even rabbits like we spoil our children. The same devotion to ensuring optimal health also is important for pet owners and when one of our pets comes down with a serious illness, no expense is too great to make Fido or Felix feel healthy again.

It doesn’t always make sense to search for a “cash advance near me.” Sometimes you can save time by using an online lender because many of these digital options can take you through the loan process without you ever needing to travel to an actual store. In these cases, it really doesn’t matter how close you are to the actual lender.

Nearly one-third of American consumers have bad credit scores. Having a score that is less than 600 will make it difficult to find funding. This article examines how to obtain emergency cash for bad credit. Look out for tips on how you can turn your bad credit situation around.

It is one of the emptiest feelings we experience in life: the possibility of receiving an eviction notice, with no other place to live. The prospect of homelessness creates a sense of desperate urgency. The clock is ticking to the first of the month, and the only way for you to meet your monthly housing obligation is to find a source for emergency cash to pay rent.

If you haven’t prepared for the loss of income caused by unemployment or you cannot rely on friends and family members to pull you through the inevitable financial crisis, you have several options to consider for emergency cash. The option you choose depends on the length of your unemployment, as well as how long you have before the serious bills (mortgage, medical, education) start flooding the family mailbox.

Trying to get by financially and raise a family on one income can be difficult. The financial burden for single mothers is very real. Even if a single mother does not experience the loss of a job, she can face countless financial emergencies that range from paying to repair storm damage to taking care of unexpected medical expenses. Whatever the reason for the dire consequences caused by a major financial hit, a woman raising a family on her own might need to tap into sources of emergency cash for single mothers to ride out a financial storm.

How many times have you accidentally knocked your cell phone from a table, locker, counter, or even from the top of a washing machine and the phone screen shattered into dozens of pieces?

One of the most frequently asked questions about online payday loans is if you can get one without a credit check. Let’s be very clear about this: no, you cannot. It’s practically impossible to get through the short-term loan request and application process without someone checking your credit score. Some reasons customers want to receive funding this way include:

When you are looking to save money every day of the year, it helps to find deals on the small stuff, like with fast food coupons.

Ah, the good old days. Whether you were alive to see it or not, you know about it, the golden age of America: the 50s. Families were happy, industries were booming, people thought smoking was good for you, cars were at the height of their beauty, and life was, in short, but a dream.

Debt is expensive – but one way to spend less on money owed is by combing your debt with a payday loan consolidation program. Read on for information about new companies in this growing industry.

Debt. The word itself is heavy. It’s like having a mountain on your back and being asked to carry it like Atlas. In America, pretty much everyone has some debt. 65 percent of Americans have mortgage debt totaling $8.74 trillion. But mortgages are considered an acceptable debt. However, many Americans also face rising consumer debt along with student debt.

I’ve always been a thrifty soul, even as a child. During my adult years of writing professionally for the financial industry, I have learned even more ways to save money. Most of these things are such a big part of my life that they have become second nature.

Since we launched our free loan request service, over 500,000 customers have used OpenCashAdvance.com to search for short-term funding. It has been our privilege to help many of these people find cash loans online.

Everyone waits until the last second to file their taxes, whether they owe money or not. It’s a bad plan for the three-quarters of Americans who will enjoy a refund this year, as the sooner they get their money, the sooner they can put it somewhere it will accrue interest (and that’s not Uncle Sam’s pockets). But it’s understandable for the rest of us to hold on to our money as long as possible before handing it over to the IRS. If you don’t have the money on hand, you might need to use a payday loan to pay your income taxes and so you can file your 1040A Individual Income Tax Return.

The Consumer Financial Protection Bureau is an agency created by Dodd-Frank (the Dodd–Frank Wall Street Reform and Consumer Protection Act). It offers financial protection to consumers. While it mostly deals with mortgages, credit cards, and student loans, it also covers short-term lenders (like payday lenders), installment loans, and debt collectors.