Cash Advance and Payday Loans in Oxnard, CA

If you are dealing with financial difficulties and need a fast loan, we can help you learn more about potential options.Use our site to learn about cash advance, installment, and payday loans in Oxnard, CA.

Advantages of Borrowing Money in Oxnard

Local lenders are often better suited to meet the needs of the average consumer. When you request a loan from a lender near you, they may have the possibility to customize a loan based on what you need at the moment. They may offer you a product that online lenders do not have.

How to Get a Loan in Oxnard?

The process of requesting a loan is simple and fast. However, there are factors to keep in mind once you have requested and taken out a payday loan:

  • Once you are given the loan, you should pay it back as your loan agreement dictates.
  • If your due date comes and you are not able to pay, the lender may let you push back your due date.
  • Late payment may result in a fee tacked onto your outstanding balance.

If you push back the due date of your loan, your interest will pile on, and you may have to pay more in the long run.

States place limits on the interest of a loan. Fifteen states have rules that limit the APR for short-term loans to 36% or less, while most other states permit higher rates, according to the Center for Responsible Lending. Your state might even restrain you from taking a loan if you have too many outstanding balances or are unable to make your current payments on time.

Installment Loans in Oxnard?

An installment loan is a loan that is paid back with regularly scheduled payments, or installments. Each payment on an installment loan will go toward a portion of the principal amount borrowed, plus the payment of interest on the debt. The lender considers the amount of the loan, the interest rate the borrower is charged, and the length of the loan when determining how much the borrower owes every month.

Types of installment loans include auto loans, mortgage loans, or personal loans. Generally speaking, most installment loans are fixed-rate loans, meaning the interest rate the borrower is charged is fixed when they borrow it.

Requesting Title Loans in Oxnard

Every state has different regulations when it comes to vehicle title loans, so be sure to learn the rules and guidelines when requesting a title loan. Automobile title loans range from $1,000 to $5,000 or more and are normally equal to 25% to 50% of the value of the vehicle being borrowed against. They are taken out for about 30 days on average.

Consumers may choose to take out a title loan for various reasons, including medical expenses, home renovations, business expenses, educational costs.

Favorite Oxnard, CA, Cash Advance and Payday Loan Companies

Company name
Address
Phone
ADVANCE AMERICA
121 W Gonzales Rd Oxnard CA, 93036
805-278-7842
Advance America
2506 Saviers Road Oxnard CA, 93033
805-483-8870
Advance America Cash Advance
2506 Saviers Road Oxnard CA, 93033
805-487-6477
Advance America Cash Advance
121 West Gonzales Road Oxnard CA, 93036
805-278-7842
C W Check Cashing
211 West Pleasant Valley Road Oxnard CA, 93033
805-486-3559
C W Check Cashing Inc
211 W Pleasant Valley Rd Oxnard CA, 93033
805-486-3559
Casa De Cambio Calle Quinta
100 E 5Th St Oxnard CA, 93030
805-487-2445
CASA DE CAMBIO CALLE QUINTA
501 S Rose Ave Oxnard CA, 93030
805-486-5333
Cash America Financial Svcs
804 N Ventura Rd Oxnard CA, 93030
805-988-4008
CASH PLUS INC
2050 E Pleasant Valley Rd Oxnard CA, 93033
805-986-8844
Check Into Cash Inc
420 South Ventura Road Oxnard CA, 93030
805-487-6477
Check Into Cash Of California
420 S Ventura Rd Oxnard CA, 93030
805-487-6477
Coastal Advance
2136 Saviers Road Oxnard CA, 93033
805-487-3900
COASTAL ADVANCE
2136 Saviers Rd Oxnard CA, 93033
805-487-3900
Continental Currency Service
2612 Saviers Road Oxnard CA, 93033
805-486-7337
CONTINENTAL CURRENCY SERVICE
2612 Saviers Rd Oxnard CA, 93033
805-486-7337
DEBIT INTERNATIONAL CORPORATIO
1132 S Oxnard Blvd Oxnard CA, 93030
805-483-5900
Dollarsmart
1460 W Doris Ave Oxnard CA, 93031
805-487-1553
DOLLARSMART
1460 Doris Ave Oxnard CA, 93030
805-487-1553
DOLLARSMART
1420 W Channel Islands Blvd Oxnard CA, 93033
805-247-0616
Dollarsmart
1420 West Channel Islands Boulevard Oxnard CA, 93033
805-427-0616
Fernandos Check Cashing
301 W 4Th St Oxnard CA, 93030
805-483-2371
Glc Check Cashing
3115 Saviers Road Oxnard CA, 93033
805-483-3484
GLC CHECK CASHING
3115 Saviers Rd # Rb Oxnard CA, 93033
805-483-3484
Gpmm Inc
1460 Doris Avenue Oxnard CA, 93030
805-483-7660
Gpmm Money Centers Inc
1460 Doris Ave Oxnard CA, 93030
805-483-7660
Hacienda Casa De Cambio
100 East 5Th Street Oxnard CA, 93030
805-487-2445
Hacienda Casa De Cambio
1801 North Oxnard Boulevard Oxnard CA, 93030
805-485-1829
HACIENDA CASA DE CAMBIO
1801 N Oxnard Blvd Oxnard CA, 93030
805-485-1829
Mexicana Check Cashing
3728 Saviers Rd Oxnard CA, 93033
805-247-9159
Payless Loans
3570 Saviers Road Suite B Oxnard CA, 93033
805-240-7770
PAYLESS LOANS
3570 Saviers Rd Ste B Oxnard CA, 93033
805-240-7770
Servicios La Gloria
430 South Oxnard Boulevard Oxnard CA, 93030
805-483-6649
SERVICIOS LA GLORIA
430 S Oxnard Blvd Oxnard CA, 93030
805-483-6649
SERVIMAX FINANCIAL
3450 Saviers Rd Oxnard CA, 93033
805-204-9116

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