Cash Advance and Payday Loans in Aurora, CO

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People often need financial assistance to address small emergencies. Getting a small loan from a bank may be difficult, especially for customers with a low credit score. Many opt for short-term borrowing options such as cash advance loans, payday loans, installment loans, or title loans.

Advantages of Taking Out Payday Loans in Aurora, CO

Time is the most significant advantage when using cash advance or payday loan. The lender approves these loans rather quickly, which helps the borrower to address the emergency as soon as possible. Usually, after filling out a little paperwork, granting the loan is decided on the spot.

The second most significant advantage is that the borrower's credit score may not matter. Short-term lending is meant to be paid back in full in a short period. As long as the borrower makes enough money to pay off the loan, the lender may overlook a bad credit score. 

Lastly, another advantage when applying for a cash advance and payday loans is not needing collateral or a guarantor.

How to Get a Cash Advance and Payday Loan in Aurora, CO

Borrowers can apply for payday loans online by filling out a short application. They can also visit the lender's store without an appointment. If approved, the lender will transfer the agreed-upon amount to the client's bank account.

Cash Advance and Payday Loan Requirements

To be eligible for a loan in Aurora, borrowers must be Colorado residents of at least 18 years of age, present an ID, proof of income with a monthly net salary of no less than $500, and an active bank statement. It is important to note that the law prohibits taking two loans at the same time. Customers should wait until they have repaid their current loan to apply for another one. Also, lenders are not allowed to give high-interest payday loans to military members because U.S laws prevent giving loans that exceed a 36% annual percentage rate (APR) to them.

Costs and Regulations of Cash Advances and Payday Loans in Aurora, CO

Aurora advances range anywhere from $50 to $1,000. Borrowers can repay the loan in a minimum of 14 days, and in some cases, in a maximum of 120 days.

Lenders may charge around $15 in interest per $100 in Aurora, leading to an APR rate of around 400% (though rates may vary).

Lenders may charge borrowers upfront fees and further penalties if they don't pay the amount by the deadline. 

Installment Loans in Aurora, CO

People often seek installment loans to acquire a larger amount of money. However, the maximum loan amount nor the loan term is specified in Aurora. Therefore, each lender sets those numbers individually and offers its own term. Lenders may provide a maximum amount of $2,500 to $3,000, and the maximum loan term may be extended to up to 180 days or longer.

  

Before lenders agree to loan borrowers any money, the lender must provide disclosure in writing of all of the rates and fees they are charging. 

In some cases, the borrower must present collateral and other documents to the lender for security. 

Requesting Title Loans in Aurora, CO

To be eligible for a title loan, borrowers must be Colorado residents at least 18 years of age and provide the original car title, car insurance, and personal references. In some cases, lenders may request a proof of income of at least $800 per month.

Interest rates for title loans can approach 175% or higher. Nevertheless, the interest rate is sometimes reduced with each on-time payment, leading to a drop as low as 32% near the loan's end in some cases. Many title loan companies in Aurora may allow customers to cover their loans in up to 36 months. 

Lenders may also charge a lien fee, document fees, origination fees, processing fees, keys fees, among others.

Some companies may or may not request to inspect the vehicle in person. 

Best Aurora, CO, Cash Advance, and Payday Loan Companies

When seeking cash advance and payday loans in Aurora, CO, clients have many options. Two popular companies are Moneytree Inc. and Advance America. Both companies have been operating in Aurora for more than 20 years and are known for their quick service and easy application process.

Company name
Address
Phone
ACE CASH EXPRESS
15353 E 6th Ave Aurora CO, 80011
303-364-1736
ACE CASH EXPRESS
3108 S Parker Rd Ste D2 Aurora CO, 80014
303-755-9140
ACE CASH EXPRESS
15034 E Mississippi Ave Aurora CO, 80012
303-745-7519
ACE CASH EXPRESS
11703 E Colfax Ave Aurora CO, 80010
303-366-2977
ACE CASH EXPRESS
1155 S Havana St Aurora CO, 80012
303-873-6498
ACE CASH EXPRESS
14410 E 6th Ave Aurora CO, 80011
303-344-2500
ACE CASH EXPRESS
3150 S Peoria St Ste E Aurora CO, 80014
303-751-6944
Ace Cash Express Inc
3150 S Peoria St Aurora CO, 80014
303-751-6944
Ace Cash Express Inc
862 S Buckley Rd Aurora CO, 80017
303-671-9095
Ace Cash Express Inc
15037 E Colfax Ave Ste Q Aurora CO, 80011
303-367-9442
Ace Cash Express Inc
636 Peoria St Ste B Aurora CO, 80011
303-341-7295
ADVANCE AMERICA
3571 S Tower Rd Unit C Aurora CO, 80013
720-870-4927
ADVANCE AMERICA
3105 S Peoria St Unit C Aurora CO, 80014
303-283-0350
ADVANCE AMERICA
17020 E Quincy Ave Aurora CO, 80015
303-766-1107
ADVANCE AMERICA
911 S Havana St Aurora CO, 80012
303-343-3556
ADVANCE AMERICA
700 S Buckley Rd Aurora CO, 80017
303-751-8500
ADVANCE AMERICA
15023 E Mississippi Ave Aurora CO, 80012
303-755-5626
Advance America - Aurora
15023 East Mississippi Avenue Aurora CO, 80012
303-755-5626
Advance America - Aurora
738 Peoria Street Suite H Aurora CO, 80011
303-344-0954
Advance America - Aurora
2777 South Parker Road Aurora CO, 80014
303-283-0350
Advance Paycheck
I 225 & Iliff Aurora CO, 80010
303-337-7727
ALL CHECKS CASHED
2648 S Parker Rd Aurora CO, 80014
303-696-6400
ALL CHECKS CASHED
1461 Peoria St Aurora CO, 80011
303-577-9750
ALL CHECKS CASHED
3291 Peoria St Aurora CO, 80010
303-341-2186
Allied Cash Advance
1250 Airport Boulevard Aurora CO, 80011
303-368-4848
ALLIED CASH ADVANCE
1180 S Buckley Rd Aurora CO, 80017
303-368-4848
ALLIED CASH ADVANCE
15322 E Alameda Pkwy Aurora CO, 80017
303-755-1112
Alternative Revenue Systems Inc
14707 East 2Nd Avenue Aurora CO, 80011
303-366-5275
B & R Checkholders
13700 East Alameda Avenue Aurora CO, 80012
303-365-2274
CASH ADVANCE
2623 S Parker Rd Aurora CO, 80014
303-750-7243
CASH ADVANCE
1030 S Sable Blvd Aurora CO, 80012
303-750-2274
Cash Express
9995 East Colfax Avenue Aurora CO, 80010
303-363-7561
CASH EXPRESS
9995 E Colfax Ave Aurora CO, 80010
303-363-7561
Cash N Advance
Buckley & Mexico Aurora CO, 80010
303-671-0133
Cash N Advance
1780 South Buckley Road Aurora CO, 80017
303-671-0133
Cash N Advance
12124 East Mississippi Avenue Aurora CO, 80012
303-745-1843
Cash N Advance
Mississippi & Peoria Aurora CO, 80010
303-745-1843
Check Into Cash
15270 East 6Th Avenue Unit 11 Aurora CO, 80011
303-367-1810
Check Into Cash
16950 East Iliff Avenue Suite F9 Aurora CO, 80013
303-283-9152
CHECK INTO CASH
16728 E Smoky Hill Rd Aurora CO, 80015
303-766-1113
CHECK INTO CASH
16950 E Iliff Ave Aurora CO, 80013
303-283-9152
CHECK INTO CASH
15270 E 6th Ave Aurora CO, 80011
303-367-1810
CHECK INTO CASH
1074 S Ironton St Unit C Aurora CO, 80012
303-363-4112
Check Into Cash Of Colorado
16950 E Iliff Ave Ste F9 Aurora CO, 80013
303-283-9152
Check Into Cash Of Colorado
15270 E 6Th Ave Unit 11 Aurora CO, 80011
303-367-1810
Checkmate
9500 East Hampden Avenue Aurora CO, 80010
303-338-8883
CHECKMATE
14601 E Colfax Ave Ste B Aurora CO, 80011
720-262-4279
CHECKMATE PAYDAY LOANS AND CHE
18878 E Hampden Ave Aurora CO, 80013
720-214-5411
Colorado Check Loans
9360 East Colfax Avenue Aurora CO, 80010
303-326-0703
DOLLAR DOC
8950 E Colfax Ave Aurora CO, 80010
720-579-9500
Early Payday Inc
1430 Havana Street Suite 100 Aurora CO, 80010
303-366-3599
Emergency Cash
13692 E Alameda Ave Aurora CO, 80012
303-341-8008
Emergency Cash
15473 East Hampden Avenue Aurora CO, 80013
720-876-0607
Emergency Cash
13692 East Alameda Avenue Aurora CO, 80012
303-341-8008
Emergency Cash Stores
10 South Havana Street Aurora CO, 80012
303-343-8188
Express Cash
Chambers & Mexico Aurora CO, 80010
303-739-9400
Fast Bucks
298 South Potomac Street Aurora CO, 80012
303-341-6500
First American Cash Advance
2603 S Parker Rd Aurora CO, 80014
720-747-9685
First American Cash Advance
2295 S Chambers Rd Aurora CO, 80014
720-213-1000
First American Cash Advance
797 Peoria Street Suite A Aurora CO, 80011
303-365-9776
First American Cash Advance
797A Peoria St Aurora CO, 80011
303-365-9767
FIRST AMERICAN CASH ADVANCE
797 Peoria St Aurora CO, 80011
303-365-9767
Hnl Check Cashing Service
15490 E Colfax Ave Aurora CO, 80011
303-340-0513
Metro Collection Services Inc
2600 South Parker Road Aurora CO, 80014
303-696-6163
MONEYTREE
10305 E Colfax Ave Aurora CO, 80010
303-360-6669
MONEYTREE
12862 E Mississippi Ave Aurora CO, 80012
303-873-6669
NATIONAL CHECK LOAN
1420 Iola St Aurora CO, 80010
303-399-9990
PAYCHECK ADVANCE
323 Airport Blvd Ste 115 Aurora CO, 80011
720-579-0147
PAYCHECK ADVANCE
13697 E Iliff Ave Aurora CO, 80014
303-337-7727
Paycheck Advance Inc
13697 East Iliff Avenue Suite 8 Aurora CO, 80014
303-337-7727
Payday Advance Inc
1350 Chambers Rd Ste 202 Aurora CO, 80011
303-360-9665
Payday Advance Inc
1350 Chambers Road Suite 202 Aurora CO, 80011
303-360-9665
PAYDAY EXPRESS
15430 E Hampden Ave Aurora CO, 80013
303-766-2301
PAYDAY NOW LOANS
1780 S Buckley Rd Aurora CO, 80017
303-671-0133
PAYDAY NOW LOANS II INC
12124 E Mississippi Ave Aurora CO, 80012
303-745-1843
QUICK CHECK CASH
15201 E Colfax Ave Unit B Aurora CO, 80011
303-366-8433
Quik Cash
1555 South Havana Street Aurora CO, 80012
303-337-3226
QUIK CASH
1555 S Havana St Unit S Aurora CO, 80012
303-337-3226
Seoul Hair & Nails
2547 South Truckee Way Aurora CO, 80013
303-364-6015
Sixth Ave Check Cashing
14271 E 6Th Ave Aurora CO, 80011
303-340-9909
Tarjetas Y Mas
3291 Peoria Street Unit C Aurora CO, 80010
303-341-2186
Tejura Check Cashing
880 South Havana Street Aurora CO, 80012
303-343-3181
Tejura Check Cashing
1418 Havana Street Aurora CO, 80010
303-341-7482
TEJURA CHECK CASHING
1418 Havana St Aurora CO, 80010
303-341-7482
US CHECK CASHING
12028 E Mississippi Ave Unit I Aurora CO, 80012
303-283-4683
VO THI NGOC ANH
11201 E Colfax Ave Aurora CO, 80010
303-340-8539

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