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Advertiser Disclosure

The offers that appear on OpenCashAdvance.com are from companies from which OpenCashAdvance.com receives compensation. OpenCashAdvance.com does not make loan offers, but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third party lenders and lending partners and does not constitute approval for a loan.

Short-Term Loans Online in Haleyville, AL.

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It's not difficult to find fast money when the options are spelled out for you. That's the reason we're here. We did the analysis to find reputable lenders in your territory. Get more information about your city loan opportunities, and then call or visit them in person when you are ready.

Advantages of Taking out Payday Loans in Haleyville

Online lenders refuse 70% of their seekers. They merely do not have the resources to meet the needs of most Haleyville residents. In contrast, local lenders are often better suited to meet the requirements of the normal consumer.

When you request a loan from a close-by lender, they may have the ability to tailor a loan to your circumstances. They can offer a financial product that online lenders do not carry.

Don't let yourself fall through the cracks of the bigger lending companies. Contact a local lending source to receive personal support.

How to Get a Cash Advance and Payday Loan in Haleyville?

Getting a payday loan in Haleyville is as easy as finding a lender who is willing to work with you. Get started by checking out the list of locations near you listed further down this page.

Before you claim a loan, make sure you've done everything possible to increase your chances for approval. It's possible to do this by improving your credit score, filling out your form with correct information, and working with the suitable lender for for your specific situation.

Don't forget that lending regulations vary by state. For more information about the rules limiting loan amounts, finance charges, and loan terms, you should check the particular state's laws and restrictions.

Cost and Regulations of Cash Advance and Payday Loans in Haleyville, AL
Law Status Legal
MIN Loan Amount None
MAX Loan Amount $500
Min Loan Term 10 days
Max Loan Term 31 days
Max APR 456%*
Additional Fees Not specified
NSF Fee $30
Number of loans at the same time No limit, but the total outstanding loan amount cannot exceed $500
Cooling off period Next business day after repayment
Rollover 1
Penalties for default Prohibited unless check returned due to closed account

Installment Loans in Haleyville

It is not advisable to borrow more than $500 through a payday loan. Luckily, many lenders offer installment loans to those who need higher loan amounts. An installment loan is generally for $1,000 to $5,000, and the borrower is supposed to pay it back within a year. Haleyville residents can try to fund bigger/higher expenses by asking for one of these larger loans.

Requesting Title Loans in Haleyville

Short-term loans come in numerous shapes and sizes. When a payday loan or an installment loan is not what the customer wants, some borrowers will turn to Haleyville car title loans. The key difference with this type of funding is that the borrower signs their car over to the lender during the life of the loan. They then receive funding as high as 50% of the value of their car.

The borrower gets his title back as soon as the loan is repaid. From time to time, the borrower is able to pay back the loan early. This can help them save on interest.

There are some areas where you cannot get a title loan. Those who need one can check and see if it is an choice in their area.

Favorite Haleyville, AL, Cash Advance and Payday Loan Companies

Company name
Address
Phone
ADVANCE AMERICA
42455 Highway 195 Haleyville AL, 35565
205-486-2850
CASH STORE OF HALEYVILLE
42204 Highway 195 Haleyville AL, 35565
205-486-3030
DOLLAR PAWN SHOP
1801 11th Ave Haleyville AL, 35565
205-486-7945
My Cyber Cash
1447 21St Street Haleyville AL, 35565
205-486-1702

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FAQ

How Long Does It Take to Get Approved for a Cash Advance in Haleyville?
Not all of those requesting cash are approved. In some cases, online lenders approve a short-term loan relatively quickly. Many lenders review application forms within one business day. In some cases, applicants may receive the funds in a few days.
Can I Make a Payment over the Phone in Haleyville?
Repayment varies by lender, but most don’t allow over the phone payments. Instead, borrowers pay back their cash advances by providing an Automated Clearing House (ACH) authorization for the lender to electronically withdraw cash from their checking account on the repayment date.
How Can I Use My Cash Advance Loan?
Most lenders do not have restrictions on what borrowers can spend the money on. Often, borrowers spend the funds on emergency bills, medical expenses, or home improvements.
What if I Don’t Have a Bank Account?
Many payday lenders require a checking account to consider you for approval. But, some providers may be willing to lend to borrowers who have a savings account. Not having a bank account at all will make it hard to find funding.
What Information Is Needed in Haleyville?
We are not a lender and do not provide a loan application. If you connect with a lender, you may need to provide the following information to apply for an online cash advance in Haleyville:
• Government-issued ID
• Proof of income
• Social Security number
• Active checking account information

Payday Loan Calculator

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Enter the number of days you have to pay back the loan.
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The annual percentage rate (APR) represents your yearly interest charge. We placed a representative APR in this field based on state averages. Please feel free to update it with the exact APR associated with your loan, if applicable.
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Your loan + Your fee = Total Cost
This loan calculator is provided as an estimator only. The details of your loan will depend on several factors including, but not limited to: loan amount, term, annual percentage rate (APR), fees, the state you live in, and the lender’s conditions. These details vary lender to lender and are subject to change at any time. The details of your loan will be provided to you by your lender.
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