The Consumer Financial Protection Bureau is an agency created by Dodd-Frank (the Dodd–Frank Wall Street Reform and Consumer Protection Act). It offers financial protection to consumers. While it mostly deals with mortgages, credit cards, and student loans, it also covers short-term lenders (like payday lenders), installment loans, and debt collectors.

Sometimes when a loan customer goes looking for a cash advance they end up using an online installment loan. And vice versa. That may be why many of the lenders we work with offer both financial products. Since you might end up being faced with a choice between the two, it helps to know the difference.

Never have Americans been able to borrow funds as they can today. Online banking and financial technology make it easier than ever to apply for loans. Lenders like CashNetUSA offer a range of financial products for consumers with all types of credit scores.

There is no shortage of websites that let you purchase checks online, but not all of them are reliable or reputable. ChecksUnlimited.com is a BBB (Better Business Bureau) Accredited Business with an A+ rating which provides personalized checks in the mail for personal accounts. In addition, there is also a Business Products Division through which the company offers business checks and a range of other business products.

What is the Walmart Money Center? It’s an in-store kiosk that customers can use for money transfers, check cashing, coin to cash converting, prepaid card reloading, check printing, bill payments, and other financial services. The company also has a website version of the Center, although to use many of the services you will need to go into an actual store.

You hold your breath, click the loan request button, and hope for good news. But, you keep getting denied. We might be able to help with that. While there’s no surefire way to get qualified every time, please read on for tips on how to improve your chances of getting a cash advance loan.

If you need money now, then you might benefit from a paycheck advance. It’s a type of short-term loan that you pay back when your employer pays you.

Over the past few years, the number of online money lenders has grown, making it easier for Americans to get cash quickly. One of these lenders is ChecknGo.com which offers online Installment Loans and Cash Advances, amongst other services.

For some Americans, taking out a short-term loan or cash advance is not ideal, but when circumstances require borrowing money, they do what they have to do. These loans are not intended to be solutions to long-term, chronic financial issues. Instead, they are designed to meet short-term, temporary needs like paying a bill from the ER, having enough money for a new transmission, or enough cash to repair or replace a broken refrigerator.

Learn more about the cash request process at OpenCashAdvance and see if it might be a suitable option for your situation.

Here are some things you should know before you apply for this kind of small business loan (first tip: it's not a loan at all).

Survey results paint a troubling picture of how consumers perceive their access to credit.

We strive to provide the Internet’s simplest solution for seeking a cash advance online. We are always reviewing our process and studying the user experience to make sure it’s intuitive, hassle-free, and maybe even a little bit fun.

According to a recent Gallup poll, U.S. shoppers plan to spend an average of $752 on Christmas presents this year. That’s down seven-percent from last year. This is still good news for retailors, but for many families on a paycheck-to-paycheck budget, it means either stretching the pocketbook or taking out a loan to get the money needed to pay for the most expensive holiday of the year. If you find yourself on the wrong side of your next paycheck, we can help you get started as you look for a payday advance cash for Christmas.

There are plenty of reasons not to get a payday loan. For one thing, it’s an expensive way to borrow money. You’re better off using a cash advance alternative that can still get you fast, emergency cash.

The payday loan industry has evolved over time. Back in the early 19th century, “salary lenders” would purchase a borrower’s future income. The purchase price would be for less than the salary amount. From the 1930s until the 1990s, lenders would cash post-dated checks for a fee. This was known as “check cashing,” which is a phrase still used by lenders today.

You might be better served by an online loan even though it probably won't put money in your account until at least one business day after you request your funds.

A plump savings account is the world’s best short-term loan alternative. So if you’re looking for fun this Columbus Day weekend (October 8 through the 10), we suggest taking advantage of Columbus Day 2016 activities and freebies. These budget-friendly events and free deals will help you get the most out of the holiday while keeping your savings account unharmed.

Any sale you see from now through Black Friday weekend is there for one purpose only: to clear the shelves so the stores can get ready for the holiday season. Besides a few “doorbusters” (hot ticket items that sell out before you have a chance to buy them), most of these supposed sale items are either overpriced or unnecessary. Of course, there are some exceptions. Like, now's when you'll find the best deals on Halloween Costumes for 2016. As we get closer to the spooky season, prices will skyrocket on Halloween costumes. It’s better to get them now. If you’re worried that you don’t know what’s popular this year, read on for our predictions for the most popular options for this year.

When you’re trying to find a payday loan during afterhours, you might need to forgo your local stores and go with an online option instead. If you’re looking for a cash advance store that’s open late, then it might help to know what your options are. That’s why we wanted to compile some data for you about locations across the U.S. and what hours they tend to be open at. If you want to request a cash advance right now, you can use our online form and be paired with a lender within a few minutes.

Getting pre-qualified for a loan can be a simpler process than you might imagine. Especially when you compare it to getting approved for a loan. When you are pre-approved for a loan, it usually requires a conditional commitment. On the other hand, pre-qualification is a formality that is skipped by many lenders who see it as unnecessary because it holds little weight in the final loan approval.

Each year, an estimated 10 to 12 million Americans use payday loans and other short term personal loans to bridge the gaps in their finances. Many of the people who use these loans do so because they are unable to access other loan products or other forms of credit.

When you find yourself in need of money (and you need it quickly), traditional bank loans may not be the best option. A good alternative to these traditional loans are cash advances from an online lender. These short-term loans can a good temporary solution to your short term financial needs.

In the past, applying for a personal loan or cash advance might require you to fax paperwork to a lender. However with the advent of online loans and faxless payday loans, loan applicants usually don’t have to worry about finding a fax machine to send their application. Many online lenders allow a person to submit all of their information via computer or mobile device without ever having to use paper.

Netflix is planning to increase prices on its streaming service next month, which has led some customers to look at other options. Consider this alternative: old-fashioned DVDs. You won’t see any flashy advertisements or Netflix coupons for it, but its DVD subscription plan is alive and well. The company has focused on its streaming service for the last several years. It’s even tried to pull customers away from its DVD rental program. Still, there’s a chance you might be better off renting physical movies through dvd.netflix.com. Here’s why.