Cash Advance and Payday Loans in Minneapolis, MN

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When in a hurry, cash advances and payday loans may be one of the fastest ways to acquire a small amount of money. Most of the time, people opt for payday loans because getting a small loan from a bank may be unpleasant, especially for those with a low or no credit score.

Advantages of Taking out Payday Loan in Minneapolis, MN

The most significant advantage of taking out payday loans in Minneapolis is that lenders may turn a blind eye to a bad credit score. Payday lenders are more interested in the customer's ability to pay back the loan on time instead of the credit score.

Another advantage of payday loans is time. Most lenders approve to grant payday loans rather quickly, and the application process is fast and easy. This helps customers to address their financial emergency sooner.

Lastly, another advantage when applying for a cash advance and payday loans is not needing collateral or a guarantor.

How to Get a Cash Advance and Payday Loan in Minneapolis, MN?

People wishing to apply for payday loans can fill out an application form online or visit a lender's store in person. Usually, online lenders are available 24/7, and storefront lenders don't require an appointment. All lenders in Minneapolis should have a license from the Minnesota Commerce Department to operate legally.

Cash Advance and Payday Loans Requirements

Those searching for short-term funding in Minneapolis should first make sure they meet the necessary requirements. To be eligible for a loan in Minneapolis, borrowers must be legal Minnesota residents of at least 18 years of age. They usually must present a valid ID, proof of income, an active bank statement, and a working phone number. Some lenders may require additional documents.

Costs and Regulations of Cash Advances and Payday Loans in Minneapolis, MN

Payday lending businesses are regulated by Minnesota state law and must obey the existing rules and regulations. Payday lenders can offer a maximum of $350, and borrowers can pay back the loan in a maximum of 30 days. The state of Minnesota doesn't have a limit on taking out payday loans. Hence, it allows customers to borrow as many loans as they need.

The finance charges differ regarding the amount that has been borrowed. The fee remains $5 for any borrowed amount, but the interest rate changes. For loans varying from $50 to $100, borrowers must pay a 10% interest fee. If the borrowed amount is from $100 to $250, the lender may charge an interest rate of 7%. For greater loans from $250 to $350, the interest is 6%.

The annual percentage rate for payday loans in Minnesota can reach around 200%

Installment Loans in Minneapolis, MN

Installment loans are considered to be another type of short-term loan. Borrowers may request amounts that are higher than that of payday loans. The maximum loan amount isn't specified in Minnesota; however, it tends to range between $1,000 and $5,000. Even though the loan amount is larger, most lenders may give the desired sum quickly as with smaller loans. The annual percentage rate depends on the borrowed amount and the term of the loan.

Requesting Title Loans in Minneapolis, MN

Title loans are short-term loans where borrowers use their vehicle's title as collateral. The average loan amount varies from $100 to $5,500 and should be paid back in two to four weeks. Some lenders may allow customers to borrow amounts greater than $5,500. In such cases, the lender may extend the loan term from 1 to 3 years. Customers have the right to pay back the loan earlier without being penalized. If approved, customers give the title of their vehicle to the lender.

Favorite Minneapolis, MN Cash Advance, and Payday Loan Companies

When seeking cash advance and payday loans in Minneapolis, MN, clients have many options. Ace Cash Express is a reputable company that offers online and in-person services. Borrowers can apply for a cash advance, payday loans, installment loans, and title loans.

Another respected payday loan company is Maybeloan. The company offers online services and offers its approved customers cash advance, payday loans, and installment loans.

Company name
Address
Phone
A-1 Checkwriters Repair Service
3140 Harbor Lane North Minneapolis MN, 55447
763-559-3100
ACE CASH EXPRESS
527 W Broadway Ave Minneapolis MN, 55411
612-522-4567
ACE CASH EXPRESS
6525 Nicollet Ave Minneapolis MN, 55423
612-866-6505
Als Check Cashing
1434 93Rd Ln Ne Minneapolis MN, 55449
763-785-2274
Best Cash Co
309 West Lake Street Minneapolis MN, 55408
612-824-3356
Brooklyn Park Check Cashers
6319 Zane Ave N Minneapolis MN, 55429
763-537-4721
Brooklyn Park Check Cashers Inc
6319 Zane Avenue North Minneapolis MN, 55429
763-537-4721
BUTLER CHECK CASHING
812 E Lake St Minneapolis MN, 55407
612-827-2878
BUTLER CHECK CASHING
800 E Lake St Minneapolis MN, 55407
612-827-2878
Butler Drug Inc - Store No 3
Chicago & Lake Minneapolis MN, 55401
612-827-2878
Cash Plus
222 South 9Th Street Suite 2200 Minneapolis MN, 55402
612-347-6900
CASH SYSTEMS
5327 Lyndale Ave S Minneapolis MN, 55419
612-824-8549
Cash-N Pawn
3391 Coon Rapids Boulevard Northwest Minneapolis MN, 55433
763-427-4142
Cashpass
789 53Rd Avenue Northeast Minneapolis MN, 55421
763-571-8311
Cashway Checking
127 Willow Bnd Minneapolis MN, 55428
763-537-4600
Check Processing Recovery
1000 Boone Ave N Ste 400 Minneapolis MN, 55427
763-544-0512
Checkcare Systems
4570 West 77Th Street Suite 320 Minneapolis MN, 55435
952-832-0727
Checkrite Of Minnesota
Minneapolis Minneapolis MN, 55401
952-835-2710
CHECKS R US
8009 Nicollet Ave S Minneapolis MN, 55420
952-888-8877
Cornerstone Eps
2035 131St Court Northeast Minneapolis MN, 55449
763-413-4828
Excel Pawn
7003 West Lake Street Minneapolis MN, 55426
952-920-1588
Excel Pawn And Jewelry
7003 W Lake St Minneapolis MN, 55426
952-920-1588
EXCEL PAWN AND JEWELRY
8008 Minnetonka Blvd Minneapolis MN, 55426
952-920-1588
Express Payday Loans
106 East Lake Street Minneapolis MN, 55408
612-821-8633
EXPRESS PAYDAY LOANS
106 E Lake St Minneapolis MN, 55408
612-821-8633
EZ CASH
1011 Moore Lake Dr E Minneapolis MN, 55432
763-574-2193
Fast Cash Check Cashing
2761 Winnetka Ave N Minneapolis MN, 55427
763-546-0443
Game Financial Corporation
1550 Utica Ave S Ste 100 Minneapolis MN, 55416
800-363-3321
Go More Financial
Minneapolis Minneapolis MN, 55401
763-569-7531
Kwik Cash
2211 Central Avenue Northeast Minneapolis MN, 55418
612-788-9211
KWIK CASH
2211 Central Ave Ne Minneapolis MN, 55418
612-788-9211
Kwik Cash Inc
4639 Central Ave Ne Minneapolis MN, 55421
763-574-0094
Kwik Cash Inc
4639 Central Avenue Northeast Minneapolis MN, 55421
763-574-0094
METRO CHECK CASHING
2211 Lowry Ave N Minneapolis MN, 55411
612-521-1404
Metro Check Cashing Services
3207 Penn Avenue North Minneapolis MN, 55412
612-521-1404
Metropolitan Check Cash Svcs
3207 Penn Ave N Minneapolis MN, 55412
612-521-1404
Minnesota Currency Exchange
7646 Brooklyn Boulevard Minneapolis MN, 55443
763-560-6666
Mojo Enterprises Inc
7854 Portland Ave S Minneapolis MN, 55420
952-884-6858
Money Center
2006 Lyndale Avenue South Minneapolis MN, 55405
612-870-2853
MONEY CENTER
2006 Lyndale Ave S Minneapolis MN, 55405
612-861-0390
Money Centers
2600 Nicollet Avenue Minneapolis MN, 55408
612-870-2885
Money Centers
6525 Nicollet Avenue Minneapolis MN, 55423
612-866-6505
Money Centers
2945 Dupont Avenue South Minneapolis MN, 55408
612-861-0350
Money Centers
2045 Dupont Avenue South Minneapolis MN, 55405
612-861-0350
Money Centers
8132 Highway 7 Minneapolis MN, 55426
952-935-7100
Money Centers
6219 Brooklyn Boulevard Minneapolis MN, 55429
763-535-6872
MONEY CENTERS
2945 Dupont Ave S Minneapolis MN, 55408
612-861-0350
MONEY CENTERS
2600 Nicollet Ave Minneapolis MN, 55408
612-870-2885
Money Exchange
12 East Franklin Avenue Minneapolis MN, 55404
651-636-6341
MONEY EXCHANGE
12 E Franklin Ave Minneapolis MN, 55404
651-636-6341
Money Express
108 East Lake Street Minneapolis MN, 55408
612-834-2274
Money Express Check Cashing Center
108 East Lake Street Minneapolis MN, 55408
612-824-2274
MONEY X CHANGE
218 E Broadway Minneapolis MN, 55425
952-854-3559
Money Xchange - Minneapolis
12 East Franklin Avenue Minneapolis MN, 55404
612-870-4090
Moneygram
494 Portland Avenue Minneapolis MN, 55415
952-884-6858
My Bank Tellers Ii
4901 Excelsior Blvd Minneapolis MN, 55416
952-920-5203
National Recoveries
11000 Central Avenue Northeast Suite 100 Minneapolis MN, 55434
763-754-1931
NEIGHBORHOOD FINANCIAL SERVICE
30 W Lake St Minneapolis MN, 55408
612-824-5626
New Money Express Inc
108 E Lake St Minneapolis MN, 55408
612-824-2274
Norm Larson
4290 Larch Pl N Minneapolis MN, 55442
763-559-8376
Olympic Usa Inc
2938 Pillsbury Ave Minneapolis MN, 55408
612-827-3588
OLYMPIC USA INC
912 E 24th St Minneapolis MN, 55404
612-871-7200
Pawn America
4136 West Broadway Avenue Minneapolis MN, 55422
763-533-1424
Pawn America - Fridley
785 53Rd Avenue Northeast Minneapolis MN, 55421
763-571-8311
Payday America
8650 Lyndale Avenue South Minneapolis MN, 55420
952-346-1073
PAYDAY AMERICA
4121 Lakeland Ave N Minneapolis MN, 55422
763-535-8777
PAYDAY AMERICA
2600 Nicollet Ave Ste 1 Minneapolis MN, 55408
612-872-8673
SERVICIOS LOS GALLOS
3455 4th Ave S Minneapolis MN, 55408
612-822-1000
Super Cash
7854 Portland Avenue South Minneapolis MN, 55420
952-884-6858
SUPER CASH
700 W Broadway Ave Minneapolis MN, 55411
952-884-6858
Tcf Bank - Branch Offices, Cottage Grove
7155 East Point Douglas Road Minneapolis MN, 55401
612-823-2265
Tcf Bank - Branch Offices, Eagan
3380 Denmark Avenue Minneapolis MN, 55401
612-823-2265
Tcf Bank - Branch Offices, Excelsior
435 Water Street Minneapolis MN, 55401
612-823-2265
Tcf Bank - Branch Offices, Forest Lake
1186 West Broadway Avenue Minneapolis MN, 55411
612-823-2265
Tcf Bank - Branch Offices, Lakeville
17269 Kenyon Avenue West Minneapolis MN, 55401
612-823-2265
Tcf Bank - Branch Offices, Oak Park Heights
5850 Neal Avenue North Minneapolis MN, 55401
612-823-2265
Tcf Bank - Branch Offices, Plymouth
15525 34Th Avenue North Minneapolis MN, 55447
612-823-2265
Tcf Bank - Branch Offices, Woodbury
7377 Currell Boulevard Minneapolis MN, 55401
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Arden Hills
3717 Lexington Avenue North Minneapolis MN, 55401
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Blaine East
4205 Pheasant Ridge Drive Northeast Minneapolis MN, 55449
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Bloomington
10520 France Avenue South Minneapolis MN, 55431
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Bloomington, Consumer Lendi
8341 Lyndale Avenue South Minneapolis MN, 55420
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Brooklyn Center Brookdale
3245 County Road 10 Minneapolis MN, 55429
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Coon Rapids South
2050 Northdale Boulevard Northwest Minneapolis MN, 55433
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Cottage Grove
8690 East Point Douglas Road Minneapolis MN, 55401
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Crystal
5301 36Th Avenue North Minneapolis MN, 55422
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Eagan
1940 Cliff Lake Road Minneapolis MN, 55401
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Edina Southdale
6775 York Avenue South Minneapolis MN, 55435
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Forest Lake
2013 Broadway Street West Minneapolis MN, 55401
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Fridley
250 57Th Avenue Northeast Minneapolis MN, 55432
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Inver Grove Heights
7850 Cahill Avenue Minneapolis MN, 55401
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Maple Grove
8150 Wedgewood Lane Minneapolis MN, 55401
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Minneapolis, Diamond Lake
5937 Nicollet Avenue Minneapolis MN, 55419
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Minneapolis, Lake St
2510 Lake Place Minneapolis MN, 55405
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Minnetonka
4801 South Cty Road 101 Minneapolis MN, 55401
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Monticello
216 7 Street West Minneapolis MN, 55401
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Plymouth-Rockford Road
4445 Nathan Lane North Minneapolis MN, 55442
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Rosemount
3784 150Th Street Minneapolis MN, 55401
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Savage
17075 Highway 13 South Minneapolis MN, 55401
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Shakopee
1198 Vierling Drive East Minneapolis MN, 55401
612-823-2265
Tcf Bank - Cub Foods Branch Offices, St Louis Park Knollwood
3620 Texas Avenue South Minneapolis MN, 55426
612-823-2265
Tcf Bank - Cub Foods Branch Offices, St Paul Midway
1440 Univ Avenue Minneapolis MN, 55401
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Stillwater
1801 Market Drive Minneapolis MN, 55401
612-823-2265
Tcf Bank - Cub Foods Branch Offices, W St Paul
2021 South Robert Street Minneapolis MN, 55401
612-823-2265
Tcf Bank - Cub Foods Branch Offices, White Bear Lake
1059 Meadowlands Drive Minneapolis MN, 55401
612-823-2265
Tcf Bank - Cub Foods Branch Offices, Woodbury
8432 Tamarack Village Minneapolis MN, 55401
612-823-2265
Tcf Bank - Metro Area Branch Offices
1601 Randolph Avenue Minneapolis MN, 55401
612-823-2265
Tcf Bank - Metro Area Branch Offices, 5Th St Skyway, Minneapolis
150 South 5Th Street Minneapolis MN, 55402
612-823-2265
Tcf Bank - Metro Area Branch Offices, Branch Offices, Blaine
331 County Road 10 Northeast Minneapolis MN, 55434
612-823-2265
Tcf Bank - Metro Area Branch Offices, Branch Offices, Bloomingto
7800 Penn Avenue South Minneapolis MN, 55431
612-823-2265
Tcf Bank - Metro Area Branch Offices, Branch Offices, Brooklyn C
2950 County Road 10 Minneapolis MN, 55430
612-823-2265
Tcf Bank - Metro Area Branch Offices, Branch Offices, Brooklyn P
7944 Brooklyn Boulevard Minneapolis MN, 55445
612-823-2265
Tcf Bank - Metro Area Branch Offices, Branch Offices, Coon Rapid
3345 124Th Avenue Northwest Minneapolis MN, 55433
612-823-2265
Tcf Bank - Metro Area Branch Offices, Branch Offices, Edina
3330 West 66Th Street Suite Main Minneapolis MN, 55435
612-823-2265
Tcf Bank - Metro Area Branch Offices, Branch Offices, Fridley
5205 Central Avenue Northeast Minneapolis MN, 55421
612-823-2265
Tcf Bank - Metro Area Branch Offices, Branch Offices, Robbinsdal
4165 West Broadway Avenue Minneapolis MN, 55422
612-823-2265
Tcf Bank - Metro Area Branch Offices, Branch Offices, St Anthony
3899 Silver Lake Road Northeast Minneapolis MN, 55421
612-823-2265
Tcf Bank - Metro Area Branch Offices, Branch Offices, St Louis P
8020 Highway 7 Minneapolis MN, 55426
612-823-2265
Tcf Bank - Metro Area Branch Offices, Branch Offices, St Paul
1988 Suburban Avenue Minneapolis MN, 55401
612-823-2265
Tcf Bank - Metro Area Branch Offices, Dinkytown
1501 University Avenue Southeast Minneapolis MN, 55414
612-823-2265
Tcf Bank - Metro Area Branch Offices, Edina, Consumer Lending
3924 West 50Th Street Minneapolis MN, 55424
612-823-2265
Tcf Bank - Metro Area Branch Offices, Ids, Minneapolis
80 South 8Th Street Suite 224 Minneapolis MN, 55402
612-823-2265
Tcf Bank - Metro Area Branch Offices, Minneapolis Downtown
801 Marquette Avenue Minneapolis MN, 55402
612-823-2265
Tcf Bank - Metro Area Branch Offices, Minneapolis, Ids, Consumer
5550 Nic Avenue South Minneapolis MN, 55401
612-823-2265
Tcf Bank - Metro Area Branch Offices, Minnetonka
1801 Plymouth Avenue North Minneapolis MN, 55411
612-823-2265
Tcf Bank - Metro Area Branch Offices, Ne Minneapolis, Ids
1602 New Brighton Boulevard Minneapolis MN, 55413
612-823-2265
Tcf Bank - Metro Area Branch Offices, Nicollet
5550 Nicollet Avenue Minneapolis MN, 55419
612-823-2265
Tcf Bank - Metro Area Branch Offices, Oak Park Heights
5850 Neal Avenue Minneapolis MN, 55401
612-823-2265
Tcf Bank - Metro Area Branch Offices, Stadium Village, Universit
615 Washington Avenue Southeast Minneapolis MN, 55414
612-823-2265
Tcf Bank - Metro Area Branch Offices, Town Square Skyway
444 Cedar Avenue South Minneapolis MN, 55454
612-823-2265
Tcf Bank - Metro Area Branch Offices, Uptown, Minneapolis, Ids,
1444 West Lake Street Minneapolis MN, 55408
612-823-2265
Tcf Bank - Minnehaha, Metro Area Branch Offices, Minneapolis, Id
3118 East Lake Street Minneapolis MN, 55406
612-823-2265
Tcf Bank Fsb
Minneapolis Minneapolis MN, 55401
612-823-2265
Tcf National Bank - Cub Foods Branch Offices, Plymouth
3550 Vicksburg Lane North Minneapolis MN, 55447
612-823-2265
The Tellers Ii
4901 Excelsior Boulevard Minneapolis MN, 55416
952-920-5203
The Un Bank Company
705 East Lake Street Minneapolis MN, 55407
612-823-6288
The Un Bank Company
17 North 7Th Street Minneapolis MN, 55403
612-338-7410
Travlers Express
6701 Parkway Circle Minneapolis MN, 55430
763-560-9332
UNBANK
1009 E Fraklin Minneapolis MN, 55401
952-697-5333
UNBANK
4612 Nicollet Ave Minneapolis MN, 55419
952-697-5222
UNBANK
913 W Broadway Ave Minneapolis MN, 55411
952-697-5200
UNBANK
17 N 7th St Minneapolis MN, 55403
952-697-5333
Unbank Company
1009 East Franklin Avenue Minneapolis MN, 55404
612-870-8049
Unbank Company
1508 West Broadway Avenue Minneapolis MN, 55411
612-529-0575
Unbank Company
913 West Broadway Avenue Minneapolis MN, 55411
612-521-0327
UNBANK COMPANY
1508 W Broadway Ave Minneapolis MN, 55411
952-697-5222
UNBANK COMPANY
1009 E Franklin Ave Minneapolis MN, 55404
952-697-5200
UNBANK COMPANY
705 E Lake St Minneapolis MN, 55407
952-697-5222
Unbank Company - Office
5129 Edina Industril Boulevard Minneapolis MN, 55439
952-838-3776
Unbank Company Llp
1009 E Franklin Ave Minneapolis MN, 55404
612-870-8049
Unbank Company Llp
17 N 7Th St Minneapolis MN, 55403
612-338-7410
Unbank Company Llp
812 E Lake St Minneapolis MN, 55407
612-823-6288
Unbank Company Llp
913 W Broadway Ave Minneapolis MN, 55411
612-521-0327
UNLOAN
6421 Penn Ave S Minneapolis MN, 55423
952-697-5266
UNLOAN
7854 Portland Ave S Minneapolis MN, 55420
952-697-5222
UNLOAN
700 W Broadway Ave Minneapolis MN, 55411
952-697-5266
Xact
201 West Travelers Trail Minneapolis MN, 55401
952-890-2636
Your Exchange
3023 Coon Rapids Blvd Nw Minneapolis MN, 55433
763-862-8066
Your Exchange
12000 Central Ave Ne Minneapolis MN, 55434
763-754-0289
Your Exchange
10553 University Avenue Northeast Minneapolis MN, 55434
763-862-2040
Your Exchange
8187 University Avenue Northeast Minneapolis MN, 55432
763-786-8066
Your Exchange
3023 Coon Rapids Boulevard Northwest Minneapolis MN, 55433
763-862-8066
YOUR EXCHANGE CHECK CASHING
10553 University Ave Ne Minneapolis MN, 55434
763-862-2040
YOUR EXCHANGE CHECK CASHING
8187 University Ave Ne Minneapolis MN, 55432
763-786-8066
YOUR EXCHANGE CHECK CASHING
8097 Highway 65 Ne Minneapolis MN, 55432
763-784-7330

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