Cash Advance Stores Open Late

Date Published: Aug 31, 2016
Jim Hughes, writer at
Sophia Rodriguez, reviewer at

Learn more about cash advance stores open late.

When you’re trying to find a payday loan during afterhours, you might need to forgo your local stores and go with an online option instead.

If you’re looking for a cash advance store that’s open late, then it might help to know what your options are. That’s why we wanted to compile some data for you about locations across the U.S. and what hours they tend to be open at. If you want to request a loan right now, you can use our online form and be paired with a lender within a few minutes.


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A Look at the Stores Near You

In a recent blog post we wrote about Cash Advance Stores Open Sunday, we showed the hours your average payday loan store would close at. We decided to do some more research and show numbers for the entire week. The following data is taken from a random sampling of 30 cash advance locations from across the U.S. Weekdays

  • The majority open around 8 a.m. to 9 a.m.
  • Stores tend to close at 6 p.m. to 8 p.m.
  • It was rare to see stores opening before 7 a.m. or closing after 9 p.m.


  • Most stores open a little later, usually from 9 a.m. to 10 a.m.
  • Stores close earlier, starting at 3 p.m.
  • Few stores open before 8 a.m., and even fewer close after 6 p.m.


  • Stores tend to open at 10 a.m.
  • Most stores close by 4 p.m.
  • Few stores open before 9 a.m., and most close by 6 p.m.

If your cash advance needs fall outside of those ranges, then you’ll need to either do some driving to find a location that’s open late, or you could go ahead and get your loan online.  

Request Your Loan Right Now

If you don’t want to wait until tomorrow to get the process started, you can request a cash advance loan through our site. We should point out that you won’t be able to actually get your funding until at least one day has passed. But you’ll at least be able to get the ball rolling. Our one-page, online form is incredibly easy to use. All you have to do is enter a little bit of personal information, followed by some employment and banking information, and we’ll have everything we need to try to pair you with a lender. Most of our users are able to fill out the form and find out if they have been paired with a lender within a few minutes. Here are some of the reasons people choose OpenCashAdvance to request cash advance and installment loan funding:

  • We invite people with all different types of credit to request funding through our site. Our lenders have been known to approve people with less-than-stellar credit. This may be because short-term loan lenders don’t always use the same risk assessment model that you see with long-term, high dollar loans.
  • Our form is built to protect your information. We do that by using 256-bit encryption to safeguard your data.
  • Like we said before, you’ll know whether you’ve been paired with one of our lenders within a few minutes. And that timer starts when you start filling out our application. The entire loan request process at OpenCashAdvance is as easy as it gets.
  • Our loan request process is risk-free and you’re under no obligation to work with a lender just because we find you one. Think of this as a way for you to send out some feelers to see if a cash advance is an option. If you decide you’re not interested after we find you a lender, then you will be under no obligation to sign a loan agreement.

If this sounds like what you’re looking for, you can get started by clicking on the “Get Started” button at the top of the page. You’ll be taken right to our form. Before you do that, though. You should make sure you meet a few requirements. We ask that you only use our form if you have a job or receive an income, make at least $800 every month, have a bank account, are at least 18 years old, and are a U.S. resident.  

Final Thoughts

We started this blog by trying to give you some information on what you should expect when looking for cash advance stores that are open late. Then we made the case for skipping the trip to your local store and just filling out our loan request online. We think that’s the better option, but of course we’re biased. If you’re still on the fence, we’d like to point out that many of our lenders won’t require you to visit their store to get your money. That means you may get funded without even needing to leave your house. If you have any questions about the loan request process, please feel free to reach out to us. We hope this has helped you get a step closer to getting the funding you are looking for.

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Jim Hughes, author at OpenLoans
Director of Content/Chief Editor
With over a decade of experience in the financial and business sectors, Jim Hughes is a leading voice in personal finance and loans.
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