Cash Advance and Payday Loans in Tallassee, AL.

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It's a lot easier to find fast cash when the options are described to you in detail. That's why we're here. We did the research to find reliable lenders in your area. Learn more about your hometown lending options, and then call or visit them personally when you are in need.

Advantages of Taking out Payday Loans in Tallassee

Online lenders refuse 70% of their seekers. They simply do not have the resources to meet the needs of most Tallassee citizens. In contrast, local lenders are often better suited to meet the requirements of the normal consumer.

When you request a loan from a neighbouring lender, they may have the ability to customize a loan to your situation. They can offer a financial product that online lenders do not carry.

Don't let yourself fall through the cracks of the larger lending companies. Contact a local lending source to receive personal service.

How to Get a Cash Advance and Payday Loan in Tallassee?

Getting a payday loan in Tallassee is as easy as finding a lender who wants to work with you. Get started by checking out the list of close-by locations mentioned further down this page.

Before you apply for a loan, make sure you've done everything possible to increase the possibility for approval. It's possible to do this by increasing your credit score, filling out your form with faultless information, and working with the suitable lender for your situation.

It's highly important to remember that lending regulations vary by state. For more information about the regulations limiting loan amounts, finance charges, and loan terms, you should look for details about the particular state's laws and restrictions.

Cost and Regulations of Cash Advance and Payday Loans in Tallassee, AL
Law Status Legal
MIN Loan Amount None
MAX Loan Amount $500
Min Loan Term 10 days
Max Loan Term 31 days
Max APR 456%*
Additional Fees Not specified
NSF Fee $30
Number of loans at the same time No limit, but the total outstanding loan amount cannot exceed $500
Cooling off period Next business day after repayment
Rollover 1
Penalties for default Prohibited unless check returned due to closed account

Installment Loans in Tallassee

It is not recommended to borrow more than $500 through a payday loan. Luckily, many lenders provide installment loans to those who need higher loan amounts. An installment loan is generally for $1,000 to $5,000, and the borrower is supposed to pay it back within a year. Tallassee residents can try to fund bigger/higher expenses by claiming one of these larger loans.

Requesting Title Loans in Tallassee

Short-term loans come in numerous shapes and sizes. When a payday loan or an installment loan is not what the client looks for, some borrowers will turn to Tallassee car title loans. The main difference with this type of funding is that the borrower signs their car over to the lender during the life of the loan. They then receive funding as high as 50% of the value of their automobile.

The borrower gets his title back as soon as the loan is paid. From time to time, the borrower is ready to pay back the loan in advance. This can help them save on interest.

There are some areas where you cannot get a title loan. Those who need one can check and see if it is an choice in their area.

Favorite Tallassee, AL, Cash Advance and Payday Loan Companies

Company name
Address
Phone
ADVANCE AMERICA
425 Gilmer Ave Tallassee AL, 36078
334-283-3286
Cash Express
533 Jordan Avenue Tallassee AL, 36078
334-252-8404
Cash Express Inc
533 Jordan Ave Tallassee AL, 36078
334-252-8404

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FAQ

How Can I Receive My Loan Amount?
Most online loans are disbursed through direct deposit. As a result, many lenders require the applicant to have an active checking account. If you want to receive your money in cash or by check, ask the lender if they can accommodate you.
How Do Online Cash Advances Work in Tallassee, Alabama?
To get an online loan in Tallassee, residents need to fill out the loan application form on the lender’s website. We are not a lender, but we try to connect you with a network of trusted lenders. The application will require some personal and financial details, like our loan request form. Once you submit your application, the lender will review it and return to you. If you are approved, you may get your cash in as little as one business day. Most lenders require you to pay back the cash in a lump sum plus the finance charge by your next paycheck or within 14 days.
What Happens If I Don’t Repay on Time?
If you can’t repay your online loan on time, the lender may offer a rollover. However, you may have to pay a new fee to extend the terms. Also, rollovers are not an option in each state. Also, if you still can’t pay your online cash advance on time after the extension, the lender may send your account to a collection agency, which can damage your credit score.
What Is the Average Annual Percentage Rate for Online Cash Advances in Alabama?
This question is difficult to answer. A two-week payday loan can be different depending on lots of variables. Please speak with your lender directly for the average cost of a payday loan.
Can I Get No Credit Check Payday Loans in Tallassee?
All short-term lenders perform a credit check. But, some creditors consider income alongside credit when seeing if you qualify. As a result, applicants with lower scores may still be able to find loan products.

Payday Loan Calculator

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Enter the number of days you have to pay back the loan.
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The annual percentage rate (APR) represents your yearly interest charge. We placed a representative APR in this field based on state averages. Please feel free to update it with the exact APR associated with your loan, if applicable.
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This loan calculator is provided as an estimator only. The details of your loan will depend on several factors including, but not limited to: loan amount, term, annual percentage rate (APR), fees, the state you live in, and the lender’s conditions. These details vary lender to lender and are subject to change at any time. The details of your loan will be provided to you by your lender.
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