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Can You Really Make Money from Your Phone?

Date Published: Feb 18, 2025
Jim Hughes, editor at OpenCashAdvance.com
Editor:
Sophia Rodriguez, reviewer at OpenCashAdvance.com
Reviewer:

With the rise of the gig economy, making money from your phone is now more accessible than ever. In fact, there are countless apps offering jobs like teaching financial literacy. So, whether you’re looking for a side hustle or full-time income, we’re here to teach you how to make money from your phone.

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Best Ways for Younger Adults

If you’re wondering how to make extra money from your phone, there are plenty of options designed for the tech-savvy Gen Z and Millennials. Here are just a few flexible options that don’t require a lot of upfront investment.

Take Online Surveys

Companies seek consumer opinions on various topics, including product preferences, advertising effectiveness, and market trends. Platforms like Swagbucks and Survey Junkie offer users compensation in cash or gift cards for completing these surveys.

Circle of people taking online surveys on phone

Some surveys may pay as little as a few cents, while others offer more substantial rewards. CBS News reports reports that while some offers can pay up to $50 to $250, typical earnings average out to $1 to $5 a day.

Sell Items Online

Selling items online through platforms like Depop, Poshmark, and Mercari is a straightforward process that can be managed entirely from your phone. Here’s how it works:

  • Download the app of your chosen platform and sign up.
  • Take clear, well-lit photos of the item from multiple angles.
  • Write a detailed description, including brand, size, color, and flaws (if any).
  • Set a competitive price based on similar listings and the item’s condition.
  • Respond promptly to inquiries and be open to negotiations (it helps you get a positive rating)
  • Once sold, package the item securely and ship it using the platform’s provided shipping label.

Play Games and Earn Rewards

Engaging in mobile game testing through apps like Mistplay and Lucktastic offers a fun way to earn rewards on your phone. These platforms reward users for playing and evaluating various games, focusing on aspects such as:

  • Assessing the overall gameplay experience.
  • Identifying any interface issues or navigation challenges.
  • Noting any lag, crashes, or technical glitches during gameplay.

Typically, these platforms offer points redeemable for gift cards or other rewards rather than direct cash payments. While individual earnings can vary, some users have reported making over $300 weekly by participating in specific game offers.

Become a Social Media Influencer

Contrary to popular belief, becoming an influencer is more than just posting photos or videos. It involves building a personal brand, engaging consistently with followers, and creating content that resonates with audiences. And while this may seem like an easy, lucrative way to earn money on your phone, social media stardom is unstable and never guaranteed.

Social media influencer recording on phone

That being said, micro-influencers (with 10,000 to 50,000 followers) can earn around $100 to $500 per sponsored post, while those with larger followings may command thousands. Some full-time influencers report annual incomes exceeding six figures.

Ways for Adults to Earn from Their Phone

More than a third of the U.S. workforce reports being involved in gig work — including mobile gig work. Why not join them? If you’re interested in learning how to make money from your phone, here are a few options to get you started.

Start Freelancing on Apps

Freelancing offers a scalable way to earn income directly from your smartphone. Platforms like Upwork, Fiverr, and PeoplePerHour connect freelancers with clients seeking writing, graphic design, marketing, and similar services. Earnings for freelancers vary quite a lot, ranging from $31,000 to $275,000 per year based on skills and experience, Upwork reports.

If you’re new to freelancing but would still like to explore this make-money-on-your-phone method, here are a few basic starting steps:

  • Sign up on the platform of your choosing, upload a professional profile picture, and fill in a bio highlighting your professional experience.
  • Upload samples of your work to build a portfolio that showcases your abilities to potential clients.
  • Search for projects that match your expertise and submit tailored proposals to stand out.
  • Consistently deliver high-quality work to earn positive reviews and build a strong reputation.
  • Gradually raise your rates as you gain experience to reflect your growing expertise.
  • Diversify your services to attract a broader range of clients.

Drive or Deliver with Gig Apps

For those looking for immediate income, apps like Uber, Lyft, and Doordash allow users to earn money by driving passengers or delivering food. This option is one of the quickest ways to make money online, depending on location and demand.

In 2022, Uber reported that the typical U.S. driver earned about $33 per engaged hour before fuel and vehicle maintenance expenses. Engaged hours refer to the time between accepting and completing a trip, not accounting for periods of inactivity.

Requirements:

  • A valid driver's license and a clean driving record
  • Reliable access to a vehicle (or bicycle for some delivery apps)
  • Proof of insurance (if applicable)
  • A smartphone with the latest app updates
  • Meeting the minimum age requirement (usually 18 or 21, depending on the platform)
  • Passing a background check

While these apps provide flexible earning opportunities, some drivers have reported that, after accounting for expenses, their net earnings can fall below minimum wage. Thus, carefully consider the demand in your area and associated costs (gas, vehicle maintenance, etc.) before embarking on this method.

Invest in Stocks or Cryptocurrency

Investing through mobile apps like Robinhood, Webull, and Coinbase has made financial markets more accessible to the general public. Historically, the U.S. stock market has delivered an annual return of about 10% when measured over extended periods. However, these returns can vary from year to year, and past performance does not guarantee future results.

Cryptocurrencies, such as Bitcoin, have demonstrated even more pronounced volatility. For instance, Bitcoin's annual returns have ranged from gains exceeding 1,300% in 2017 to losses over 70% in subsequent years.

Given this unpredictability, beginners are advised to approach with caution. Starting with modest amounts, researching market trends, and seeking financial advice from an expert can help manage risks.

Universal Money-Making Methods for All Ages

When researching how to make money from your phone, you’ll find that it’s not all about quick gigs and trendy apps. There are universal strategies that work for people of all ages, whether you’re a student, a working professional, or even retired. These methods aren’t limited by age or background; they require a willingness to get started and stay consistent.

Start an Online Store

E-commerce platforms like Shopify, Etsy, and eBay enable users to sell products directly from their phones. Whether you’re interested in selling handmade crafts, vintage items, or skincare products, these platforms offer comprehensive guides to helping new sellers manage their online stores.

Some new Shopify stores report initial monthly revenues between $200 and $2,000, while more established stores with strong marketing strategies can see monthly revenues of $5,000 to $50,000 or more.

Success on these platforms involved more than just listing products, though. It requires marketing efforts, high-quality photographs of the products, and excellent customer service.

Join Cash-Back and Shopping Apps

Cash-back apps like Rakuten, Ibotta, and Dosh offer users the opportunity to earn money on everyday purchases. By shopping through these platforms, users can receive a percentage of their spending back as cash rewards.

Friends looking at phones and laughing

While individual earnings vary based on shopping habits, some users have reported earning around $30 monthly. Notably, these figures differ widely from user to user.

Additionally, some cash-back apps may require linking your bank account or credit card to track purchases, which could raise privacy concerns for some.

Teach or Tutor Online

If you have expertise in a subject, apps like VIPKid, Wyzant, and Cambly connect tutors with students worldwide. Teaching online provides flexible income, whether as a part-time gig or a full-time career.

How to Get Started:

  • Create an account on a tutoring platform of your choosing
  • Complete your profile with detailed information about your educational background, teaching experience, and areas of expertise.
  • Upload any relevant certifications or degrees to enhance credibility.
  • Set your availability and preferred schedule to attract students in different time zones.
  • Develop a strong introductory video or bio to showcase your teaching style and connect with potential students.
  • Actively apply for tutoring opportunities posted by students or parents.
  • Request reviews from satisfied students to build social proof.
  • Adjust your rates competitively based on your experience and market demand.
  • Stay responsive to messages and inquiries to increase your chances of securing new clients.

The average hourly pay for an online tutor in the United States is $18.80, but depending on subject matter and teaching experience, it may be higher.

Beyond scrolling and selfies, your phone offers various earning opportunities. From flipping thrift store finds and cashing in on your gaming skills to sharing your expertise as a tutor, there are plenty of ways to turn screen time into income. The secret? Find what fits your style, stay consistent, and set realistic goals.

FAQ

Still got some questions about how to make extra money from your phone? We’ve compiled some of the most common queries around the topic.

Is It Safe to Use Money-Making Apps on Your Phone?

Yes, as long as you use reputable apps and protect your personal information. Avoid apps that require upfront payments or have poor user reviews. Always read the terms and conditions before signing up.

How Can I Make Money on Cash App?

Cash App users can receive payments for services, sell products, or participate in referral programs. Some users also invest in stocks and Bitcoin through the app to grow their earnings.

How Can I Make Money Right Now on My Phone?

Quick options include:

  • Driving for Uber/Lyft
  • Completing surveys on Swagbucks
  • Selling unused items on eBay
  • Freelancing on Fiverr
  • Testing apps or websites for money

What are the Best Apps to Start With for Beginners?

Beginners can start with easy-to-use apps like Swagbucks (surveys), Poshmark (selling), Rakuten (cash-back), and Fiverr (freelancing).

Ana-Maria Sanders, author at OpenLoans
Lead Writer
Ana-Maria Sanders is a highly-regarded writer with over a decade of expertise in the personal finance sphere, specializing in loans and credit cards.
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