Cash Advance Nevada


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Nebraska cash advance and payday loans

Nevada is one of the handful of states without a rate cap on cash advances. Combine that with the state’s countless casinos, and it’s not too surprising that Nevada is the state with the highest percentage of residents in debt. Nevada lawmakers have started to react. Recently, Nevada senators passed a bill that requires cash advance lenders to show potential borrowers what the APR for their loans will be. Lenders must also explain that a cash advance is only a short-term financial solution. Read on for more Nevada cash advance laws, or if you’re ready to get started with your loan request right now, click over to our secure loan request form.

Nevada Cash Advance Laws

In Nevada, your maximum loan amount cannot exceed 25-percent of your expected gross monthly income. So, if you make $2,000 per month, your maximum loan amount would be $500. That doesn’t mean you’d actually be offered that much by a lender, though. They look a number of different variables before they decide how much to lend you. According to state law, the number they come up with cannot be over 25-percent of your gross monthly income.

As we said earlier, Nevada doesn’t regulate the finance rate and fees for cash advances. Also, there are no regulations pertaining to the amount of outstanding loans you can take out at one time, and Nevada doesn’t limit how many times you can extend your loan.

Your lender is allowed to charge collection fees if you cannot pay back your loan. These fees may include, but are not limited to: a $25 dishonored check fee, court costs, service of process costs, and reasonable attorney’s fees. Your lender is not allowed to pursue criminal action against you, unless you act with criminal intent.

Nevada Payday Loan Regulations

There is more than one name for short-term, small payday loans. “Payday loan” is another way to refer to cash advances. Since it is another name for the same thing, the product is regulated the same way.

  • How Payday Loans Work – Fast cash for those with bad credit doesn’t come much quicker than with this type of funding, which can arrive in as little as one business day. The loan is meant to be paid back in full on a due date specified by the lender (usually within a couple of weeks of the start of the loan).
  • Maximum Amount – The cap is set at 25-percent of your gross monthly income.
  • Repayment Extensions – There is no limit on rollovers.

Nevada State Economy

It’s important to look at your financial position before taking out a cash advance. You should be confident that you will be able to pay back the loan in a reasonable amount of time. Your state economy should be one of the factors you consider before applying. Nevada has one of the highest unemployment rates in the country. In May 2015, the state’s unemployment rate was 7-percent.

A cash advance can be a real lifesaver when you’re in a financial pinch. Just make sure to pay it off as soon as possible.


* strives to present accurate information on each state’s regulations; however, we do not guarantee accuracy of data as presented. Please contact your state’s department of finance or visit your state’s official website for the most accurate information and inquiries. You can find your state’s site here:

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