Cash Advance and Payday Loans in Clanton, AL.

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It's way easier to find fast cash when the options are described to you in detail. That's why we're here. We did the analysis to find well-known lenders in your area. Get more information about your city loan opportunities, and then call or visit them in person when you are ready.

Benefits of Taking out Payday Loans in Clanton

Online lenders deny 70% of their seekers. They merely do not have the options to meet the needs of most Clanton citizens. Local lenders, unlike the online lenders are often better suited to serve the needs of the average customer.

When you request a loan from a lender near you, they may have the ability to tailor a loan to your circumstances. They can offer a financial product that online lenders do not carry.

Don't let yourself fall through the cracks of the larger lending companies. Contact a local lending source to receive personal attention.

How to Get a Cash Advance and Payday Loan in Clanton?

Finding a payday loan in Clanton is as easy as finding a lender who wants to work with you. Get started by checking out the list of close-by locations given further down this page.

Before applying for a loan, make sure you've done everything possible to increase the possibility for approval. You may be able to do this by increasing your credit score, filling out your form with faultless information, and working with the suitable lender for your situation.

It's important to remember that lending regulations vary by state. to learn more about the rules limiting loan amounts, finance charges, and loan terms, you should check the particular state's laws and restrictions.

Cost and Regulations of Cash Advance and Payday Loans in Clanton, AL
Law Status Legal
MIN Loan Amount None
MAX Loan Amount $500
Min Loan Term 10 days
Max Loan Term 31 days
Max APR 456%*
Additional Fees Not specified
NSF Fee $30
Number of loans at the same time No limit, but the total outstanding loan amount cannot exceed $500
Cooling off period Next business day after repayment
Rollover 1
Penalties for default Prohibited unless check returned due to closed account

Installment Loans in Clanton

It is not recommended to borrow more than $500 through a payday loan. Luckily, many lenders offer installment loans to those who require higher loan amounts. An installment loan is normally for $1,000 to $5,000, and the borrower expected to pay it back within a year. Clanton residents can try to fund bigger/higher expenses by claiming one of these larger loans.

Requesting Title Loans in Clanton

Short-term loans come in a lot of shapes and sizes. When a payday loan or an installment loan is not what the applicant needs, some borrowers will turn to Clanton car title loans. The main difference with this type of financing is that the borrower signs their car over to the lender throughout the life of the loan. They then get financing as high as 50% of the value of their car.

The borrower gets his title back as soon as the loan is repaid. In some cases, the borrower is able to pay back the loan in advance. This can help them save on interest.

There are some areas where you are not able to get a title loan. Those who need one can check and see if it is an option in their area.

Favorite Clanton, AL, Cash Advance and Payday Loan Companies

Company name
Advance America
1465 7Th Street South Clanton AL, 35045
1465 7th St S Clanton AL, 35045
212 Town Mart Clanton AL, 35045
Cash Express
1624 7Th St N Clanton AL, 35045
Cash Express
1624 7Th Street South Clanton AL, 35045
668 Clanton Market Pl Clanton AL, 35045
Check Into Cash Inc
682 Clanton Market Pl Clanton AL, 35045
Check ’n Go
705 Logan Rd Clanton AL, 35045
1204 2nd Ave N Clanton AL, 35045
2029 7th St S Clanton AL, 35045
106 Chilton Pl Clanton AL, 35045
222 7th St S Clanton AL, 35045
1107 7th St S Clanton AL, 35045
1515 7th St S Clanton AL, 35045

Find Payday Loan Companies Near You



How Can I Receive My Loan Amount?
Most payday advances are disbursed through direct deposit. As a result, many lenders require the applicant to have an active checking account. If you want to receive your funds in cash or by check, ask the lender if they can help you.
How Often Can I Apply for a Payday Loan in Clanton?
Every state has their own regulations regarding the number of payday loans a borrower can obtain. It is best to consult your state’s legislation and speak to a lender to determine how many loans you can have at once.
Can I Apply for SSI Payday Loans in Clanton?
According to ECOA regulations, providers cannot discriminate against applicants who receive income from public assistance programs, which would include borrowers who get SSI.
How Much Can I Request in Clanton?
Online cash advances can be between $50 to $500 and are meant to be paid back by the borrower’s next paycheck.
Do I Need Any Security or Collateral?
Usually, most lenders will not ask for collateral to secure your cash advance.

Payday Loan Calculator

Enter the sum of money that you plan to borrow.
Enter the number of days you have to pay back the loan.
The annual percentage rate (APR) represents your yearly interest charge. We placed a representative APR in this field based on state averages. Please feel free to update it with the exact APR associated with your loan, if applicable.
Enter the amount charged by the lender for processing the loan application. Note that not all lenders charge an origination fee.
Your loan + Your fee = Total Cost
This loan calculator is provided as an estimator only. The details of your loan will depend on several factors including, but not limited to: loan amount, term, annual percentage rate (APR), fees, the state you live in, and the lender’s conditions. These details vary lender to lender and are subject to change at any time. The details of your loan will be provided to you by your lender.
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