FAQ

It is a small, short term loan meant to meet a unique financial need. Cash Advances usually total less than $500. Paying back a short term loan includes paying interest and relevant fees which vary from lender to lender.

It is a type of loan paid off in installments. The loan amount is generally higher than what you’d get with a cash advance.

There are no fees to use the site. The site is free for everyone.

The maximum loan amount you may request through this site is $5,000. It should be noted that we are not a lender. It’s our job to pair you with a lender. Your lender makes the final decisions on how much you are eligible to receive.

Fill in our simple, secure, and quick online form and we will try to find you a lender.

You can find the online request form HERE.

  • Be actively employed or have a regular income
  • Be at least 18 years of age or older
  • Have an active open bank checking account
  • *Once you are paired with a lender, they may have additional requirements.

Yes, even those with poor credit may be eligible for cash advances.

Yes. While it is possible for you to obtain a cash advance if you are unemployed, not all lenders will lend to unemployed applicants.

It varies from customer to customer, but it can be as quickly as the next business day.

Once your Cash Advance has been approved, you may receive your money as soon as the following business day.

Once your cash advance is approved, your lender sends your cash advance via Direct Deposit into your personal bank account.

Your banking information is needed by lenders to assure they can make a direct deposit into a valid bank account if you acquire a cash advance. You can also repay your cash advance using the same bank account.

The lender who accepted your loan request will disclose your repayment terms on the loan agreement. This will also provide loan terms to you which include the interest rate, dates for repayment, finance charges, and more. Since we are not a lender we cannot provide this information to you.

Your ability to reapply for another cash advance or renew an existing loan varies by state depending on state regulation and lender policy.

We are not a lender so we are unable to publish exact rates.

OpenCashAdvance.com does not make online cash advances, is not a loan broker and we do not conduct credit checks. However, if you are paired with a lender, they may require a credit check.

OpenCashAdvance.com uses strong digital security measures to make sure that all your personal and financial information is well protected.

If you are paired with a lender and approved for a cash advance, you will be presented with the terms of your Cash Advance. That’s when you can choose to review the lender’s terms and sign the cash advance agreement.

After you submit your information, it may be sent to a lender who may then contact you with an offer.

OpenCashAdvance.com does not make loans and cannot quote exact costs for your online Cash Advance. Your lender will provide more information about the total cost of your cash advance.

The terms of repayment of your Cash Advance is given by your lender.

You can contact the lender for any questions regarding your loan status.

OpenCashAdvance.com can’t guarantee that you will be paired with a lender.

Please contact us with further questions.