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The offers that appear on OpenCashAdvance.com are from companies from which OpenCashAdvance.com receives compensation. OpenCashAdvance.com does not make loan offers, but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third party lenders and lending partners and does not constitute approval for a loan.

Short-Term Loans Online in Daphne, AL.

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It's a lot easier to find fast money when the options are spelled out for you. That's why we're here. We did the research to find reputable lenders in your location. Read more about your city lending choices, and then call or visit them in person when you are ready.

Advantages of Taking out Payday Loans in Daphne

Online lenders deny 70% of their candidates. They simply do not have the options to satisfy the needs of most Daphne residents. In contrast, local lenders are often better suited to meet the requirements of the normal applicant.

When you request a loan from a close-by lender, they may have the ability to tailor a loan to your situation. They can offer a financial product that online lenders do not carry.

Don't let yourself slip through the cracks of the bigger lending organizations. Reach out to a local lending source to get personal attention.

How to Get a Cash Advance and Payday Loan in Daphne?

Getting a payday loan in Daphne is as easy as finding a lender who wants to work with you. Get started by checking out the list of close-by locations listed further down this page.

Before you apply for a loan, be sure to do everything you can to increase the possibility for approval. It's possible to do this by increasing your credit score, completing the form with accurate information, and working with the right lender for your situation.

It's important to remember that lending regulations vary by state. For more information about the rules limiting loan amounts, finance charges, and loan terms, you should find the details concerning the particular state's laws and restrictions.

Cost and Regulations of Cash Advance and Payday Loans in Daphne, AL
Law Status Legal
MIN Loan Amount None
MAX Loan Amount $500
Min Loan Term 10 days
Max Loan Term 31 days
Max APR 456%*
Additional Fees Not specified
NSF Fee $30
Number of loans at the same time No limit, but the total outstanding loan amount cannot exceed $500
Cooling off period Next business day after repayment
Rollover 1
Penalties for default Prohibited unless check returned due to closed account

Installment Loans in Daphne

It is not wise to borrow more than $500 through a payday loan. Fortunately, many lenders provide installment loans to those who need higher loan amounts. An installment loan is usually for $1,000 to $5,000, and the borrower expected to pay it back within a year. Daphne residents can try to fund bigger/higher expenses by asking for one of these larger loans.

Requesting Title Loans in Daphne

Short-term loans come in numerous shapes and sizes. When a payday loan or an installment loan is not what the consumer wants, some borrowers will turn to Daphne car title loans. The main difference with this type of funding is that the borrower signs their car over to the lender during the life of the loan. After that they receive funding as high as 50% of the value of their vehicle.

The borrower gets his title back as soon as the loan is paid. In some cases, the borrower is ready to pay back the loan early, which can help them save on interest.

There are some areas where you cannot get a title loan. Those who need one can check and see if it is an choice in their location.

Favorite Daphne, AL, Cash Advance and Payday Loan Companies

Company name
Address
Phone
ADVANCE AMERICA
28841 Us Highway 98 Ste D Daphne AL, 36526
251-621-0417
APPROVED CASH ADVANCE
2101 Us Highway 98 Daphne AL, 36526
251-626-2529
CHECK INTO CASH
27955 Us Highway 98 Daphne AL, 36526
251-621-5499
Check Into Cash
27955 US-98 Suite O Daphne AL, 36526
251-621-5499
Check Into Cash Inc
27955 Highway 98 Ste O Daphne AL, 36526
251-621-5499
Gold Mine Pawn Shop
602 Ushighway 98 Daphne AL, 36526
251-626-6500
GOLD MINE PAWN SHOP
602 Us Highway 98 Daphne AL, 36526
251-626-6500

Find Payday Loan Companies Near You


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FAQ

How Fast Can I Get Short-Term Loans in Daphne?
If you qualify for an online loan in Daphne, you may receive your cash within one to two business days.
What Documents Are Required in Daphne?
We are not a lender and do not offer a loan application. If you are connected with a lender, you may need to present the following information to apply for an online cash advance in Daphne:
• Government-issued ID
• Proof of income
• Social Security number
• Checking account information
How Much Can I Request in Daphne?
Payday loans can range between $50 to $500 and are meant to be paid back by the borrower’s next paycheck.
Can I Make a Payment over the Phone in Daphne?
Repayment varies by lender, but most don’t allow over the phone payments. Instead, borrowers repay their cash advances by providing an Automated Clearing House (ACH) authorization for the lender to electronically withdraw funds from their checking account on the day the loan is due.
Do I Need Any Security or Collateral?
Usually, most lenders will not ask for collateral to secure your online cash advance.

Payday Loan Calculator

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Enter the sum of money that you plan to borrow.
*
Enter the number of days you have to pay back the loan.
*
The annual percentage rate (APR) represents your yearly interest charge. We placed a representative APR in this field based on state averages. Please feel free to update it with the exact APR associated with your loan, if applicable.
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Enter the amount charged by the lender for processing the loan application. Note that not all lenders charge an origination fee.
Your loan + Your fee = Total Cost
This loan calculator is provided as an estimator only. The details of your loan will depend on several factors including, but not limited to: loan amount, term, annual percentage rate (APR), fees, the state you live in, and the lender’s conditions. These details vary lender to lender and are subject to change at any time. The details of your loan will be provided to you by your lender.
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