We are a quick, secure, and free loan request service that connects you with a network of trusted lenders. Over one million customers have used our free service since we launched in 2015. Our mission is to help you gain access to a high-quality financial product, no matter what your credit score may be. Using our online loan request form gives you access to our growing network of lenders ready to assist you in answering your questions about cash advance and payday loans and helping you get the money you need. To start the process, click here.
OpenCashAdvance.com can't guarantee that you will be able to obtain a loan through one of our lenders.
To request a loan through OpenCashAdvacne, you will need to:
*Once you are connected with a lender, they may have additional requirements.
Unlike some bank or credit union personal loans, cash advances can often be used for a wide variety of expenses, including:
Cash advances are a versatile loan product. Some lenders will ask you to specify what you are using the loan for, while others will not as long as you pay it back in time. Cash advances should be used for one-time emergency expenses rather than recurring expenses such as rent and utilities. Continually borrowing money for recurring expenses can lead to a cycle of debt that is hard to break.
As a short-term loan product typically used by customers who cannot obtain more favorable financing terms elsewhere, cash advances can be costly. In exchange for their speed, short-term nature, and availability to consumers who wouldn't qualify for funding through banks or credit unions is a high APR. Most of the cost of a cash advance is in interest. On top of interest on the principal amount (the amount borrowed), borrowers must sometimes pay additional fees such as finance charges, origination fees, late payment fees, and rollover fees.
OpenCashAdvance.com does not make loans and cannot quote exact costs for your online cash advance. Your lender will provide more information about the total cost of your cash advance.