Cash Advance and Payday Loans in Owensboro, KY.

Request a Loan Today*
By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Site Use.
*By filling out the form above, you will be routed to OpenCashAdvance.com’s loan request form.

Consumers on the hunt for money may have more options than they can imagine. There are multiple short-term loan shops in cities like Owensboro. It is important to know where to look. Continue reading for more information about where to discover a lender in your location. 

Advantages of Taking out Payday Loans in Owensboro

While technology makes life easier in many ways, using a local lender can be a better choice than the online experience. Storefronts often have more products, meaning they might be able to tailor a loan to what the customer needs. They may even offer a more subjective decision-making process.

Lenders in Owensboro are well-known for providing fast cash when clients need it most. Actually, the financing may even be faster when it’s requested personally compared to online.

How to Get a Cash Advance and Payday Loan in Owensboro

The first step toward borrowing cash is to request a loan from a lender or lending partner. That can be done at their loan shop, or you can fill out an online request. In any case, the applicant should get a quick response.

While regulations vary from state to state, most cities follow the lending laws and restricitons issued by their particular state. That involves rules about maximum loan amount, maximum finance charge, loan term limitations, and finance charges. If you are looking for legislation for Owensboro payday loans, you should start by looking at the rules for the particular state.

Installment Loans in Owensboro

As with most other states, there is a limit on how much you can borrow in Kentucky using a payday loan. Fortunately, there is another way for those who need more than a few hundred dollars.

They can request an installment loan instead. An installment loan is a short-term loan as well, but it is paid back in small pieces over time. Installment loans tend to be $1,000 to $5,000. While the loan amount is higher, most lenders are able to get the money in the borrower’s account just as quick as with a smaller loan.

Requesting Title Loans in Owensboro

Car title loans are another opportunity to get emergency financing. This short-term loan is secured with collateral. The borrower backs the loan using their car, meaning the lender takes on less risk when approving an applicant.

Clients are able to keep driving their automobiles while paying back a title loan. While the lender technically assumes ownership of the car during the repayment period, the car stays in possession of the borrower during repayment. Once the loan agreement reaches a successful conclusion, the borrower should regain full ownership of their car.

Not all states alow you to borrow against your car. Before requesting a title loan in Owensboro, check and make sure that the product is currently available.

Favorite Owensboro, KY, Cash Advance and Payday Loan Companies

Company name
Address
Phone
Advance America
3600 Frederica Street Suite G Owensboro KY, 42301
270-684-1101
ADVANCE AMERICA
5051 Frederica St Owensboro KY, 42301
270-684-1101
ADVANCE AMERICA
3333 Frederica St Owensboro KY, 42301
270-684-6408
Advance America
3333 Frederica Street Suite 3 Owensboro KY, 42301
270-684-6408
Bluegrass Check Advance
4738 Frederica St Owensboro KY, 42301
270-686-3700
Bluegrass Check Advance
4738 Frederica Street Owensboro KY, 42301
270-686-3700
CASH EXPRES
1327 E 4th St Owensboro KY, 42303
270-685-1322
Cash Tyme
527 Emory Dr Ste 107 Owensboro KY, 42301
270-926-3338
Check Into Cash
3525 Frederica Street Owensboro KY, 42301
270-683-3250
CHECK INTO CASH
3525 Frederica St Owensboro KY, 42301
270-683-3250
Check Into Cash Kentucky Llc
3525 Frederica St Ste 2 Owensboro KY, 42301
270-683-3250
CHECKS ETC
2000 W 2nd St Owensboro KY, 42301
270-684-6615
EXPRESS CHECK ADVANCE
3600 Frederica St Owensboro KY, 42301
270-689-1997
EXPRESS CHECK ADVANCE
3114 State Route 54 Owensboro KY, 42303
270-689-9663
EXPRESS CHECK ADVANCE
3116 State Route 54 Owensboro KY, 42303
270-689-9663
First American Cash Advance # 255
2845 West Parrish Avenue Suite J Owensboro KY, 42301
270-688-8448
First American Holding Inc
2845 W Parrish Ave Ste J Owensboro KY, 42301
270-688-8448
HOLLYWOOD CASH ADVANCE
2616 Frederica St Owensboro KY, 42301
270-926-3503
Holywood Cash Advance Inc
2616 Frederica St Owensboro KY, 42301
270-926-4949
Payday Usa # 206
511 East 18Th Street Owensboro KY, 42303
270-852-5257
Payday Usa 206
511 E 18Th St Owensboro KY, 42303
270-852-5257
RENT A CENTER
2865 W Parrish Ave Owensboro KY, 42301
270-926-3333
Zippi Cash Advance
413 Park Plaza Dr Owensboro KY, 42301
270-689-2411
Zippi Cash Advance
413 Park Plaza Drive Owensboro KY, 42301
270-689-2411
ZIPPI CASH ADVANCE
609 Park Plaza Dr Owensboro KY, 42301
270-689-2411

TYPE YOUR ZIP BELOW TO SEE CASH ADVANCE COMPANIES