Cash Advance and Payday Loans in Cincinnati, OH

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When faced with an unexpected financial emergency, receiving a small loan for a short-term from traditional banks might be difficult. It might be more difficult for people who have a low or no credit score. To obtain short-term loans, people often opt to cash advances, payday loans, installment loans, and title loans.

Advantages of Taking out Payday Loan in Cincinnati, OH

One of the most significant advantages of taking out payday loans in Cincinnati is time. The application process is relatively fast, meaning that borrowers may be able to address their emergency sooner.

Another advantage is that the credit score of the borrowers may not be the only factor the lender looks at. As long as customers prove that they make enough money to pay back the loan by their next paycheck, the lender may overlook their bad credit score.

And finally, payday loans are unsecured loans, meaning that lenders do not ask for collateral or a guarantor to supply the required amount of money.

How to Get a Cash Advance and Payday Loan in Cincinnati, OH?

People wishing to apply for a loan in Cincinnati have two options from which they can choose. Depending on their needs and convenience, customers have the opportunity to apply for a payday loan online by filling an application or by visiting a lender's store in person.

Cash Advance and Payday Loan Requirements

To qualify for a loan in Cincinnati, borrowers must be Ohio residents of at least 18 years of age. They should present a valid ID, an active checking account, and proof of income. Some lenders may also ask for a Social Security number and other documents. It's important to note that online and storefront lenders should have a loan license to operate in Ohio.

Costs and Regulations of Cash Advances and Payday Loans in Cincinnati, OH

According to the law, the maximum payday loan amount cannot exceed $1,000 in Ohio. The minimum loan term is 91 days, and the maximum is one year. Clients can return the borrowed amount in less than 91 days only if the monthly payment is smaller than 7% of their net monthly income or lower than 6% of the gross monthly income. Monthly fees should be less than 10% or less than $30, whichever is less. However, the lender may charge a 10% to 15% fee for every $100 borrowed. Rollovers are not allowed, and customers cannot apply for more than one payday loan at a time.

Installment Loans in Cincinnati, OH

Installment loans are a great option for people seeking quick cash worth more than $1,000. Installment loans vary from $1,000 to $5,000. Borrowers may pay back the loan in six months or five years in scheduled equal monthly payments. The minimum annual percentage rate is around 6%, and the maximum is around 36%. Borrowers may charge a 5% origination fee and other charges. All terms, rates, and applicable fees must be disclosed in writing and read by the borrower before signing any document.

Requesting Title Loans in Cincinnati, OH

A title loan is secured with the borrower's vehicle's title. When applying for a car title loan, the lender will inspect the vehicle and its value. After the inspection, the lender will present the loan offer. Most title loan terms in Ohio are 30 days. However, some lenders might allow borrowers to pay back the loan in one to three years in monthly payments. Customers will receive their vehicle's title back after having paid back their loans.

To be eligible for a title loan, borrowers must be more than 18 years old. They should present an ID, lien-free vehicle title, proof of insurance, and proof of income.

Favorite Cincinnati, OH, Cash Advance, and Payday Loan Companies

Cincinnati offers several cash advance companies for people seeking short-term financial help. Ace Cash Express is considered to be one of the leading payday loan companies in Cincinnati. Other than cash advances and payday loans, borrowers have the option to apply for installment loans, title loans, check cashing, and other services.

Another respected company in Cincinnati is Advance America. The company offers payday loans, cash advances, and check cashing. Advance America is known for its quick service and easy application process.

Company name
Address
Phone
A C E Americas Cash Express
Cincinnati Cincinnati OH, 45230
513-474-3332
Aaa Checks Cashed
3119 West Galbraith Road Cincinnati OH, 45239
513-931-4566
Aaa Checks Cashed
2182 Queen City Avenue Cincinnati OH, 45214
513-481-1818
AAA CHECKS CASHED
7666 Reading Rd Cincinnati OH, 45237
513-821-2771
Ace Americas Cash Express
6142 Colerain Ave Cincinnati OH, 45239
513-741-8444
Ace Americas Cash Express
7331 Montgomery Road Cincinnati OH, 45236
513-794-0777
ACE AMERICAS CASH EXPRESS
7331 Montgomery Rd Cincinnati OH, 45236
513-794-0777
ACE AMERICAS CASH EXPRESS
8190 Beechmont Ave Ste C Cincinnati OH, 45255
513-474-3332
ACE CASH EXPRESS
8204 Hamilton Ave Cincinnati OH, 45231
513-521-1081
ACE CASH EXPRESS
1667 E Kemper Rd Cincinnati OH, 45246
513-771-5028
ACE CASH EXPRESS
4175 Hamilton Ave Cincinnati OH, 45223
513-591-2264
ACE CASH EXPRESS
2122 Losantiville Ave Cincinnati OH, 45237
513-351-1418
ACE CASH EXPRESS
7990 Reading Rd Cincinnati OH, 45237
513-761-4270
ACE CASH EXPRESS
4026 Glenway Ave Cincinnati OH, 45205
513-921-5333
ACE CASH EXPRESS
4981 Vine St Cincinnati OH, 45217
513-641-0756
ACE CASH EXPRESS
3525 Reading Rd Cincinnati OH, 45229
513-221-0397
ACE CASH EXPRESS
2822 Madison Rd Cincinnati OH, 45209
513-351-1418
ACE CASH EXPRESS
5717 Glenway Ave Cincinnati OH, 45238
513-661-5400
Advance America
8379 Colerain Avenue Cincinnati OH, 45239
513-923-9222
Advance America
2707 Madison Road Cincinnati OH, 45209
513-533-0400
Advance America
451 Ohio Pike Suite C Cincinnati OH, 45255
513-528-2100
Advance America
5184 Delhi Avenue Cincinnati OH, 45238
513-347-3800
ADVANCE AMERICA
5184 Delhi Ave Cincinnati OH, 45238
513-347-3800
ADVANCE AMERICA
6173 Glenway Ave Cincinnati OH, 45211
513-389-1111
ADVANCE AMERICA
5463 N Bend Rd Unit 102 Cincinnati OH, 45247
513-661-5200
ADVANCE AMERICA
10325 Reading Rd Cincinnati OH, 45241
513-554-1199
ADVANCE AMERICA
1220 W Kemper Rd Cincinnati OH, 45240
513-674-1400
ADVANCE AMERICA
4068 E Galbraith Rd Cincinnati OH, 45236
513-793-4810
ADVANCE AMERICA
8379 Colerain Ave Cincinnati OH, 45239
513-923-9222
ADVANCE AMERICA
10589 Springfield Pike Cincinnati OH, 45215
513-771-1114
ALLIED CASH ADVANCE
9674 Colerain Ave Cincinnati OH, 45251
513-245-2555
ALLIED CASH ADVANCE
8001 Beechmont Ave Cincinnati OH, 45255
513-474-2710
AMERICAS CASH EXPRESS
4766 Red Bank Rd Cincinnati OH, 45227
513-561-2274
Americas Pay Day Loans
5216 1/2 Beechmont Ave Cincinnati OH, 45230
513-231-1370
Bear Alignment
5333 Glenway Avenue Cincinnati OH, 45238
513-451-0900
Cash City
2516 Victory Pkwy Cincinnati OH, 45206
513-751-2274
CASH EXPRESS
10792 Montgomery Rd Cincinnati OH, 45242
513-489-0123
CASH EXPRESS
5501 Cheviot Rd Cincinnati OH, 45247
513-389-9700
CASH EXPRESS
6171 Colerain Ave Cincinnati OH, 45239
513-385-5650
CASH EXPRESS
671 Ohio Pike Cincinnati OH, 45245
513-753-3333
CASH EXPRESS
618 Batavia Rd Cincinnati OH, 45244
513-528-1600
CASH EXPRESS
3400 Glenmore Ave Cincinnati OH, 45211
513-661-4222
CASH EXPRESS
3018 Harrison Ave Cincinnati OH, 45211
513-661-1200
CASH FAST
5625 Glenway Ave Cincinnati OH, 45238
513-347-6180
CASH PLUS INC
7428 Montgomery Rd Cincinnati OH, 45236
513-245-2274
CASH PLUS INC
3091 W Galbraith Rd Cincinnati OH, 45239
513-521-7587
CASH PLUS INC
4956 Delhi Ave Cincinnati OH, 45238
513-221-2274
CASH TYME EXPRESS
6932 Montgomery Rd Apt A Cincinnati OH, 45236
513-936-8333
CASH ZONE
270 Northland Blvd Cincinnati OH, 45246
513-771-0111
CASH ZONE
8280 Montgomery Rd Cincinnati OH, 45236
513-771-0111
Cashland
537 Vine St Cincinnati OH, 45202
513-721-5626
Cashland
2252 Waycross Road Cincinnati OH, 45240
513-851-7800
Cashland
537 Vine Street Cincinnati OH, 45202
513-721-5626
Cashland
1590 Goodman Avenue Cincinnati OH, 45224
513-522-3712
CASHLAND
2299 Waycross Rd Cincinnati OH, 45240
513-851-7800
CASHLAND
26 Triangle Park Dr Cincinnati OH, 45246
513-772-1401
CASHLAND
537 Vine Downtown Cincinnati OH, 45201
513-721-5626
CASHLAND
4081 E Galbraith Rd Cincinnati OH, 45236
513-891-8329
CASHLAND
3474 N Bend Rd Cincinnati OH, 45239
513-481-1120
CASHLAND
1590 Goodman Ave Cincinnati OH, 45224
513-522-3712
Cashland Inc
4081 East Galbraith Road Cincinnati OH, 45236
513-891-8329
Cashland Inc
3474 North Bend Road Cincinnati OH, 45239
513-481-1120
Cashland Inc
5708 Glenway Ave Cincinnati OH, 45238
513-451-0900
Cater Lyndsey R Lwyr
511 Walnut St Lbby Cincinnati OH, 45202
513-629-2817
Check Advance Of Ohio
8222 Winton Road Cincinnati OH, 45231
513-931-4888
Check Advance Of Ohio
6835 Montgomery Road Cincinnati OH, 45236
513-891-2422
Check Cashing
7666 Reading Road Cincinnati OH, 45237
513-821-2771
Check Cashing @ Money Mart
6900 Reading Road Cincinnati OH, 45237
513-351-0055
Check Exchange
8523 Winton Rd Cincinnati OH, 45231
513-388-9666
Check Exchange
5132 Delhi Ave Ste A Cincinnati OH, 45238
513-347-9870
Check Exchange
792 Eastgate South Drive Cincinnati OH, 45245
513-943-7388
Check Exchange
890 Beechmont Avenue Cincinnati OH, 45245
513-388-9666
Check Exchange
8523 Winton Road Cincinnati OH, 45231
513-388-9666
CHECK EXCHANGE
6363 Glenway Ave Cincinnati OH, 45211
513-598-5222
CHECK EXCHANGE
8521 Winton Rd Cincinnati OH, 45231
513-729-2006
CHECK EXCHANGE
1836 Seymour Ave Hillcrest Sq Cincinnati OH, 45246
513-731-9996
CHECK EXCHANGE
8090 Beechmont Ave Cincinnati OH, 45255
513-388-9666
CHECK EXCHANGE
792 Eastgate South Dr Cincinnati OH, 45245
513-943-7388
Check Into Cash
7324 Kenwood Road Cincinnati OH, 45236
513-936-0289
Check Into Cash
5299 Delhi Avenue Cincinnati OH, 45238
513-922-6662
Check Into Cash
137 West Kemper Road Cincinnati OH, 45246
513-671-4271
Check Into Cash
8315 Beechmont Avenue Suite 19 Cincinnati OH, 45255
513-474-0622
CHECK INTO CASH
137 W Kemper Rd Cincinnati OH, 45246
513-671-4271
CHECK INTO CASH
7666 Reading Rd Cincinnati OH, 45237
513-761-1516
CHECK INTO CASH
7324 Kenwood Rd Cincinnati OH, 45236
513-936-0289
CHECK INTO CASH
8315 Beechmont Ave Cincinnati OH, 45255
513-474-0622
Check Into Cash Of Ohio Llc
8124 Hamilton Ave Cincinnati OH, 45231
513-729-1841
Check Into Cash Of Ohio Llc
5299 Delhi Ave Cincinnati OH, 45238
513-922-6662
Check Into Cash Of Ohio Llc
7625 Colerain Ave Cincinnati OH, 45239
513-385-0599
Check Into Cash Of Ohio Llc
137 W Kemper Rd 900 Cincinnati OH, 45246
513-671-4271
Check Into Cash Of Ohio Llc
8315 Beechmont Ave Ste 19 Cincinnati OH, 45255
513-474-0622
Check Into Cash Of Ohio Llc
7324 Kenwood Rd Ste A Cincinnati OH, 45236
513-936-0289
Check Into Cash Of Ohio Llc
7666 Reading Rd Ste 4 Cincinnati OH, 45237
513-761-1516
Check Into Cash Of Ohio Llc
7666 Reading Road Cincinnati OH, 45237
513-761-1516
Check Into Cash Of Ohio Llc
8340 Colerain Avenue Suite 6 Cincinnati OH, 45239
513-385-0599
Check Smart
5450 N Bend Rd Cincinnati OH, 45247
513-481-3222
Checksmart
658 Main St Cincinnati OH, 45202
513-929-4155
Checksmart
637 Ohio Pike Cincinnati OH, 45245
513-947-9551
Checksmart
7685 Montgomery Road Cincinnati OH, 45236
513-936-9995
Checksmart
1571 West Galbraith Road Cincinnati OH, 45231
513-931-7300
Checksmart
658 Main Street Cincinnati OH, 45202
513-929-4155
Checksmart
9234 Colerain Avenue Cincinnati OH, 45251
513-741-3777
Checksmart
6582 Glenway Avenue Cincinnati OH, 45211
513-598-9551
Checksmart
5450 North Bend Road Cincinnati OH, 45247
513-481-3222
CHECKSMART
3834 Montgomery Rd Cincinnati OH, 45212
513-731-8200
CHECKSMART
3441 Warsaw Ave Cincinnati OH, 45205
513-471-0548
CHECKSMART
11435 Princeton Pike Cincinnati OH, 45246
513-772-4520
CHECKSMART
9234 Colerain Ave Cincinnati OH, 45251
513-741-3777
CHECKSMART
1571 W Galbraith Rd Cincinnati OH, 45231
513-931-7300
CHECKSMART
10990 Hamilton Ave Cincinnati OH, 45231
513-851-3100
CHECKSMART
6582 Glenway Ave Cincinnati OH, 45211
513-598-9551
CHECKSMART
7685 Montgomery Rd Cincinnati OH, 45236
513-936-9995
Cincinnati Merchant Solutions
Cincinnati Cincinnati OH, 45236
513-237-9158
Community Check Cashers Inc
5812 Madison Rd Ste D Cincinnati OH, 45227
513-561-1829
Express Payroll Advance
620 Vine Street Cincinnati OH, 45202
513-369-0007
Express Payroll Advance
2830 Vine Street Cincinnati OH, 45219
513-281-5490
EXPRESS PAYROLL ADVANCE
2830 Vine St Cincinnati OH, 45219
513-281-5490
EXPRESS PAYROLL ADVANCE
620 Vine St Cincinnati OH, 45202
513-369-0007
Financial Exchange Co Of Oh
9535 Mangham Dr Cincinnati OH, 45215
513-769-5500
Financial Exchange Co Of Oh
6900 Reading Rd Cincinnati OH, 45237
513-351-0055
First American Cash Advance
8870 Colerain Avenue Cincinnati OH, 45251
513-923-9610
First American Cash Advance
8876 Colerain Ave Cincinnati OH, 45251
513-923-9610
FIRST AMERICAN CASH ADVANCE
8222 Winton Rd Cincinnati OH, 45231
513-931-4888
FIRST AMERICAN CHECK ADVANCE
8593 Winton Rd Cincinnati OH, 45231
513-931-4888
First American Holdings Inc
9810 Colerain Ave Cincinnati OH, 45251
513-923-9610
Jim Carson Paymaster Distributor
324 Westview Avenue Cincinnati OH, 45215
513-733-1911
Kelchris Corporation
2182 Queen City Ave Cincinnati OH, 45214
513-481-1818
Kentucky Check Exchange
792 Eastgate S Dr Ste 150 Cincinnati OH, 45245
513-943-7388
Ky Check Exch
8090 Beechmont Avenue Cincinnati OH, 45255
513-388-9666
Ky Check Exchange
Cincinnati Cincinnati OH, 45222
513-731-9996
Ky Check Exchange
1836 Seymour Avenue Cincinnati OH, 45237
513-731-9996
Ky Check Exchange
8523 Winton Road Cincinnati OH, 45231
513-729-2006
Ky Check Exchange
6363 Glenway Avenue Cincinnati OH, 45211
513-598-5222
Ky Check Exchange
5132 Delhi Avenue Suite A Cincinnati OH, 45238
513-347-9870
Lowrate Bancards
Cincinnati Cincinnati OH, 45227
513-587-6329
Money Mart
9535 Mangham Drive Cincinnati OH, 45215
513-769-5500
National Cash Advance
8322 Colerain Avenue Cincinnati OH, 45239
513-923-2247
National Cash Advance
3288 Highland Avenue Cincinnati OH, 45213
513-531-3144
National Cash Advance
5098 Glencrossing Way Cincinnati OH, 45238
513-347-9555
NATIONAL CASH ADVANCE
10972 Hamilton Ave Cincinnati OH, 45231
513-648-0679
NATIONAL CASH ADVANCE
3288 Highland Ave Cincinnati OH, 45213
513-531-3144
NATIONAL CASH ADVANCE
8322 Colerain Ave Cincinnati OH, 45239
513-923-2247
NATIONAL CASH ADVANCE
5098 Glencrossing Way Ste C Cincinnati OH, 45238
513-347-9555
NATIONAL CHECK EXCHANGE
8005 Hamilton Ave Cincinnati OH, 45231
513-521-3999
Ohio Check Cashers Inc
3513 Reading Rd Cincinnati OH, 45229
513-559-0220
Ohio Check Cashers Inc
799 East Mcmillan Street Cincinnati OH, 45206
513-281-4200
Ohio Checkcashers Inc
799 E Mcmillan St Cincinnati OH, 45206
513-281-4200
Ohio Checkcashers Inc
1529 Vine St Cincinnati OH, 45202
513-651-7272
Ohio Checkcashers Inc
4027 Hamilton Ave Cincinnati OH, 45223
513-541-4845
Ohio Checkcashers Inc
5812 Madison Road Cincinnati OH, 45227
513-561-1829
Ohio Checkcashers Inc
3513 Reading Road Cincinnati OH, 45229
513-559-0220
Ohio Checkcashers Inc
4027 Hamilton Avenue Cincinnati OH, 45223
513-541-4845
Ohio Checkcashers Inc
2405 Highland Avenue Cincinnati OH, 45219
513-381-2274
Ohio Checkcashers Inc
2305 West 8Th Street Cincinnati OH, 45204
513-251-6222
Ohio Checkcashers Inc
1529 Vine Street Cincinnati OH, 45202
513-651-7272
OHIO CHECKCASHERS INC
1529 Vine Over The Rhine Cincinnati OH, 45246
513-651-7272
OHIO CHECKCASHERS INC
5812 Madison Rd Cincinnati OH, 45227
513-561-1829
OHIO CHECKCASHERS INC
1601 Harrison Ave Cincinnati OH, 45214
513-921-3200
Ohio Checkcashers No 7
702 Reading Rd Cincinnati OH, 45202
513-421-4200
One Source Cash Advance
7796 Montgomery Road Cincinnati OH, 45236
513-985-0432
One Source Cash Advance
454 Ohio Pike Cincinnati OH, 45255
513-576-9100
ONE SOURCE CASH ADVANCE
3880 Paxton Ave Cincinnati OH, 45209
513-871-5640
ONE SOURCE CASH ADVANCE
7796 Montgomery Rd Cincinnati OH, 45236
513-576-9100
Patrick Check Cashing Inc
1207 W Galbraith Rd Cincinnati OH, 45231
513-931-2274
Paychex Inc
4501 Erskine Road Cincinnati OH, 45242
513-984-0213
PAYDAY ADVANCE
8590 Winton Rd Cincinnati OH, 45231
513-521-5627
Paymaster Check Writers Of The Tristate
Cincinnati Cincinnati OH, 45202
513-241-3535
QUIK CASH
8063 Hamilton Ave Cincinnati OH, 45231
513-522-1975
United Check Cashing
3056 West Mcmicken Avenue Cincinnati OH, 45225
513-961-8700

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