Cash Advance and Payday Loans in Oxford, MS.

Request a Loan Today*
By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Site Use.
*By filling out the form above, you will be routed to OpenCashAdvance.com’s loan request form.

Customers on the hunt for cash may have more choices than they realize. There are multiple short-term loan shops in cities like Oxford. It is important to know where to look. Keep reading for more information about where to discover a lender in your area. 

Advantages of Taking out Payday Loans in Oxford

While technology makes life easier from numerous points of view, using a local lender can be a better choice than the online experience. Storefronts often have more products, meaning they might be able to customize a loan to what the customer needs. They can even offer a more subjective decision process.

Lenders in Oxford are well-known for providing quick money when customers need it most. Actually, the financing can even be quicker when it’s requested in person in comparison with the online version.

How to Get a Cash Advance and Payday Loan in Oxford

The first step toward borrowing cash is to request a loan from a lender or lending partner. That can be done offline, or you can fill out an online request. Either way, the applicant should get a fast answer.

While regulations vary from state to state, most cities follow the lending restrictions issued by their particular state. That involves rules about maximum loan amount, maximum finance charge, loan term limitations, and finance charges. If you are searching for legislation for Oxford payday loans, you should start by looking at the rules for the particular state.

Installment Loans in Oxford

Just like with most other states, there is a limit on how much you can borrow in Mississippi using a payday loan. Fortunately, there is another option for those who need more than a few hundred dollars.

They can request an installment loan instead. An installment loan is also a short-term loan, but it is paid back in small pieces over time. Installment loans can be $1,000 to $5,000. While the loan amount is higher, most lenders can get the money in the borrower’s account just as quick as with a smaller loan.

Requesting Title Loans in Oxford

Vehicle title loans are another way to get emergency funds. This short-term loan is secured with collateral. The borrower backs the loan using their car, meaning the lender takes on less risk when approving an applicant.

Clients are able to keep driving their vehicles while paying back a title loan. While the lender technically assumes ownership of the car during the repayment period, the car stays in possession of the borrower during repayment. Once the loan agreement reaches a successful conclusion, the borrower should repossess full possession of their car.

Not all states alow you to borrow against your car. Before applying for a title loan in Oxford, check and be sure that the product is currently available.

Favorite Oxford, MS, Cash Advance and Payday Loan Companies

Company name
Address
Phone
ADVANCE CASH INC
1908 University Ave Oxford MS, 38655
662-236-2274
Advance Cash Inc
1908 University Avenue Oxford MS, 38655
662-236-2274
ALLIANCE CASH SERVICES
2653 W Oxford Loop Oxford MS, 38655
662-236-5001
Cash Mart Inc
2000 Jackson Ave W Ste A Oxford MS, 38655
662-234-2303
CASH TYME
2000 Jackson Ave W Oxford MS, 38655
662-234-2303
Check Advance
1502 Jackson Avenue East Oxford MS, 38655
662-513-0104
Check Into Cash
117 Heritage Drive Oxford MS, 38655
662-281-8110
CHECK INTO CASH
117 Heritage Dr Oxford MS, 38655
662-281-8110
Check Into Cash Of Mississippi
117 Heritage Dr Ste 7 Oxford MS, 38655
662-281-8110
Express Check Advance
2025 University Ave Oxford MS, 38655
662-236-1135
Express Check Advance
2025 University Avenue Oxford MS, 38655
662-236-1135
EZ CASH
1942 University Ave Oxford MS, 38655
662-281-0199
First Federal Exchange Inc
2302 Jackson Avenue West Oxford MS, 38655
662-234-7296
FIRST FEDERAL EXCHANGE INCORPO
2302 Jackson Ave W Oxford MS, 38655
662-234-7296
PAYMASTER LLC
1295 N Lamar Blvd Oxford MS, 38655
662-281-0050
Rapid Cash
2152A Jackson Ave W Oxford MS, 38655
662-236-3040
RAPID CASH
2005 Harris Dr Oxford MS, 38655
662-281-1500
Rapid Cash Inc
2152 Jackson Avenue West Oxford MS, 38655
662-236-3040
Security Check
2612 Jackson Avenue West Oxford MS, 38655
662-234-0440

TYPE YOUR ZIP BELOW TO SEE CASH ADVANCE COMPANIES
Have a Question? Ask an Expert!

Fill out the form below to reach out to one of our financial professionals.