Learn more about the cash request process at OpenCashAdvance and see if it might be a suitable option for your situation.

Here are some things you should know before you apply for this kind of small business loan (first tip: it's not a loan at all).

Survey results paint a troubling picture of how consumers perceive their access to credit.

We strive to provide the Internet’s simplest solution for seeking a cash advance online. We are always reviewing our process and studying the user experience to make sure it’s intuitive, hassle-free, and maybe even a little bit fun.

According to a recent Gallup poll, U.S. shoppers plan to spend an average of $752 on Christmas presents this year. That’s down seven-percent from last year. This is still good news for retailors, but for many families on a paycheck-to-paycheck budget, it means either stretching the pocketbook or taking out a loan to get the money needed to pay for the most expensive holiday of the year. If you find yourself on the wrong side of your next paycheck, we can help you get started as you look for a payday advance cash for Christmas.

There are plenty of reasons not to get a payday loan. For one thing, it’s an expensive way to borrow money. You’re better off using a cash advance alternative that can still get you fast, emergency cash.

The payday loan industry has evolved over time. Back in the early 19th century, “salary lenders” would purchase a borrower’s future income. The purchase price would be for less than the salary amount. From the 1930s until the 1990s, lenders would cash post-dated checks for a fee. This was known as “check cashing,” which is a phrase still used by lenders today.

You might be better served by an online loan even though it probably won't put money in your account until at least one business day after you request your funds.

A plump savings account is the world’s best short-term loan alternative. So if you’re looking for fun this Columbus Day weekend (October 8 through the 10), we suggest taking advantage of Columbus Day 2016 activities and freebies. These budget-friendly events and free deals will help you get the most out of the holiday while keeping your savings account unharmed.

Any sale you see from now through Black Friday weekend is there for one purpose only: to clear the shelves so the stores can get ready for the holiday season. Besides a few “doorbusters” (hot ticket items that sell out before you have a chance to buy them), most of these supposed sale items are either overpriced or unnecessary. Of course, there are some exceptions. Like, now's when you'll find the best deals on Halloween Costumes for 2016. As we get closer to the spooky season, prices will skyrocket on Halloween costumes. It’s better to get them now. If you’re worried that you don’t know what’s popular this year, read on for our predictions for the most popular options for this year.

When you’re trying to find a payday loan during afterhours, you might need to forgo your local stores and go with an online option instead. If you’re looking for a cash advance store that’s open late, then it might help to know what your options are. That’s why we wanted to compile some data for you about locations across the U.S. and what hours they tend to be open at. If you want to request a cash advance right now, you can use our online form and be paired with a lender within a few minutes.

Getting pre-qualified for a loan can be a simpler process than you might imagine. Especially when you compare it to getting approved for a loan. When you are pre-approved for a loan, it usually requires a conditional commitment. On the other hand, pre-qualification is a formality that is skipped by many lenders who see it as unnecessary because it holds little weight in the final loan approval.

Each year, an estimated 10 to 12 million Americans use payday loans and other short term personal loans to bridge the gaps in their finances. Many of the people who use these loans do so because they are unable to access other loan products or other forms of credit.

When you find yourself in need of money (and you need it quickly), traditional bank loans may not be the best option. A good alternative to these traditional loans are cash advances from an online lender. These short-term loans can a good temporary solution to your short term financial needs.

In the past, applying for a personal loan or cash advance might require you to fax paperwork to a lender. However with the advent of online loans and faxless payday loans, loan applicants usually don’t have to worry about finding a fax machine to send their application. Many online lenders allow a person to submit all of their information via computer or mobile device without ever having to use paper.

Netflix is planning to increase prices on its streaming service next month, which has led some customers to look at other options. Consider this alternative: old-fashioned DVDs. You won’t see any flashy advertisements or Netflix coupons for it, but its DVD subscription plan is alive and well. The company has focused on its streaming service for the last several years. It’s even tried to pull customers away from its DVD rental program. Still, there’s a chance you might be better off renting physical movies through dvd.netflix.com. Here’s why.

If you wait until you receive your cash advance loan to start thinking about the rates and fees, then you’ve waited too long. It’s important to plan for your funding before you request your money. Part of that planning should include you thinking about the total cost of the loan and figuring out how you’ll be able to pay it off on time.

It doesn’t always make sense to search for a “cash advance near me.” Sometimes you can save time by using an online lender because many of these digital options can take you through the loan process without you ever needing to travel to an actual store. In these cases, it really doesn’t matter how close you are to the actual lender.

When the need for a loan is preceded by an emergency, time can be of the essence -- like when you need to fund the repairs of a broken down car, pay off medical expenses, or consolidate previous loans with looming due dates. If you have an urgent money need, you may be looking for the fastest way to get money online. Here's what we've seen.

Bad credit is no fun. When you’ve made a few financial mistakes, it can be nearly impossible to get a traditional loan when you need money. If you can’t borrow from friends or family, either, you may have to turn to a short-term, high-interest loan – or a subprime credit card. These cards are marketed to people with poor to bad credit. They tend to include relatively high APRs and might require an annual or even monthly fee. Subprime credit cards are definitely not the ideal solution for debt, as the high interest can quickly turn manageable debt into something else. Maybe this is why the Consumer Financial Protection Bureau (CFPB) has decided to target subprime credit cards.

In case you hadn’t heard, you can dial a number to request a cash advance loan. If you’re ready to call right now, pick up your landline phone, cellphone, or any other type of telephone and dial 1 (844) 675-7424. Read on for more information about using this loan request method. Read even further for general tips about this type of short-term loan.

Our How it Works page does a pretty good job explaining how we help you look for a cash advance online. (You fill out our form and we try to match you with one of our trusted loan providers.) But that’s just the beginning of your loan experience.

Two unfortunate truths: debt doesn’t go on vacation and sometimes you need to find a payday loan store that’s open on Sunday. But before you apply for funding, you should know that if you’re reading this on a Sunday, chances are you won’t be able to get your funds by the end of the day if you use a payday loan website, since it usually takes about a day to get money through one of those sites. If you need money now, you might need to head over to a local lender.

Christmas doesn’t always wait until your next paycheck – so if you’re using an online payday loan to help pay for your holiday gifts, stretch that loan and take advantage of Black Friday sales.

With Thanksgiving only a couple of weeks away, most people are already planning their meals and gatherings. Everyone wants to have a perfect meal with all the trimmings. Sadly, some people may find themselves between paychecks and short of cash this Thanksgiving. They may wonder how they’ll pay for their turkey dinner or their trip to visit relatives and still cover their regular expenses and pay all their normal bills. Some people may be planning to take out a Thanksgiving cash advance to make sure they have more than enough money to cover all these and other holiday expenses.