OpenCashAdvance Marketing Manager

Jim Hughes

Jim Hughes remembers checking his first email on the original BlackBerry 850 nearly 20 years ago. It was spam, and he fell for it. Even so, he's been on the beat every day since, following the ebbs and flows of financial technology. Look to Jim for insider exclusives on shorter-duration loans, installment loans, and other popular products in fintech today.

What Are the Options of Getting Payday Loans in Georgia?

Loan Advice
The need for cash without delay or hassle can make anyone wonder are online payday loans legal in Georgia? When bills stack up, and the urgent need for money allows no place to turn, the situation becomes very difficult to handle.

How an Inheritance Advance Works

Loan Advice
If you expect to inherit money, property, and other assets after the death of a loved one, the money can be a comfort, an unexpected windfall, or something you've expected for a long time as a legitimate beneficiary.

EarnIn Payday Advance App Review

For U.S. consumers who are short on cash before payday, a cash advance serves as an option for quick money sent directly to the bank account. The EarnIn cash advance app makes borrowing from yourself even easier, and with next-business-day funding or sooner, it’s one of the fastest options out there.

Finding a No Monthly Fee Bank Account

Best Practices
When choosing any bank account, it’s important to consider the fees. Always ask the bank how much they charge to maintain your account.

Does Bad Credit Effect Motorcycle Loans?

Loan Advice
Bad credit can be a debilitating part of the lives of many adults. Individuals are constantly worried about their interest payments and if they can meet all of their obligations.

How Long Do Late Payments Stay on a Credit Report?

Best Practices
A credit report is used to determine credit eligibility. The report includes personal details, such as one’s home address, Social Security number, and date of birth.

Can I Get a Same Day Payday Loan?

Loan Advice
You see it all the time – big digital banners promising you a same day cash advance. Is it too good to be true?

Rental Loan -- Borrow Your Full or Partial Rent Amount

Millions of Americans currently rent their homes or apartments, hoping each month that they can make their rental payment.

How to Make Extra Money Even with a Full-Time Job

Best Practices
Since time is more valuable than money, when one is able to free up more time, it gives them the ability to focus on how to make extra money.

Payday Loans for Lyft Drivers

Loan Advice
Finding ways to make extra cash can be exhausting, so it’s a real shame when something goes wrong with one that was working.

How to Get Vehicle Registration Loans

Loan Advice
Non-traditional lending options are growing by the day, offering solutions like vehicle registration loans for individuals who have limited options for emergency cash. These loans are similar to title loans, but they do not require the title to be clear.

Cost of an Emergency Room Visit

Best Practices
Fear of your emergency room visit cost should never keep you from getting the medical care you need. If you think you need to see a doctor, you should make it happen, no matter the expense. That said, it helps to know your emergency room cost so you can plan for it.

7 Biggest Mistakes People Make with Payday Loans

Loan Advice
Living means making mistakes. Albert Einstein once said that a person who never makes a mistake never tries anything new. Moreover, Stephen Covey said that the proactive approach to a mistake is to quickly acknowledge it, correct it, and learn from it.

Check Into Cash Promo Code

Company Profiles
The most popular Check Into Cash promo code searched for online is the pre-approved voucher. The problem is that the voucher isn’t available to just anyone.

What is the Cost of Owning a Car?

Loan Advice
Missing the bus can make a bad day a whole lot worse. It’s enough to make you never want to ride again. You may even consider the true cost of owning a car. As you look for ways to free yourself from the public transportation system, it’s wise to consider all the expenses that go along with driving.

What Is a Tax Refund Cash Advance Emergency Loan?

Loan Advice
Can I get a loan against my tax refund? It's a question often asked by people who are in financial trouble, especially if you know your refund is only a few weeks away. In truth, many can get tax refund cash advance emergency loans with relatively little effort, especially if you have a sizable return on the way.

What Credit Score Do You Need to Rent an Apartment?

Loan Advice
There are always roadblocks to finding a new place to live. You've got to find the right place in the right location, and you have to rent at the right time.

Do Instant Payday Loans Really Exist?

Loan Advice
When you need cash in a pinch, time is never your friend. Hurry as you might, it’s not always possible to find an instant payday loan.

Average Interest Rates for Payday Loans

All the people who have gone to the appropriate kiosk to get a payday loan have likely asked themselves the same question: "How is the interest rate on a payday loan calculated?" Shortly thereafter, they ask themselves, "How much is it going to cost me to get this loan?"

Can You Have Two Payday Loans at Once?

Loan Advice
Sometimes the need for cash can extend beyond just one payday loan. When that happens, you will likely be better served by a financial product with a longer loan term, as paying off two payday loans on your next pay date may be too much of a strain for your budget.

What Is a Second Chance Payday Loan And How Much You Can Borrow?

Loan Advice
Almost everyone has had a financial crisis at one point or another. Maybe you are living paycheck-to-paycheck, barely able to pay on your bills when an unexpected crisis happens.

How to Get a Cash Advance Without Bank Account?

Loan Advice
You’re out of money, and you have no checking account. An emergency has come up. If this describes you, please read on. We’re here to help.

What to Expect If You Are Unable to Pay Your Payday Loans Back?

Loan Advice
Payday loans are meant to be short-term loans that help individuals cover major expenses when they don't have access to money.

How to Get a Cash Advance for Social Security Recipients

In any society, a significant percentage of the population lives on minimal income. In the U.S., some of these people rely on social security to meet life’s expenses. There are times when additional funding is necessary.

How to Borrow Money With Bad Credit and No Collateral

Loan Advice
When you need to borrow money, but you do not have any collateral to your name, the process of seeking out a loan can quickly become stressful and overwhelming.

Christmas Loan 2018

According to a recent Gallup poll, U.S. shoppers plan to spend an average of $752 on Christmas presents this year. That’s down seven-percent from last year. This is still good news for retailors, but for many families on a paycheck-to-paycheck budget, it means either stretching the pocketbook or taking out a loan to get the money needed to pay for the most expensive holiday of the year. If you find yourself on the wrong side of your next paycheck, we can help you get started as you look for a payday advance cash for Christmas.

Payday Loans For People With No Bank Account

Life is great when you belong to a bank. Even during a financial emergency, you can try visiting an ATM to get your funds from there. You can also go inside your bank to cash a check. However, these methods are only applicable if you have a bank account.

How to Get Payday Loans on Weekends

Loan Advice
Murphy's Law must state somewhere that it will be a weekend when you suddenly need emergency cash.

10 Reasons You Need to Get an Emergency Payday Loan

No matter to what part of the Internet you turn, there's some article or blog post telling you that taking out payday loans is bad. But is taking out a payday loan always something to be avoided?

Payday Loans for Uber drivers: What to Know

Loan Advice
Being an Uber driver is a great idea when you are looking to make some extra cash on the side or when you enjoy driving full-time. You can set your own hours and work when and where you want.

What Is A Cash ‘Til Payday Loan?

A payday loan is a financial product that offers funding ahead of a consumer's upcoming paycheck under the condition that the consumer pays back the loan as soon as they are paid.

Finding The Best Used Car Loans

Loan Advice
Even when the trunk is empty, a used car comes with an awful lot of baggage. There most likely won’t be a warranty, and any mechanical or aesthetic issues become your problem the second you sign the paperwork. So, how do you protect yourself from the worst case scenario? There are a few things that you can do to lessen the chance that you are buying a lemon.

Why Did You Get Denied For Your Payday Loan?

Loan Advice
Most of those who choose to take out payday loans do so because they have an immediate expense that needs to be immediately paid. From urgent travel needs to emergency medical bills, these are the types of issues that require quick payments and even quicker loan processing.

Tribal Payday Loans

According to the FDIC, access to financial services continues to be a significant setback for many people. About 65 million adults are struggling to receive credit, banking solutions, and other similar services.

Using Cash to Pay for Food

When you use cash to purchase food, you learn about your spending habits. It helps inspire you to find food for less.

Black Friday Payday Loans -- Request Yours Today!

Once a year, retailers pull out the stops and offer monster, “doorbuster” discounts. It’s how stores entice shoppers. If you shop smart, Black Friday can help you spend less on big holiday gifts.

The Average Cost of Living in the US

The annual cost of living for an average household in America is $63,784, according to the U.S. Bureau of Labor Statistics. Where does all that money go? Look at the infographic below to see where Americans spend their hard-earned cash.

Best Personal Finance and Budgeting Apps

Good money management should be a personal priority for everyone. Thankfully, technology has made it easier for anyone to budget their money, make smart investments, and monitor their bank account. However, not all budgeting and personal finance apps are built well. Instead of letting you download and later uninstall all sorts of apps, we've taken the guesswork out of the equation by listing the seven best personal finance apps of 2018.

How to Pay for a Dental Emergency

Loan Advice
Visiting the dentist, even for a routine checkup, can bring with it an unbearable sense of dread. When we need emergency dental work, the dread goes through the proverbial roof. The immense pain is more than enough to send shivers through our spines, but when the physical pain ends, the financial pain takes over.

Emergency Cash for Pet Care

Best Practices
They say pets are part of the family and if you have ever brought a pet into your home, you know what that means. We spoil dogs, cats, and even rabbits like we spoil our children. The same devotion to ensuring optimal health also is important for pet owners and when one of our pets comes down with a serious illness, no expense is too great to make Fido or Felix feel healthy again.

Cash Advance Near Me

It doesn’t always make sense to search for a “cash advance near me.” Sometimes you can save time by using an online lender because many of these digital options can take you through the loan process without you ever needing to travel to an actual store. In these cases, it really doesn’t matter how close you are to the actual lender.

Emergency Cash for Bad Credit

Loan Advice
Nearly one-third of American consumers have bad credit scores. Having a score that is less than 600 will make it difficult to find funding. This article examines how to obtain emergency cash for bad credit. Look out for tips on how you can turn your bad credit situation around.

Emergency Cash to Pay Rent

Loan Advice
It is one of the emptiest feelings we experience in life: the possibility of receiving an eviction notice, with no other place to live. The prospect of homelessness creates a sense of desperate urgency. The clock is ticking to the first of the month, and the only way for you to meet your monthly housing obligation is to find a source for emergency cash to pay rent.

Emergency Cash for the Unemployed

If you haven’t prepared for the loss of income caused by unemployment or you cannot rely on friends and family members to pull you through the inevitable financial crisis, you have several options to consider for emergency cash. The option you choose depends on the length of your unemployment, as well as how long you have before the serious bills (mortgage, medical, education) start flooding the family mailbox.

Emergency Cash for Single Mothers

Trying to get by financially and raise a family on one income can be difficult. The financial burden for single mothers is very real. Even if a single mother does not experience the loss of a job, she can face countless financial emergencies that range from paying to repair storm damage to taking care of unexpected medical expenses. Whatever the reason for the dire consequences caused by a major financial hit, a woman raising a family on her own might need to tap into sources of emergency cash for single mothers to ride out a financial storm.

Phone Screen Repair Loan | OpenCashAdvance.com

How many times have you accidentally knocked your cell phone from a table, locker, counter, or even from the top of a washing machine and the phone screen shattered into dozens of pieces?

Cash Advance No Credit Check – Not Going to Happen

One of the most frequently asked questions about online payday loans is if you can get one without a credit check. Let’s be very clear about this: no, you cannot. It’s practically impossible to get through the short-term loan request and application process without someone checking your credit score. Some reasons customers want to receive funding this way include:

Fast Food Specials, Freebies, Deals, and Coupons

When you are looking to save money every day of the year, it helps to find deals on the small stuff, like with fast food coupons.

Cheap All-Inclusive Resorts in the USA

Ah, the good old days. Whether you were alive to see it or not, you know about it, the golden age of America: the 50s. Families were happy, industries were booming, people thought smoking was good for you, cars were at the height of their beauty, and life was, in short, but a dream.

Payday Consolidation Loans

Loan Advice
Debt is expensive – but one way to spend less on money owed is by combing your debt with a payday loan consolidation program. Read on for information about new companies in this growing industry.

Your Step-by-Step Guide to Getting Out of Debt in 2018

Best Practices
Debt. The word itself is heavy. It’s like having a mountain on your back and being asked to carry it like Atlas. In America, pretty much everyone has some debt. 65 percent of Americans have mortgage debt totaling $8.74 trillion. But mortgages are considered an acceptable debt. However, many Americans also face rising consumer debt along with student debt.

101 Money Savings Tips from an Expert

Best Practices
I’ve always been a thrifty soul, even as a child. During my adult years of writing professionally for the financial industry, I have learned even more ways to save money. Most of these things are such a big part of my life that they have become second nature.

Cash Loans Online

Loan Advice
Since we launched our free loan request service, over 500,000 customers have used OpenCashAdvance.com to search for short-term funding. It has been our privilege to help many of these people find cash loans online.

Cash Advance Loan for Taxes

Everyone waits until the last second to file their taxes, whether they owe money or not. It’s a bad plan for the three-quarters of Americans who will enjoy a refund this year, as the sooner they get their money, the sooner they can put it somewhere it will accrue interest (and that’s not Uncle Sam’s pockets). But it’s understandable for the rest of us to hold on to our money as long as possible before handing it over to the IRS. If you don’t have the money on hand, you might need to use a payday loan to pay your income taxes and so you can file your 1040A Individual Income Tax Return.

What the CFPB’s New Measures Mean for Borrowers

The Consumer Financial Protection Bureau is an agency created by Dodd-Frank (the Dodd–Frank Wall Street Reform and Consumer Protection Act). It offers financial protection to consumers. While it mostly deals with mortgages, credit cards, and student loans, it also covers short-term lenders (like payday lenders), installment loans, and debt collectors.

Get Quick Cash Loans Online – Start Now

Loan Advice
It doesn’t have to be a challenge to get fast money loans when you need them.

Interesting Facts About Payday Loans

Loan Advice
Learn about short-term, small-dollar lending in the U.S.

What’s the Difference Between Cash Advances and Online Installment Loans?

Sometimes when a loan customer goes looking for a cash advance they end up using an online installment loan. And vice versa. That may be why many of the lenders we work with offer both financial products. Since you might end up being faced with a choice between the two, it helps to know the difference.

CashNetUSA Review

Company Profiles
Never have Americans been able to borrow funds as they can today. Online banking and financial technology make it easier than ever to apply for loans. Lenders like CashNetUSA offer a range of financial products for consumers with all types of credit scores.

Checks Unlimited Review

Company Profiles
There is no shortage of websites that let you purchase checks online, but not all of them are reliable or reputable. ChecksUnlimited.com is a BBB (Better Business Bureau) Accredited Business with an A+ rating which provides personalized checks in the mail for personal accounts. In addition, there is also a Business Products Division through which the company offers business checks and a range of other business products.

Walmart Money Center: Services and Hours

What is the Walmart Money Center? It’s an in-store kiosk that customers can use for money transfers, check cashing, coin to cash converting, prepaid card reloading, check printing, bill payments, and other financial services. The company also has a website version of the Center, although to use many of the services you will need to go into an actual store.

Five Surprising Ways to Improve Your Cash Advance Online Chances

Loan Advice
You hold your breath, click the loan request button, and hope for good news. But, you keep getting denied. We might be able to help with that. While there’s no surefire way to get qualified every time, please read on for tips on how to improve your chances of getting a cash advance loan.

Paycheck Advance Near Me

Loan Advice
If you need money now, then you might benefit from a paycheck advance. It’s a type of short-term loan that you pay back when your employer pays you.

Cash Advancements Online

For some Americans, taking out a short-term loan or cash advance is not ideal, but when circumstances require borrowing money, they do what they have to do. These loans are not intended to be solutions to long-term, chronic financial issues. Instead, they are designed to meet short-term, temporary needs like paying a bill from the ER, having enough money for a new transmission, or enough cash to repair or replace a broken refrigerator.

Cash Request

Loan Advice
Learn more about the cash request process at OpenCashAdvance and see if it might be a suitable option for your situation.

Business Cash Advance

Loan Advice
Here are some things you should know before you apply for this kind of small business loan (first tip: it's not a loan at all).

People More Afraid of Credit Application Rejection than Ever

Loan Advice
Survey results paint a troubling picture of how consumers perceive their access to credit.

How to Get a Cash Advance Online

We strive to provide the Internet’s simplest solution for seeking a cash advance online. We are always reviewing our process and studying the user experience to make sure it’s intuitive, hassle-free, and maybe even a little bit fun.

Not Payday Loans – Cash Advance Alternatives

Loan Advice
There are plenty of reasons not to get a payday loan. For one thing, it’s an expensive way to borrow money. You’re better off using a cash advance alternative that can still get you fast, emergency cash.

Short Term Cash Advance Loans in the US

The payday loan industry has evolved over time. Back in the early 19th century, “salary lenders” would purchase a borrower’s future income. The purchase price would be for less than the salary amount. From the 1930s until the 1990s, lenders would cash post-dated checks for a fee. This was known as “check cashing,” which is a phrase still used by lenders today.

Storefront Lenders Vs. Online Lenders

Loan Advice
You might be better served by an online loan even though it probably won't put money in your account until at least one business day after you request your funds.

Columbus Day 2016 Activities and Freebies

A plump savings account is the world’s best short-term loan alternative. So if you’re looking for fun this Columbus Day weekend (October 8 through the 10), we suggest taking advantage of Columbus Day 2016 activities and freebies. These budget-friendly events and free deals will help you get the most out of the holiday while keeping your savings account unharmed.

Save on Popular Halloween Costumes 2016

Any sale you see from now through Black Friday weekend is there for one purpose only: to clear the shelves so the stores can get ready for the holiday season. Besides a few “doorbusters” (hot ticket items that sell out before you have a chance to buy them), most of these supposed sale items are either overpriced or unnecessary. Of course, there are some exceptions. Like, now's when you'll find the best deals on Halloween Costumes for 2016. As we get closer to the spooky season, prices will skyrocket on Halloween costumes. It’s better to get them now. If you’re worried that you don’t know what’s popular this year, read on for our predictions for the most popular options for this year.

Cash Advance Stores Open Late

When you’re trying to find a payday loan during afterhours, you might need to forgo your local stores and go with an online option instead. If you’re looking for a cash advance store that’s open late, then it might help to know what your options are. That’s why we wanted to compile some data for you about locations across the U.S. and what hours they tend to be open at. If you want to request a cash advance right now, you can use our online form and be paired with a lender within a few minutes.

Google and CFPB: One-Two Punch Against Payday Loans

Each year, an estimated 10 to 12 million Americans use payday loans and other short term personal loans to bridge the gaps in their finances. Many of the people who use these loans do so because they are unable to access other loan products or other forms of credit.

Cash Advance Form

When you find yourself in need of money (and you need it quickly), traditional bank loans may not be the best option. A good alternative to these traditional loans are cash advances from an online lender. These short-term loans can a good temporary solution to your short term financial needs.

Faxless Payday Loans and other Advantages for Online Loan Users

In the past, applying for a personal loan or cash advance might require you to fax paperwork to a lender. However with the advent of online loans and faxless payday loans, loan applicants usually don’t have to worry about finding a fax machine to send their application. Many online lenders allow a person to submit all of their information via computer or mobile device without ever having to use paper.

Netflix DVD Plan a Better Deal than Streaming?

Netflix is planning to increase prices on its streaming service next month, which has led some customers to look at other options. Consider this alternative: old-fashioned DVDs. You won’t see any flashy advertisements or Netflix coupons for it, but its DVD subscription plan is alive and well. The company has focused on its streaming service for the last several years. It’s even tried to pull customers away from its DVD rental program. Still, there’s a chance you might be better off renting physical movies through dvd.netflix.com. Here’s why.

Cash Advance Fee – More Information

If you wait until you receive your cash advance loan to start thinking about the rates and fees, then you’ve waited too long. It’s important to plan for your funding before you request your money. Part of that planning should include you thinking about the total cost of the loan and figuring out how you’ll be able to pay it off on time.

What’s the Fastest Way to Get Money Online?

When the need for a loan is preceded by an emergency, time can be of the essence -- like when you need to fund the repairs of a broken down car, pay off medical expenses, or consolidate previous loans with looming due dates. If you have an urgent money need, you may be looking for the fastest way to get money online. Here's what we've seen.

CFPB to Target Subprime Credit Cards

Bad credit is no fun. When you’ve made a few financial mistakes, it can be nearly impossible to get a traditional loan when you need money. If you can’t borrow from friends or family, either, you may have to turn to a short-term, high-interest loan – or a subprime credit card. These cards are marketed to people with poor to bad credit. They tend to include relatively high APRs and might require an annual or even monthly fee. Subprime credit cards are definitely not the ideal solution for debt, as the high interest can quickly turn manageable debt into something else. Maybe this is why the Consumer Financial Protection Bureau (CFPB) has decided to target subprime credit cards.

Cash Advance Phone Number: 1 (844) 675-7424

In case you hadn’t heard, you can dial a number to request a cash advance loan. If you’re ready to call right now, pick up your landline phone, cellphone, or any other type of telephone and dial 1 (844) 675-7424. Read on for more information about using this loan request method. Read even further for general tips about this type of short-term loan.

Cash Advance Online

Our How it Works page does a pretty good job explaining how we help you look for a cash advance online. (You fill out our form and we try to connect you with one of our trusted loan providers.) But that’s just the beginning of your loan experience.

Payday Loan Stores Near Me Open Now

Two unfortunate truths: debt doesn’t go on vacation and sometimes you need to find a payday loan store that’s open on Sunday. But before you apply for funding, you should know that if you’re reading this on a Sunday, chances are you won’t be able to get your funds by the end of the day if you use a payday loan website, since it usually takes about a day to get money through one of those sites. If you need money now, you might need to head over to a local lender.

How to Stretch Your Thanksgiving Cash Advance

With Thanksgiving only a couple of weeks away, most people are already planning their meals and gatherings. Everyone wants to have a perfect meal with all the trimmings. Sadly, some people may find themselves between paychecks and short of cash this Thanksgiving. They may wonder how they’ll pay for their turkey dinner or their trip to visit relatives and still cover their regular expenses and pay all their normal bills. Some people may be planning to take out a Thanksgiving cash advance to make sure they have more than enough money to cover all these and other holiday expenses.

Our Response to the “Tell Congress: Stop the CFPB” Commercial

If you were watching the FBN/WSJ Republican Debate on Fox Business Network, you may have seen a commercial that told you to “Tell Congress: Stop the CFPB.” The somewhat enigmatic commercial may have left you with more questions than answers. (Like: What does CFPB stand for? Why am I seeing a political advertisement after the November elections have ended? Did Will Arnett do the voiceover work?) We think we can answer at least a couple of those questions. We’ll get to that in a second. First, let’s recap the “Tell Congress: Stop the CFPB” commercial.

How to Avoid Cash Advance Collection Scams

With almost 30 million of us with an account in collection, it shouldn’t be any surprise that scammers have started impersonating debt collection agencies.

We Are Not A Cash Advance Direct Lender, But We Can Help You Find One

When you need money fast, you might think a direct lender is your best option. You may even ask yourself why you’d use a lender-finding service when you can cut out the middleman and deal with a lender directly. Well, there are reasons to use a lender-finding service (like OpenCashAdvance.com). Let’s look at a few.

Should the Federal Government Regulate Cash Advance Loans?

Once the legislative machine has you in its crosshairs, it’s pretty much impossible to escape. So it’s no surprise that the current government onslaught against the cash advance industry has left many lenders with a feeling of trepidation.

Credit Card Cash Advance vs. Cash Advance Online Loan

According to a recent report from the Federal Reserve, nearly half of Americans do not have enough emergency savings to cover an unexpected $400 expense. So what do they do when disaster strikes and they’re faced with a $400 or higher bill? Many turn to their credit card.

Cash Advance Houston

Houston is one of the biggest cities in the world, so it shouldn’t surprise you that the region is home to a quarter of the state’s 3,240 cash advance locations. Houston alone has 315 cash advance storefronts, which is a lot when you compare it to similarly-sized cities. Chicago, for instance, has only 125 cash advance locations, and its population is actually a little higher than Houston’s. This begs the question:

Cash Advance Stores Open Sunday

According to the Consumer Financial Protection Bureau, if you have an online payment due on Sunday, you need to make that payment on Sunday. Some people think you don’t have to pay your bills on days without mail service. That’s only true if you mail your payment and it arrives the day after there was no mail service. For online payments, though, you must make the payment on the due date. But what if you don’t have the money? You might consider taking out a short-term loan, but there are a few things you should know before you apply for a cash advance.

Online Cash Advance vs. In-Store Cash Advance

It used to be that when you wanted a short-term loan, you’d just ask your local bank or credit union. After the economy crisis of 2008, though, the banks were forced to tighten up their procedure for determining risk. What happened was it became a lot harder to get a short-term loan from a bank or credit union. This left a void in the market, since people still needed access to fast cash. Cash advance lenders were more than happy to help, and the number of cash advance storefronts grew exponentially. Business was good, but lenders decided that it could be even better if they expanded to the Internet. Thus, the online cash advance was born, or if it had already been born before this, it began to skyrocket in popularity … and infamy.

You’ll Never Believe These 10 Cash Advance Laws and Statistics Actually Exist

During our unofficial audit of the cash advance statutes for U.S. states, we noticed some laws and statistics that were different from the rest. Some are outlandish. Some seem inspired. Others are just strange. We wanted to call attention to all of them. Here are the top ten states with interesting cash advance regulations.

Avoid the Debt Cycle

Accidents, emergencies, and other unforeseen circumstances can lead to financial stress. If you find yourself struggling financially, borrowing money might be a good short term solution. However for long term financial issues, a short term loan is only a quick fix, like a bandage for a broken arm. If you find yourself trapped in the cycle of debt, there are a few ways to get out. Below are some helpful strategies to help you avoid this debt cycle: Seek financial counseling from a professional financial counselor or even a friend or family member who knows how to handle their finances.

Save Money While Paying Bills

Unexpected bills lead to financial stress – which in turn leads to overeating, health problems, divorce, and all kinds of other unfortunate events. That’s not all. Unexpected bills can also lead to a cash advance. While this type of loan can be a good short-term solution, it should never be part of a long-term financial strategy. Instead of relying on loans to pay your bills, we suggest adhering to the following strategies that are sure to help ease at least a little bit of your financial stress.