Cash Advance and Payday Loans in Louisville, KY

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People are often faced with financial emergencies that need to be addressed before their next paycheck. When in need of short-term financial help, cash advances and payday loans may come in handy. Payday lenders may offer money relatively quickly and require only a few documents.

Advantages of Taking out Payday Loan in Louisville, KY

One of the advantages of payday loans in Louisville is that lenders may overlook bad credit or no credit if customers show that they are capable of paying the borrowed amount back by their next paycheck.

Another advantage of taking out payday loans is the fast and easy application process. Lenders may require minimal documents and no collateral.

How to Get a Cash Advance and Payday Loan in Louisville, KY?

People wishing to apply for a cash advance in Louisville can visit a storefront lender in person or apply online by filling out an application form. Customers can apply for new loans once they have paid back the previous one.

Cash Advance and Payday Loans Requirements

To be eligible for a loan in Louisville, borrowers must be legal Kentucky residents of at least 18 years of age. They should present a government-issued photo ID, their bank account information, and proof of income. To make sure that the customer has the means to pay back the loan on time, some lenders have a minimum salary requirement.

Costs and Regulations of Cash Advances and Payday Loans in Louisville, KY

In the state of Kentucky, the maximum loan amount cannot exceed $500. Also, Kentucky's state law allows customers to borrow two loans simultaneously from the same lender every two weeks. However, when borrowing two loans at the same time, the maximum total amount of all outstanding loans cannot surpass $500. Customers can pay back their loans in up to 60 days. According to the law, lenders cannot charge finance fees that exceed $15 per $100 loan given for two weeks. Rollovers are not allowed, and the average annual percentage rate for a $300 payday loan is around 460%.

Installment Loans in Louisville, KY

An installment loan is another option for people who want quick cash that is greater than the amount that payday loans offer. Usually, the minimum amount of installment loans is $1,000; however, the minimum or maximum loan amount is not specified in Kentucky. Some lenders offer installment loans around $2,500 to $3000. The minimum and the maximum terms aren't set either; therefore, each lender offers its own terms based on the amount that will be borrowed and the customer's circumstances. The annual percentage rate may depend on the term.

Requesting Title Loans in Louisville, KY

People who cannot qualify for cash advances, payday loans, and installment loans may have the option to apply for title loans. A car title loan is a short-term loan where borrowers use their vehicle's title as collateral to secure the debt. Generally, the loan limit is around 25% to 50% of the vehicle's value.

It is important to note that the vehicle is not limited to a car. It can be a bus, a motorcycle, or a boat, etc.

To apply for an installment loan, vehicle owners should present the original vehicle title, government-issued ID, vehicle registration, and proof of vehicle insurance. Some lenders may ask for copies of the vehicle's keys and proof of income to assess the customer's ability to pay back the loan.

Usually, title loans are meant to be paid back in 30 days. However, some lenders may extend the period.

Favorite Louisville, KY Cash Advance, and Payday Loan Companies

Louisville offers many cash advance and payday loan companies from which customers can choose. Two companies operating in Louisville known for their quick services and application process are Advance America and Check Into Cash. Both companies offer cash advances, payday loans, installment loans, and title loans. They also provide their customers with the option to apply for a loan online or in person. If approved, the lender will deposit the money in the borrower's bank account.

Company name
Address
Phone
A 1 CHECK ADVANCE
1679 Old Preston Hwy N Ste Su Louisville KY, 40229
502-955-5574
ACE AMERICAS CASH EXPRESS
10918 Dixie Hwy Louisville KY, 40272
502-935-5068
ACE CASH EXPRESS
4105 Taylor Blvd Louisville KY, 40215
502-368-6983
ACE CASH EXPRESS
2113 W Broadway Louisville KY, 40211
502-776-2704
ACE CASH EXPRESS
1900 Crums Ln Louisville KY, 40216
502-449-7505
Ace Cash Express Inc
4930 Poplar Level Rd Louisville KY, 40219
502-961-0040
Ace Communications
2600 West Broadway Louisville KY, 40211
502-775-5599
Action Loan Company
143 West Market Street Louisville KY, 40202
502-585-5200
ACTION LOAN COMPANY
143 W Market St Louisville KY, 40202
502-585-5200
Advance America
4412 Outer Loop Louisville KY, 40219
502-966-9877
Advance America
8180 Dixie Highway Louisville KY, 40258
502-933-0899
ADVANCE AMERICA
161 Outer Loop Louisville KY, 40214
502-366-2021
ADVANCE AMERICA
8180 Dixie Hwy Louisville KY, 40258
502-933-0899
ADVANCE AMERICA
3831 Ruckriegel Pkwy Louisville KY, 40299
502-261-0553
ADVANCE AMERICA
2017 Brownsboro Rd Louisville KY, 40206
502-897-9656
Advance America Cash Adva
3214 Crums Ln Louisville KY, 40216
502-449-6694
Advance Til Payday
8270 Dixie Highway Louisville KY, 40258
502-995-3999
Advance Til Payday
2911 Brownsboro Road Louisville KY, 40206
502-721-9151
ADVANCE TIL PAYDAY
8270 Dixie Hwy Louisville KY, 40258
502-995-3999
Advance To Payday
6617 Preston Highway Louisville KY, 40219
502-969-2224
Advance To Payday
12414 Dixie Highway Louisville KY, 40272
502-935-2626
ADVANCE TO PAYDAY
6617 Preston Hwy Louisville KY, 40219
502-969-2224
All Checks Cashed
4843 Dixie Hwy Louisville KY, 40216
502-448-3202
All Checks Cashed
4843 Dixie Highway Louisville KY, 40216
502-448-3202
Ameriloan Mortgage Corporation
Po Box 99338 Louisville KY, 40269
859-442-5626
ANSWER THIS
9100 Dixie Hwy Louisville KY, 40258
502-937-6774
B & B Check Advance
4748 Bardstown Rd Louisville KY, 40218
502-491-4466
B & B Check Advance
4748 Bardstown Road Louisville KY, 40218
502-491-4466
B C C Check Advance Of Louisville
4447 Dixie Highway Louisville KY, 40216
502-449-1919
B C Co Inc
4447 Dixie Hwy Louisville KY, 40216
502-449-1919
Bcc Check Advance Llc
3423 Bardstown Road Louisville KY, 40218
502-459-5959
BCC CHECK ADVANCE LLC
3423 Bardstown Rd Louisville KY, 40218
502-459-5959
Bcc Check Advance Louisville
4120 Outer Loop Louisville KY, 40219
502-966-0660
Bluegrass Check-To-Cash
2803 South 3Rd Street Louisville KY, 40208
502-634-9727
BUCKEYE CHECKSMART
8230 Preston Hwy Louisville KY, 40219
502-969-0026
BUCKEYE CHECKSMART
5005 Preston Hwy Louisville KY, 40213
502-810-0861
BUCKEYE CHECKSMART
10019 Dixie Hwy Louisville KY, 40272
502-935-9905
BUCKEYE CHECKSMART
4628 Dixie Hwy Louisville KY, 40216
502-447-5200
BUCKEYE CHECKSMART
5921 Terry Rd Louisville KY, 40216
502-447-4744
Bullitt Check Advance
135 Market Place Dr Ste B Louisville KY, 40229
502-957-7440
Bullitt Check Advance
135 Market Place Drive Suite D Louisville KY, 40229
502-957-7440
BULLITT CHECK ADVANCE
135 Market Place Dr Ste D Louisville KY, 40229
502-957-7440
Bullitt County Pawn
135 Market Place Drive Suite D Louisville KY, 40229
502-957-6002
BULLITT COUNTY PAWN
135 Market Place Dr Ste B Louisville KY, 40229
502-957-6002
Caseys Inc
4735 Dixie Hwy Louisville KY, 40216
502-447-1111
CASH ADVANCE PLUS
2803 S 3rd St Louisville KY, 40208
502-634-9727
CASH ADVANCE PLUS
2603 Dixie Hwy Louisville KY, 40216
502-775-8223
CASH EXPRESS
4801 Bardstown Rd Louisville KY, 40291
502-493-6554
CASH EXPRESS
7107 Dixie Hwy Louisville KY, 40258
502-937-4992
CASH EXPRESS INC
7518 Preston Hwy Louisville KY, 40219
502-964-6911
CASH EXPRESS LLC
1961 Brownsboro Rd Louisville KY, 40206
502-896-9186
Cash Money Llc
706 Evergreen Rd Louisville KY, 40223
502-245-4900
Cash Plus
7200 Preston Highway Louisville KY, 40219
502-969-4024
Cash Plus
2707 Fleming Avenue Louisville KY, 40206
502-897-0322
CASH PLUS INC
2707 Fleming Ave Louisville KY, 40206
502-897-0322
CASH PLUS INC
7134 Preston Hwy Louisville KY, 40219
502-969-4024
Cash Tyme
2206 Hikes Ln Ste B Louisville KY, 40218
502-479-8900
Cash Tyme
9208 Dixie Highway Louisville KY, 40272
502-995-0556
Cash Tyme
5618 Preston Highway Louisville KY, 40219
502-966-5585
Cash Tyme
8406 Preston Highway Louisville KY, 40219
502-966-0992
Cash Tyme
2511 Preston Highway Louisville KY, 40217
502-634-5737
Cash Tyme
2206 Hikes Lane Suite B Louisville KY, 40218
502-479-8900
Cash Tyme
4640 Dixie Highway # A Louisville KY, 40216
502-449-2716
Cash Tyme
3981 7Th Street Road Louisville KY, 40216
502-447-0065
CASH TYME
2511 Preston Hwy Louisville KY, 40217
502-634-5737
CASH TYME
3501 Taylor Blvd Louisville KY, 40215
502-366-1175
CASH TYME
2907 Brownsboro Rd Louisville KY, 40206
502-895-1919
CASH TYME
716 E Broadway Louisville KY, 40202
502-587-6762
CASH TYME
8406 Preston Hwy Louisville KY, 40219
502-966-0992
CASH TYME
11340 Preston Hwy Louisville KY, 40229
502-966-6111
CASH TYME
9208 Dixie Hwy Louisville KY, 40272
502-995-0556
CASH TYME
3981 7th Street Rd Louisville KY, 40216
502-447-0065
CASH TYME
5618 Preston Hwy Louisville KY, 40219
502-966-5585
CASH TYME
6921 Southside Dr Louisville KY, 40214
502-368-8852
CASH TYME
4640 Dixie Hwy Louisville KY, 40216
502-449-2716
CASHLAND
2140 Old Shepherdsville Rd Louisville KY, 40218
502-657-1200
CASHLAND
6321 Bardstown Rd Louisville KY, 40291
502-657-7000
CASHLAND
7201 Preston Hwy Louisville KY, 40219
502-657-4300
CASHLAND
335 E Esplanade Ave Louisville KY, 40214
502-657-1950
CHECK 4 CHECK
6434 N Preston Hwy Louisville KY, 40229
502-955-7831
Check Advance
6754 Bardstown Road Louisville KY, 40291
502-762-9742
Check Advance
7500 Tempsclair Road Louisville KY, 40220
502-495-2070
Check Advance
2206 Hikes Lane Louisville KY, 40218
502-456-6663
Check Advance
4408 Dixie Highway Louisville KY, 40216
502-448-2355
Check Advance
4140 Taylor Boulevard Louisville KY, 40215
502-375-2274
Check Advance
7910 Preston Highway Louisville KY, 40219
502-962-4325
CHECK ADVANCE
6754 Bardstown Rd Louisville KY, 40291
502-762-9742
Check Advance Of Louisville
2220 Hikes Lane Louisville KY, 40218
502-459-6669
Check Advance Of Louisville
4735 Dixie Highway Louisville KY, 40216
502-447-1111
CHECK ADVANCE OF LOUISVILLE
2220 Hikes Ln Louisville KY, 40218
502-459-6669
Check Casher/All Checks Cashed
7200 Preston Hwy Louisville KY, 40219
502-969-4024
Check Cashing Corp America
1825 W Broadway Louisville KY, 40203
502-774-5155
Check Cashing Corp America
5017 Poplar Level Rd Louisville KY, 40219
502-968-5153
CHECK CASHING CORP OF AMERICA
1163 S 4th St Louisville KY, 40203
502-584-6541
Check Cashing Corporation Of America
5017 Poplar Level Road Louisville KY, 40219
502-968-5153
Check Cashing Corporation Of America
1825 West Broadway Louisville KY, 40203
502-774-5155
Check Cashing Corporation Of America
1163 South 4Th Street Louisville KY, 40203
502-584-6541
Check Into Cash
2310 South Preston Street Louisville KY, 40217
502-636-0222
Check Into Cash
4222 Bishop Lane Louisville KY, 40218
502-456-2231
Check Into Cash
3929 Taylorsville Road Louisville KY, 40220
502-451-6412
Check Into Cash
4917 Dixie Highway Suite K Louisville KY, 40216
502-447-0773
Check Into Cash
8520 Preston Highway Louisville KY, 40219
502-966-0285
Check Into Cash
2017 Brownsboro Road Louisville KY, 40206
502-896-2954
CHECK INTO CASH
3314 Preston Hwy Louisville KY, 40213
502-636-0222
CHECK INTO CASH
4917 Dixie Hwy Louisville KY, 40216
502-447-0773
Check Into Cash Kentucky Llc
525 N 22Nd St Louisville KY, 40203
502-776-9046
Check Into Cash Kentucky Llc
4917 Dixie Hwy Ste K Louisville KY, 40216
502-447-0773
Check Into Cash Kentucky Llc
8520 Preston Hwy Louisville KY, 40219
502-966-0285
Check Into Cash Kentucky Llc
3929 Taylorsville Rd Louisville KY, 40220
502-451-6412
Check Into Cash Kentucky Llc
1995 Brownsboro Rd Louisville KY, 40206
502-896-2954
Check Into Cash Kentucky Llc
2247 Hikes Ln Louisville KY, 40218
502-456-2231
Checkcare Enterprises
8900 Greeneway Commons Place Suite 200 Louisville KY, 40220
706-596-1306
Checkcare Systems Inc
4102 Cadillac Court Louisville KY, 40213
502-473-4000
CHECKSMART
3426 Taylor Blvd Louisville KY, 40215
502-361-9200
CHERRY BOMB
960 Baxter Ave Louisville KY, 40204
502-584-0755
CHINA EXPRESS
4930 Poplar Level Rd Louisville KY, 40219
502-969-8838
Cic Financial Inc
4917 Dixie Highway Louisville KY, 40216
502-447-8748
CIC FINANCIAL INC
4917 Dixie Hwy Louisville KY, 40216
502-447-8748
CITY CHECK ADVANCE
1111 W Broadway Louisville KY, 40203
502-583-4800
City Check Advance - E Broadway Location
725 East Broadway Louisville KY, 40202
502-584-5617
City Check Advance - W Broadway Location
1111 West Broadway Louisville KY, 40203
502-583-4800
City Check Advance Inc
725 E Broadway Louisville KY, 40202
502-584-5617
Commonwealth Check Advance
1679 Old Preston Hwy N Louisville KY, 40229
502-955-5574
Commonwealth Check Advance
2213 Renown Drive Louisville KY, 40299
502-955-5574
Commonwealth Check Advance
1679 Old Preston Highway North Louisville KY, 40229
502-955-5574
Commonwealth Check Cashing
2213 Renown Dr Louisville KY, 40299
502-267-1227
Commonwealth Check Cashing
5600 National Turnpike Suite 6 Louisville KY, 40214
502-363-9420
DANCERS EDGE
4917 Dixie Hwy Louisville KY, 40216
502-449-0237
Davis Center
9901 Forest Green Blvd Louisville KY, 40223
502-587-6873
DEPREZ QUALITY JEWELRY & LOAN
7917 Preston Hwy Louisville KY, 40219
502-969-6855
Duane Watkins Jr
5330 S 3Rd St Ste G Louisville KY, 40214
502-368-2022
Easy Cash Pawn & Jewelry
9808 Taylorsville Road Louisville KY, 40299
502-261-0088
Electronic Transaction Solutio
8015 Catherine Ln Ste 3 Louisville KY, 40222
502-394-9033
Express Check Advance
3333 Bardstown Road Louisville KY, 40218
502-454-9797
Express Check Advance
5330 South 3Rd Street Suite 102 Louisville KY, 40214
502-368-2022
EXPRESS CHECK ADVANCE
5330 S 3rd St # G Louisville KY, 40214
502-368-2022
F & E Check Protector Co
229 West Breckinridge Street Louisville KY, 40203
502-583-6321
First American Cash Advance
5510 New Cut Rd Louisville KY, 40214
502-380-3726
First American Cash Advance
3943 Dixie Hwy Louisville KY, 40216
502-447-8411
First American Cash Advance
6661 Dixie Hwy Louisville KY, 40258
502-937-5186
First American Cash Advance
5705 Preston Highway Louisville KY, 40219
502-969-0481
First American Cash Advance
6661 Dixie Highway Louisville KY, 40258
502-937-5186
First American Cash Advance
3021 Breckenridge Lane Louisville KY, 40220
502-459-3818
First American Cash Advance
3943 Dixie Highway Louisville KY, 40216
502-447-8411
First American Cash Advance
5510 New Cut Road Louisville KY, 40214
502-380-3726
First Capital Bank Mortgage
950 Breckenridge Lane Suite 110 Louisville KY, 40207
502-895-5040
First Capital Bank Of Kentucky
285 North Hubbards Lane Louisville KY, 40207
502-895-5040
Iroquois Check Casher
5330 South 3Rd Street Louisville KY, 40214
502-368-2022
K & N Checks Services
7209 Fegenbush Ln Louisville KY, 40228
502-239-8771
K & N Checks Services
7209 Fegenbush Lane Louisville KY, 40228
502-239-8771
MAGIC MONEY
5131 Dixie Hwy Louisville KY, 40216
502-447-1313
MAGIC MONEY
9100 Dixie Hwy Louisville KY, 40258
502-937-6244
Mark Atteberoy
2310 S Preston St Louisville KY, 40217
502-637-6226
Mister Money Usa
4918 Preston Highway Louisville KY, 40213
502-966-8862
Mister Money Usa
13000 Dixie Highway Louisville KY, 40272
502-935-2274
Mister Money Usa
5238 Bardstown Road Louisville KY, 40291
502-493-9989
Mister Money Usa
9808 Taylorsville Road Louisville KY, 40299
502-459-5200
Mister Money Usa
3501 Bardstown Road Louisville KY, 40218
502-459-5200
MISTER MONEY USA
4918 Preston Hwy Louisville KY, 40213
502-966-8862
MISTER MONEY USA
3501 Bardstown Rd Louisville KY, 40218
502-459-5200
MISTER MONEY USA
13000 Dixie Hwy Louisville KY, 40272
502-935-2274
MISTER MONEY USA
5238 Bardstown Rd Louisville KY, 40291
502-493-9989
MISTER MONEY USA
9808 Taylorsville Rd Louisville KY, 40299
502-261-0088
Money Now
4140 Taylor Boulevard Louisville KY, 40215
502-456-6663
Money Now
2206 Hikes Lane Suite A Louisville KY, 40218
502-456-6663
MONEY NOW
7910 Preston Hwy Louisville KY, 40219
502-962-4325
MONEY NOW
2206 Hikes Ln Ste A Louisville KY, 40218
502-456-6663
MONEY NOW
8800 Dixie Hwy Louisville KY, 40258
502-935-0555
MONEY NOW
9798 3rd Street Rd Louisville KY, 40272
502-935-7181
Money Now Kentucky Inc
4408 Dixie Highway Louisville KY, 40216
502-448-3408
MONEY NOW KENTUCKY INC
4408 Dixie Hwy Louisville KY, 40216
502-448-2355
Money Now Ky Inc
4140 Taylor Blvd Louisville KY, 40215
502-375-2274
Mr Payday
1617 Bardstown Road Louisville KY, 40205
502-459-7272
Mr Payday
9616 Taylorsville Road Louisville KY, 40299
502-267-3063
Mr Payday
2600 West Broadway Suite 102 Louisville KY, 40211
502-775-5599
MR PAYDAY
2600 W Broadway Louisville KY, 40211
502-775-5599
MR PAYDAY
10213 Dixie Hwy Louisville KY, 40272
502-933-0848
MR PAYDAY
9616 Taylorsville Rd Louisville KY, 40299
502-267-1513
Paymaster Sales & Service Inc
Louisville Louisville KY, 40202
502-458-6265
Q C Financial Services Inc
4316 Cane Run Rd Louisville KY, 40216
502-448-0680
Quick Cash Kentucky
12414 Dixie Hwy Louisville KY, 40272
502-935-2626
QUICK CASH KENTUCKY
2911 Brownsboro Rd Louisville KY, 40206
502-721-9151
Quik Cash
2301 Dixie Highway Louisville KY, 40216
502-778-9442
Quik Cash
2101 Hikes Lane Louisville KY, 40218
502-459-1000
Quik Cash
4316 Cane Run Road Louisville KY, 40216
502-448-0680
QUIK CASH
2101 Hikes Ln Louisville KY, 40218
502-459-1000
QUIK CASH
7230 Preston Hwy Louisville KY, 40219
502-968-3838
QUIK CASH
13020 Dixie Hwy Ste A Louisville KY, 40272
502-933-1594
QUIK CASH
5704 Outer Loop Louisville KY, 40219
502-969-6766
QUIK CASH
2301 Dixie Hwy Louisville KY, 40216
502-778-9442
RENT A CENTER
7106 Preston Hwy Louisville KY, 40219
502-969-3151
RENT A CENTER
3100 Taylor Blvd Louisville KY, 40215
502-368-2298
Sid Paul Checkwriters Sales & Service
3609 Windward Way Louisville KY, 40220
502-458-6265
STEWARTS PAWN SHOP
1133 W Broadway Louisville KY, 40203
502-583-5145
STEWARTS PAWN SHOP
113 W Jefferson St Louisville KY, 40202
502-587-6873
United Check Cashing
5005 Preston Hwy Louisville KY, 40213
502-964-2099
United Check Cashing
5005 Preston Highway Louisville KY, 40213
502-964-2099
UNITED CHECK CASHING
5005 Preston Hwy Ste 101 Louisville KY, 40213
502-964-2099

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