Cash Advance and Payday Loans in Irving, TX

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Many consumers facing an unexpected expense, crisis, or other financial emergency seek short-term loans as a reliable financial solution. Cash advances are one form of short-term loan option for emergencies. Payday loans, another short-term loan option, are also suitable for times when you need immediate funds.

Residents of Irving, Texas, can take advantage of payday loans, a type of loan designed to be repaid within two weeks or until the borrower’s next paycheck arrives. That being said, Texas State law has strict limitations and regulations by which borrowers and lenders must abide. For further information about consumer rights and lender responsibilities, Texas residents can check out the Texas State Law Library.

Advantages of Taking Out Payday Loans in Irving

There are many advantages to taking out payday loans in Irving, TX. Some advantages include:

  • Fast cash transfer from direct payday lenders to their borrowers
  • Straightforward and user-friendly loan request forms
  • Bad credit may be less of an issue

How to Get a Cash Advance and Payday Loan in Irving?

The many storefront lenders in Irving, TX,  are a viable cash resource. However, some consumers prefer online lenders, who give you the ability to request the cash from anywhere. Online payday loans may require the following information from borrowers to ensure a secure transaction:

  • Personal information for legal identification, such as name, address, phone number, and email address
  • The borrower’s bank account number
  • Income source information, such as the employer’s name or company name

Cash Advance and Payday Loans Requirements

Lenders in Irving, Texas, just other lenders in other states, have requirements for requesting a loan, including:

  • The borrower must be 18 years old.
  • The borrower must provide a social security number.
  • The borrower must be a resident of Irving, Texas, and be able to show proof of residency.
  • The borrower’s income source must be at least $1,000.
  • The borrower must have a current phone number and email address.

Specific requirements may vary by lender.

Cost and Regulations of Cash Advance and Payday Loans in Irving, TX

Before requesting a cash advance or payday loan, applicants should take into account Texas rules and regulations. There is no minimum amount for a cash advance or payday loan in Texas, meaning that the lender is free to set their own minimum loan amount. The legal minimum loan term is seven days, with the maximum loan term depending on the amount borrowed. State law prohibits rollovers, and fees may depend on the loan amount borrowed. The annual percentage rate can be up to 662%.

For more information about general rules and regulations for short-term loans in Irving, Texas, review state regulations.

Installment Loans in Irving

As the name indicates, installment loans allow borrowers to pay back their debt with scheduled repayments. Installment loans benefit customers who have low credit scores or want the comfort of a repayment plan rather than pay the entire loan amount upfront. Sometimes, payday loan lenders allow their customers to extend their loan term for up to a year.

Requesting Title Loans in Irving

Just like traditional banks and financial institutions, online direct lenders offer title loans. To qualify for a title loan, the borrower must put up their vehicle and the corresponding vehicle title as collateral; this can be a car, a truck, or a motorcycle. The application process for a title loan does not significantly differ from a regular payday loan application. Once the vehicle title is presented, and the standard loan paperwork complete, the lender will determine the collateral’s worth. The vehicle’s value will determine the maximum loan amount. The requirements for title loans in Irving differ from regular payday loans. Borrowers may be required to present the following:

  • Current, valid identification
  • Proof of residency in Irving, Texas
  • Employer reference proving income
  • Photos of the vehicle to be used as collateral
  • Lien-free car title

Best Irving, TX Cash Advance and Payday Loan Companies

The storefront and online options for payday loans are bountiful in Irving, Texas.

Advance America has a physical location along with a reliable website. They offer payday loans, installment loans, title loans, and lines of credit.

Cash Store is another reliable payday loan option with plenty of stores in Irving, Texas. Customers have the luxury of applying through their website, on the phone, or even physically at a store location. Similar to Advance America, the online process is quick and straightforward.

With the number of online and storefront options in Irving, research is a must. Be sure to look into all your options before requesting an online payday loan.

Company name
Address
Phone
1 Point 1 Percent Mobile Check Cashing Service
Irving Irving TX, 75038
972-257-3504
24 Hour Check Cashers
2821 North Belt Line Road Irving TX, 75062
214-260-0100
A Abc Check Cashing
1004 West Airport Freeway Irving TX, 75062
972-790-7566
AAA CHECK CASHING
501 S Loop 12 Irving TX, 75060
972-721-1643
ADVANCE AMERICA
2612 N Belt Line Rd Irving TX, 75062
972-252-5990
ADVANCE AMERICA
1111 W Airport Fwy Irving TX, 75062
972-255-6990
Any Kind Check Cashing Centers
1420 North Story Road Irving TX, 75061
972-313-1700
ANY KIND CHECK CASHING CENTERS
1420 a N Story Irving TX, 75014
972-313-1700
B & B Technical Services Company Inc
1118 Perry Street Suite 113 Irving TX, 75060
972-721-1959
Caral Check Cashing
2728 W Irving Blvd Irving TX, 75061
214-441-2580
Caral Check Cashing
2728 West Irving Boulevard Irving TX, 75061
214-441-2580
CASH STORE
4101 W Airport Fwy Irving TX, 75062
888-950-2274
Check Mart Of Texas
1420 N Story Rd Irving TX, 75061
972-313-1700
Check ’n Go
N Belt Line Rd Irving TX, 75038
214-492-0918
D L G Enterprises Inc
2029 E State Highway 356 Irving TX, 75060
972-721-0535
Dallas Check Cashers Num 11
1701 W Irving Blvd Irving TX, 75061
214-492-0587
Dash For Cash
415 East Airport Freeway Irving TX, 75062
972-255-2274
DASH FOR CASH
415 E Airport Fwy Irving TX, 75062
972-255-2274
DIAL A CHECK
2105 Oakhurst Dr Irving TX, 75061
972-785-9373
Dollar Check Cashing
1111 W Airport Fwy Irving TX, 75062
972-659-0999
DOLLAR CHECK CASHING
1111 W Airport Fwy Ste 137 Irving TX, 75062
972-659-0999
Dollar Check Cashing
1111 West Airport Freeway Suite 137 Irving TX, 75062
972-659-0999
E Z MONEY CENTER
3662 N Belt Line Rd Irving TX, 75062
972-413-1003
Equifax Check Services
Irving Irving TX, 75038
972-445-0955
Fast Cash Diamonds
Irving Irving TX, 75038
972-255-2274
First Cash Advance
3509 North Belt Line Road Irving TX, 75062
972-256-9500
FIRST CASH ADVANCE
2325 W Airport Fwy # 100 Irving TX, 75062
972-870-0680
FIRST CASH ADVANCE
3509 N Belt Line Rd Irving TX, 75062
972-256-9500
Fuente Check Cashing
1540 East Irving Boulevard Irving TX, 75060
972-438-1728
FUENTE CHECK CASHING
1540 E Irving Blvd Irving TX, 75060
972-438-1728
HALF PRICE CHECKS CASHED
2720 N Belt Line Rd Irving TX, 75062
972-255-4503
HALF PRICE CHECKS CASHED
204 S Nursery Rd Irving TX, 75060
972-785-1506
Inteletravel
9521 Rodeo Drive Irving TX, 75063
972-432-9964
J & B Convenience Store No 2
2029 East State Highway 356 Irving TX, 75060
972-721-0535
K KS CHECK CASHING
4125 W Airport Fwy Irving TX, 75062
972-257-0262
L & D Check Cashing
1335 North Belt Line Road Suite 8 Irving TX, 75061
972-790-8123
L & D CHECK CASHING
1335 N Belt Line Rd Irving TX, 75061
972-790-8123
Leslie Ward Enterprises Inc
1405 N Union Bower Rd Irving TX, 75061
972-785-0300
Metroplex Check Cashing Mobile
1021 N Wildwood Dr Irving TX, 75061
972-554-7003
METROPLEX CHECK CASHING MOBILE
719 N Britain Rd Irving TX, 75061
972-554-7003
Metroplex Check Cashing-Mobile Check Cashing Srvce
Irving Irving TX, 75038
972-554-7003
MONEY MART
1420 N Story Rd # A Irving TX, 75061
972-313-1700
MR PAYROLL
3612 N Belt Line Rd Irving TX, 75062
972-871-1636
PAS EXPRESS MONEY SERVICES
2600 W Irving Blvd Irving TX, 75061
972-986-3737
PLS CHECK CASHERS
2821 N Belt Line Rd Irving TX, 75062
214-260-0100
Puente Group
1916 E Grauwyler Rd Irving TX, 75061
972-785-2482
Speedy Cash
1139 East Irving Boulevard Irving TX, 75060
972-438-7950
SPEEDY CASH
1139 E Irving Blvd Irving TX, 75060
972-438-7949
Texas Assn Of Check Cashiers
1231 Greenway Dr Ste 850 Irving TX, 75038
972-550-5005

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