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Cash Advance and Payday Loans in Piedmont, AL.

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It's way easier to get quick money when the options are spelled out for you. That's why we're here. We did the research to find reliable lenders in your area. Read more about your city lending opportunities, and then call or visit them in person when you are ready.

Advantages of Taking out Payday Loans in Piedmont

Online lenders deny 70% of their candidates. They merely do not have the resources to satisfy the needs of most Piedmont citizens. In contrast, local lenders are often better suited to meet the requirements of the normal customer.

When you request a loan from a nearby lender, they may have the possibility to tailor a loan to your circumstances. They may offer a financial product that online lenders do not carry.

Don't let yourself slip through the cracks of the bigger lending companies. Contact a local lending source to get personal assistance.

How to Get a Cash Advance and Payday Loan in Piedmont?

Getting a payday loan in Piedmont is as easy as finding a lender who is willing to work with you. Begin with checking out the list of close-by locations given further down this page.

Before you claim a loan, be sure to do everything you can to increase the possibility for approval. It's possible to do this by improving your credit score, filling out your form with correct information, and working with the suitable lender for for your specific situation.

Always keep in mind that lending regulations vary by state. For more information about the rules limiting loan amounts, finance charges, and loan terms, you should find the details concerning the particular state's laws and restrictions.

Cost and Regulations of Cash Advance and Payday Loans in Piedmont, AL
Law Status Legal
MIN Loan Amount None
MAX Loan Amount $500
Min Loan Term 10 days
Max Loan Term 31 days
Max APR 456%*
Additional Fees Not specified
NSF Fee $30
Number of loans at the same time No limit, but the total outstanding loan amount cannot exceed $500
Cooling off period Next business day after repayment
Rollover 1
Penalties for default Prohibited unless check returned due to closed account

Installment Loans in Piedmont

It is not wise to borrow more than $500 through a payday loan. Fortunately, many lenders offer installment loans to those who need higher loan amounts. An installment loan is normally for $1,000 to $5,000, and the borrower is supposed to pay it back within a year. Piedmont residents can try to fund bigger/higher expenses by claiming one of these larger loans.

Requesting Title Loans in Piedmont

Short-term loans come in many shapes and sizes. When a payday loan or an installment loan is not what the client needs, some borrowers will turn to Piedmont car title loans. The key difference with this type of financing is that the borrower signs their car over to the lender throughout the life of the loan. After that they receive financing as high as 50% of the value of their car.

The borrower gets his title back as soon as the loan is repaid. From time to time, the borrower is ready to pay back the loan in advance. This can help them save on interest.

There are some areas where you are not able to get a title loan. Those who need one can check and see if it is an option in their area.

Favorite Piedmont, AL, Cash Advance and Payday Loan Companies

Company name
Address
Phone
Check Advance
102 South Main Street Piedmont AL, 36272
256-447-6055
Fast Cash
636 E Highway 278 Byp Piedmont AL, 36272
256-447-2575
FAST CASH
636 E Highway 278 Byp # Us Piedmont AL, 36272
256-447-2575

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Cash Advance Information by State:

Other Cities Near Piedmont in Alabama

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FAQ

How Can I Receive My Loan Amount?
Most online payday loans are disbursed through direct deposit. As a result, many lenders require the applicant to have an active checking account. If you want to receive your cash in cash or by check, ask the lender if they can accommodate you.
How Fast Can I Get Payday Loans in Piedmont?
If you are approved for an online loan in Piedmont, you may get your funds in one to two business days.
Do I Need Any Security or Collateral?
Typically, most lenders will not ask for collateral to secure your short-term loan.
How Do Online Cash Advances Work in Piedmont, Alabama?
To get an online payday loan in Piedmont, users can apply for a loan on the lender’s website. We are not a lender, but we act as a bridge between you and the lender. The application will require some personal and financial details, like our loan request form. Once you submit your application, the lender will review it and get back to you. If you are approved, you may get your cash in as little as one business day. Most lenders require you to pay back the cash in a lump sum plus the finance charge by your next paycheck or within 14 days.
How Often Can I Apply for a Payday Loan in Piedmont?
Each state has their own regulations regarding the number of payday advances an applicant can obtain. It is best to consult your state’s lending rules and speak to a lender to conclude how many loans you can take out at the same time.

Payday Loan Calculator

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The annual percentage rate (APR) represents your yearly interest charge. We placed a representative APR in this field based on state averages. Please feel free to update it with the exact APR associated with your loan, if applicable.
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This loan calculator is provided as an estimator only. The details of your loan will depend on several factors including, but not limited to: loan amount, term, annual percentage rate (APR), fees, the state you live in, and the lender’s conditions. These details vary lender to lender and are subject to change at any time. The details of your loan will be provided to you by your lender.
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