Cash Advance and Payday Loans in Brewton, AL.

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Consumers searching for cash may have more options than they realize. There are multiple short-term loan shops in cities like Brewton. The key is knowing where to look. Read on for more information about where to find a lender in your location. 

Advantages of Taking out Payday Loans in Brewton

While technology makes life easier from many points of view, using a local lender can be a better choice than the online experience. Storefronts often have more products, meaning they might be able to customize a loan to what the client needs. They can even offer a more subjective decision process.

Lenders in Brewton are famous for providing fast cash when customers need it most. In fact, the funding can even be faster when it’s applied for in person in comparison with the online version.

How to Get a Cash Advance and Payday Loan in Brewton

The first step toward borrowing cash is to request a loan from a lender or lending partner. That can be done offline, or you can fill out an online request. Either way, the applicant should receive a fast answer.

While regulations vary from state to state, most cities follow the lending restrictions issued by their particular state. That includes rules about maximum loan amount, maximum finance charge, loan term limitations, and finance charges. If you are looking for legislation for Brewton payday loans, you should start by looking at the rules for the particular state.

Cost and Regulations of Cash Advance and Payday Loans in Brewton, AL
Law Status Legal
MIN Loan Amount None
MAX Loan Amount $500
Min Loan Term 10 days
Max Loan Term 31 days
Max APR 456%*
Additional Fees Not specified
NSF Fee $30
Number of loans at the same time No limit, but the total outstanding loan amount cannot exceed $500
Cooling off period Next business day after repayment
Rollover 1
Penalties for default Prohibited unless check returned due to closed account

Installment Loans in Brewton

As with most other states, there is a limit on how much you can borrow in Alabama using a payday loan. Luckily, there is another option for those who need more than a few hundred dollars.

They can request an installment loan instead. An installment loan is also a short-term loan, but it is paid back in small pieces over time. Installment loans are usually $1,000 to $5,000. While the loan amount is higher, most lenders are able to get the money in the borrower’s account just as fast as with a smaller loan.

Requesting Title Loans in Brewton

Vehicle title loans are another way to receive emergency funds. This short-term loan is secured with collateral. The borrower backs the loan using their car, meaning the lender takes on less risk when approving an applicant.

Customers are able to keep driving their cars while paying back a title loan. While the lender technically assumes ownership of the car during the repayment period, the car stays in possession of the borrower during repayment. Once the loan agreement reaches a positive conclusion, the borrower should repossess full ownership of their car.

Not all states make it easy to borrow against your car. Before requesting a title loan in Brewton, check and make sure that the product is currently available.

Favorite Brewton, AL, Cash Advance and Payday Loan Companies

Company name
2117 Douglas Ave Brewton AL, 36426
Advance America Cash Advance
2117 Douglas Avenue Brewton AL, 36426
Cash Express
1006 Douglas Avenue Brewton AL, 36426
1006 Douglas Ave Brewton AL, 36426
Check Into Cash
1654 Douglas Ave Brewton AL, 36426
427 South Blvd Brewton AL, 36426
Express Check Advance 603
427 South Boulevard Brewton AL, 36426
700 Douglas Ave Brewton AL, 36426
431 Douglas Ave Brewton AL, 36426
710 Douglas Ave Brewton AL, 36426

Find Payday Loan Companies Near You



What Happens If I Don’t Repay on Time?
If you can’t pay back your online cash advance on time, the lender may offer a rollover. However, you may be required to pay a new fee to extend the terms. Keep in mind, rollovers are not available in every state. In addition, if you still can’t repay your online payday loan on time after the extension, the lender may send your account to a collection agency, which can damage your credit score.
How Often Can I Apply for a Payday Loan in Brewton?
Every state has their own regulations regarding the number of payday advances a customer can obtain. It is best to consult your state’s specific laws and speak to a lender to determine how many loans you can have at once.
How Do I Repay My Payday Loan in Brewton?
Repayment varies by lender, but some borrowers pay back their online payday loans by providing an Automated Clearing House (ACH) authorization for the lender to electronically withdraw cash from their checking account on the day the loan is due.
What if I Don’t Have a Bank Account?
Many online payday lenders require a checking account to consider you for approval. However, some providers may be willing to lend to borrowers who have a savings account. Not having a bank account at all will make it difficult to find financing.
Can I Get No Credit Check Online Loans in Brewton?
All short-term lenders perform a credit check. However, some creditors consider your overall revenue alongside credit when figuring out an answer. As a result, borrowers with lower scores may still be able to find financing.

Payday Loan Calculator

Enter the sum of money that you plan to borrow.
Enter the number of days you have to pay back the loan.
The annual percentage rate (APR) represents your yearly interest charge. We placed a representative APR in this field based on state averages. Please feel free to update it with the exact APR associated with your loan, if applicable.
Enter the amount charged by the lender for processing the loan application. Note that not all lenders charge an origination fee.
Your loan + Your fee = Total Cost
This loan calculator is provided as an estimator only. The details of your loan will depend on several factors including, but not limited to: loan amount, term, annual percentage rate (APR), fees, the state you live in, and the lender’s conditions. These details vary lender to lender and are subject to change at any time. The details of your loan will be provided to you by your lender.
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