Cash Advance and Installment Loans in Albuquerque, NM

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Have you run short of money before paying all your bills? Do you have a sudden, unexpected expense like a car repair or medical emergency? If you need extra money between paychecks, a cash advance or installment loan may help you bridge the gap.

Banks and credit unions are the first places to look for a loan. For those who do not belong to a credit union or who have bad credit, a cash advance lender may be a good option. As with any loan, it's important to understand the payment schedule, interest rate, and penalties before agreeing to the terms of a cash advance. It's always a good idea to pay these types of loans back as soon as possible.

Advantages of Taking Out Short-Term Loans in Albuquerque, NM

Here are four advantages of small-dollar loans:

  1. Minimal paperwork: The application process is simple, with a quick response time.
  2. Fast funding: The funds from many installment loans can appear in as soon as one business day.
  3. Easy qualification: Unlike most banks, credit unions, and online lenders, a cash advance or installment lender does not require good credit. Consumers may qualify even if they have a history of bankruptcy, damaged credit, or late payments.
  4. Specialized knowledge and service: Small-dollar lenders regularly work with customers who have credit challenges and are more willing to be flexible.

How to Get a Small-Dollar Installment Loan in Albuquerque, NM

In most cases, consumers can go directly to the lender to apply for small dollar installment loans.

Most of these lenders offer walk-in service. Prior to seeking a loan, consumers should find out what paperwork they will need to bring. For instance, consumers seeking a car title loan will need to bring their car title. Depending on the lender, consumers may need to bring proof of income, a bank statement, and/or identification.

When applying for one of these loans, consumers may meet with a loan specialist to walk them through the process. In most cases, the consumer must agree to have payments deducted directly from their checking account. This assures the lender they will make the payments on time.

Requirements for Getting an Installment Loan in Albuquerque, NM

To apply for one of these loans, consumers must:

  • Be a U.S. citizen.
  • Be 18 or older.
  • Have a checking account with direct deposit.
  • Have a job, benefits, or another source of regular income.

Costs and Regulations of Installment Loans and Small Dollar Loans in Albuquerque, NM

As of 2018, payday loans are illegal in New Mexico. However, lenders can offer installment loans, title loans, pawn loans, and other alternatives.

Installment loans (also known as small-dollar loans) are loans that are paid back in weekly or monthly installments. Installment loans may have more favorable terms than payday loans, which have an APR cap of 1,500% and have to be repaid in one or two payments. Installment loans, on the other hand, can be more regulated. Legally, an installment or small-dollar loan must meet these requirements in New Mexico:

  • The loan amount cannot be more than $5,000.
  • The annual percentage rate (APR) cannot be more than 175%.
  • The loan term must be at least 120 days.
  • There must be a minimum of four payments of equal amounts.

Getting Car Title Loans in Albuquerque, NM

Consumers may be able to find money with a car title loan. With a title loan, consumers can receive anywhere between $1,000 and up to 50% of the value of their car. The amount offered by the lender depends on the age and condition of the car. Typically, consumers can continue driving their cars after getting the loan.

Consumers seeking a car title loan should bring the following information and documents to the lending office:

  • State-issued driver's license
  • Lien-free car title
  • Proof of income
  • The vehicle and vehicle registration

Favorite Albuquerque, NM, Loan Companies

1. Check-N-Go

This lender has several locations in Albuquerque and offers the Choice Loan small-dollar loan in amounts ranging from $200 to $5,000. The Loan Choice application can be started online but must be completed at a Check-N-Go location. Choice Loan offers same-day cash for qualifying customers.

2. Cash Store

This lender offers installment loans and car title loans. One advantage this company provides is same-day funding. Cash Store has three locations in Albuquerque.

3. New Mexico Title Loans

Rather than an office visit, specialists will come to the lender's home and inspect their car and title. Consumers who qualify can receive the cash fast. New Mexico Title Loans has offices all over the state and eight in Albuquerque.

Company name
Address
Phone
1St Payday Loans
5107 Menaul Boulevard Northeast Albuquerque NM, 87110
505-872-8300
1ST PAYDAY LOANS
6424 4th St Nw Albuquerque NM, 87107
505-342-0100
1ST PAYDAY LOANS
5107 Menaul Blvd Ne Albuquerque NM, 87110
505-872-8300
1ST PAYDAY LOANS
5555 Zuni Rd Se Albuquerque NM, 87108
505-268-0100
1ST PAYDAY LOANS
425 Eubank Blvd Ne Albuquerque NM, 87123
505-292-2800
1ST PAYDAY LOANS
1698 Rio Bravo Blvd Sw Albuquerque NM, 87105
505-452-0200
ACE CASH EXPRESS
5310 4th St Nw Albuquerque NM, 87107
505-344-9656
ACE CASH EXPRESS
333 Montano Rd Nw Ste E Albuquerque NM, 87107
505-342-2400
ACE CASH EXPRESS
7122 Menaul Blvd Ne Albuquerque NM, 87110
505-830-0828
ACE CASH EXPRESS
4001 San Mateo Blvd Ne Albuquerque NM, 87110
505-889-8084
ACE CASH EXPRESS
636 San Mateo Blvd Se Albuquerque NM, 87108
505-268-4090
ACE CASH EXPRESS
4720 Central Ave Se Albuquerque NM, 87108
505-266-6151
ACE CASH EXPRESS
2121 Central Ave Nw Albuquerque NM, 87104
505-244-3068
ACE CASH EXPRESS
111 Coors Blvd Nw Ste C1 Albuquerque NM, 87121
505-836-2274
ACE CASH EXPRESS
3200 Coors Blvd Nw Albuquerque NM, 87120
505-831-6454
ACE CASH EXPRESS
9001 Central Ave Ne Albuquerque NM, 87123
505-296-6431
ACE CASH EXPRESS
417 Tramway Blvd Ne Albuquerque NM, 87123
505-296-3445
ACE CASH EXPRESS
1331 Juan Tabo Blvd Ne Albuquerque NM, 87112
505-271-9009
ACE CASH EXPRESS
1521 Eubank Blvd Ne Albuquerque NM, 87112
505-296-2114
ACE CASH EXPRESS
1609 Isleta Blvd Sw Ste B Albuquerque NM, 87105
505-877-1350
ACECASH EXPRESS
3200 Coors Blvd Nw Ste F Albuquerque NM, 87120
505-831-6454
Advance America
5009 Menaul Boulevard Northeast Albuquerque NM, 87110
505-888-7662
Advance America
5212 4Th Street Northwest Albuquerque NM, 87107
505-345-1453
Advance America
1116 San Mateo Boulevard Southeast Albuquerque NM, 87108
505-266-2536
Advanced America Cash
11500 Menaul Boulevard Northeast Albuquerque NM, 87112
505-323-2280
Advantage Network Systems
110 Richmond Drive Southeast Albuquerque NM, 87106
505-265-3476
Advisory Group
1208 San Pedro Drive Northeast Suite 112 Albuquerque NM, 87110
505-265-6863
ALAMO CHECK CASHED
4401 4th St Nw Albuquerque NM, 87107
505-341-1037
Allied Cash Advance
3821 Menaul Boulevard Northeast Albuquerque NM, 87110
505-883-0025
Allied Cash Advance
4770 Montgomery Boulevard Northeast Albuquerque NM, 87109
505-830-9469
Allied Cash Advance
6001 Lomas Boulevard Northeast Suite K Albuquerque NM, 87110
505-232-9249
ALLIED CASH ADVANCE
3821 Menaul Blvd Ne Ste B Albuquerque NM, 87110
505-883-0025
ALLIED CASH ADVANCE
4770 Montgomery Blvd Ne Albuquerque NM, 87109
505-830-9469
ALLIED CASH ADVANCE
11100 Montgomery Blvd Ne Albuquerque NM, 87111
505-294-4252
ALLIED CASH ADVANCE
1414 Eubank Blvd Ne Albuquerque NM, 87112
505-298-0370
Budget Pay Day Loans Lmtd
301 San Pedro Drive Northeast Suite A Albuquerque NM, 87108
505-255-0239
BUDGET PAY DAY LOANS LMTD
301 San Pedro Dr Ne Albuquerque NM, 87108
505-255-0239
Car Title Loans
5727 Central Avenue Northwest Albuquerque NM, 87105
505-839-2280
CASA DE CAMBIO RAINBOW
8924 Central Ave Se Albuquerque NM, 87123
505-271-2046
CASH 2 GO
5617 Menaul Blvd Ne Ste C Albuquerque NM, 87110
505-883-0053
CASH 2 GO
2104 Juan Tabo Blvd Ne Albuquerque NM, 87112
505-292-4400
Cash Mart
5101 Menaul Boulevard Northeast Albuquerque NM, 87110
505-872-1600
Cash Now
3613 State Highway 528 Northwest Albuquerque NM, 87114
505-922-6378
Cash Now
3613 Nm 528 Northwest Albuquerque NM, 87114
505-922-6378
Cash Resources
201 Rio Bravo Boulevard Southwest Albuquerque NM, 87105
505-873-0649
CASH STORE
333 San Mateo Blvd Se Albuquerque NM, 87108
505-254-2274
Cashco
3327 San Mateo Boulevard Northeast Albuquerque NM, 87110
505-888-2626
CASHCO LOANS
3327 San Mateo Blvd Ne Albuquerque NM, 87110
505-888-2626
Check Advance Loans
3401 San Mateo Boulevard Northeast Albuquerque NM, 87110
505-875-0800
Check Advance Loans
204 San Mateo Boulevard Southeast Albuquerque NM, 87108
505-255-9100
CHECK ADVANCE LOANS
129 Los Ranchos Rd Nw # A2 Albuquerque NM, 87107
505-994-2900
CHECK ADVANCE LOANS
3401 San Mateo Blvd Ne Albuquerque NM, 87110
505-875-0800
CHECK ADVANCE LOANS
204 San Mateo Blvd Se Albuquerque NM, 87108
505-255-9100
Check Center
200 Coors Boulevard Northwest Albuquerque NM, 87121
505-831-3231
CHECK CENTER
200 Coors Blvd Nw Albuquerque NM, 87121
505-831-3231
CHECK CENTER
200 Old Coors Dr Sw Albuquerque NM, 87121
505-831-3231
CHECK INTO CASH
1016 Juan Tabo Blvd Ne Albuquerque NM, 87112
505-293-1199
CHECK INTO CASH
11040 Montgomery Blvd Ne Albuquerque NM, 87111
505-275-0371
Check Plus
3296 Coors Boulevard Northwest Suite K Albuquerque NM, 87120
505-352-6008
Checkmate
1625 Rio Bravo Boulevard Southwest Suite 9 Albuquerque NM, 87105
505-877-3969
Checkmate
9450 Candelaria Road Northeast Suite A Albuquerque NM, 87112
505-291-9200
Checkmate
1145 San Mateo Boulevard Southeast Albuquerque NM, 87108
505-262-4914
CHECKMATE
9450 Candelaria Rd Ne Albuquerque NM, 87112
505-291-9200
CHECKMATE
1145 San Mateo Blvd Se Albuquerque NM, 87108
505-262-4914
CHECKMATE
8201 Golf Course Rd Nw Albuquerque NM, 87120
505-899-6400
CHECKMATE
13110 Central Ave Se Ste A Albuquerque NM, 87123
505-299-0147
CHECKMATE
1625 Rio Bravo Blvd Sw Albuquerque NM, 87105
505-877-3969
Dash For Cash
Albuquerque Albuquerque NM, 87101
505-343-1392
Dash For Cash
405 Montano Road Northwest Apt 4 Albuquerque NM, 87107
505-343-1392
E-Z Payday Loans
5809 Menaul Boulevard Northeast Albuquerque NM, 87110
505-884-4100
E-Z Payday Loans
4410 Central Avenue Southwest Suite A Albuquerque NM, 87105
505-352-5555
E-Z Payday Loans
333 Montano Road Northwest Albuquerque NM, 87107
505-342-2400
El Alamo Check Cash
201 San Pedro Drive Northeast Albuquerque NM, 87108
505-266-6440
EL ALAMO CHECK CASH
201 San Pedro Dr Se Ste B2 Albuquerque NM, 87108
505-266-6440
EL ALAMO CHECK CASH
100 98th St Nw Albuquerque NM, 87121
505-831-2120
El Alamo Checks Cashed
3645 Isleta Boulevard Southwest Albuquerque NM, 87105
505-877-4404
EL ALAMO CHECKS CASHED
3645 Isleta Blvd Sw Albuquerque NM, 87105
505-877-4404
Electronic Money Co Inc
Albuquerque Albuquerque NM, 87101
505-296-2847
Fast Cash Now
3230 San Mateo Boulevard Northeast Albuquerque NM, 87110
505-888-7503
FASTBUCKS
4701 Menaul Blvd Ne Albuquerque NM, 87110
505-881-2274
FASTBUCKS
5700 4th St Nw Ste A Albuquerque NM, 87107
505-344-0361
FASTBUCKS
1506 Wyoming Blvd Ne Ste B Albuquerque NM, 87112
505-299-8484
FASTBUCKS
2108 Juan Tabo Blvd Ne Albuquerque NM, 87112
505-237-8237
FASTBUCKS
9134 Central Ave Se Albuquerque NM, 87123
505-275-0860
FASTBUCKS
9311 Coors Blvd Nw Ste P5 Albuquerque NM, 87114
505-792-8652
FASTBUCKS
5303 Central Ave Nw Albuquerque NM, 87105
505-831-7600
FASTBUCKS
640 Coors Blvd Nw Albuquerque NM, 87121
505-833-9396
Fastbucks #1,Albuquerque, Nm
1506 Wyoming Blvd. Ne Suite B Albuquerque NM, 87112
505-299-8484
Fastbucks #2, Alburquerque, Nm
5700 4Th St Nw Albuquerque NM, 87107
505-344-0361
Fastbucks #3, Alburquerque, Nm
4000 Menaul Blvd Ne Albuquerque NM, 87110
505-830-2277
IKES CHECK CASHING
600 Main St S Albuquerque NM, 87101
575-623-5622
Lighthouse Financial Group
9320 Menaul Boulevard Northeast Suite C Albuquerque NM, 87112
505-293-4883
Money Mart
5011 Montgomery Boulevard Northeast Suite B Albuquerque NM, 87109
505-883-1225
Money Mart
4201 Central Avenue Northwest Suite B5 Albuquerque NM, 87105
505-831-3571
Money Mart
4521 Central Avenue Northeast Albuquerque NM, 87108
505-262-1517
MONEY MART
300 Menaul Blvd Nw Ste 116 Albuquerque NM, 87107
505-242-6559
MONEY MART
2900 San Mateo Blvd Ne Albuquerque NM, 87110
505-888-5456
MONEY MART
4201 Central Ave Nw Albuquerque NM, 87105
505-831-3571
MONEY MART
4521 Central Ave Ne Albuquerque NM, 87108
505-262-1517
Money Network Auto Title Inc
Albuquerque Albuquerque NM, 87101
505-797-0668
Money Now
3320 San Mateo Boulevard Northeast Albuquerque NM, 87110
505-830-9281
MONEY NOW
3320 San Mateo Blvd Ne Albuquerque NM, 87110
505-830-9281
Mr Ship N Chek
330 Eubank Boulevard Northeast Suite B Albuquerque NM, 87123
505-299-2435
NATIONAL PAYDAY LOANS
5509 Menaul Blvd Ne Albuquerque NM, 87110
505-884-8848
NATIONWIDE BUDGET FINANCE INC
5727 Central Ave Nw Albuquerque NM, 87105
505-839-2280
Payday Loans
425 Eubank Boulevard Northeast Albuquerque NM, 87123
505-872-8300
Payday Loans
6424 4Th Street Northwest Albuquerque NM, 87107
505-341-0100
Paymaster Checkwriters & Signers
Albuquerque Albuquerque NM, 87101
505-848-9191
Speedy Loan
2621 San Mateo Boulevard Northeast Albuquerque NM, 87110
505-881-7223
Speedy Loan
6300 San Mateo Boulevard Northeast Albuquerque NM, 87109
505-821-1480
Speedy Loan
2001 Eubank Boulevard Northeast Albuquerque NM, 87112
505-271-2400
Speedyloan Pay Day Loans Car Title Loans
6200 Coors Boulevard Northwest Albuquerque NM, 87120
505-899-4050
Speedyloan Pay Day Loans Car Title Loans
1720 Bridge Boulevard Southwest Albuquerque NM, 87105
505-247-1213
THE CASH STORE
3534 Zafarano Dr Albuquerque NM, 87101
888-950-2274
Time Saver Bank 2
1312 Broadway Boulevard Southeast Albuquerque NM, 87102
505-248-0910
Time Saver Bank Services 1
1601 Arenal Road Southwest Albuquerque NM, 87105
505-873-0910
Title Cash
22218 Southern Boulevard Southeast Albuquerque NM, 87101
505-896-3278
TITLE CASH
5612 Menaul Blvd Ne Albuquerque NM, 87110
505-265-3278
TITLE CASH
7226 Central Ave Se Albuquerque NM, 87108
505-255-0858
TITLE CASH
4009 Carlisle Blvd Ne Albuquerque NM, 87107
505-836-5626
TITLE CASH
2900 Eubank Blvd Ne Albuquerque NM, 87112
505-275-7745
Title Cash Of New Mexico
5300 Sequoia Road Northwest Albuquerque NM, 87120
505-836-5626
Title Cash Of New Mexico
2900 Eubank Boulevard Northeast Albuquerque NM, 87112
505-275-7745
Title Cash Of New Mexico Inc
4100 Menaul Boulevard Northeast Albuquerque NM, 87110
505-265-3278
Xpresschex
215 Central Avenue Northwest Suite 3B Albuquerque NM, 87102
505-998-3141

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