Bad credit is no fun. When you’ve made a few financial mistakes, it can be nearly impossible to get a traditional loan when you need money. If you can’t borrow from friends or family, either, you may have to turn to a short-term, high-interest loan – or a subprime credit card. These cards are marketed to people with poor to bad credit. They tend to include relatively high APRs and might require an annual or even monthly fee. Subprime credit cards are definitely not the ideal solution for debt, as the high interest can quickly turn manageable debt into something else. Maybe this is why the Consumer Financial Protection Bureau (CFPB) has decided to target subprime credit cards.