X
Advertiser Disclosure

The offers that appear on OpenCashAdvance.com are from companies from which OpenCashAdvance.com receives compensation. OpenCashAdvance.com does not make loan offers, but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third party lenders and lending partners and does not constitute approval for a loan.

Short-term Cash Loans in San Luis Obispo, CA

If you are dealing with financial problems and need a fast loan, we can help you learn more about potential options. Our website will help you learn about cash advance, installment, and payday loans in San Luis Obispo, CA.

Pros of Borrowing Money in San Luis Obispo

Local lenders are often better suited to serve the needs of the average customer. When you request a loan from a close-by lender, they may have the ability to customize a loan based on your current circumstances. They may offer you an option that online lenders do not have.

How to Get a Loan in San Luis Obispo?

The process of requesting a loan is easy and quick. However, there are factors to consider once you have applied for and taken out a payday loan:

  • Once you receive the loan, you should pay it back as your loan agreement dictates.
  • If your due date comes and you are not able to pay, the lender can let you push back your due date.
  • Late payment may result in a fee tacked onto your outstanding balance.

If you do decide to push back the due date of your loan, your interest will pile on, and you may have to pay more in the long run.

States set limits on the interest of a loan. 15 states have rules that limit the APR for short-term loans to 36% or less, while most other states allow higher rates, according to the Center for Responsible Lending. Your state might even prevent you from taking a loan if you have too many outstanding balances or are unable to make your current payments on time.

Installment Loans in San Luis Obispo?

An installment loan is a loan that is repaid with regularly scheduled payments, or installments. Each payment on an installment loan will go toward a portion of the principal amount borrowed, plus the payment of interest on the debt. The lender considers the loan amount, the interest rate the borrower is charged, and the length of the loan when determining how much the borrower owes each month.

Examples of installment loans include auto loans, mortgage loans, or personal loans. Generally speaking, most installment loans are fixed-rate loans, meaning the interest rate the borrower is charged is fixed when they borrow it.

Requesting Title Loans in San Luis Obispo

Every state has various regulations when it comes to car title loans, so be sure to learn the rules and guidelines when requesting a title loan. Automobile title loans range from $1,000 to $5,000 or more and are generally equal to 25% to 50% of the value of the car being borrowed against. They are taken out for about 30 days on average.

Consumers may decide to take out a title loan for multiple reasons, including medical expenses, home renovations, business expenses, educational costs.

Favorite San Luis Obispo, CA, Cash Advance and Payday Loan Companies

Company name
Address
Phone
Advance Payday
755 Fotohill San Luis Obispo CA, 93401
805-543-2000
Advance Payday
775 East Foothill Boulevard San Luis Obispo CA, 93405
805-543-2000
ADVANCE PAYDAY
75 Foothill Blvd San Luis Obispo CA, 93401
805-543-2000
Check Into Cash
1354 Madonna Road San Luis Obispo CA, 93405
805-783-0160
Check Into Cash Of California
1354 Madonna Rd San Luis Obispo CA, 93405
805-783-0160

TYPE YOUR ZIP BELOW TO SEE CASH ADVANCE COMPANIES

California Advance Loan - Cities

AlamedaAlhambraAlta LomaAltadenaAnaheimAndersonAntiochApple ValleyArcadiaArcataArletaArroyo GrandeArtesiaArvinAtascaderoAtwaterAuburnAzusaBakersfieldBaldwin ParkBanningBarstowBay PointBellBell GardensBellflowerBelmontBeniciaBerkeleyBermuda DunesBeverly HillsBig Bear LakeBloomingtonBlytheBrawleyBreaBrentwoodBuena ParkBurbankBurlingameCabazonCalexicoCamarilloCampbellCanoga ParkCanyon CntryCanyon CountryCanyon LakeCapitolaCarlsbadCarmichaelCarsonCaruthersCastro ValleyCathedral CityCeresCerritosChatsworthChicoChinoChowchillaChula VistaCitrus HeightsCity Of IndustryClaremontClearlakeClovisCoalingaColtonColusaComptonConcordCorningCoronaCosta MesaCotatiCovinaCrescent CityCrestlineCucamongaCudahyCulver CityCupertinoCypressDaly CityDelanoDesert Hot SpringsDinubaDowneyDuarteDublinE Rncho DmngzEl CajonEl CentroEl CerritoEl GranadaEl MonteEl SegundoEl SobranteElk GroveEmeryvilleEncinitasEncinoEscondidoEurekaFairfieldFallbrookFolsomFontanaFort BraggFortunaFountain ValleyFreedomFremontFresnoFullertonGaltGarden GroveGarden ValleyGardenaGilroyGlendaleGlendoraGranada HillsGrass ValleyGreenbraeGridleyGrover BeachHacienda HeightsHanfordHarbor CityHawaiian GardensHawthorneHaywardHazardHeberHemetHerculesHesperiaHighlandHollisterHollywoodHuntington BeachHuntington ParkImperial BeachIndioInglewoodIrvineJacksonKing CityKings BeachKingsburgLa HabraLa JollaLa MesaLa MiradaLa PuenteLa VerneLake ElsinoreLake ForestLakeportLakesideLakewoodLancasterLawndaleLemon GroveLemooreLincolnLindsayLivermoreLivingstonLodiLoma LindaLomitaLompocLong BeachLos AlamitosLos AngelesLos BanosLynwoodMaderaMantecaMarinaMarina Del ReyMartinezMarysvilleMaywoodMenifeeMenlo ParkMercedMiddletownMilpitasMission HillsMission ViejoModestoMonroviaMontclairMontebelloMoorparkMoreno ValleyMorgan HillMorongo ValleyMorro BayMountain ViewMurrietaNapaNational CityNewarkNewport BeachNorth HighlandsNorth HillsNorth HollywoodNorthridgeNorwalkNovatoOakdaleOakhurstOaklandOceansideOntarioOrangeOrangevaleOrlandOrovilleOxnardPacificaPacoimaPalm DesertPalm SpringsPalmdalePalo AltoPamonaPanorama CityParadiseParamountPasadenaPaso RoblesPattersonPerrisPetalumaPico RiveraPinolePismo BeachPittsburgPlacentiaPlacervillePleasant HillPomonaPort HuenemePortervillePowayRamonaRancho CordovaRancho CucamongaRancho MirageRed BluffReddingRedlandsRedondo BeachRedwood CityReedleyResedaRialtoRichmondRidgecrestRio LindaRiponRiversideRncho CordovaRocklinRohnert ParkRosamondRosemeadRosevilleRowland HeightsSacramentoSalinasSan BernardinoSan BrunoSan ClementeSan DiegoSan DimasSan FernandoSan FranciscoSan GabrielSan JacintoSan JoseSan JoseSan Juan CapistranoSan LeandroSan MarcosSan MateoSan PabloSan PedroSan RafaelSan RamonSan YsidroSangerSanta AnaSanta BarbaraSanta ClaraSanta ClaritaSanta CruzSanta Fe SpringsSanta MariaSanta MonicaSanta PaulaSanta RosaSanteeSaratogaSeasideSebastopolSelmaSherman OaksSimi ValleySonoraSouth Dos PalosSouth El MonteSouth GateSouth Lake TahoeSouth San FranciscoSpring ValleyStantonStocktonStudio CitySuisun CitySun CitySun ValleySunlandSunnyvaleSusanvilleSylmarTaftTarzanaTecateTehachapiTemeculaTemple CityThousand OaksTorranceTracyTulareTurlockTustinTwentynine PalmsUkiahUnion CityUplandVacavilleValenciaVallejoValley VillageVan NuysVeniceVenturaVentureVictorvilleVisaliaVistaW HollywoodWalnutWalnut CreekWascoWatsonvilleWest CovinaWest SacramentoWestminsterWestwoodWhittierWillitsWillowsWilmingtonWindsorWinnetkaWoodlandWoodland HillsYorba LindaYrekaYuba CityYucaipaYucca Valley
Have a Question? Ask an Expert!

Fill out the form below to reach out to one of our financial professionals.