Cash Advance and Payday Loans in Saint Louis, MO.

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Payday loans can come in handy when faced with an unexpected expense, but each state has its only regulations. Missouri is no exception, and St. Louis residents looking for financing should be aware of these laws. Before submitting s request, review the following information so you’ll be fully informed.

Advantages of Taking out Payday Loan in St. Louis

Quick access to financing is of particular importance, especially in those situations when you’re faced with a financial emergency. As a result, St. Louis residents may turn to payday loans and cash advances to address their needs.

Here is what payday loans and cash advances offer:

  • Flexibility. Despite the no credit check offers, all St. Louis lenders will conduct a credit check. However, consumers with damaged credit scores may still find financing. This is because some lenders may consider income alongside credit when determining eligibility.
  • Convenience. Brick-and-mortar lenders aren’t the only solution: you can also turn to online loan providers in St. Louis. Thanks to the convenience that payday lenders offer, you can request from the comfort of your home.
  • Quick Access to Funding. Unexpected expenses raise the importance of fast access to financing. The good news is that payday loans and cash advances may provide you with quick funding. These solutions enable consumers to enjoy easy and quick loan request processes. If approved, you may receive the funds in as little as one business day.

How to Get a Cash Advance and Payday Loan in St. Louis?

When requesting for a payday loan or a cash advance, you’ll be required to provide basic personal and financial information. St. Louis lenders may require minimal paperwork, which can speed up the funding process. If you are approved, the funds may be directly deposited into your checking account.

Cash Advance and Payday Loans Requirements

When turning to a payday lender in St. Louis, you’ll be required to:

  • Be 18 years old
  • Be a U.S. citizen or permanent resident
  • Show proof of income

Personal and financial requirements include:

Costs and Regulations of Cash Advance and Payday Loans in St. Louis, MO

Consumers in St. Louis can request up to $500 for 14 to 30 days. Average APR ranges around 390%; however, interest and fees cannot exceed 75% of the loan amount. Consumers can obtain two payday loans from the same lender, and they may roll over their loans up to six times.

If a St. Louis consumer submits a late payment, the lender may charge an NSF fee of up to $25 and a late fee totaling 5% of the principal amount.

Installment Loans in St. Louis

If consumers in St. Louis need larger-sum loans to cover more costly expenses, they may turn to installment loans instead of payday loans. Residents may request up to $2,000 for up to 12 months. APR ranges around 450%; however, this rate can fluctuate based on the borrowed amount, term, and lender.

Requesting Title Loans in St. Louis

Title loans are also another option for St. Louis consumers searching for larger-sum loans. Consumers may obtain up to $5,000, but the loaned amount depends on the vehicle’s appraised value.

St. Louis does not have an interest rate cap on title loans, meaning lenders determine the APR. Title loans have 30-day terms, but they can be renewed once 10% of the loan is paid off.

If you default, the title loan provider may repossess and sell your vehicle. Therefore, you should thoroughly assess your finances to be sure you can afford the payments.

Our Favorite St. Louis Cash Advance and Payday Loan Companies

If you are searching for emergency financing in St. Louis, consider these lenders:

Advance America

Advance America offers payday loans, installment loans, title loans, and lines of credit ranging between $100 and $1,800. Additionally, Advance America provides prepaid VISA cards and Western Union services. St. Louis residents can request a loan online or at the lender’s four locations throughout the city. Advance America belongs to Online Lenders Alliance (OLA), Financial Services Alliance, and is a state-licensed direct lender.

Check Into Cash

Check Into Cash offers online payday loans, installment loans,and title loans. Additionally, the lender provides bill payment services, check cashing, reloadable prepaid debit cards, Western Union money transfers, and money order services. Check Into Cash has three locations near St. Louis, MO. The lender is Better Business Bureau (BBB) accredited.

Company name
Address
Phone
A 1 CHECK CASHING SERVICE
6711 Olive Blvd Saint Louis MO, 63130
314-862-3026
A-1 Check Cashing Service
6711 Olive Boulevard Saint Louis MO, 63130
314-862-6849
A1 Check Cashing Service
6711 Olive Blvd Saint Louis MO, 63130
314-862-6849
Aaa American Title Loan
9601 Saint Charles Rck Road Saint Louis MO, 63114
314-972-9334
Advance America
6902 Olive Boulevard Saint Louis MO, 63130
314-426-7538
ADVANCE AMERICA
6902 Olive Blvd Saint Louis MO, 63130
314-862-1678
ADVANCE AMERICA
3861 Lemay Ferry Rd Saint Louis MO, 63125
314-416-7780
Advance America - University City
6902 Olive Boulevard Saint Louis MO, 63130
314-862-1678
Advance Loan Lc
1408 N Kingshighway Blvd Saint Louis MO, 63113
314-361-7000
Advance Loan Lc
1408 North Kingshighway Boulevard Saint Louis MO, 63113
314-361-7000
Airport Currency Exchange Inc
10062 Natural Bridge Road Saint Louis MO, 63134
314-427-4449
AIRPORT PAYDAY LOANS & CHECK C
8600 Airport Rd Saint Louis MO, 63134
314-521-8600
Auto Title Loans
Saint Louis Saint Louis MO, 63101
314-972-9334
Check Cashing
7120 Natural Bridge Road Saint Louis MO, 63121
314-381-1166
Checkcare Systems
14220 Ladue Road Saint Louis MO, 63141
314-434-8587
Checks Cashed
2615 Gravois Avenue Saint Louis MO, 63118
314-773-7911
Checks Cashed
3825 South Kingshighway Boulevard Saint Louis MO, 63109
314-353-7445
Checks Cashed
3655 South Grand Boulevard Saint Louis MO, 63118
314-773-1186
Checks Cashed
165 Lemay Ferry Road Saint Louis MO, 63125
314-638-5544
CHECKS CASHED
9144 W Florissant Ave Saint Louis MO, 63136
314-869-4109
City Payday Loans
6815 Gravois Avenue Saint Louis MO, 63116
314-752-1001
Consumer Detective Corporation
Saint Louis Saint Louis MO, 63138
314-653-0100
Cummins-Allison Corporation
1980 Innrblt Bsnss Centre Drive Saint Louis MO, 63114
314-427-5681
CURRENCY EXCHANGE
1809 Olive St Saint Louis MO, 63103
314-436-2274
Dane Correspondent Service
500 North Broadway Suite 1500 Saint Louis MO, 63102
314-589-5000
Delmar Sta & Hodiamont Currency Exchange Inc
5984 Delmar Boulevard Saint Louis MO, 63112
314-725-1841
Delmar Station Financial Svcs
5984 Delmar Blvd Saint Louis MO, 63112
314-725-1841
Easy Money Inc
8533 Airport Rd Saint Louis MO, 63134
314-521-5605
El Caporal Mexicana Grocery
2817 Cherokee St Saint Louis MO, 63118
314-426-2596
EZ PAYDAY LOANS
6528 Manchester Ave Saint Louis MO, 63139
314-644-1191
Federal Home Ln Bnk Des Moines
901 N 10Th St Saint Louis MO, 63101
314-231-3800
Grand Currency Exchange
4310 N Grand Blvd Saint Louis MO, 63107
314-535-4135
Grand Currency Exchange Inc
4310 North Grand Boulevard Saint Louis MO, 63107
314-535-4135
Hanley & Page Currency Exch
7927 Page Ave Saint Louis MO, 63133
314-721-1125
Hanley And Page Currency Exchange Inc
7927 Page Avenue Saint Louis MO, 63133
314-721-1125
Jefferson Financial Services
3315 S Jefferson Ave Saint Louis MO, 63118
314-772-1150
JEFFERSON FINANCIAL SERVICES I
3351 S Jefferson Ave Saint Louis MO, 63118
314-772-1150
Jefferson Financial Services Inc
3355 South Jefferson Avenue Saint Louis MO, 63118
314-772-1150
Key Finance Co
4938 Christy Boulevard Saint Louis MO, 63116
314-351-6400
Kings Hwy & Page Currency Exch
1315 N Kingshighway Blvd Saint Louis MO, 63113
314-361-5100
KINGSHIGHWAY & HWY 70 CURRENCY
4541 N Kingshighway Blvd Saint Louis MO, 63115
314-383-3200
Kingshighway & Hwy 70 Currency Exchange Inc
4541 North Kingshighway Boulevard Saint Louis MO, 63115
314-383-3200
Kingshighway & Page Currency Exchange Inc
1315 North Kingshighway Boulevard Saint Louis MO, 63113
314-361-5100
Kingshighway Properties Inc
4300 Natural Bridge Ave Saint Louis MO, 63115
314-652-4060
Kingshighway Properties Inc
1809 Olive St Saint Louis MO, 63103
314-421-3738
Kingshighway Properties Inc
10062 Natural Bridge Rd Saint Louis MO, 63134
314-427-4449
Lauras Checks
2174 Chambers Rd Saint Louis MO, 63136
314-869-2088
Markell & Associates Inc
2300 West Port Plaza Drive Suite 202 Saint Louis MO, 63146
314-469-5555
Maurizios Check King
1105 Olive St Saint Louis MO, 63101
314-621-3637
Missouri Payday Loan
3715 South Kingshighway Boulevard Saint Louis MO, 63109
314-352-5858
Money Doctor Inc
6102 Page Blvd Saint Louis MO, 63133
314-726-2070
Money Doctor Inc
6102 Page Boulevard Saint Louis MO, 63133
314-726-2070
Mr Payday Loan
7825 Olive Blvd Saint Louis MO, 63130
314-727-2888
Mr Payday Loan & Finance
7825 Olive Boulevard Saint Louis MO, 63130
314-727-2888
National Cash Advance
10519 Saint Charles Rck Road Saint Louis MO, 63114
314-890-1612
National Cash Advance
3861 Lemay Ferry Road Saint Louis MO, 63125
314-416-7780
Natural Bridge Currency Exchange Inc
4300 Natural Bridge Avenue Saint Louis MO, 63115
314-652-4060
Navigator Funding
1446 Chandellay Dr Saint Louis MO, 63146
314-432-3149
Olive Currency Exchange Inc
1811 Olive St Saint Louis MO, 63103
314-231-7144
Olive Street Currency Exchange Inc
1811 Olive Street Saint Louis MO, 63103
314-231-7144
P-X Stores Inc
7016 Page Avenue Saint Louis MO, 63133
314-862-4176
P-X Wine & Spirits - Central
7016 Page Avenue Saint Louis MO, 63133
314-727-4492
P-X Wine & Spirits - City
4938 Natural Bridge Avenue Saint Louis MO, 63115
314-381-4464
Planet Cash
3823 South Kingshighway Boulevard Saint Louis MO, 63109
314-351-8222
PLANET CASH
3823 S Kingshighway Blvd Saint Louis MO, 63109
314-351-8222
PX PLAZA LIQUORS
7016 Page Ave Saint Louis MO, 63133
314-727-4492
Qc Financial Services Inc
3825 S Kingshighway Blvd Saint Louis MO, 63109
314-353-7445
Quick Cash
10220 W Florissant Ave Saint Louis MO, 63136
314-868-6068
Quick Cash
Saint Louis Saint Louis MO, 63114
314-890-9653
Quick Cash
2550 Chambers Road Saint Louis MO, 63136
314-869-3456
Quick Cash
10085 West Florissant Avenue Saint Louis MO, 63136
314-521-8888
Quik Cash
7124 Natural Bridge Rd Saint Louis MO, 63121
314-381-1166
Quik Cash
Saint Louis Saint Louis MO, 63126
314-730-3330
QUIK CASH
5652 Chessmount Dr Apt I Saint Louis MO, 63129
636-461-0258
QUIK CASH
2615 Gravois Ave Saint Louis MO, 63118
314-773-7911
QUIK CASH
10181 Baron Dr Saint Louis MO, 63136
314-381-1166
QUIK CASH
4612 Gravois Ave Saint Louis MO, 63116
314-351-9072
QUIK CASH
165 Lemay Ferry Rd Saint Louis MO, 63125
314-638-5544
QUIK CASH
2550 Chambers Rd Saint Louis MO, 63136
314-869-3456
S & D Check Cashing
10623 Page Avenue Saint Louis MO, 63132
314-426-7501
S & D CHECK CASHING
1375 Dunn Rd Saint Louis MO, 63138
314-869-9779
S & D CHECK CASHING LOANS
7593 Olive Blvd Saint Louis MO, 63130
314-727-2988
S & D Tax Services
10633 Page Avenue Saint Louis MO, 63132
314-426-7501
Sai Video Inc
10633 Page Ave Saint Louis MO, 63132
314-426-7501
Salah Financial Corp
1015 Locust St Ste 825 Saint Louis MO, 63101
314-641-3131
Same Day Loan Co
8854 St Charles Rock Rd Saint Louis MO, 63114
314-890-9700
Same Day Loan Co
8854 Saint Charles Rck Road Saint Louis MO, 63114
314-890-9700
SAME DAY LOAN CO
8591 Saint Charles Rock Rd Saint Louis MO, 63114
314-890-9700
SAME DAY LOAN COMPANY
8854 Saint Charles Rock Rd Saint Louis MO, 63114
314-890-9700
SOUTHSIDE CHECK CASHING
8101 Gravois Rd Saint Louis MO, 63123
314-353-2992
SPEEDY CASH INC
4564 Gravois Ave Saint Louis MO, 63116
314-351-5155
St Louis Loan
10111 West Florissant Avenue Saint Louis MO, 63136
314-524-0300
St Louis Loan
9359 Natural Bridge Road Saint Louis MO, 63134
314-428-1300
ST LOUIS LOAN
9359 Natural Bridge Rd Saint Louis MO, 63134
314-428-1300
ST LOUIS LOAN
10111 W Florissant Ave Saint Louis MO, 63136
314-524-0300
Standard Register
12101 Woodcrest Exectve Drive Suite 310 Saint Louis MO, 63141
314-434-9440
Sunshine Title Loan & Check Loan
9400 Gravois Road Saint Louis MO, 63123
314-544-5200
The Payroll Store Inc
734 Westport Plaza Saint Louis MO, 63146
314-628-1400
Tipton Banking Systems
5725 Manchester Avenue Saint Louis MO, 63110
314-781-7750
Veterans Currency Exchange
900 N Grand Blvd Saint Louis MO, 63106
314-535-0709
Veterans Currency Exchange
900 North Grand Boulevard Saint Louis MO, 63106
314-535-0664
Veterans Currency Exchange Inc
900 North Grand Boulevard Saint Louis MO, 63106
314-535-0709
Wellston Currency Exchange
5854 Mrtin Luther King Dr Saint Louis MO, 63112
314-382-6066
Wellston Currency Exchange Inc
5854 Martin Lthr Kng Boulevard # B Saint Louis MO, 63140
314-382-6066
WELLSTON CURRENCY EXCHANGE INC
5854 Dr Martin Luther King Dr Saint Louis MO, 63112
314-382-6066
WEST FLORISSANT CURRENCY EXCHA
7533 W Florissant Ave Saint Louis MO, 63136
314-382-1900
West Florissant Currency Exchange Inc
7533 West Florissant Avenue Saint Louis MO, 63136
314-382-1900

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