Cash Advance and Payday Loans in El Paso, TX

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Cash advances and payday loans are alternative financing options designed to meet small funding needs until the next paycheck. This type of loan may be suitable for people with a low credit score. A low credit score may be okay as long as borrowers display proof that they have the means to pay back the loan by the next paycheck.

Advantages of Taking Out Payday Loans in El Paso, TX

One of the most significant advantages of taking out payday loans in El Paso is speed. The payday loan application process is relatively quick compared to other money lending businesses. The lender may also approve the loan on the spot.

Another advantage of payday loans is that consumers can access lenders quite easily. Most online lenders operate 24/7, and storefront lenders don't require an appointment to schedule a meeting.

Lastly, borrowers may not need to present collateral to secure their loans.

How to Get a Cash Advance and Payday Loan in El Paso, TX?

Applying for a loan in El Paso can be done online or by visiting a lender in person. Prior to the application, borrowers are encouraged to check and prepare the required documents to speed up the process and address their needs sooner.

Cash Advance and Payday Loans Requirements

Those searching for short-term funding should first make sure they meet the basic El Paso requirements. To be eligible for a loan in El Paso, clients must be Texas residents of at least 18 years of age and present an ID, proof of income, and an active bank account.

If granting a loan, the lender may deposit the borrowed amount in the customer's active bank account. Some lenders have the option to lend the money in person if the borrower is in need of cash and wants to avoid a trip to the bank.

Costs and Regulations of Cash Advances and Payday Loans in El Paso, TX

The Texas law doesn't state a minimum or a maximum loan amount that customers can borrow. The law doesn't specify the maximum financing fee, either. This makes the average annual percentage rate sometimes around 662%. The maximum loan term, fees, and other applicable charges to the loan vary according to the loan amount and from one lender to another.

Rollovers are not allowed, and all lenders must disclose the term, fees, interest, repayment period before the loan documents are signed.

Installment Loans in El Paso, TX

Installment loans are another type of unsecured loan, similar to cash advances and payday loans. However, the difference is that installment loans offer a larger amount of money for an extended period of time. Customers can borrow loans up to $5,000 and pay it back in equal payments over a period of six months to two years. Regarding the circumstances, some lenders may extend the term to up to three years.

Requesting Title Loans in El Paso, TX

A title loan uses the borrower's car title as collateral. If the client fails to pay back the borrowed amount, the lender can take possession of the vehicle. When applying for a title loan in El Paso, whether online or in-person, borrowers must present their ID, address, pictures of the vehicle, and proof of insurance. The lender checks the year, the make, the model, the mileage, and the trim of the car and, based on those, assesses the amount of money that can be offered.

Borrowers can pay back the loan in up to three years. However, they can pay off the loan earlier if they want to. When taking out a title loan, customers can continue using their vehicles normally.

Favorite El Paso, TX Cash Advance and Payday Loan Companies

Customers have many options from which they can request a loan in El Paso. Two well-known cash advance companies in El Paso are Check ‘n Go and Advance America. Both companies operate in several locations across the country. They offer payday loans, installment loans, check cashing, and more. Customers can apply for a loan from Check ‘n Go and Advance America online or by visiting one of their stores in person.

Company name
Address
Phone
4Ez Money Now
El Paso El Paso TX, 79901
915-581-0841
Ace Americas Cash Express
9130 Dyer Street El Paso TX, 79924
915-751-4820
Ace Americas Cash Express
1829 Montana Avenue El Paso TX, 79902
915-532-5828
ACE CASH EXPRESS
8838 Viscount Blvd Ste J El Paso TX, 79925
915-633-6165
ACE CASH EXPRESS
1055 Sunland Park Dr Ste B El Paso TX, 79922
915-587-1423
ACE CASH EXPRESS
5140 Fairbanks Dr Ste 6 El Paso TX, 79924
915-755-4378
ACE CASH EXPRESS
9130 Dyer St El Paso TX, 79924
915-751-4820
ACE CASH EXPRESS
115 S Americas Ave Ste F El Paso TX, 79907
915-859-1291
ACE CASH EXPRESS
835 N Zaragoza Rd Ste J El Paso TX, 79907
915-860-9433
ACE CASH EXPRESS
5070 Doniphan Dr El Paso TX, 79932
915-832-0372
ACE CASH EXPRESS
239 Stern Dr El Paso TX, 79932
915-875-0247
ACE CASH EXPRESS
11021 Rogers Hornsby St El Paso TX, 79934
915-759-6980
ACE CASH EXPRESS
1830 George Dieter Dr Ste 104 El Paso TX, 79936
915-849-6651
ACE CASH EXPRESS
1360 N Lee Trevino Dr El Paso TX, 79936
915-633-6780
ACE CASH EXPRESS
6543 Laramie Ridge Ln El Paso TX, 79912
915-581-9663
ACE CASH EXPRESS
7500 N Mesa St El Paso TX, 79912
915-833-7427
ACE CASH EXPRESS
5865 Acacia Cir El Paso TX, 79912
915-842-0583
ACE CASH EXPRESS
401 E Schuster Ave El Paso TX, 79902
915-351-6628
ACE CASH EXPRESS
1829 Montana Ave El Paso TX, 79902
915-532-5828
ACE CASH EXPRESS
2500 N Mesa St Ste C El Paso TX, 79902
915-838-1675
ACE CASH EXPRESS
2821 Titanic Ave El Paso TX, 79904
915-755-1483
ACE CASH EXPRESS
3901 Hercules Ave Apt 17 El Paso TX, 79904
915-759-0389
ACE CASH EXPRESS
8220 Dyer St El Paso TX, 79904
915-759-0222
ACE CASH EXPRESS
6100 Montana Ave Ste E El Paso TX, 79925
915-772-2752
Ace Cash Express Inc
12135 Montwood Dr Ste 103 El Paso TX, 79936
915-856-9973
Ace Cash Express Inc
5501 Dyer St Ste B El Paso TX, 79904
915-562-5693
Ace Cash Express Inc
5070 Doniphan Dr Ste D El Paso TX, 79932
915-585-6275
Ace Cash Express Inc
9600 Montana Ave El Paso TX, 79925
915-592-2909
Ace Cash Express Inc
424 N Yarbrough Dr Ste A El Paso TX, 79915
915-595-2241
Ace Cash Express Inc
4700 Montana Ave El Paso TX, 79903
915-566-6005
Ace Cash Express Inc
7138 Alameda Ave El Paso TX, 79915
915-843-2431
Advanced Internet
4023 Fred Wilson Avenue # A El Paso TX, 79904
915-562-7904
AMERICAS CASH PLUS
201 S Americas Ave Apt S El Paso TX, 79907
915-859-1399
Americas Cash Plus Inc
201 S Americas Ave El Paso TX, 79907
915-859-1399
Banctec
1790 North Lee Trevino Drive Suite 313 El Paso TX, 79936
915-593-7545
CASH IT HERE
1461 N Lee Trevino Dr El Paso TX, 79936
915-598-8866
CASH IT HERE
8034 N Mesa St El Paso TX, 79932
915-584-5804
CASH IT HERE
1921 Montana Ave El Paso TX, 79903
915-542-1214
Cash It Here
4902 Montana Avenue El Paso TX, 79903
915-565-1495
Cash It Here
1155 North Zaragoza Road Suite A103 El Paso TX, 79907
915-790-0635
Cash It Here
2301 North Mesa Street El Paso TX, 79902
915-542-1214
Cash It Here Inc
8718 Alameda Avenue El Paso TX, 79907
915-858-0975
CASH STORE
1830 N Zaragoza Rd El Paso TX, 79936
915-856-9900
CASH STORE
8820 N Loop Dr El Paso TX, 79907
915-860-9119
CASH STORE
10705 Gateway Blvd W El Paso TX, 79935
915-591-9890
Cash-It-Here
6920 Delta Drive Suite 2 El Paso TX, 79905
915-778-6308
Cash-It-Here
9155 Dyer Street El Paso TX, 79924
915-751-6957
Cash-It-Here
2901 Alameda Avenue El Paso TX, 79905
915-544-2995
Check America
2267 Trawood Drive El Paso TX, 79935
915-781-2435
Check In Cash Out
4717 Fred Wilson Avenue # B El Paso TX, 79906
915-565-0067
Check In Cash Out
4020 Monroe Avenue Suite F El Paso TX, 79930
915-565-9847
CHECK IN CASH OUT
4020 Monroe Ave Ste F El Paso TX, 79930
915-565-9847
Check N Cash
515 South Kansas Street El Paso TX, 79901
915-544-5274
Check Systems
915 Huckleberry Street El Paso TX, 79903
915-562-1551
Collectrite Inc
2211 East Missouri Avenue El Paso TX, 79903
915-533-9000
Cybernet Funding Inc
4665 Montana Avenue El Paso TX, 79903
915-565-3274
El Paso No 1 Inc
9155 Dyer St El Paso TX, 79924
915-751-6957
Fast Bucks
4929 Dyer St El Paso TX, 79930
915-566-1886
FAST CASH NOW
3910 Dyer St El Paso TX, 79930
915-562-4143
FASTBUCKS
4001 Dyer St El Paso TX, 79930
915-566-1886
MELEK
6001 Gateway W El Paso TX, 79901
915-775-0270
MELEK CORP
2931 Central Ave El Paso TX, 79905
915-521-8085
MELEK CORP
306 E Paisano Dr El Paso TX, 79901
915-534-7474
Melek Corporation
2931 Central Ave El Paso TX, 79905
915-542-3131
Melek Corporation
750 Sunland Park Dr Ofc El Paso TX, 79912
915-587-6213
Melek Corporation
7500 North Mesa Street El Paso TX, 79912
915-842-8723
Melek Corporation
Cielo Vista Mall El Paso TX, 79925
915-778-1397
Melek Corporation
1132 Geronimo Drive El Paso TX, 79925
915-774-0496
Melek Corporation
Bassett Centre El Paso TX, 79925
915-771-7168
Melek Corporation
2931 Central Avenue El Paso TX, 79905
915-542-3131
Melek Corporation
306 East Paisano Drive El Paso TX, 79901
915-534-7474
MELEK SERVICE CENTER
Bassett Ctr El Paso TX, 79901
915-771-7168
Melek Service Center
Sunland Park Mall El Paso TX, 79901
915-587-6213
Mmb Financial Services Inc
4717 Fred Wilson Ave El Paso TX, 79906
915-565-9847
Monumex Money Exchange
105 E San Antonio Ave El Paso TX, 79901
915-532-9902
MR PAYROLL
3708 Monroe Ave El Paso TX, 79930
915-566-7070
MR PAYROLL
4426 Dyer St El Paso TX, 79930
915-566-7070
Nch Nuworld Marketing
26 Walter Jones Boulevard Suite A El Paso TX, 79906
915-772-3399
Office General
1478 George Dieter Drive Suite I El Paso TX, 79936
915-921-0355
Pack Crate & Ship
10870 Pellicano Drive El Paso TX, 79935
915-593-1581
QUICK CASH INC
9515 Gateway W El Paso TX, 79901
915-775-1911
QUIK CASH
2625 N Mesa St Ste C El Paso TX, 79902
915-351-9625
QUIK CASH
2030 Myrtle Ave El Paso TX, 79901
915-351-9625
QUIK CASH
7021 Alameda Ave El Paso TX, 79915
915-778-4574
QUIK CASH
2000 N Lee Trevino Dr El Paso TX, 79936
915-629-6970
QUIK CASH
1475 George Dieter Dr Ste F El Paso TX, 79936
915-633-1341
RENT A CENTER
9740 Dyer St # B El Paso TX, 79924
915-751-7898
RENT A CENTER
500 N Zaragoza Rd Ste Q1 El Paso TX, 79907
915-872-1799
RENT A CENTER
1830 George Dieter Dr El Paso TX, 79936
915-590-6155
SAMSOS EXPRESS MONEY TRANSFER
429 N Yarbrough Dr El Paso TX, 79915
915-598-1658
SERVICIO CONFIA
2133 Central Ave El Paso TX, 79905
915-351-1658
Synchro Systems
Po Box 972372 El Paso TX, 79997
915-598-3053
Trans Card Systems Of Texas
5848 Acacia Circle Suite A201 El Paso TX, 79912
915-833-8883
Valuta Corp
301 E Paisano Dr El Paso TX, 79901
915-544-1152
VALUTA CORP
300 S Mesa St Ste A El Paso TX, 79901
915-544-1152
Valuta Corporation
301 East Paisano Drive El Paso TX, 79901
915-544-1152

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