Cash Advances and Payday Loans in Norfolk, VA

Request a Loan Today*
By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Site Use.
*By filling out the form above, you will be routed to OpenCashAdvance.com’s loan request form.

Payday loans, also known as short-term cash advances, are a great option for emergency funding when a crisis arises. Payday loans may be the solution for potential borrowers on the hunt for lenders that accept bad credit. Because they are repaid within two weeks, or when the borrower’s next paycheck arrives, they are meant to address financial emergencies that can’t wait until your next paycheck.

Cash advances in the form of payday loans are legal financial transactions in the state of Virginia. That being said, the government enforces strict rules and regulations by which direct lenders must abide. Prospective borrowers can check their lender’s credibility and other state laws through the Bureau of Financial Institutions.

Advantages of Taking Out a Payday Loan in Norfolk

Many benefits contribute to consumers choosing payday loans in Norfolk, VA. Some of them include:

  • An easy application process. With an easy loan process, applicants can complete the form within minutes.
  • Quick loans. If approved, borrowers may receive the funds in as little as one business day.
  • Credit score may matter less. With payday loans, lenders may determine loan worthiness through income as well.
  • Few requirements and paperwork.

How to Get a Cash Advance and Payday Loan in Norfolk

Storefront lenders in Norfolk, VA, are a reliable source for fast cash. Online lenders are also available for payday loans, providing another choice for financial solutions.

Online lenders, in particular, are known for their fast and straightforward approval process. They may request that borrowers present:

  • Personal information to provide valid identification, including name, address, phone number, email address, etc.
  • Bank account number for cash deposit and withdrawal.
  • A qualifying source of income. The borrower’s source of income is an essential factor for online lenders to determine their creditworthiness. Online lenders may also ask for borrowers’ company name and employer information.

Other requirements may be necessary depending on the lender.

Cash Advance and Payday Loan Requirements

To be considered for a cash advance in Norfolk, Virginia, the borrower may be required to prove the following to the lender:

  • Be 18 years of age
  • Have a social security number
  • Be a legal resident of Norfolk, Virginia, with proof of residency
  • Have an income of at least $1,000 per month
  • Provide a current phone number and email address

Other requirements may be listed by the lender.

Costs and Regulations of Cash Advances and Payday Loans in Norfolk, VA

Virginia state law has strict regulations for payday loans in Norfolk, VA. Borrowers can apply for and receive payday loans amounting up to $500. There is no minimum loan term. However, it is advisable to seek loans after at least two pay periods. The maximum loan term is 30 days. The state of Virginia prohibits rollovers, and lenders cannot bring criminal charges against their borrowers.

For more information about the state laws and regulations regarding short-term cash advances in Norfolk, Virginia, review lending rules on the State of VA’s website.

Installment Loans in Norfolk

Installment loans provide borrowers with a longer method of repayment. Installment loans are repaid through a series of scheduled payments that can often last up to one year. This makes installment loans a form of short-term loans most suitable for customers with a bad credit history or who prefer a repayment plan to lump sum reimbursement.

Requesting Title Loans in Norfolk

Title loans provide cash to borrowers under the condition of collateral. The borrower offers their vehicle up as a guarantee for repayments. Title loans can encompass cars, trucks, motorcycles, or other means of transportation.

The process to receive a title loan is relatively similar to payday loan products, wherein the borrower must fill out an application form. Of course, the main difference is that to receive a title loan, the borrower must sign over the title of their vehicle. The lender examines the vehicle provided as collateral to assess its value in relation to the loan amount requested.

Norfolk residents applying for a title loan may need to provide the following:

  • A Government-issued form of legal ID
  • Proof of residency in Norfolk, Virginia
  • A reference from employer or company
  • Proof and photos of the vehicle set up as collateral
  • A lien-free vehicle title

If the vehicle title has any form of liens on it, borrowers must pay off their current debts before they can use the vehicle as collateral.

Our Favorite Norfolk, Virginia, Cash Advance and Payday Loan Companies

Here are a few of the many storefronts and online lenders in Norfolk, VA, available to provide cash advances to potential borrowers:

Check Into Cash provides payday loans, installment loans, and title loans. Check Into Cash accepts applications on-site at their many store locations or online.

Because of the many choices you have of online and storefront lenders, you should complete adequate research before choosing a lender.

Company name
Address
Phone
A A A AUTO TITLE LOAN
5600 Brickell Rd Norfolk VA, 23502
757-461-2886
A-Aaaa Almost-A-Banc
1375 East Little Creek Road Norfolk VA, 23518
757-583-2141
ALLIED CASH ADVANCE
5802 E Virginia Beach Blvd Norfolk VA, 23502
757-461-2717
Almost-A-Banc
848 Granby Street Norfolk VA, 23510
757-888-0175
APPROVED CASH ADVANCE
6157 E Virginia Beach Blvd Norfolk VA, 23502
757-455-8390
Buckeye Check Cashing Of Virginia
1501 East Little Creek Road Norfolk VA, 23518
757-583-8100
Cash Advance
5977 East Virginia Beach Boulevard Norfolk VA, 23502
757-461-4700
CASH ADVANCE CENTERS
509 N Military Hwy Ste C Norfolk VA, 23502
757-455-9046
CHECK 123
3306 N Military Hwy Norfolk VA, 23518
757-853-2274
Check Cashing & More Inc
3525 East Virginia Beach Boulevard Norfolk VA, 23502
757-313-5314
Check Into Cash
2544 Bainbridge Boulevard Norfolk VA, 23502
757-494-8760
Check Into Cash
700 North Military Highway Norfolk VA, 23502
757-466-0777
Check Into Cash Of Virginia
700 N Military Hwy Norfolk VA, 23502
757-466-0777
Check Smart
6622 East Virginia Beach Boulevard Norfolk VA, 23502
757-455-8765
CHECKFIRST CASH ADVANCE
2412 E Little Creek Rd Norfolk VA, 23518
757-588-2540
CHECKFIRST CASH ADVANCE
700 Newtown Rd Ste 2 Norfolk VA, 23502
757-466-8195
CHECKS SMART
6622 E Virginia Beach Blvd Norfolk VA, 23502
757-455-5277
CHECKSMART
1501 E Little Creek Rd Norfolk VA, 23518
757-583-8100
CHECKSMART
2591 Tidewater Dr Norfolk VA, 23509
757-622-2210
Crusader Cash Advance
7623 Granby St Norfolk VA, 23505
757-440-8142
Crusader Cash Advance
6157 East Virginia Beach Blvd Norfolk VA, 23502
757-455-9014
DODGES MONEY CENTER
8110 B Hampton Blvd Norfolk VA, 23501
757-451-0166
Dodges Qwikcash
8110 Hampton Blvd Norfolk VA, 23505
757-451-0166
Express Check Advance
415 N Military Hwy Ste 26 Norfolk VA, 23502
757-459-2288
EXPRESS CHECK ADVANCE
415 N Military Hwy Norfolk VA, 23502
757-459-2288
EXPRESS CHECK ADVANCE
1011 W Little Creek Rd # A Norfolk VA, 23505
757-440-1040
Express Check Advance
415 North Military Highway Suite 26 Norfolk VA, 23502
757-459-2288
EXPRESS CHECK ADVANCE
W Little Creek Rd Norfolk VA, 23501
757-440-1040
Express Check Store 508
1011 W Little Creek Rd Norfolk VA, 23505
757-440-1040
EZ PAYDAY LOANS
6586 Tidewater Dr Norfolk VA, 23509
757-855-8800
Financial Exch Co Of Virginia
5038 E Princess Anne Rd Norfolk VA, 23502
757-853-8556
Financial Exch Co Of Virginia
175 W Ocean View Ave Norfolk VA, 23503
757-588-3357
Financial Exch Co Of Virginia
1375 E Little Creek Rd Norfolk VA, 23518
757-583-2141
Financial Exch Co Of Virginia
848 Granby St Fl 2 Norfolk VA, 23510
757-622-8794
Money Mart
848 Granby Street Norfolk VA, 23510
757-622-8794
MONEY MART
143 W Little Creek Rd Norfolk VA, 23505
757-489-7408
MONEY MART
848 Granby St Norfolk VA, 23510
757-622-8794
Money Mart
175 West Ocean View Avenue Norfolk VA, 23503
757-588-3357
Money Mart
5038 East Princess Anne Road Norfolk VA, 23502
757-853-8556
Money Mart
848 Graydon Ave Norfolk VA, 23507
757-626-3194
Newtown Road Check Cashers
1105 Newtown Road Suite A Norfolk VA, 23502
757-493-2999
NEWTOWN ROAD CHECK CASHERS INC
1105 Newtown Rd Ste A Norfolk VA, 23502
757-493-2999
Paymaster Checkwriter Co
225 Betty Court Norfolk VA, 23502
757-466-1225
QUIK CASH
7433 Granby St Norfolk VA, 23505
757-489-7380
QUIK CASH
5977 E Virginia Beach Blvd Norfolk VA, 23502
757-461-4700
Virginia Check Cashers Inc
1000 Park Avenue Suite B Norfolk VA, 23504
757-623-3316
Virginia Check-Cashers Inc
6115 Sewells Point Rd Norfolk VA, 23513
757-857-5706

TYPE YOUR ZIP BELOW TO SEE CASH ADVANCE COMPANIES
Have a Question? Ask an Expert!

Fill out the form below to reach out to one of our financial professionals.