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The offers that appear on OpenCashAdvance.com are from companies from which OpenCashAdvance.com receives compensation. OpenCashAdvance.com does not make loan offers, but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third party lenders and lending partners and does not constitute approval for a loan.

Short-Term Loans Online in Alexandria, AL.

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Consumers searching for money may have more options than they realize. There are multiple short-term loan shops in cities like Alexandria. It is important to know where to look. Read on to learn more about where to find a lender in your location. 

Benefits of Taking out Payday Loans in Alexandria

While technology makes life easier from many points of view, using a local lender can be a better choice than the online experience. Storefronts often have more products, meaning they might be able to tailor a loan to what the customer wants. They can even offer a more subjective decision-making process.

Lenders in Alexandria are well-known for providing fast cash when clients need it most. In fact, the financing can even be faster when it’s requested personally rather than online.

How to Get a Cash Advance and Payday Loan in Alexandria

The first task toward borrowing cash is to apply for a loan from a lender or lending partner. That can be done offline, or you can fill out an online request. Regardless of the type of applying, the applicant should get a fast answer.

While regulations vary from state to state, most cities follow the lending laws and restricitons issued by their particular state. That includes rules about maximum loan amount, maximum finance charge, loan term limitations, and finance charges. If you are searching for legislation for Alexandria payday loans, you should start by looking at the rules for the particular state.

Cost and Regulations of Cash Advance and Payday Loans in Alexandria, AL
Law Status Legal
MIN Loan Amount None
MAX Loan Amount $500
Min Loan Term 10 days
Max Loan Term 31 days
Max APR 456%*
Additional Fees Not specified
NSF Fee $30
Number of loans at the same time No limit, but the total outstanding loan amount cannot exceed $500
Cooling off period Next business day after repayment
Rollover 1
Penalties for default Prohibited unless check returned due to closed account

Installment Loans in Alexandria

As with most other states, there is a limit on how much you can borrow in Alabama using a payday loan. Fortunately, there is another option for those who need more than a few hundred dollars.

They can apply for an installment loan instead. An installment loan is also a short-term loan, but it is paid back in small pieces over time. Installment loans tend to be $1,000 to $5,000. While the loan amount is higher, most lenders can get the money in the borrower’s account just as quick as with a smaller loan.

Requesting Title Loans in Alexandria

Automobile title loans are another opportunity to get emergency financing. This short-term loan is secured with collateral. The borrower backs the loan using their car, meaning the lender takes on less risk when approving an applicant.

Customers are able to keep driving their vehicles while paying back a title loan. While the lender technically assumes ownership of the car during the repayment period, the car remains in possession of the borrower during repayment. Once the loan agreement reaches a successful conclusion, the borrower should repossess full ownership of their car.

Not all states alow you to borrow against your car. Before applying for a title loan in Alexandria, check and make sure that the product is currently available.

Favorite Alexandria, AL, Cash Advance and Payday Loan Companies

Company name
Address
Phone
CHECK CASH N TANN
81 Big Valley Dr Alexandria AL, 36250
256-847-0300
Check Cashn & Tann Llc
81 Big Valley Dr Ste E Alexandria AL, 36250
256-847-0300

Find Payday Loan Companies Near You


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FAQ

Can I Get a Payday Loan in Alexandria With Bad Credit?
You may get online cash advances with bad credit if you can show that you can repay your loan on time. Note that not all short-term lendersmay be willing to work with applicants who have bad credit. It is best to look at alternatives to find a financer that offers what you are looking for.
Can I Get No Credit Check Online Cash Advances in Alexandria?
All payday lenders perform a credit check. Still, some loan providers consider income alongside credit when seeing if you qualify. As a result, applicants with lower scores may still be able to find loans.
How Does an Online Payday Loan Work in Alexandria, Alabama?
To get an online loan in Alexandria, users can apply for a loan on the lender’s website. We are not a lender, but we try to connect you with one. The application will require some personal and financial information, like our loan request form. After you submit your loan application, the lender will review it and get back to you. If you are approved, you may get your cash in as little as one business day. Most lenders require you to pay back the loan in a lump sum plus the finance charge by your next paycheck or within 14 days.
How Can I Qualify for Payday Loans?
To qualify a cash advance in Alabama, applicants will likely need to meet at least the following requirements:
• Be a U.S. citizen or permanent resident
• Be at least 18
• Have steady income
• Have an active checking account
How Do I Repay My Payday Loan in Alexandria?
Repayment varies by lender, but some borrowers repay their online payday loans by providing an Automated Clearing House (ACH) authorization for the lender to electronically withdraw funds from their checking account on the due date.

Payday Loan Calculator

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Enter the sum of money that you plan to borrow.
*
Enter the number of days you have to pay back the loan.
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The annual percentage rate (APR) represents your yearly interest charge. We placed a representative APR in this field based on state averages. Please feel free to update it with the exact APR associated with your loan, if applicable.
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Enter the amount charged by the lender for processing the loan application. Note that not all lenders charge an origination fee.
Your loan + Your fee = Total Cost
This loan calculator is provided as an estimator only. The details of your loan will depend on several factors including, but not limited to: loan amount, term, annual percentage rate (APR), fees, the state you live in, and the lender’s conditions. These details vary lender to lender and are subject to change at any time. The details of your loan will be provided to you by your lender.
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