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Short-Term Loans Online in Jacksonville, FL.

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Payday loans and cash advances can help people in stressful financial situations. When in need of fast funding, Jacksonville citizens may not know where to turn. That’s why we have collected all the information you need to know about payday loans and where to get them in Jacksonville, Florida.

Advantages of Taking Out a Payday Loan in Jacksonville

There are many advantages to taking out payday loans in Jacksonville. Here are some of them:

  • Payday loans are a convenient way to obtain quick funding when in need of fast cash. Lenders typically require minimal financial and personal information. Additionally, if you are approved, the funds may be directly deposited in as little as one business day.
  • Going to a physical store is not required. You can apply for these loans from the comfort of your home. As a result, Jacksonville applicants can apply for loans at any time.
  • Lenders will check your credit score, but it may not be the sole determinant of approval. Some lenders may consider income alongside credit when determining eligibility.

How to Get a Cash Advance and Payday Loan in Jacksonville

Unlike some states, payday loans are legal in Florida . Payday loan and cash advance lenders offer loans for many emergencies like medical expenses, rent, or bills. The process of requesting a payday loan in Jacksonville is relatively simple. You can begin your request by completing an online application. The application process is relatively quick and easy, and if approved, you may receive the funds to your bank account in as little as one business day.

Cash Advance and Payday Loans Requirements

To apply for a loan in Jacksonville, Florida, you need to provide:

  • Personal information (full name, ID, address, Social Security number, and phone number)
  • Proof of income from a job or other verifiable source
  • Bank account details, such as a checking account
  • Employment information (company name, income amount, and pay frequency)

Costs and Regulations of Cash Advances and Payday Loans in Jacksonville, FL

Payday loans and cash advances are legal in Jacksonville, but local authorities heavily regulate them. Applicants can borrow up to $500. The average APR is around 400%, which equals about $10 to $30 for every $100 you borrow.

Jacksonville’s payday loan terms are between seven and 31 days. Only one loan is allowed, and rollovers are not permitted. Additionally, there is a 24-hour cooling-off period between two consecutive loans.

Jacksonville lenders may also charge additional fees. These can include a 10% finance charge for every $100 and a $5 verification fee.

Installment Loans in Jacksonville

Since the city of Jacksonville sets a maximum limit of $500 on the amount that you can borrow with payday loans, you can opt for an installment loan instead if you want to borrow more. Installment loans in Jacksonville are legal, but they also follow certain regulations. Here are a few useful facts you need to know about them:

  • You can borrow up to $1,000
  • APR for installment loans in Jacksonville ranges from 6.63% to 225%
  • Installment loan terms are between 60 days and 90 days

Requesting Title Loans in Jacksonville

If payday and installment loans don’t work for you, you can acquire title loans in Jacksonville. Car title loans allow you to borrow money while using your vehicle’s title as collateral.

Jacksonville lenders and consumers must follow certain guidelines when issuing and borrowing title loans. The interest rates are generally high, with borrowers paying 30% interest for loans up to $2,000. However, interest rates may decrease with a large amount. Interest for title loans between $2,000 and $3,000 may be 24%. Similarly, interest rates for amounts exceeding $3,000 may be 18%.

Jacksonville residents can borrow up to $50,000 of title loans. The loan term ranges up to 30 days; however, this may be extended for an additional 30 days.

If you repay the loan on time, you will gain back the title of your vehicle. However, if you fail to pay back on time, the lender has the right to sell your vehicle.

Our Favorite Jacksonville, FL, Cash Advance and Payday Loan Companies

In case you don’t know which lenders to turn to, we have a couple of suggestions. Check out the following companies if you live in Jacksonville:

Check ‘n Go

Check ‘n Go offers payday loans, cash advances, and installment loans. The company also provides prepaid MasterCards and cash checking services. On average, you can expect to pay an APR of 390% for 31-day loans and about 600% for 14-day loans.

Check ‘n Go has six locations around Jacksonville and accepts online applications, too.

Advance America

Advance America is one of the largest cash advance and payday loan providers in Jacksonville, with 17 locations around the city. The lender offers payday loans of $100 to $500, installment loans of $100 to $1,000, and title loans of $2,000 to $25,000. Advance America also offers Western Union services and prepaid VISA cards.

Company name
Address
Phone
A-Z Check Cashing
8840 Atlantic Boulevard Suite 3 Jacksonville FL, 32211
904-725-4990
Accelerated Receivables Incorporated
3219 Atlantic Blvd Jacksonville FL, 32207
904-398-8705
Advance America
9119 Merrill Road Suite 9 Jacksonville FL, 32225
904-745-8155
Advance America
5859 University Boulevard West Jacksonville FL, 32216
904-739-3090
Advance America
8595 Beach Boulevard Suite 350 Jacksonville FL, 32216
904-646-9731
Advance America
5705 Beach Boulevard Jacksonville FL, 32207
904-399-5937
Advance America
5808 Normandy Boulevard Suite 2 Jacksonville FL, 32205
904-378-0581
Advance America
10057 San Jose Blvd Jacksonville FL, 32257
904-292-5293
Advance America
1020 Edgewood Avenue North Suite 14 Jacksonville FL, 32254
904-781-7075
Advance America
7451 103Rd Street Suite 17 Jacksonville FL, 32210
904-777-5880
Advance America
6677 103Rd Street Suite 10 Jacksonville FL, 32210
904-777-3373
Advance America
3000 Dunn Avenue Jacksonville FL, 32218
904-765-7100
Advance America
926 Dunn Avenue Suite 10 Jacksonville FL, 32218
904-757-2228
ADVANCE AMERICA
8595 Beach Blvd Jacksonville FL, 32216
904-646-9731
ADVANCE AMERICA
5800 Beach Blvd Ste 116 Jacksonville FL, 32207
904-399-5937
ADVANCE AMERICA
6251 Argyle Forest Blvd Jacksonville FL, 32244
904-779-3919
ADVANCE AMERICA
9550 Baymeadows Rd Jacksonville FL, 32256
904-733-2898
ADVANCE AMERICA
13740 Beach Blvd Jacksonville FL, 32224
904-992-0966
ADVANCE AMERICA
4545 Shirley Ave Unit 5 Jacksonville FL, 32210
904-389-0428
ADVANCE AMERICA
11018 Old Saint Augustine Rd Jacksonville FL, 32257
904-260-1450
ADVANCE AMERICA
2777 University Blvd W Jacksonville FL, 32217
904-732-4979
ADVANCE AMERICA
5230 Baymeadows Rd Jacksonville FL, 32217
904-733-4234
ADVANCE AMERICA
11701 San Jose Blvd Jacksonville FL, 32223
904-880-8229
ADVANCE AMERICA
4347 University Blvd S Ste 6 Jacksonville FL, 32216
904-739-3090
ADVANCE AMERICA
7451 103rd St Jacksonville FL, 32210
904-777-5880
ADVANCE AMERICA
9119 Merrill Rd Jacksonville FL, 32225
904-745-8155
ADVANCE AMERICA
12777 Atlantic Blvd Jacksonville FL, 32225
904-220-1204
ADVANCE AMERICA
11043 Crystal Springs Rd Jacksonville FL, 32221
904-378-0910
ADVANCE AMERICA
7961 Normandy Blvd Jacksonville FL, 32221
904-781-1650
ADVANCE AMERICA
3000 Dunn Ave Ste 66 Jacksonville FL, 32218
904-765-7100
ADVANCE AMERICA
12961 N Main St Jacksonville FL, 32218
904-714-7006
ADVANCE AMERICA
5808 Normandy Blvd Jacksonville FL, 32205
904-378-0581
ADVANCE AMERICA
1020 Edgewood Ave N Jacksonville FL, 32254
904-781-7075
ADVANCE AMERICA
7001 Merrill Rd Jacksonville FL, 32277
904-744-9598
ADVANCE AMERICA
1124 Dunn Ave Jacksonville FL, 32218
904-757-2228
Advance America Cash
5566 Fort Caroline Rd Jacksonville FL, 32277
904-743-5900
Advance Billing Solutions
Jacksonville Jacksonville FL, 32202
904-292-2538
Advance Billing Solutions
2860 Mandarin Meadows Drive North Jacksonville FL, 32223
904-292-2538
Alamo Check Cashing
Jacksonville Jacksonville FL, 32202
904-396-9175
Associated Check Cashers
4345 University Boulevard South Suite 6 Jacksonville FL, 32216
904-733-6520
Az Check Cashing
8840 Atlantic Blvd Ste 3 Jacksonville FL, 32211
904-725-4990
Banner Food Stores
5428 Cleveland Road Jacksonville FL, 32209
904-768-5676
Brinas Cater To You
349 E 46Th St Jacksonville FL, 32208
904-353-1078
CASH A CHECK
6630 Beach Blvd Jacksonville FL, 32216
904-721-7600
CASH A CHECK
1020 Edgewood Ave Jacksonville FL, 32099
904-783-9432
CASH A CHECK
1020 Edgewood Ave N Ste 10 Jacksonville FL, 32254
904-783-9955
Cash A Check Of N Florida Inc
1455 Atlantic Blvd Jacksonville FL, 32266
904-246-7195
Cash Advance
5515 Roosevelt Blvd Jacksonville FL, 32244
904-389-3688
Cash Advance
5065 Normandy Boulevard Jacksonville FL, 32205
904-781-8198
Cash Advance
1310 Dunn Avenue Jacksonville FL, 32218
904-696-9013
Cash Advance
10734 Atlantic Boulevard Jacksonville FL, 32225
904-646-0604
Cash Advance
5515 Roosevelt Boulevard Jacksonville FL, 32244
904-389-3688
Cash City Cash Advance Centers
6080 Saint Augustine Road Jacksonville FL, 32217
904-737-5626
CASH CITY CASH ADVANCE CENTERS
6080 Saint Augustine Rd Jacksonville FL, 32217
904-737-5626
Cash Depot Of Jacksonville
946 Cassat Ave Jacksonville FL, 32205
904-786-7226
Cash Express
Po Box 15165 Jacksonville FL, 32239
904-338-0355
Cash In Advance
1204 Underhill Dr Jacksonville FL, 32211
904-743-0003
Cash In Advance
1204 Underhill Drive Jacksonville FL, 32211
229-438-9991
Cash N Advance
1204 Underhill Drive Jacksonville FL, 32211
478-741-8885
Cash Plus
3101 North Main Street Jacksonville FL, 32206
904-425-8882
CASH PLUS INC
7900 Galveston Ave Jacksonville FL, 32211
904-725-9115
CASH PLUS INC
10230 Atlantic Blvd Ste 3 Jacksonville FL, 32225
904-725-9115
Cash Speedy
6326 103Rd Street Jacksonville FL, 32210
904-573-6136
Cash-A-Check
6630 Beach Boulevard Suite 3 Jacksonville FL, 32216
904-721-7600
Cash-A-Check
1020 Edgewood Avenue North Suite 10 Jacksonville FL, 32254
904-783-9955
Cash-A-Check Of N Florida Inc
6630 Beach Blvd Ste 3 Jacksonville FL, 32216
904-721-7600
Cashback Catalog Ii
6413 Roosevelt Boulevard Jacksonville FL, 32244
904-908-5459
Chech N Go Inc
14286 Beach Blvd Jacksonville FL, 32250
904-223-4330
Check Assist Inc
3991 Saint Johns Avenue Jacksonville FL, 32205
904-384-5352
Check ’n Go
3776 Blanding Blvd Jacksonville FL, 32210
904-317-8669
Check ’n Go
8650 Old Kings Rd S # 12 Jacksonville FL, 32217
904-448-5911
Check ’n Go
1235 Arlington Rd N Jacksonville FL, 32211
904-723-3221
Check ’n Go
5859 University Blvd W Jacksonville FL, 32216
904-730-7221
Check ’n Go
1440 Dunn Ave #3 Jacksonville FL, 32218
904-751-1250
Chek-Card Services Inc
5545 Arlington Road Suite G Jacksonville FL, 32211
904-745-6665
Citiwide Check Cashing
851 University Boulevard North Jacksonville FL, 32211
904-743-4700
CITIWIDE CHECK CASHING
9978 Old Baymeadows Rd Jacksonville FL, 32256
904-645-7070
CITIWIDE CHECK CASHING
4131 Southside Blvd Jacksonville FL, 32216
904-642-5733
CITIWIDE CHECK CASHING
851 University Blvd N Jacksonville FL, 32211
904-743-4700
Citiwide Financial Services Incorporated
9978 Old Baymeadows Road Suite 6 Jacksonville FL, 32256
904-645-7070
Dppr Enterprises Inc
1067 Edgewood Ave N Jacksonville FL, 32254
904-783-4000
E-Z Cash
1067 Edgewood Avenue North Jacksonville FL, 32254
904-783-4000
Fastfunding First East
Jacksonville Jacksonville FL, 32202
904-737-6440
First American Cash Advance
7628 103Rd Street Suite 8 Jacksonville FL, 32210
904-771-2346
First American Cash Advance
1022 Arlington Road North Jacksonville FL, 32211
904-721-1687
First American Cash Advance
5912 Beach Boulevard Suite A Jacksonville FL, 32207
904-396-1962
FIRST AMERICAN CASH ADVANCE
1018 Arlington Rd N Jacksonville FL, 32211
904-721-1687
First American Holding Inc
5912 Beach Blvd Jacksonville FL, 32207
904-396-1962
Florida Catalog Sales
7900 103Rd Street Suite 30 Jacksonville FL, 32210
904-778-2525
Florida Catalog Sales Inc
2444 Mayport Rd Ste 7 Jacksonville FL, 32233
904-249-1218
Florida Catalog Sales Inc
6003 Roosevelt Boulevard Suite 7 Jacksonville FL, 32244
904-777-1982
Florida Payroll Advance
6855 Wilson Boulevard Suite 1 Jacksonville FL, 32210
904-778-2345
FLORIDA PAYROLL ADVANCE
6855 Wilson Blvd Jacksonville FL, 32210
904-778-2345
Florida Payroll Advance Inc
6855 Wilson Blvd Ste 1 Jacksonville FL, 32210
904-778-2345
Integrated Processing Group
4811 Beach Boulevard Jacksonville FL, 32207
904-348-0981
Integrated Processing Group
4811 Beach Boulevard Suite 405 Jacksonville FL, 32207
904-348-0981
Jacksonville Check Cashers 1
1921 Kings Rd Jacksonville FL, 32209
904-356-4805
Jacksonville Check Cashers No 4
6270 Powers Avenue Jacksonville FL, 32217
904-636-0622
Jacksonville Check Cashiers
530 Union St W Jacksonville FL, 32202
904-791-9341
Jacksonville Check Cashiers
2081 Edgewood Ave W Jacksonville FL, 32208
904-764-6690
Money Link
7830 Lem Turner Rd Jacksonville FL, 32208
904-765-7771
MONEY LINK FINANCIAL CENTER
6352 103rd St Jacksonville FL, 32210
904-908-5422
MONEY LINK FINANCIAL CENTER
5428 Cleveland Rd Jacksonville FL, 32209
904-768-5676
MONEY LINK FINANCIAL CENTER
4045 Post St Jacksonville FL, 32205
904-389-8170
MONEY LINK FINANCIAL CENTER
7 Acme St Jacksonville FL, 32211
904-722-9105
Moneyback
5426 Blanding Boulevard Jacksonville FL, 32244
904-573-0052
Montgomery Inc
4251 University Boulevard South Suite 102 Jacksonville FL, 32216
904-737-8889
Paymaster Checkwriter Co
Jacksonville Jacksonville FL, 32202
904-723-5706
Peaches Cater To You
710 Venus Mars Ct Jacksonville FL, 32209
904-355-2242
Quick Cash
4495 Roosevelt Boulevard Suite 405 Jacksonville FL, 32210
904-779-5756
REDS CHECK CASHING AND ADVANCE
9501 Arlington Expy Jacksonville FL, 32225
904-722-9305
SAMS LIQUOR & CHECK CASHING
203 E 8th St Jacksonville FL, 32206
904-358-2144
SERVICE AMERICA CORPORATION
7628 103rd St Ste 8 Jacksonville FL, 32210
904-771-2346
Speedy Cash
7935 Lem Turner Road Jacksonville FL, 32208
904-768-5576
Speedy Cash
6016 Saint Augustine Road Suite 2 Jacksonville FL, 32217
904-636-5520
SPEEDY CASH
6491 103rd St Jacksonville FL, 32210
904-573-6002
SPEEDY CASH
9766 Old Saint Augustine Rd Jacksonville FL, 32257
904-260-9170
SPEEDY CASH
6016 Saint Augustine Rd Jacksonville FL, 32217
904-636-5520
SPEEDY CASH
8012 Lem Turner Rd Jacksonville FL, 32208
904-764-9769
SPEEDY CASH
1680 Dunn Ave Jacksonville FL, 32218
904-714-4578
SPEEDY CASH
6016 St Aug Rd Jacksonville FL, 32099
904-636-5520
SPEEDY CASH
8011 Merrill Rd Jacksonville FL, 32277
904-744-5844
Super Cash Pawn
5208 University Boulevard West Jacksonville FL, 32216
904-732-9677
Super Check Cashers
772 Edgewood Ave N Jacksonville FL, 32254
904-384-1285
Super Check Cashers
5208 University Blvd W Jacksonville FL, 32216
904-732-9677
Super Check Cashers
4045 Post Street Jacksonville FL, 32205
904-389-8170
Super Check Cashers
7 Acme Street Jacksonville FL, 32211
904-726-5434
Superior Check Cashing
41 Arlington Road South Jacksonville FL, 32216
904-727-9272
Superior Pawn & Check Cashing
7015 Silver Lake Ter Jacksonville FL, 32216
904-721-7594
Uncle Sams Check Cashing
6336 San Juan Avenue Jacksonville FL, 32210
904-695-2224
Uncle Sams Check Cashing Inc
6336 San Juan Ave Jacksonville FL, 32210
904-695-2224

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