The Ultimate Guide to Walmart Affirm

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When shopping online, but more likely in-store, you may have heard the term ‘buy now, pay later.’ It is the new term for an old concept: financing offered by retailers to customers who don’t want to pay 100% of their purchase up front. When used responsibly, this payment option can be a useful resource for consumers who need items before they have the money to buy them in full.

What is the Debt Cycle, and How Do I Avoid It?

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Eighty percent of Americans are caught up in a vicious cycle of debt. They took out too many loans in a row, and now the interest looks insurmountable.

Payday Loans for Bankrupts

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Declaring bankruptcy can have a negative impact on your credit report. After filing, a consumer will likely have to wait years before traditional lenders will work with them again. Fortunately, there may be a path to approval using payday loans for bankrupts. Alternative financing has more lenient eligibility criteria, and lenders in this sector work with people of all credit types.

The Difference Between Gross Rent and Net Rent

What is the difference between gross rent and net rent? Let's take a look at the guide below to have a better understanding.

How to Receive Your 2020 Stimulus Check in 2021

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Last April, the IRS issued what would be the first of two waves of stimulus checks with the hopes of providing relief to sudden unemployment or financial instability due to COVID-19’s early effects.

Tax Avoidance vs. Tax Evasion: What's the Difference?

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What is the difference between tax avoidance and tax evasion? Let us find out in the article below.

What Are Passive Income Tax Rates?

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Uncle Sam is always changing his mind about how much to tax passive income. To add to the confusion, the IRS treats passive income differently than any other type of payment. In the US, there are three types of income subject to tax: passive income, earned income, and portfolio income. As with earned income, passive income is usually taxable, depending on factors discussed further in the article.

Valentine's Day Payday Loans for 2021

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Do you need a Valentine's Day gift for your loved one? Whatever you may be looking to buy, having additional money can help make the decision easier for you. Taking out a payday loan will help you pick out the gift for your Valentine.

Walmart Money Center: Services and Hours

What is the Walmart Money Center? It’s an in-store kiosk that customers can use for money transfers, check cashing, coin to cash converting, prepaid card reloading, check printing, bill payments, and other financial services. The company also has a website version of the Center, although to use many of the services you will need to go into an actual store.

The Importance of Cyber Security in Banking

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How safe is online banking? Many Americans are unaware of the possible cyber security threats that come with online banking. Learn about how banks protect your private information and the privacy policies designed to ensure online security.

Why the Bank Makes You Buy the Land Before Getting a Mobile Home Loan

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Millennials who want to own a home but struggle with student loans or don't want to spend tons of money often opt for mobile homes.

What to Spend Money On

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If you're worried about spending a lot of money on something you'll never or very rarely use, you can put your money towards one of the more practical (but still luxury) everyday items. Or, if you have the cash and desire to splurge on something a bit more outlandish and flashy, we've included some of those options as well. Read on to find ideas for your next big splurge!

BlockFi Review: Borrow and Trade Bitcoin

Founded in 2017, BlockFi is a US-based centralized crypto-based company. It supplies a variety of financial services for both private and institutional customers. BlockFi interest accounts (BIA) is considered an excellent way to grow crypto holdings passively. It enables users to earn up to 6.8% interest annual percentage yield (APY) on cryptocurrencies deposited into their account.

The Pros and Cons of Having a Joint Credit Card

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Money issues can add stress to a relationship. That's why many couples decide to share and combine their funds and apply for a joint credit account.

How Coin Shortages Affect the Consumer

How have coin shortages affected the economy?

Find a Christmas Payday Loan for 2020

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According to a recent Gallup poll, U.S shoppers plan to spend an average of $805 on Christmas presents this year, $137 less compared to last year's poll. However, you can’t always trust consumers.

Payday Loans for Uber drivers: What to Know

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Being an Uber driver is a great idea when you are looking to make some extra cash on the side or when you enjoy driving full-time. You can set your own hours and work when and where you want.

COVID-19 Money-Management Tips: What to Do with an Inheritance

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Losing a loved one is a painful process. Often, people struggle with deciding what to do with the money their loved ones leave behind. For many, that process has only become more stressful as the COVID-19 pandemic continues to impact inheritance proceedings due to court closures.

How to Get a Cash Advance for Social Security Recipients

In any society, a significant percentage of the population lives on minimal income. In the U.S., some of these people rely on social security to meet life’s expenses. There are times when additional funding is necessary.

VantageScore vs FICO Score

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It's never been more challenging for U.S. lenders to make credit decisions. COVID-19 put the economy in a tailspin, and lenders are still unsure how to adjust their risk-assessment models to avoid customers who will default on the loan.

Credit Score Ranges

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Many consumers do not understand the meaning behind their credit score. It is a three-digit number that determines the likelihood of one’s loan repayment capabilities.

Beginner’s Guide to Free Investment Apps

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The pandemic has seen an all-time rise in investment app users, most of whom are young adults with little to no investing experience.

Top 6 Budgeting Tips from the Great Depression

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The Great Depression was a catastrophic time in U.S. history when unemployment reached 25% and bank failures eradicated many people’s savings.

Benefits for Disabled Veterans in the U.S.

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If you served in the U.S. military and are disabled, you may be entitled to certain services and resources provided by the Department of Veterans Affairs (VA).

What is Credit Counseling and How Does It Work?

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If you struggle with efficient budgeting to pay off debts, monthly bills, and other expenses, then it may be time to consider a credit counselor.