Cash Advance Delaware


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Request cash advace and payday loans in Delaware

The number of states allowing cash advances is getting smaller and smaller, but you can still apply for one in Delaware. Delaware is actually one of the more lenient states when it comes to cash advance laws. That’s great when you need money fast, but it also means that you need to be extra careful about reading the terms and conditions of your loan, and pay the loan off as soon as possible. To start your loan request, head on over to our secure loan request form. Read on for specific information about cash advance regulations in Delaware.

Current Cash Advance Statutes for Delaware

In Delaware, the maximum loan amount is $500. Borrowers can actually get up to $1,000 because while the maximum loan amount is set at $500, there is no limit to the number of outstanding loans that you can take out at one time in Delaware, just as long as the total does not exceed $1,000. We don’t recommend taking out multiple cash advances, but the option is there if you need it.

The maximum loan term is 60 days, but you can extend this up to four times. That means you get up to four rollovers on each cash advance. Lenders are not subject to caps on finance rates and fees. Lenders are allowed to require collection fees in Delaware, but the collection fees should not be more than 5-percent of the payment amount. Delaware cash advance lenders are not allowed to pursue criminal charges.

Delaware Payday Loan Regulations

Please note that the type of short-term loan discussed on this page is synonymous with “payday loans.” The regulations previously outlined for cash advance loans apply.

  • How Payday Loans Work – When you need money in a hurry, a lender may offer you a fast cash solution that you will be expected to pay back within a couple of weeks.
  • Maximum Amount – The limit that you can borrow is $500, although it is up to your lender if you receive that much or not.
  • Repayment Extensions – The law allows for up to four rollovers.

Delaware State Economy

Those interested in a Delaware cash advance might also be curious about the state economy. Right now, the state unemployment rate is sitting at 4.6-percent. That’s quite a bit lower than the state high, which was 9.8-percent back in December of 1976. The all-time low was 3-percent back in June of 1988.

Many states require cash advance lenders to put caps on finance rates and fees. Since this is not the case in Delaware, we recommend that you be extra careful when taking out a cash advance. Make sure you’ll be able to pay off the loan without having to renew it.


* strives to present accurate information on each state’s regulations; however, we do not guarantee accuracy of data as presented. Please contact your state’s department of finance or visit your state’s official website for the most accurate information and inquiries. You can find your state’s site here:

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