Cash Advance and Payday Loans in Colorado Springs, CO

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When faced with a financial emergency, borrowing a small loan from a traditional bank may be quite tricky. The struggle is even harder for people with a low credit score. To address the situation as quickly as possible, people often go for alternative financings such as cash advance, payday loan, title loan, and installment loan.

Advantages of Taking Out Payday Loan in Colorado Springs

The most significant advantage of a cash advance or payday loan is that the lender may approve the loan faster than other money lending businesses. This allows borrowers to address their emergency.

The borrower's credit score may not be a major factor in the loan decision. The lender may overlook a bad credit score as long as the borrower makes enough money to pay it back on time. Usually, granting the loan is decided on the spot.

Borrowers may apply for a cash advance from the comfort of their homes by filling out the application and submitting the required documents online.

Lastly, lenders may not require collateral or a guarantor from the borrower to supply the desired amount.

How to Get a Cash Advance and Payday Loan in Colorado Springs

Applying for a loan in Colorado Springs can be done online or by visiting a lender's store in person. After requesting a loan, the lender will let you know your results. If you are approved for a loan, you may receive your funds in as soon as one business day.

Cash Advance and Payday Loans Requirements

To be eligible for a loan in Colorado Springs, borrowers must be Colorado residents of at least 18 years of age and present an ID and income proof. It's important to note that the requirements may vary from one lender to another. Lenders must provide the borrowers with a disclosure of all the terms, rates, and fees applicable in writing.

Costs and Regulations of Cash Advance and Payday Loans in Colorado Springs, CO

In Colorado Springs, payday loan terms vary from one week to 31 days. The maximum borrowed amount is $500, and the annual interest rate is limited to 45%. Based on state law, lenders providing cash advance or payday loans can charge a 20% fee for origination and acquisition. Lenders may also charge a monthly maintenance fee of up to $7.5 for every $100 loaned.

Colorado Springs laws prohibit its residents from taking several loans of this nature simultaneously. However, certain exceptions may be made for individuals who display proof that they have the means to pay back the debt on time.

Installment Loans in Colorado Springs

In Colorado Springs, installment loans range from $500 to as much as $5,000. As with cash advance and payday loans, repayment terms must be well-defined and understood by the person receiving the loan.

In most cases, these loans are paid back over a minimum of 90 days and a maximum of 30 months. Some lenders may allow extending the repayment term over 36 months. Additional finance charges cannot exceed 12% of the loan's unpaid balance. In some cases, borrowers may be asked to provide collateral in order to secure the loan. Colorado law doesn't allow real estate to be used as collateral if the installment loan's amount is less than $3,000.

Requesting Title Loans in Colorado Springs

Like cash advance and payday loans, car title loans offer borrowers a quick and easy way to get the money needed for a short-term financial situation. Borrowers use their vehicle as collateral. The car being offered as collateral must be either completely paid off or almost paid off. Customers can receive a title loan whether they have good credit, bad credit, or no credit.

If the borrower fails to pay back the loan, the lender can take possession of the car. Colorado law allows lenders to advance up to 85% of the value of the vehicle. Borrowers can repay the borrowed amount in 36 months. The annual percentage rate is over 100%.

Favorite Colorado Springs, CO Cash Advance and Payday Loan Companies

When seeking cash advance and payday loan in Colorado Springs, three popular companies are Allied Cash Advance, First American Cash Advance, and Mister Money. They are known for their quick service and easy application process.

Customers wishing to apply for a cash advance or payday loan online can visit Allied Cash Advance's website. Those who prefer to apply for a loan in person can visit First American Cash Advance and Mister Money's stores.

Company name
Address
Phone
Aaa Collectors Inc
2950 North Academy Boulevard Suite 201 Colorado Springs CO, 80917
719-550-0330
Academy Check Cashing
1210 North Academy Boulevard Colorado Springs CO, 80909
719-591-6699
ACE CASH ADVANCE
630 N 19th St Colorado Springs CO, 80904
719-634-2407
ACE CASH EXPRESS
5520 S Us Highway 85-87 Colorado Springs CO, 80911
719-392-4003
ACE CASH EXPRESS
5863 Constitution Ave Colorado Springs CO, 80915
719-572-5593
ACE CASH EXPRESS
6037 Barnes Rd Colorado Springs CO, 80922
719-622-1746
ACE CASH EXPRESS
6910 N Academy Blvd Colorado Springs CO, 80918
719-534-0800
ACE CASH EXPRESS
829 Cheyenne Meadows Rd Colorado Springs CO, 80906
719-226-2698
ACE CASH EXPRESS
4352 Austin Bluffs Pkwy Colorado Springs CO, 80918
719-268-1513
ACE CASH EXPRESS
1640 S Circle Dr Colorado Springs CO, 80910
719-447-1970
ACE CASH EXPRESS
3996 Palmer Park Blvd Colorado Springs CO, 80909
719-572-0517
ACE CASH EXPRESS
2322 E Platte Ave Colorado Springs CO, 80909
719-636-2211
ACE CASH EXPRESS
557 S 8th St Colorado Springs CO, 80905
719-630-0872
ACE CASH EXPRESS
534 Garden of The Gods Rd Colorado Springs CO, 80907
719-264-2431
ACE CASH EXPRESS
498 N Murray Blvd Colorado Springs CO, 80916
719-574-0321
ACE CASH EXPRESS
1453 S Murray Blvd Colorado Springs CO, 80916
719-597-0453
ACE CASH EXPRESS
2064 S Academy Blvd Colorado Springs CO, 80916
719-597-6447
ACE CASH EXPRESS
893 N Academy Blvd Colorado Springs CO, 80909
719-574-1819
Ace Cash Express Inc
1406 S Nevada Ave Colorado Springs CO, 80906
719-634-4268
Ace Cash Express Inc
3014 N Nevada Ave Colorado Springs CO, 80907
719-632-8701
Ace Cash Express Inc
3279 S Academy Blvd Colorado Springs CO, 80916
719-392-3888
Active Collection Service
112 Iowa Avenue Suite 2 Colorado Springs CO, 80909
719-471-0720
Advance America
1712 West Uintah Street Colorado Springs CO, 80904
719-635-7559
Advance America
1029 North Academy Boulevard Colorado Springs CO, 80909
719-573-2696
Advance America
388 Main Street Colorado Springs CO, 80911
719-391-2454
Advance America
3650 Austin Bluffs Parkway Suite 103 Colorado Springs CO, 80918
719-277-0828
Advanced Checking
1619 Lashelle Way Colorado Springs CO, 80906
719-540-9220
ADVANCED CHECKING
223 N Academy Blvd Colorado Springs CO, 80909
719-540-9220
Allied Cash Advance
3303 North Academy Boulevard Colorado Springs CO, 80917
719-638-8390
Allied Cash Advance
3105 West Colorado Avenue Colorado Springs CO, 80904
719-633-7910
Allied Cash Advance
6510 South Academy Boulevard Colorado Springs CO, 80906
719-579-0221
Allied Cash Advance
2815 East Fountain Boulevard Colorado Springs CO, 80910
719-471-7336
Allied Cash Advance
2850 South Academy Boulevard Colorado Springs CO, 80916
719-392-1645
ALLIED CASH ADVANCE
1580 Space Center Dr Ste 101 Colorado Springs CO, 80915
719-570-7166
ALLIED CASH ADVANCE
3105 W Colorado Ave Ste B Colorado Springs CO, 80904
719-633-7910
ALLIED CASH ADVANCE
6802 N Academy Blvd Colorado Springs CO, 80918
719-532-0079
ALLIED CASH ADVANCE
1193 N Circle Dr Ste A4 Colorado Springs CO, 80909
719-471-7336
ALLIED CASH ADVANCE
2850 S Academy Blvd Colorado Springs CO, 80916
719-392-1645
ALLIED CASH ADVANCE
3303 N Academy Blvd Colorado Springs CO, 80917
719-638-8390
Best Check Cashing Llc
1720 East Pikes Peak Avenue Colorado Springs CO, 80909
719-574-2336
BEST CHECK CASHING LLC
3749 E Pikes Peak Ave Colorado Springs CO, 80909
719-574-2336
CASH ADVANCE
5039 N Academy Blvd Colorado Springs CO, 80918
719-272-7243
Cash Express
2441 East Platte Avenue Colorado Springs CO, 80909
719-633-6636
Check Into Cash
1823 South Nevada Avenue Colorado Springs CO, 80906
719-633-8048
Check Into Cash
3659 Austin Bluffs Parkway Colorado Springs CO, 80918
719-598-8579
Check Into Cash
1919 West Uintah Street Colorado Springs CO, 80904
719-577-4477
Check Into Cash
538 South Academy Boulevard Colorado Springs CO, 80910
719-550-3290
CHECK INTO CASH
3659 Austin Bluffs Pkwy Colorado Springs CO, 80918
719-598-8579
CHECK INTO CASH
542 S Academy Blvd Colorado Springs CO, 80910
719-550-3290
CHECK INTO CASH
538 S Academy Blvd Colorado Springs CO, 80910
719-550-3280
CHECK INTO CASH
1810 Monterey Rd Apt 336 Colorado Springs CO, 80910
719-633-8048
CHECK INTO CASH
1823 S Nevada Ave Colorado Springs CO, 80905
719-633-8048
Check Into Cash Of Colorado
1919 W Uintah St Colorado Springs CO, 80904
719-577-4477
Check Into Cash Of Colorado
1823 S Nevada Ave Colorado Springs CO, 80906
719-633-8049
CHECK LENDERS OF COLO
1138 E Fillmore St Colorado Springs CO, 80907
719-328-9500
Check Tec
421 South Tejon Street Colorado Springs CO, 80903
719-575-9526
Checkmark Inc. Check Cashing
3663 Star Ranch Road Colorado Springs CO, 80906
719-576-1033
CHECKMATE PAYDAY LOANS
1 S Nevada Ave Ste 102 Colorado Springs CO, 80903
719-302-0197
CHECKMATE PAYDAY LOANS
1710 E Woodmen Rd Colorado Springs CO, 80920
719-302-0214
CHECKMATE PAYDAY LOANS
5746 Palmer Park Blvd Colorado Springs CO, 80915
719-219-3624
CHECKMATE PAYDAY LOANS
1015 Garden of The Gods Rd Colorado Springs CO, 80907
719-219-3592
Checks 2 Cash
638 South Academy Boulevard Suite A Colorado Springs CO, 80910
719-591-5992
CHECKS 2 CASH
638 S Academy Blvd Colorado Springs CO, 80910
719-591-5992
Checkway
410 South 8Th Street Suite B Colorado Springs CO, 80905
719-444-8525
Colorado Payday Loans Inc
1617 Lashelle Way Colorado Springs CO, 80906
719-579-9546
Csc Inc
25 North Tejon Street Colorado Springs CO, 80903
719-634-3766
Csc Inc
25 North Tejon Street Suite B100 Colorado Springs CO, 80903
719-634-3766
DASH FOR CASH
3275 E Platte Ave Colorado Springs CO, 80909
719-633-7466
Electronic Business Solutions
Colorado Springs Colorado Springs CO, 80903
719-380-9784
Express Cash
1775 B St Colorado Springs CO, 80906
719-576-2274
Express Cash
2912 North Powers Boulevard Colorado Springs CO, 80922
719-591-6111
Express Cash
1775 B Street Colorado Springs CO, 80906
719-576-2274
EZ CHECKLOANS L L C
2383 N Academy Blvd Colorado Springs CO, 80909
719-597-7100
Fast Cash
3444 N Academy Blvd Colorado Springs CO, 80917
719-574-5574
Fast Cash
3444 North Academy Boulevard Colorado Springs CO, 80917
719-574-5574
Fast Cash
318 Main Street Colorado Springs CO, 80911
719-392-5555
FAST CASH
318 Main St Colorado Springs CO, 80911
719-392-5555
FAST CASH
344 N Academy Blvd Colorado Springs CO, 80909
719-574-5574
FASTBUCKS
2477 S Academy Blvd Colorado Springs CO, 80916
719-591-2600
Financial Equipment Co
Colorado Springs Colorado Springs CO, 80903
719-632-2468
First American Cash Advance
1520 N Academy Blvd Colorado Springs CO, 80909
719-597-9570
First American Cash Advance
4537 Austin Bluffs Pkwy Colorado Springs CO, 80918
719-574-2213
Four Star
5965 N Academy Blvd Colorado Springs CO, 80918
719-272-7227
FOUR STAR CHECK SERVICE
329 N Circle Dr Colorado Springs CO, 80909
719-633-0609
Four Star Check Service Inc
5965 North Academy Boulevard Colorado Springs CO, 80918
719-272-7227
Gd Check Cashing
933 N Murray Blvd Colorado Springs CO, 80915
719-570-6010
LOAN DEPOT
8125 State Highway 83 Colorado Springs CO, 80920
719-278-3939
MISTER MONEY
211 E Colorado Ave Colorado Springs CO, 80903
719-634-3163
MISTER MONEY
217 E Fillmore St Colorado Springs CO, 80907
719-636-1559
Mister Money The Usa
211 East Colorado Avenue Colorado Springs CO, 80903
719-634-3163
MISTER MONEY USA
346 Main St Colorado Springs CO, 80911
719-390-4022
Money Source
3029 Jet Wing Drive Colorado Springs CO, 80916
719-392-6116
Money Source
3029 Jet Wing Dr Colorado Springs CO, 80916
719-392-6116
MONEYTREE
1508 N Academy Blvd Colorado Springs CO, 80909
719-591-0081
Mr Four Star Checks Inc
1138 East Fillmore Street Colorado Springs CO, 80907
719-963-6114
Mr Payroll
2802 E Pikes Peak Ave Colorado Springs CO, 80909
719-475-0172
Mr Payroll
2802 East Pikes Peak Avenue Colorado Springs CO, 80909
719-475-0172
Ms Paycheck
1420 South Nevada Avenue Colorado Springs CO, 80906
719-520-9922
Ms Paycheck Inc
1420 N Nevada Ave Colorado Springs CO, 80907
719-520-9922
MS PAYCHECK INC
19 N Circle Dr Colorado Springs CO, 80909
719-471-7779
Paycheck Loans
19 North Circle Drive Colorado Springs CO, 80909
719-471-7779
Paycheck Loans
3051 South Academy Boulevard Colorado Springs CO, 80916
719-392-6380
PAYCHECK LOANS
3051 S Academy Blvd Colorado Springs CO, 80916
719-392-6380
PAYDAY EVERYDAY
1383 N Academy Blvd Colorado Springs CO, 80909
719-573-2291
Payday Usa
3952 North Academy Boulevard Colorado Springs CO, 80917
719-574-6370
Payday Usa
2346 South Academy Boulevard Colorado Springs CO, 80916
719-392-1162
PAYDAY USA
3952 N Academy Blvd Colorado Springs CO, 80917
719-574-6370
Quick Cash
5617 North Academy Boulevard Colorado Springs CO, 80918
719-635-9800
QUICK CASH INC
5617 N Academy Blvd Colorado Springs CO, 80918
719-635-9800
RENT A CENTER
1809 S Nevada Ave Colorado Springs CO, 80905
719-471-1223
RENT A CENTER
877 N Academy Blvd Colorado Springs CO, 80909
719-596-4100
Triple Check Inc
2950 North Academy Boulevard Colorado Springs CO, 80917
719-550-0330
United Check Cashing
3275 East Platte Avenue Suite H Colorado Springs CO, 80909
719-634-7477
United Check Cashing
1501 North Academy Boulevard Colorado Springs CO, 80909
719-632-8499
UNITED CHECK CASHING
3275 E Platte Ave Ste H Colorado Springs CO, 80909
719-634-7477
Yi Enterprises Inc
3830 Saddle Rock Rd Colorado Springs CO, 80918
719-266-6640

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