Cash Advance and Payday Loans in Indianapolis, IN.

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Cash advances and payday loans are legal with certain restrictions in Indianapolis, IN. To help you make informed financial decisions, here is a breakdown of payday loan costs and regulations, as well as our favorite lenders in the city.

Advantages of Taking out Payday Loan in Indianapolis

It often happens that we need fast cash for emergencies, whether to pay this month’s rent, medical expenses, or car repairs. Payday loans can be helpful in these situations due to multiple reasons.

  • Payday loans usually have a fast and easy application process. In most cases, you will need to present personal information and a statement from your employer about your income.
  • Online lenders in Indianapolis make it convenient for consumers to complete their applications from the comfort of their homes. If approved, the funds may be directly deposited into your checking account in as soon as one business day.
  • Some lenders may be willing to work with applicants who have damaged credit. This is because they may consider income when determining eligibility.

How to Get a Cash Advance and Payday Loan in Indianapolis?

When you need urgent financial assistance, going from bank to bank is the last thing you want to do. However, there are multiple payday loan lenders in Indianapolis that you can turn to for fast cash. You can use their website to apply for a loan. You will need to present personal and financial information to complete the application. If approved, you may receive the funds in as little as one business day.

Cash Advance and Payday Loans Requirements

Payday loans and cash advances have the following requirements in Indianapolis:

  • Being 18 or older
  • Being a U.S. citizen or a permanent resident
  • Having a steady source of income either through a job or other verifiable source

Additionally, you will be required to provide the following information:

Costs and Regulations of Cash Advance and Payday Loans in Indianapolis, IN

Indiana limits the payday loan amounts from a minimum of $50 to a maximum of $550. Moreover, the loan amount cannot exceed 20% of the borrower’s monthly income. Borrowers are allowed to take a maximum of two payday loans at the same time but from different lenders.

The minimum loan term in Indianapolis is 14 days, while a maximum term is not specified. Additionally, borrowers are not allowed any rollovers.

Indianapolis also controls the finance fees collected from borrowers. The standard APR is around 391%. Also, additional fees depend on the borrowed amount.

  • 10% finance fee for a loan of $401 to $550
  • 13% finance fee for a loan of $251 to $400
  • 15% finance fee for a loan of $50 to $250

Installment Loans in Indianapolis

If you’re looking to borrow more than $550, you can consider opting for an installment loan instead. Indianapolis residents can request between $1,000 and $5,000. Lenders usually offer longer repayment terms. Typically, installment loans are repaid within 12 months. Like payday loans, installment loans are also regulated by city and state authorities and have a minimum APR of 6.63% in Indianapolis.

Requesting Title Loans in Indianapolis

If you own your vehicle, you may use it as collateral to secure a title loan. Consumers in Indianapolis can request up to $25,000. However, the loaned amount depends on the appraised value of the car. As a result, many lenders will offer 20% to 50% of the car’s value. Title loan terms are typically about 30 days.

Interest rates for car title loans are about 36% per month or 360% annually. Keep in mind that the lender will keep your car’s title until you repay the full amount. If you fail to repay the loan on time, the lender has the right to sell your vehicle.

Our Favorite Indianapolis, IN, Cash Advance, and Payday Loan Companies

If you don’t know which lenders to turn to, check out some of these loan providers in Indianapolis:

ACE Cash Express

ACE Cash Express offers installment loans, payday loans, and cash advances. The company offers payday loans from $50 to $660 to help you cover urgent costs, such as medical emergencies, car repairs, and bills. The standard APR for these loans is 400%.

ACE Cash Express has 19 physical stores in Indianapolis and also allows customers to submit their applications online.

Advance America

Advance America is a loan provider that offers payday loans, cash advances, installment loans, and personal loans. Their financial services also include prepaid VISA cards and Western Union services. Available loans in Indianapolis include payday loans of $50 to $660 and title loans of $2,500 to $25,000. Standard APR and loan amounts depend on your income level and credit score but typically range between 100% and 500%.

Advance America has five locations in Indianapolis and accepts online applications, too.

Company name
Address
Phone
A 1 CA H ADVANCE
8923 S Meridian St Ste A7 Indianapolis IN, 46217
317-889-5200
A 1 CASH
4351 Lafayette Rd Indianapolis IN, 46254
317-299-9600
A 1 CASH ADVANCE
8421b Michigan Rd Indianapolis IN, 46268
317-334-0000
A 1 CASH ADVANCE
8421 Michigan Rd Indianapolis IN, 46268
317-334-0000
A 1 CASH ADVANCE
8015 Pendleton Pike Indianapolis IN, 46226
317-890-9700
A-1 Cash Advance
5325 W 10Th St Indianapolis IN, 46224
317-243-9300
A-1 Cash Advance
5325 West 10Th Street Indianapolis IN, 46224
317-243-9300
ADVANCE AMERICA
2447 E 65th St Indianapolis IN, 46220
317-251-2639
ADVANCE AMERICA
3451 W 86th St Indianapolis IN, 46268
317-876-2023
ADVANCE AMERICA
7849 Michigan Rd Indianapolis IN, 46268
317-876-1382
ADVANCE AMERICA
10930 Pendleton Pike Ste 105 Indianapolis IN, 46236
317-823-3994
ADVANCE AMERICA
9421 E Washington St Indianapolis IN, 46229
317-890-0922
ADVANCE AMERICA
3335 Kentucky Ave Indianapolis IN, 46221
317-241-0952
ADVANCE AMERICA
3634 S East St Indianapolis IN, 46227
317-783-2370
ADVANCE AMERICA
1985 E Stop 13 Rd Indianapolis IN, 46227
317-881-6328
ADVANCE AMERICA
5621 Georgetown Rd Indianapolis IN, 46254
317-328-7894
ADVANCE AMERICA
3840 Georgetown Rd Indianapolis IN, 46254
317-328-7795
ADVANCE AMERICA
5335 W 38th St Indianapolis IN, 46254
317-328-9235
ADVANCE AMERICA
4479 E 10th St Indianapolis IN, 46201
317-358-0922
ADVANCE AMERICA
5217 E Thompson Rd Indianapolis IN, 46237
317-784-9676
Advance America Cash Advance Centers
7849 Michigan Road Indianapolis IN, 46268
317-876-1382
Advance America Cash Advance Centers
5217 East Thompson Road Indianapolis IN, 46237
317-784-9676
Advance America Cash Advance Centers
5912 Crawfordsville Road Indianapolis IN, 46224
317-487-6807
Advance America Cash Advance Centers
6144 West 25Th Street Indianapolis IN, 46224
317-387-0925
Advance America Cash Advance Centers
3840 Georgetown Road Indianapolis IN, 46254
317-328-7795
Advance America Cash Advance Centers
2447 East 65Th Street Indianapolis IN, 46220
317-251-2639
Advance America Cash Advance Centers
3335 Kentucky Avenue Indianapolis IN, 46221
317-241-0952
Advance America Cash Advance Centers
8241 Pendleton Pike Indianapolis IN, 46226
317-897-1648
Advance America Cash Advance Centers
9421 East Washington Street Indianapolis IN, 46229
317-890-0922
Advance America Cash Advance Centers
1985 East Stop 13 Road Indianapolis IN, 46227
317-881-6328
Advance America Cash Advance Centers
3451 West 86Th Street Indianapolis IN, 46268
317-876-2023
All Checks Cashed-Check Cashing Center
3634 South East Street Indianapolis IN, 46227
317-788-1550
All Checks Cashed-Check Cashing Center
7067 Michigan Road Indianapolis IN, 46268
317-726-1920
All Checks Cashed-Check Cashing Center
4351 Lafayette Road Suite C Indianapolis IN, 46254
317-299-6360
Allied Cash Advance
8975 E Washington St Indianapolis IN, 46219
317-890-8404
Allied Cash Advance
5308 N Keystone Ave Indianapolis IN, 46220
317-254-6779
ALLIED CASH ADVANCE
8928 Us 31 S Indianapolis IN, 46227
317-865-3250
ALLIED CASH ADVANCE
11135 Pendleton Pike Indianapolis IN, 46236
317-826-9725
ALLIED CASH ADVANCE
7530 N Shadeland Ave Indianapolis IN, 46250
317-585-9395
ALLIED CASH ADVANCE
8320 Michigan Rd Indianapolis IN, 46268
317-334-1830
ALLIED CASH ADVANCE
6042 E 82nd St Indianapolis IN, 46250
317-578-9637
ALLIED CASH ADVANCE
2851 Madison Ave Indianapolis IN, 46225
317-786-7106
American Money Corporation
4440 W Washington St Indianapolis IN, 46241
317-390-0600
American Money Corporation
4440 West Washington Street Indianapolis IN, 46241
317-390-0600
Argent Healthcare Financial Services Inc
8425 Keystone Xing Indianapolis IN, 46240
317-254-3960
Buckeye Check Cashing Inc
3429 S East St Ste C Indianapolis IN, 46227
317-782-4400
Buckeye Check Cashing Inc
4923 W 38Th St Indianapolis IN, 46254
317-280-1439
Cash Tyme
2802 Lafayette Road Indianapolis IN, 46222
317-925-3200
Cash-Connect.Com
6525 East 82Nd Street Indianapolis IN, 46250
317-594-0755
CASHLAND
9945 E 21st St Indianapolis IN, 46229
317-472-4980
CASHLAND
6767 W Washington St Indianapolis IN, 46241
317-522-2065
CASHLAND
7085 Michigan Rd Indianapolis IN, 46268
317-472-4920
CASHLAND
1604 N Arlington Ave Indianapolis IN, 46218
317-472-4915
CASHLAND
5725 Crawfordsville Rd Indianapolis IN, 46224
317-472-0125
Check Into Cash
10075 East Washington Street Indianapolis IN, 46229
317-890-8302
Check Into Cash
2320 East Stop 11 Road Indianapolis IN, 46227
317-889-5132
Check Into Cash
1216 West 86Th Street Indianapolis IN, 46260
317-843-2304
Check Into Cash
3860 Lafayette Road Indianapolis IN, 46254
317-293-4644
Check Into Cash
4943 South Emerson Avenue Indianapolis IN, 46203
317-783-3516
Check Into Cash
8238 Center Run Drive Indianapolis IN, 46250
317-596-0925
CHECK INTO CASH
2320 E Stop 11 Rd Indianapolis IN, 46227
317-889-5132
CHECK INTO CASH
10947 Limbach Ct Indianapolis IN, 46236
317-826-1458
CHECK INTO CASH
1238 W 86th St Indianapolis IN, 46260
317-843-2304
CHECK INTO CASH
1216 W 86th St Indianapolis IN, 46260
317-843-2304
CHECK INTO CASH
7235 N Keystone Ave Indianapolis IN, 46240
317-726-1315
CHECK INTO CASH
4401 E 10th St Indianapolis IN, 46201
317-352-1260
CHECK INTO CASH
5389 Rockville Rd Indianapolis IN, 46224
317-248-9067
CHECK INTO CASH
3860 Lafayette Rd Indianapolis IN, 46254
317-293-4644
Check Into Cash
5389 Rockville Rd #800 Indianapolis IN, 46224
317-248-9067
Check Into Cash
3502 W 86th St Indianapolis IN, 46268
317-876-0210
Check Into Cash
10059 E Washington St Indianapolis IN, 46239
317-890-8302
Check Into Cash Indiana Llc
4943 S Emerson Ave Indianapolis IN, 46203
317-783-3516
Check Into Cash Indiana Llc
5389 Rockville Rd Ste 800 Indianapolis IN, 46224
317-248-9067
Check Into Cash Indiana Llc
8238 Center Run Dr Indianapolis IN, 46250
317-596-0925
Check Into Cash Indiana Llc
3780 S East St Indianapolis IN, 46227
317-782-0616
Check Into Cash Indiana Llc
2328 E Stop 11 Rd Indianapolis IN, 46227
317-889-5132
Check Into Cash Indiana Llc
10075 E Washington St Indianapolis IN, 46229
317-890-8302
Check Into Cash Indiana Llc
1236 W 86Th St Indianapolis IN, 46260
317-843-2304
Check Into Cash Indiana Llc
4401 E 10Th St Ste 14 Indianapolis IN, 46201
317-352-1260
Check Into Cash Indiana Llc
10555 Pendleton Pike Indianapolis IN, 46236
317-826-1458
Check It Out Check Cashing
8329 Michigan Road Indianapolis IN, 46268
317-876-9392
Check It Out Check Cashing
4251 Lafayette Road Indianapolis IN, 46254
317-299-0121
CHECK IT OUT CHECK CASHING
8329 Michigan Rd Indianapolis IN, 46268
317-876-9392
Check Protection Systems Inc
8425 Keystone Xing Suite 108 Indianapolis IN, 46240
317-254-3960
Check ’n Go
3350 N High School Rd H Indianapolis IN, 46224
317-290-1515
Checkcare Systems
6401 South East Street Suite A Indianapolis IN, 46227
317-780-5333
Checkcorp Inc
9501 E Washington St Indianapolis IN, 46229
317-890-1800
Checks Cashed
4043 North Keystone Avenue Indianapolis IN, 46205
317-377-0010
CHECKS CASHED
4043 N Keystone Ave Indianapolis IN, 46205
317-377-0010
Checksmart
4923 West 38Th Street Indianapolis IN, 46254
317-280-1439
Checksmart
9501 East Washington Street Indianapolis IN, 46229
317-890-1800
Checksmart
3429 South East Street Indianapolis IN, 46227
317-782-4400
Checksmart
1004 North Shadeland Avenue Indianapolis IN, 46219
317-353-0700
CHECKSMART
4044 N Keystone Ave Indianapolis IN, 46205
317-541-0640
CHECKSMART
6211 Allisonville Rd Indianapolis IN, 46220
317-252-0690
CHECKSMART
6621 E 82nd St Indianapolis IN, 46250
317-576-8004
CHECKSMART
5550 W 86th St Indianapolis IN, 46268
317-337-1201
CHECKSMART
5960 Crawfordsville Rd Indianapolis IN, 46224
317-270-9332
CHECKSMART
1004 N Shadeland Ave Indianapolis IN, 46219
317-353-0700
CHECKSMART
3429 S East St Indianapolis IN, 46227
317-782-4400
CHECKSMART
8601 Pendleton Pike Indianapolis IN, 46226
317-890-1990
Checksmart Check Cashing
1004 N Shadeland Ave Indianapolis IN, 46219
317-356-6650
Discount Check Cashing
2802 Lafayette Road Suite 22 Indianapolis IN, 46222
317-924-4994
DISCOUNT CHECK CASHING
2802 Lafayette Rd Indianapolis IN, 46222
317-924-4994
Douglas John H Attrny At Law
342 Massachusetts Avenue Indianapolis IN, 46204
317-822-9960
Easy Money Of Indiana Inc
Indianapolis Indianapolis IN, 46241
317-381-9293
EXPRESS TAX
7301 W 10th St Indianapolis IN, 46214
317-209-8385
Ez Payday Loans Of Indiana
5416 West 38Th Street Indianapolis IN, 46254
317-329-4340
Fast Cash Connect
6137 Crawfordsville Road Suite G Indianapolis IN, 46224
317-241-9000
Fast Funds Check Cashing Serv
3809 Lafayette Rd Indianapolis IN, 46254
317-291-3250
Fast Funds Tax Service & Check Cashing
3804 Lafayette Road Indianapolis IN, 46254
317-290-1100
First Discount Travel
9314 Champton Drive Indianapolis IN, 46256
317-596-8890
FIRST FEDERAL BANCORP
3804 Lafayette Rd Indianapolis IN, 46254
317-290-1100
Germano And Sons Inc
4251 Lafayette Rd Indianapolis IN, 46254
317-299-0121
Gloria Harris Llc
3702 E 10Th St Indianapolis IN, 46201
317-803-2376
Gloria Harris Llc
5231 E Washington St Indianapolis IN, 46219
317-322-9696
Go Cash
3805 Lafayette Rd Indianapolis IN, 46254
317-347-9968
Hash & Sons Inc
Po Box 39037 Indianapolis IN, 46239
317-862-9675
Hash & Sons Inc
Indianapolis Indianapolis IN, 46259
317-862-9675
Indy Cash Advance
2162 North Mitthoeffer Road Indianapolis IN, 46229
317-898-8888
Indy Cash Advance
9936 East Washington Street Indianapolis IN, 46229
317-898-3333
INDY CASH ADVANCE
2162 N Mitthoeffer Rd Indianapolis IN, 46229
317-898-8888
INDY CASH ADVANCE
9936 E Washington St Indianapolis IN, 46229
317-898-3333
INDY CHECK & LOAN
3719 E 38th St Indianapolis IN, 46218
317-377-1627
INDY CHECK AND LOAN
3950 N High School Rd Indianapolis IN, 46254
317-295-1522
Indys Check And Loan
1705 E 52Nd St Indianapolis IN, 46205
317-251-1122
Inter-Call
2117 West Washington Street Indianapolis IN, 46222
317-974-3060
Jericho Seligman Nelson & Price
Indianapolis Indianapolis IN, 46201
317-543-9295
LEES CASH & GO
7874 Michigan Rd Indianapolis IN, 46268
317-876-0258
LEES CASH & GO
5901 E 38th St Indianapolis IN, 46218
317-543-5565
LEES CASH & GO
5901 E Washington St Indianapolis IN, 46219
317-543-5565
LEES CASH & GO
811 N Illinois St Indianapolis IN, 46204
317-637-9697
Liquor Cabinet
4201 North Post Road Indianapolis IN, 46226
317-899-4233
LIQUOR CABINET
2841 Madison Ave Indianapolis IN, 46225
317-788-1224
LIQUOR CABINET
2325 E New York St Indianapolis IN, 46201
317-638-5777
Michigan Road Liquors
8097 Claridge Road Indianapolis IN, 46260
317-255-5952
Michigan Road Liquors
2601 East 46Th Street Indianapolis IN, 46205
317-255-5952
Midwest Credit Corporation
3709 North Shadeland Avenue Indianapolis IN, 46226
317-543-0250
Myers Investigations Inc
Indianapolis Indianapolis IN, 46201
317-865-1006
National Cash Advance
5335 West 38Th Street Indianapolis IN, 46254
317-328-9235
National Check Advance
Indianapolis Indianapolis IN, 46201
317-251-2639
Pal Financial Services-Check Cashing
1004 North Shadeland Avenue Indianapolis IN, 46219
317-356-6650
Pawn Mart
5620 West Washington Street Indianapolis IN, 46241
317-487-7450
PAWN MART
2810 W 71st St Indianapolis IN, 46268
317-299-6502
Paycheck Check Cashing
2927 Kentucky Avenue Indianapolis IN, 46221
317-481-8360
PAYDAY
2335 E 38th St Indianapolis IN, 46218
317-283-8800
Paymaster Sales & Service Inc
Indianapolis Indianapolis IN, 46201
317-253-6028
Paymaster Sales & Service Inc
6532 East Westfield Boulevard Indianapolis IN, 46220
317-253-6028
Payroll Check Cashing
1650 East Raymond Street Indianapolis IN, 46203
317-787-7979
Payroll Check Cashing
5441 West Washington Street Indianapolis IN, 46241
317-244-9644
Payroll Check Cashing - No 2
3801 Meadows Drive Indianapolis IN, 46205
317-547-7979
Payroll Check Cashing No 2
3801 Meadows Dr Ste A Indianapolis IN, 46205
317-547-7979
PEOPLES CHECK CASHING SERVICE
6053 E Washington St Indianapolis IN, 46219
317-356-6639
Peoples Check Cashing Service Inc
2807 East Michigan Street Indianapolis IN, 46201
317-637-6842
Peoples Check Cashing Svc Inc
2807 E Michigan St Indianapolis IN, 46201
317-637-6842
Peoples Check Cashing Svc Inc
6040 E Washington St Indianapolis IN, 46219
317-356-6639
Planet Cash
3709 East Washington Street Suite F Indianapolis IN, 46201
317-354-4444
PLS CHECK CASHERS
2335 E 38th St Indianapolis IN, 46218
317-931-8000
PLS CHECK CASHERS
5516 W 38th St Indianapolis IN, 46254
317-293-5673
Pls Check Cashing
444 E Sumner Ave Indianapolis IN, 46227
317-786-0803
Quick Cash
4404 East 10Th Street Indianapolis IN, 46201
317-352-1678
Quick Cash Ii
3801 E Washington St Indianapolis IN, 46201
317-354-0509
Quik Cash
2440 Lafayette Road Suite 5 Indianapolis IN, 46222
317-972-4961
Quik Cash
1104 South East Street Indianapolis IN, 46225
317-685-8200
Quik Cash
6800 Pendleton Pike Indianapolis IN, 46226
317-546-7785
Quik Cash
3801 East Washington Street Indianapolis IN, 46201
317-354-0509
Quik Cash
1515 North Arlington Avenue Indianapolis IN, 46219
317-353-2748
Quik Cash
2143 Prospect Street Indianapolis IN, 46203
317-261-1340
QUIK CASH
1515 N Arlington Ave Indianapolis IN, 46219
317-353-2748
QUIK CASH
1104 S East St Ste B Indianapolis IN, 46225
317-685-8200
QUIK CASH
2440 Lafayette Rd Indianapolis IN, 46222
317-972-4961
QUIK CASH
4404 E 10th St Indianapolis IN, 46201
317-352-1678
Rite Way Systems
6030 Thrushwood Dr Indianapolis IN, 46250
317-845-9754
Rite-Way Systems
6030 Thrushwood Drive Indianapolis IN, 46250
317-845-9754
Royce Motors
5860 Brookville Road Indianapolis IN, 46219
317-357-3566
Rural Inn
2802 Lafayette Road Indianapolis IN, 46222
317-924-4401
Rural Inn
2711 East Michigan Street Indianapolis IN, 46201
317-631-9875
Servi-Call
6999 Michigan Road # C Indianapolis IN, 46268
317-205-2370
T And T Investments Inc
1664 E Raymond St Indianapolis IN, 46203
317-787-7979
Telepage
7003 East 38Th Street Indianapolis IN, 46226
317-543-0250
Telepage Midwest Credit
3360 North Keystone Avenue Indianapolis IN, 46218
317-283-0251
United Check Advance
5550 West 86Th Street Suite 102 Indianapolis IN, 46268
317-876-3512
United Check Advance
9546 Allisonville Road Suite 138 Indianapolis IN, 46250
317-585-0540
UNITED CHECK ADVANCE
9546 Allisonville Rd Indianapolis IN, 46250
317-585-0540
UNITED CHECK ADVANCE
5550 W 86th St Indianapolis IN, 46268
317-876-3512
Universal Payroll Check Cashing Inc
8805 East 38Th Street Indianapolis IN, 46226
317-898-0990
Universal Payroll Check Cashing Inc
3727 Southeastern Avenue Indianapolis IN, 46203
317-353-2339
Universal Pyroll Check Cashing
8805 E 38Th St Indianapolis IN, 46226
317-898-0990
Westside Check Systems Inc
2802 Lafayette Rd Ste 22 Indianapolis IN, 46222
317-924-4994
Williams & Douglas Attorneys At Law
342 Massachusetts Avenue Suite 303 Indianapolis IN, 46204
317-822-9960

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