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The offers that appear on OpenCashAdvance.com are from companies from which OpenCashAdvance.com receives compensation. OpenCashAdvance.com does not make loan offers, but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third party lenders and lending partners and does not constitute approval for a loan.

Short-Term Loans Online in Bessemer, AL.

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It's not difficult to get quick cash when the options are spelled out for you. That's the reason we're here. We did the analysis to find well-known lenders in your location. Learn more about your hometown loan opportunities, and then call or visit them personally when you are in need.

Advantages of Taking out Payday Loans in Bessemer

Online lenders deny 70% of their seekers. They merely do not have the resources to meet the needs of most Bessemer citizens. Local lenders, unlike the online lenders are often better suited to meet the requirements of the normal client.

When you ask for a loan from a neighbouring lender, they may have the possibility to customize a loan to your circumstances. They may offer a financial product that online lenders do not carry.

Don't let yourself fall through the cracks of the larger lending companies. Reach out to a local lending source to get personal assistance.

How to Get a Cash Advance and Payday Loan in Bessemer?

Finding a payday loan in Bessemer is as easy as finding a lender who is willing to work with you. Begin with checking out the list of close-by locations given further down this page.

Before applying for a loan, make sure you've done everything possible to increase your chances for approval. You can sometimes do this by raising your credit score, filling out your form with error-free information, and working with the right lender for for your specific situation.

It's important to keep in mind that lending regulations vary by state. For more information about the regulations limiting loan amounts, finance charges, and loan terms, you should look for details about the particular state's laws and restrictions.

Cost and Regulations of Cash Advance and Payday Loans in Bessemer, AL
Law Status Legal
MIN Loan Amount None
MAX Loan Amount $500
Min Loan Term 10 days
Max Loan Term 31 days
Max APR 456%*
Additional Fees Not specified
NSF Fee $30
Number of loans at the same time No limit, but the total outstanding loan amount cannot exceed $500
Cooling off period Next business day after repayment
Rollover 1
Penalties for default Prohibited unless check returned due to closed account

Installment Loans in Bessemer

It is not recommended to borrow more than $500 through a payday loan. Luckily, many lenders offer installment loans to those who need higher loan amounts. An installment loan is generally for $1,000 to $5,000, and the borrower expected to pay it back within a year. Bessemer residents can try to fund bigger/higher expenses by claiming one of these larger loans.

Requesting Title Loans in Bessemer

Short-term loans come in several shapes and sizes. When a payday loan or an installment loan is not the right fit, some borrowers will turn to Bessemer car title loans. The main difference with this type of financing is that the borrower signs their car over to the lender during the life of the loan. After that they receive financing as high as 50% of the value of their automobile.

The borrower gets his title back as soon as the loan is paid. From time to time, the borrower is able to pay back the loan in advance. This can help them save on interest.

There are some areas where you cannot get a title loan. Those who need one can check and see if it is an option in their area.

Favorite Bessemer, AL, Cash Advance and Payday Loan Companies

Company name
Address
Phone
ACE CASH EXPRES
1108 9th Ave N Bessemer AL, 35020
205-426-6281
Advance America
160 River Square Plaza Bessemer AL, 35023
205-497-9873
Advance America
900 West Lake Mall Bessemer AL, 35020
205-425-8132
ADVANCE AMERICA
3014 Allison Bonnett Memorial Bessemer AL, 35023
205-491-4282
ADVANCE AMERICA
904 W Lake Mall Bessemer AL, 35020
205-425-8132
CASH CHOICE
752 9th Ave N Bessemer AL, 35020
205-425-2323
CASH COUNTRY USA TITLE LOANS
1913 26th Ave N Bessemer AL, 35023
205-497-1327
Cash Express
615 9Th Avenue North Bessemer AL, 35020
205-426-2890
CASH EXPRESS
615 9th Ave N Bessemer AL, 35020
205-426-2890
Cash Services Inc
615 19Th St N Bessemer AL, 35020
205-425-9292
Check Connection
918 9Th Ave N Bessemer AL, 35020
205-428-3391
Check Depot
109 River Square Plz Bessemer AL, 35023
205-497-2999
Check Exchange Bessemer Llc
825 9Th Ave N Bessemer AL, 35020
205-424-6144
CHECK INTO CASH
700 Academy Dr Bessemer AL, 35022
205-425-9123
Check Into Cash
700 Academy Dr #136 Bessemer AL, 35022
205-425-9123
Check Into Cash Inc
700 Academy Dr Ste 136 Bessemer AL, 35022
205-425-9123
Check ’n Go
501 W Town Plaza Bessemer AL, 35020
205-426-4681
Check ’n Go
833 Allison-Bonnett Memorial Dr Ste 101 Bessemer AL, 35023
205-744-3867
Checks Cashed
615 19Th Street North Bessemer AL, 35020
205-425-9292
Economy Check Advance
802 19Th St N Bessemer AL, 35020
205-426-8874
Just Cash
1400 9Th Ave N Bessemer AL, 35020
205-428-0601
MONEY IN MINUTES
501 19th St N Bessemer AL, 35020
205-424-2407
Payday Loan Store Of Illinois
1001 9Th Ave N Bessemer AL, 35020
205-426-1511
TITLE CASH
1305 Hearn Ave Bessemer AL, 35020
205-425-7313
TITLE CASH
1711 9th Ave N Bessemer AL, 35020
205-425-7313
Titlemax
725 9Th Avenue North Bessemer AL, 35020
205-425-5894

Find Payday Loan Companies Near You


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FAQ

How Can I Use My Payday Loan?
Most lenders do not have restrictions on what borrowers can spend the cash on. Usually, borrowers spend the funds on emergency bills, medical expenses, or home renovations.
How Long Does It Take to Get Approved for a Payday Loan in Bessemer?
Not all applicants receive approval. In some cases, online lenders approve a cash advance relatively quickly. Various lenders review applications within one business day. In some cases, borrowers may get the funds in a few days.
How Quickly Can I Get Online Loans in Bessemer?
If you are approved for an online payday loan in Alabama, you may get your cash within one to two business days.
How Does an Online Payday Loan Work in Bessemer, Alabama?
To get an online loan in Bessemer, residents need to fill out the loan application form on the lender’s website. We are not a lender, but we try to connect you with a network of trusted lenders. The application will require some personal and financial information, like our loan request form. Once you submit your loan application, the lender will review it and return to you. If you are approved, you may get your money in as little as one business day. Most lenders require you to pay back the cash in a lump sum plus the finance charge by your next paycheck or within 14 days.
Can I Get No Credit Check Cash Advances in Bessemer?
All payday lenders perform a credit check. Still, some lenders consider your overall revenue alongside credit when seeing if you qualify. As a result, borrowers with lower scores may still be able to find financing.

Payday Loan Calculator

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The annual percentage rate (APR) represents your yearly interest charge. We placed a representative APR in this field based on state averages. Please feel free to update it with the exact APR associated with your loan, if applicable.
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This loan calculator is provided as an estimator only. The details of your loan will depend on several factors including, but not limited to: loan amount, term, annual percentage rate (APR), fees, the state you live in, and the lender’s conditions. These details vary lender to lender and are subject to change at any time. The details of your loan will be provided to you by your lender.
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