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Short-Term Loans Online in Detroit, MI.

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Unexpected expenses may creep up on you, causing you to search for quick cash in Detroit, MI. However, keep in mind that each state has its own lending laws and regulations. As a result, we’ve compiled all you need to know about small-dollar loans in Detroit. So, if you’re looking for fast funding in Detroit, read on to learn more about the possible options and where to find them.

Advantages of Taking Out a Payday Loan in Detroit

Typically, borrowers in Detroit obtain payday loans to address financial emergencies, such as medical bills, car repairs, or home renovations. This is the case because payday lenders often work quickly to expedite the process of getting financing. For those living in Michigan, here are some of the benefits of payday loans:

  • They have a hassle-free application process. Most Detroit lenders will require minimal financial and personal information.
  • If approved, the funds may be directly deposited into your checking account in as little as one business day.
  • Contrary to the “no credit check” offers, all lenders will conduct a credit check. However, some lenders may be willing to work with you despite your damaged credit history. As a result, these lenders may consider income along with credit when determining eligibility.
  • The majority of lending companies also accept online applications. As a result, Detroit consumers can apply for loans anytime and from the comfort of their homes.

How to Get a Cash Advance and Payday Loan in Detroit

When you are in a financial emergency, you may be searching for funding to address a time-sensitive bill. Fortunately, payday loan lenders can make it more convenient to acquire fast and easy funding. To begin your request, complete the loan application form on the lender's official website. The lender will review your application and, if approved, you may receive the funds in as little as one business day.

Cash Advance and Payday Loans Requirements

In order to apply for a loan, Detroit lenders require you to:

  • Be 18 years of age or older
  • Be a U.S. citizen or permanent resident
  • Have a steady income from a job or other identifiable source

Additionally, be prepared to provide the following information during the application process:

Costs and Regulations of Cash Advances and Payday Loans in Detroit, MI

Payday loans are legal in Detroit, Michigan, but are regulated by city and state authorities. The local government allows applicants to borrow up to $600. Borrowers can take a maximum of two loans simultaneously but from different lenders.

Payday loan terms range up to 31 days, and the standard APR in Detroit is 369% for an average $300 payday loan. However, lenders are prohibited from charging more than 15% in finance fees. Finance fees are calculated based on the number of $100 transactions:

  • 15% of the initial $100 loan
  • 14% of the second $100 loan
  • 13% of the third $100 loan
  • 12% of the fourth $100 loan
  • 11% of the fifth $100 loan
  • 11% of the sixth $100 loan

Installment Loans in Detroit

Similar to payday loans, installment loans in Michigan are legal but heavily regulated by authorities. Installment loans usually offer higher loan amounts than payday loans or cash advances. In Michigan, you can opt for a loan of $1,000 to $5,000 and repay in fixed installments. Loan terms are typically up to 12 months.

Requesting Title Loans in Detroit

Detroit residents looking for even higher sum loans may turn to title loans. With title loans, the borrower uses the title of their vehicle to secure financing. Usually, title loans have very high APR rates. As a result, Michigan has prohibited title lending due to some lenders’ predatory practices.

Our Favorite Detroit, MI, Cash Advance and Payday Loan Companies

If you’re looking for financing in Detroit, but don’t know where to begin, consider the following lenders:

Check N’ Go

Check N’ Go is a loan provider that offers payday loans, cash advances, and installment loans. Additionally, the company offers check cashing services and NetSpend prepaid MasterCards. On average, you can expect to pay 360% to 390% APR for 30-day payday loans in Detroit. Check N’ Go has eight physical stores in Detroit and also allows residents to submit their applications online.

Advance America

Advance America is a loan company that offers payday loans of $100 to $600 in Detroit. The APR is typically in the triple digits. The company also offers Western Union services and prepaid VISA cards. There are 10 Advance America stores around Detroit, and they also allow borrowers to apply through their website.

Company name
Address
Phone
A 1 Check Cashing
19131 Telegraph Rd Detroit MI, 48219
313-255-9400
ADVANCE AMERICA
10606 W 7 Mile Rd Detroit MI, 48221
313-345-3662
ADVANCE AMERICA
10942 E Jefferson Ave Detroit MI, 48214
313-821-2943
ADVANCE AMERICA
19655 Mound Rd Detroit MI, 48234
313-366-3975
ADVANCE AMERICA
15234 Wyoming St Detroit MI, 48238
313-934-2480
ADVANCE AMERICA
3959 W Vernor Hwy Detroit MI, 48216
313-843-1486
ADVANCE AMERICA
4407 Livernois Ave Detroit MI, 48210
313-899-4139
ADVANCE AMERICA
8665 Rosa Parks Blvd Detroit MI, 48206
313-896-4051
ADVANCE AMERICA
10772 Gratiot Ave Detroit MI, 48213
313-924-0058
ADVANCE AMERICA
14383 Gratiot Ave Ste 2 Detroit MI, 48205
313-527-4577
ADVANCE AMERICA
15405 Gratiot Ave Ste 150 Detroit MI, 48205
313-371-0229
ADVANCE AMERICA
14720 Mack Ave Detroit MI, 48215
313-821-5128
ADVANCE AMERICA
8000 W Outer Dr Ste 3 Detroit MI, 48235
313-387-4463
ADVANCE AMERICA
13601 W 7 Mile Rd Detroit MI, 48235
313-342-1060
ADVANCE AMERICA
19135 Telegraph Rd Detroit MI, 48219
313-794-7081
Advance America Cash Advance Center Inc
19655 Mound Road Detroit MI, 48234
313-366-3975
ADVANTAGE CASH ADVANCE 7
18997 Telegraph Rd Detroit MI, 48219
313-242-2274
Amparos Check Cashing Ll
5638 Mcmillan St Detroit MI, 48209
313-841-6839
CA H NOW
16443 Harper Ave Detroit MI, 48224
313-882-9666
Cadieux Check Cashing
17163 Harper Ave Detroit MI, 48224
313-881-8888
Cash Connection
10800 Grand River Ave Detroit MI, 48204
313-491-8400
Cash Connection
11600 Kelly Road Detroit MI, 48224
313-521-0800
Cash Connection
2646 East Jefferson Avenue Detroit MI, 48207
313-393-7101
Cash Connection
10800 Grand River Avenue Detroit MI, 48204
313-491-8400
CASH CONNECTION
2646 E Jefferson Ave Detroit MI, 48207
313-393-7101
Cash Mart
14661 Fenkell Street Detroit MI, 48227
313-272-2274
Cash Mart Inc
14661 Fenkell St Detroit MI, 48227
313-272-2274
CASH NOW
6232 Michigan Ave Detroit MI, 48210
313-898-5626
Cash Now Xix
9240 Conant St Detroit MI, 48212
313-664-0620
Cash Point Check Cashing
11935 East Warren Avenue Detroit MI, 48214
313-922-8870
CASH POINT CHECK CASHING
11935 E Warren Ave Detroit MI, 48214
313-922-8870
Cater First
17585 Wisconsin St Detroit MI, 48221
313-340-0443
Central Clearing Co
8904 W 8 Mile Rd Detroit MI, 48220
248-414-6633
Central Clearing Co
11600 Kelly Rd Detroit MI, 48224
313-521-0800
Central Clearing Co
14391 Woodward Ave Detroit MI, 48203
313-883-2274
Central Clearing Co
14114 Telegraph Rd Detroit MI, 48239
313-537-9450
Check Cashing
9300 Woodward Avenue Detroit MI, 48202
313-873-9300
Check Cashing
14854 Grand River Avenue Detroit MI, 48227
313-273-7786
CHECK CASHING
5181 Grand River Ave Detroit MI, 48208
313-895-7000
CHECK CASHING
10384 Gratiot Ave Detroit MI, 48213
313-923-6000
CHECK CASHING
20011 Plymouth Rd Detroit MI, 48228
313-273-6202
Check Cashing - Check Cashing 1
10384 Gratiot Avenue Detroit MI, 48213
313-923-6000
Check Cashing - Check Cashing 2
5181 Grand River Avenue Detroit MI, 48208
313-895-7000
Check Cashing Etc
719 Griswold St Detroit MI, 48226
313-887-0815
Check Cashing Etc
15238 Wyoming Street Detroit MI, 48238
313-834-9000
Check Cashing Express Inc
20511 Dequindre St Detroit MI, 48234
313-366-0065
Check Group Corp
2790 W Grand Blvd Detroit MI, 48202
313-872-6444
Check Group Inc
2790 West Grand Boulevard Detroit MI, 48202
313-872-6444
Check ’n Go
18505 Grand River Ave Detroit MI, 48223
313-270-4349
Check ’n Go
13338 E Jefferson Ave Detroit MI, 48215
313-331-5500
Check ’n Go
14306 Gratiot Ave Detroit MI, 48205
313-521-3146
Check ’n Go
3163 E Jefferson Ave Detroit MI, 48207
313-568-4000
Check ’n Go
14305 Greenfield Rd Detroit MI, 48227
313-659-3000
Check ’n Go
14321 Livernois Detroit MI, 48238
313-834-3000
Check ’n Go
16930 Meyers Rd Detroit MI, 48221
313-864-2600
Checks N Cash
15509 Livernois Ave Detroit MI, 48238
313-416-8032
City Check Cashing Inc
9300 Woodward Ave Detroit MI, 48202
313-873-9300
Clairmont Check Cashing
9137 Linwood Street Detroit MI, 48206
313-898-5810
CLAIRMONT CHECK CASHING
9137 Linwood St Detroit MI, 48206
313-898-5003
Complete Check Cashing Plus
23699 West 7 Mile Road Detroit MI, 48219
313-537-1020
Convenient Check Cashing
13240 E Mcnichols Rd Detroit MI, 48205
313-839-6280
Crusader Cash Advance
26340 Plymouth Rd Detroit MI, 48239
313-937-1401
DETROIT CHECK CASHING
18225 Grand River Ave Detroit MI, 48223
313-837-6666
DETROIT CHECK CASHING
18232 Fenkell St Detroit MI, 48223
313-837-6666
Dexter Check Cashing
13237 Dexter Avenue Detroit MI, 48238
313-834-0008
DEXTER CHECK CASHING
13237 Dexter Ave Detroit MI, 48238
313-834-0008
Dexter Check Cashing No 3
10616 West 7 Mile Road Detroit MI, 48221
313-342-4244
DEXTER CHECK CASHING NO 3
10616 W 7 Mile Rd Detroit MI, 48221
313-342-4244
Dexter Plymouth Check Cashing
13551 Plymouth Road Detroit MI, 48227
313-491-6944
DEXTER PLYMOUTH CHECK CASHING
13551 Plymouth Rd Detroit MI, 48227
313-491-6944
Dolax Dollar Express
3938 West Vernor Highway Detroit MI, 48216
313-849-2253
Eastside Check Cashing
13240 East Mcnichols Road Detroit MI, 48205
313-839-6280
FAST CASH
615 Griswold St Detroit MI, 48226
313-961-4801
FOODLANE CHECK CASHING
14854 Grand River Ave Detroit MI, 48227
313-273-7786
GRAND EXPRESS
20270 Grand River Ave Detroit MI, 48219
313-534-2686
Grand River Check Cashers
9251 Grand River Avenue Detroit MI, 48204
313-491-2700
Grand River Check Cashers Inc
9251 Grand River Ave Detroit MI, 48204
313-491-2700
Gratiot Check Cashing
14189 Gratiot Avenue Detroit MI, 48205
313-372-8020
GRATIOT CHECK CASHING
14189 Gratiot Ave Detroit MI, 48205
313-372-8020
GRATIOT CHECK CASHING
7645 Gratiot Ave Detroit MI, 48213
313-923-1845
Happy Food & Checks
14601 West 8 Mile Road Detroit MI, 48235
313-342-5051
Harper Check Cashing
17163 Harper Avenue Detroit MI, 48224
313-881-8888
Harper Check Cashing
14453 Harper Avenue Detroit MI, 48224
313-372-7179
Harper Check Cashing Inc
14453 Harper Ave Detroit MI, 48224
313-372-7179
L & T Hurst Enterprises Inc
14189 Gratiot Ave Detroit MI, 48205
313-372-6856
Laplaza Money Center & Cellular
4639 West Vernor Highway Detroit MI, 48209
313-843-9333
M Bm No 3 Check Cshng & Gld Bu
11500 Morang Dr Detroit MI, 48224
313-371-7400
Mega Pawn Inc
15440 East 8 Mile Road Detroit MI, 48205
313-371-8201
Midtown Check Cashing
8642 Woodward Ave Detroit MI, 48202
313-874-5556
Midtown Check Cashing Llc
8642 Woodward Avenue Detroit MI, 48202
313-874-5556
Money Stop Check Cashing
14297 Gratiot Avenue Detroit MI, 48205
313-526-2274
MONEY STOP CHECK CASHING
14243 Gratiot Ave Detroit MI, 48205
313-526-2274
Mr Check Cashing
8065 West Vernor Highway Detroit MI, 48209
313-849-2221
NASAH INC
14384 Gratiot Ave Detroit MI, 48205
313-372-5000
Party Needs Liquor Store
13316 14Th Street Detroit MI, 48238
313-868-5677
Quick Cash Caliph Inc
13585 Greenfield Road Detroit MI, 48227
313-659-2000
QUICK CASH CALIPH INC
15439 Schoolcraft St Detroit MI, 48227
313-659-2000
Saks Check Cashing Inc
20011 Plymouth Rd Detroit MI, 48228
313-273-1111
Three Mile & Warren Check Cashing & Party Store
16301 East Warren Avenue Detroit MI, 48224
313-882-2818
Three Mile Wrren Check Cashing
16301 E Warren Ave Detroit MI, 48224
313-882-2818
United Check Cashing
15370 Grand River Avenue Detroit MI, 48227
313-838-2274
UNITED CHECK CASHING
15370 Grand River Ave Detroit MI, 48227
313-838-2274
VAN DYKE 8 CHECK CASHING
20516 Van Dyke St Detroit MI, 48234
313-368-1781
Vernor Check Cashers
5460 West Vernor Highway Detroit MI, 48209
313-841-2003
Vernor-Junction Check Cashing
5460 W Vernor Hwy Detroit MI, 48209
313-841-2003
Visions, Unlimited
Detroit Detroit MI, 48234
313-831-2072
Woodward Check Cashers
3401 Woodward Avenue Detroit MI, 48201
313-832-4155
Woodward Ptrboro Check Cashing
3401 Woodward Ave Detroit MI, 48201
313-832-4155
Wyoming Check Cashing
9924 Wyoming St Detroit MI, 48204
313-934-4793

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