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The offers that appear on OpenCashAdvance.com are from companies from which OpenCashAdvance.com receives compensation. OpenCashAdvance.com does not make loan offers, but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third party lenders and lending partners and does not constitute approval for a loan.

Ana-Maria Sanders, author at OpenCashAdvance.com
Lead Writer

Ana-Maria Sanders

Ana-Maria Sanders is a highly-regarded writer with over a decade of expertise in the personal finance sphere, specializing in loans and credit cards. As the Lead Writer for OpenCashAdvance, she masterfully synthesizes complex data into clear, engaging narratives that inform and educate readers. Her unique blend of financial acumen and storytelling prowess captivates audiences, making her a sought-after voice in the field.

Before joining OpenCashAdvance, Ana's insightful writing caught the attention of major media outlets such as WSJ, Bloomberg, Business.com, CreditCards.com, and FOX News, where she was featured for her expert insights.

Outside of her professional life, Ana is an ardent reader, hiking enthusiast, and world traveler. She is also a dedicated advocate for gender equality, championing equal pay and opportunities for all. As a versatile writer with a passion for empowering others, Ana-Maria Sanders is an invaluable asset to the personal finance community.
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Recent Blogs

Analyzing Spending Patterns Across Millennials, Gen Z, and Gen Alpha

Ever wondered how different generations shop? Keep reading to learn more.

How to Get a Car with No Down Payment: A Strategic Guide

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Need a car but don't have the downpayment for it? No worries, check out our guide for strategies to buy a car without a downpayment.

Escaping a Toxic Home Without Financial Resources

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Are you struggling to leave a toxic home but don't have the money to do so? There is still hope to live a better life. Keep reading to explore your support options.

Exploring What Increases Your Total Loan Balance

Loan Advice
Have you wondered what factors contribute to your loan balance? These are several reasons why your total loan balance keeps rising. Read on to learn what these are.

How to Reduce Your Sewer Bill: 5 Simple & Effective Ways

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Are your sewer bills eating into your monthly finances? Keep reading to learn how you can reduce your sewer bills.

8 Simple Ways to Make Tax Season Easier This Year

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Tax season doesn't have to be stressful. Learn how to simplify your taxes this year with these easy strategies.

What to Do If You Can't Afford Car Insurance

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If you are unable to afford car insurance, you might think of driving without it. Unfortunately, this isn't legal. Below we explore some legal ways solutions if you can't afford car insurance.

How to Get Out of Debt: Beginning Your Journey Towards Financial Independence

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Debt can seem insurmountable, but it doesn't have to be. The journey toward financial freedom starts here – read on to learn the steps to get out of debt.

How to Ask for Money: A Practical Guide for Delicate Situations

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When you find yourself needing money, you might not know how to go about asking for help. In this blog, we'll guide you through this time, giving you practical strategies to ask for money.

Unlock Festive Funds: Navigating Christmas Loans for a Stress-Free Holiday Season

Loan Advice
While the winter holidays are the best time of year, they are also the time of year when the most is spent. A Christmas loan can make this time of year extra special, giving you extra funds to spend on holiday cheer.

How to Get Approved for a Cell Phone With Bad Credit: Tips & Strategies

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Don't let bad credit stop you from getting a new cell phone. Keep reading to learn how you can upgrade your device despite damaged credit.

How to Transfer Money from Gift Card to Cash App – A Comprehensive Guide

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Learn how to transfer money from a gift card to the cash app in our handy guide.

Need Money to Pay Rent Tomorrow? Here Are 10 Options to Try

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Many of us have been there – short on funds for rent with the first of the month creeping closer. If you need emergency cash to pay for rent, keep reading to learn how you can make ends meet.

How to Manage Finances in a Marriage

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Communication is key, especially when discussing finances with your spouse. Whether you're a newlywed or in your golden years, keep reading to learn how to manage finances in your marriage.

Need a Loan Now but Keep Getting Refused?

Loan Advice
Do you need a quick emergency loan but keep getting denied? You're not out of options. Read on to find out what you can do to get the money you need.

Are Wedding Loans a Good Way to Cover Costs?

Loan Advice Best Practices
Weddings are one of the happiest days, but they come at a high price. Are you planning your big day but need a financial boost? Keep reading to find out if wedding loans are a good way to cover the costs.

Fixed or Variable: Deciding the Best Student Loan Rate

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One of the most important considerations when pursuing higher education is choosing between variable and fixed-interest student loan rates. Keep reading to learn the pros and cons. Make smarter student loan decisions.

I Need Money Desperately: Simple Steps to Generate Fast Cash

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Many individuals find themselves needing quick emergency cash. If you're in the same situation, you're not alone. Keep reading to learn some steps to help you generate emergency funds.

No Credit Check Loans Guaranteed Approval: Fact or Fiction?

Loan Advice
If you have damaged credit and are looking for financing, you may be wondering if no credit check guaranteed loans are real. Read on to find out if no credit check loans are available or not.

How to Get a Car Loan

Loan Advice
Are you looking to buy a new car but don't have the funds upfront? Consider getting a car loan to help bridge the financial gap. Keep reading to learn more about car loans.

Tribal Loans: Comparing Native American Installment & Payday Options

Loan Advice
In a financial emergency and need quick cash? Keep reading to learn more about tribal loans, including requirements, interest rates, and consumer protections.

How to Save Money During Times of Inflation

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The U.S. might be facing another recession. This means higher inflation. Don't get caught unprepared. Learn how you can save money during inflation.

The Benefits of Owning a Home: More Than Just a Roof Over Your Head

Homeownership comes with tax breaks, investment opportunities, and emotional rewards. Read on to find out how you can benefit from owning a home.

How Often Do Your Credit Score and Credit Report Update?

Do you know how often your credit score updates? You might be surprised with how often it changes.

What Is a Moving Loan with Bad Credit?

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Are you moving and need a little extra cash to cover the costs? Here's everything you need to know about moving loans and what they cover.

How to Break a Poverty Mindset for Financial Abundance

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A poverty mindset is a belief that one lacks resources or money. Keep reading to see if you might be struggling with this kind of mindset.

Does Closing a Bank Account Hurt Your Credit?

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Are there consequences to closing a bank account? Does it hurt your credit score? We answer these questions and more in the following blog.

The Characteristics and Types of Poverty

Learn about the types of poverty and the methods to overcome it.

Setting S.M.A.R.T. Financial Goals

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What are SMART financial goals? Keep reading to learn how to use it and make the most of your money.

Can I Pawn My Car and Still Drive It?

Loan Advice
If you're wondering whether you can pawn a car and still drive it, the answer is yes. However, there may be some strings attached. Keep reading to find out.

Key Benefits of Virtual Payments

Virtual payments have changed the way people send and receive money. Keep reading to learn about its benefits.

What Is Financial Abuse? Three Warning Signs

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Unfortunately, financial abuse comes in many forms and occurs too often. Fortunately, you can take action against it with the following steps.

How to Create a Stablecoin: A Quick Guide

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Currently, there are thousands of cryptocurrencies circulating the exchanges and blockchain platforms. However, they come with a high degree of uncontrollable volatility, making them unreliable payment methods.

What Is Open Finance?

How can open finance transform the financial world, and what are its benefits?

How to Avoid the Gift Tax: 5 Tips

The gift tax is a tax that the IRS imposes on individuals for giving valuable gifts in the form of cash or other assets. Read on to find out the limitations and whether you can avoid paying gift tax.

13 Ways to Invest in Yourself

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Investing in your future involves more than just saving money. Read on to find 13 ways to invest in your future education, finances, health, and education.

The 10 Best States to Start a Business

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What are the top states to start a business? Let's dive in.

7 Most Common Unexpected Expenses

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Unexpected expenses can creep up on you out of the blue. Keep reading to familiarize yourself with the more common unexpected expenses and what you can do to prepare for them.

Difference Between Nominal and Real Interest Rate

What's the difference between nominal and real interest rates? We discuss this, how to calculate each, and why being familiar with it matters.

How To Make Money with Airbnb Without Owning Property

Even if you don't own property, you may still be able to make money from Airbnb. Here are a few of the top ways to earn income from Airbnb without owning property.

How to Start a Cash Envelope System

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The cash envelope system is an effective way to track spending for individuals that need a visual budget. With this method, you will be able to set aside what is required for bills and save money at the same.

Ten Key Components of Financial Planning

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Whether you're creating a new financial plan or revamping an old one, these 10 key components can help you create a successful financial plan that can lead to security.

Financial Freedom vs. Financial Independence

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Financial independence and financial freedom are both goals many individuals strive to achieve. We cover the differences between financial freedom vs. financial freedom and how to accomplish both.

What to Do If You Get Fired and Have No Money: A Survival Plan

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If you've recently lost your job, you're undoubtedly under a lot of stress. However, there are still options to cover your bills and necessary expenses. Consider these alternatives while you search for a new job.

How To Save Money from Salary

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Saving money from your salary can help you reach your financial goals. Here are some ways you can start saving more.

What Does the Removal of Medical Debts from Credit Reports Mean?

As of March 2022, the three major credit bureaus are removing medical bills from U.S. consumers' credit reports. What does this mean for you?

How to Start Living Below Your Means

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If you're looking to implement healthy financial habits, you may consider living below your means. As a result, you may experience a more stable financial future. Here are the steps to get started:

10 High-Income Skills to Learn in 2022-23

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Want to secure a higher-paying job? Here are the top 10 high-income skills to learn to help open doors for you to earn more money.

How to Protect Yourself from Dollar Collapse

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Although the U.S. Dollar is one of the more stable currencies, it is still vulnerable to inflation and diminishing buying power. Even though it is unlikely, the U.S. currency can collapse. Don't be caught off guard if this happens. Keep reading to learn how to take proactive steps to protect yourself from the dollar collapse.

Tax Credit vs. Tax Deduction

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The distinctions between tax credit and tax deductions.

10 Best States to Raise a Family: Top Family-Friendly Places

Thinking of moving to another state? Here are the 10 best states to raise a family based on affordability, education, child care, health, and safety factors.

How Does Inflation Affect Interest Rates?

What is inflation, and how does it affect interest rates?

Top Financial Topics to Discuss with Your Family

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Financial discussions to have with your family.

The Link Between Crime and Poverty in the U.S. by State

What’s the link between poverty and crime? Emperor of the Roman Empire and Stoic philosopher Marcus Aurelius Antoninus (121-180 A.D.) said poverty is the mother of crime.

Cash App Business Account vs. Personal Account

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Debating between a Cash App personal vs. business account? We've compiled their pros, cons, and perks to help you decide which one is the best fit.

14 Ways to Stick to a Budget and Avoid Overspending

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Getting your finances in order doesn't happen overnight. It requires meticulous planning and discipline to stick to a budget and avoid overspending. The following 14 ways should get you started in the right direction.

What Is a Financial Background? How to Check It Yourself

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It is important to maintain good financial standing. One way to check if your finances are doing well is to conduct a financial background check. We go over the basics of what a financial background check is and how to check it yourself.

Fixed, Variable, and Periodic Expenses

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Before getting your finances in order and creating a budget, you need to know the differences between fixed, variable, and periodic expenses. Keep reading to understand how these costs differ and how you can change your spending to save more money.

Cheap vs. Frugal

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Although cheap and frugal may seem synonymous, they refer to two different types of people. Both cheap and frugal individuals aim to save money. We compare cheap vs. frugal people and the pros and cons of each saving method.

60-Day Rollover: What You Need to Know

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The IRA has special rules and regulations when it comes to rolling over accounts. To ensure you make a smooth transition, the following guide will help you know what to expect.

What Should I Know About Guaranteed Bad Credit Motorcycle Loans?

Loan Advice
Bad credit can be a debilitating part of the lives of many adults. Individuals are constantly worried about their interest payments and if they can meet all of their obligations.

What Benefits Can I Claim When Pregnant and Unemployed?

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Expectant mothers can face hefty costs during their pregnancy that may strain their finances. Although this may be daunting, don't fret. Many government and private organizations offer assistance to future mothers.

How to Get Free Cryptocurrency

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If you've ever wondered whether it's possible to receive free crypto, it is. We offer some old and new ways to get free cryptocurrency.

What Happens to Your 401k When You Leave a Job?

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Since your 401k is linked to your employer, you won’t be able to contribute to it anymore when you quit your job. If you want to keep adding to it, you can move it out of your old company’s account and into a new retirement savings plan.

The 5 Key Steps of Risk Management

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Risk management refers to recognizing potential dangers and taking appropriate measures to mitigate them. The process includes designing action plans for all off-the-track situations. There are four simple steps to follow. This blog will delve into the process and the pros and cons of managing risks in your day-to-day operations.

More Information about Cash Advance Fees

Loan Advice
If you wait until you receive your cash advance loan to start thinking about the rates and fees, then you’ve waited too long. It’s important to plan for your funding before you request your money. Part of that planning should include you thinking about the total cost of the loan and figuring out how you’ll be able to pay it off on time.

How Does Refinancing Work on a Car?

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Refinancing a car loan is replacing the existing loan with a new one with different terms. Typically, this is done through a different lender, and your car acts as collateral to secure the new loan. In general, auto refinancing is a good choice when it helps you save money in interest.

Personal Loans vs Payday Loans: Top Differences

Loan Advice
A payday loan is a small, short-term type of financing, usually ranging from $100 to $500. To get more financing, the borrower may apply for a personal loan.

What Must an Entrepreneur Do After Creating a Business Plan? Exploring the Next Steps

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The first step to starting a business is creating a business plan. But what happens after you write your business plan. Keep reading to learn the next steps.

What Is the Difference Between a Grant and a Loan?

Loan Advice
Compare grants and loans to make an informed decision. Read about commonly used grants and the requirements to qualify for them.

An Introduction to Alternative Lending

Loan Advice
It can be challenging to qualify for traditional loans, but banks aren’t the only sources of funding as the alternative lending industry continues to grow. Application and approval processes for these loans are relatively faster and more convenient through the use of machine learning. Alternative lenders also assess risk differently when determining an applicant’s eligibility, which may offer more funding options to borrowers.

How to Avoid Cash Advance Collection Scams

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Scam collection operations are nothing new. Although we can’t help you avoid them altogether, there are some surefire signs to look out for.

Financial Literacy: What It Is, and Why It Is So Important?

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What does financial literacy mean and how do we use it in the real world?

Sole Proprietorship Vs Independent Contractor

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What are the differences between a sole proprietorship vs an independent contractor?

Financial Risk Definition and Its Types

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In some cases, the threat of financial risk can be predicted and mitigated. Familiarizing yourself with the types of financial risks can help you recognize them. Additionally, understanding financial risk examples may aid in managing them.

Cash Advance Phone Number: 1 (844) 743-0891

Loan Advice
In case you hadn’t heard, you can dial a number to request a cash advance loan. If you’re ready to call right now, pick up your landline phone, cellphone, or any other type of telephone and dial 1 (844) 743-0891. Read on for more information about using this loan request method. Read even further for general tips about this type of short-term loan.

Lease vs. Loan: What is the Difference

Loan Advice
Leasing and financing are two forms of asset acquisition. Depending on your financial situation, short-term and long-term goals, both options have their advantages and disadvantages. It’s best to compare a lease vs. loan side by side to see which one is right for your situation.

Unlocking Business Loans for LLCs: Requirements, Tips, and How-To's

Loan Advice
Imagine upgrading your equipment, boosting your inventory, or even launching a new product line – LLC business loans can help you achieve these goals and set the stage for your success.

401(a) vs. 401(k) Plans: What’s the Difference?

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The main differences between these two types of retirement plans have to do with eligibility requirements, employer control and employer contribution amounts, and tax advantages. Below, we’ll break down the differences between types of retirement plan contributions and answer all of your basic questions about retirement planning with a 401(a) and 401(k) account.

CFPB Shifts Focus from Subprime Credit Cards

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Biden’s recharged CFPB is all staffed up and ready to take on a new agenda. Only a few years ago, the agency had a laser focus on subprime credit cards.

How to Buy Stripe Stock

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Lots of investors want to buy Stripe stock. It’s no surprise. Stripe is one of the most popular solutions for online payment processing. The company’s payments infrastructure is used by internet businesses of all sizes. Everyone from startups to well-founded firms use Stripe to receive online payments.

Sending Money from Cash App to PayPal

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Cash App and PayPal are two of the most popular ways to send and receive money. If you happen to use both services and wonder how you can connect Cash App to PayPal, keep reading to find out how you can achieve that.

What Food Can You Buy with an EBT Card?

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If you are a new SNAP recipient or regularly walk your grocery store aisles wondering what items your food stamp benefits apply to, this is the blog for you. We'll discuss eligible food items with EBT (previously the federal food stamp program). As a bonus, we'll also share some money-saving tips so that you can stretch your EBT as far as possible.

Moving Guide After Retirement

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For many working professionals, retirement is a huge milestone. It signals the end of your career and the beginning of a new chapter in your life — one with adjusted goals, needs, and, best of all, free time.

Fix-and-Flip Loans for Beginners

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Investing in real estate is one of the most effective ways to build wealth. Fixing and flipping a rental property is just one way a real estate investor does that.

What Questions Should You Ask Your Financial Advisor?

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Your financial advisor can guide you in the right direction when it comes to finances and expenses.

Cheap All-Inclusive Resorts in the USA

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Ah, the good old days. Whether you were alive to see it or not, you know about it, the golden age of America: the 50s. Families were happy, industries were booming, people thought smoking was good for you, cars were at the height of their beauty, and life was, in short, but a dream.

How to Get Money Online

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How can you make an income online? Read below to learn more.

Cash Advance and Payday Loans Open on Sunday

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Many individuals find themselves in a financial bind on the weekends, causing them to search for quick cash on a Sunday. But are cash advance and payday loan lenders open on Sundays? Find out below.

Funeral Loans: The Complete Guide

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A death in the family can be a challenging time, not to mention the financial burden. We are here to help.

Food Quality vs. Service: What’s More Important for Restaurants

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What matters more: food quality or service? We discuss what restaurants value more, and what customers prefer.

Changing Careers from Military to IT

The information technology sector provides many opportunities for veterans who want to switch to a new satisfying career. This article will guide you through all the necessary information veterans need to make a smooth career change and succeed in the information technology industry.

The Ultimate Guide to Walmart Affirm

Company Profiles
When shopping online, but more likely in-store, you may have heard the term ‘buy now, pay later.’ It is the new term for an old concept: financing offered by retailers to customers who don’t want to pay 100% of their purchase up front. When used responsibly, this payment option can be a useful resource for consumers who need items before they have the money to buy them in full.

What is the Debt Cycle, and How Do I Avoid It?

Loan Advice
Eighty percent of Americans are caught up in a vicious cycle of debt. They took out too many loans in a row, and now the interest looks insurmountable.

Payday Loans for Bankrupts

Loan Advice Best Practices Company Profiles
Declaring bankruptcy can have a negative impact on your credit report. After filing, a consumer will likely have to wait years before traditional lenders will work with them again. Fortunately, there may be a path to approval using payday loans for bankrupts. Alternative financing has more lenient eligibility criteria, and lenders in this sector work with people of all credit types.

The Difference Between Gross Rent and Net Rent

What is the difference between gross rent and net rent? Let's take a look at the guide below to have a better understanding.

What Are Faxless Payday Loans and How Do They Work?

In the past, applying for a personal loan or cash advance might require you to fax the paperwork to a lender.

How to Receive Your 2020 Stimulus Check in 2021

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Last April, the IRS issued what would be the first of two waves of stimulus checks with the hopes of providing relief to sudden unemployment or financial instability due to COVID-19’s early effects.

Tax Avoidance vs. Tax Evasion: What's the Difference?

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What is the difference between tax avoidance and tax evasion? Let us find out in the article below.

What Are Passive Income Tax Rates?

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Uncle Sam is always changing his mind about how much to tax passive income. To add to the confusion, the IRS treats passive income differently than any other type of payment. In the US, there are three types of income subject to tax: passive income, earned income, and portfolio income. As with earned income, passive income is usually taxable, depending on factors discussed further in the article.

Valentine's Day Payday Loans for 2021

Loan Advice
Do you need a Valentine's Day gift for your loved one? Whatever you may be looking to buy, having additional money can help make the decision easier for you. Taking out a payday loan will help you pick out the gift for your Valentine.

Walmart Money Center: Services and Hours

What is the Walmart Money Center? It’s an in-store kiosk that customers can use for money transfers, check cashing, coin to cash converting, prepaid card reloading, check printing, bill payments, and other financial services. The company also has a website version of the Center, although to use many of the services you will need to go into an actual store.

The Importance of Cyber Security in Banking

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How safe is online banking? Many Americans are unaware of the possible cyber security threats that come with online banking. Learn about how banks protect your private information and the privacy policies designed to ensure online security.

Top Things to Spend Money on For a Happier Life

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If you're worried about spending a lot of money on something you'll never or very rarely use, you can put your money towards one of the more practical (but still luxury) everyday items. Or, if you have the cash and desire to splurge on something a bit more outlandish and flashy, we've included some of those options as well. Read on to find ideas for your next big splurge!

The Pros and Cons of Having a Joint Credit Card

Loan Advice
Money issues can add stress to a relationship. That's why many couples decide to share and combine their funds and apply for a joint credit account.

How Coin Shortages Affect the Consumer

How have coin shortages affected the economy?

Payday Loans for Uber drivers: What to Know

Loan Advice
Being an Uber driver is a great idea when you are looking to make some extra cash on the side or when you enjoy driving full-time. You can set your own hours and work when and where you want.

COVID-19 Money-Management Tips: What to Do with an Inheritance

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Losing a loved one is a painful process. Often, people struggle with deciding what to do with the money their loved ones leave behind. For many, that process has only become more stressful as the COVID-19 pandemic continues to impact inheritance proceedings due to court closures.

How to Get a Cash Advance for Social Security Recipients

In any society, a significant percentage of the population lives on minimal income. In the U.S., some of these people rely on social security to meet life’s expenses. There are times when additional funding is necessary.

VantageScore vs FICO Score

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It's never been more challenging for U.S. lenders to make credit decisions. COVID-19 put the economy in a tailspin, and lenders are still unsure how to adjust their risk-assessment models to avoid customers who will default on the loan.

Beginner’s Guide to Free Investment Apps

Company Profiles
The pandemic has seen an all-time rise in investment app users, most of whom are young adults with little to no investing experience.

Top 6 Budgeting Tips from the Great Depression

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The Great Depression was a catastrophic time in U.S. history when unemployment reached 25% and bank failures eradicated many people’s savings.

Benefits for Disabled Veterans in the U.S.

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If you served in the U.S. military and are disabled, you may be entitled to certain services and resources provided by the Department of Veterans Affairs (VA).

What is Credit Counseling and How Does It Work?

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If you struggle with efficient budgeting to pay off debts, monthly bills, and other expenses, then it may be time to consider a credit counselor.

10 Super Simple Ways to Start Saving Money from an Expert

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I’ve always been a thrifty soul, even as a child. During my adult years of writing professionally for the financial industry, I have learned even more ways to save money. Most of these things are such a big part of my life that they have become second nature.

PayPal Pay in 4 Review

Company Profiles
This holiday season, we look forward to a hopefully brighter future. Home-cooked Thanksgiving meals, hot cocoa by the campfire on Christmas day, getting great deals on Black Friday, and many other things.

What is the Debt Snowball Method?

Is debt inescapable? That perception is true for most, as over 70% of American consumers die in debt. But, it doesn’t have to be that way.

How to Start a Business with a Low Budget

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Starting a business with a low budget may be a challenging feat, but it is not impossible. In this day and age, it is common for people to pursue their passions and interests outside of their nine to five jobs as a side project or small business.

Learn More About the Home Depot Loan

Loan Advice
Loans are everywhere. Whether you are looking to purchase a new car, a new home, or even a renovate the one you already own now, loans can be quick cash solutions.

How to Fund Your Home Renovations

Loan Advice
One fear shared by all homeowners is the need for home repairs. It's not hard to see why. Even exciting renovations are unnerving because of the money required.

How to Start Trading on the Stock Market

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Before you start trading stocks, there are certain things you need to know about the market before leaping in and investing your money.

Personal and Business Budgeting Tips During a Recession

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Economic patterns show that recessions typically occur every four years in the United States.

Home Loans for Single Moms

Loan Advice
Single parents can often feel monetarily strained and may find it difficult to navigate finances with only one income due to a lack of necessary funds.

Unsecured Business Loans: Pros and Cons

Loan Advice
Keeping a business up and running requires a constant flow of cash. This is important to maintain a constant flow of operations, as well as to cover any unexpected emergencies.

How to Plan an Affordable Honeymoon

Best Practices
Each year, roughly 2.4 million weddings take place in the United States. And after these weddings, there are about 1.4 million honeymooning couples. In fact, among those who chose to get married, 99% will typically take a honeymoon following their nuptials.

Best 5 Online Personal Finance Courses: Top Picks for Financial Literacy

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Looking for a no-cost to low-cost family finance class? These online programs offer the best courses for helping you plan a better budget.

Do Student Loans Affect Credit Score?

Best Practices
To help cover the cost of such steep higher educational costs, many individuals opt to take out student loans.

Protecting Yourself from Credit Card Fraud

Best Practices
About 14.4 million Americans fell victim to identity fraud in 2018, according to the 2019 Identity Fraud Study from Javelin Strategy & Research.

What is a Finance Charge?

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A finance charge is a charge placed on your account if you fail to make your payments on time. It may also include interest charges and other fees that lenders charge borrowers, depending on the type of loan they choose.

How to Find Cheap Flights: An Ultimate Guide

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When comparing the cost of flying to driving, it’s important to consider all the fees involved.

How to Improve Your Credit Score

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There are several steps you can take to build your credit score fast. Firstly, check your score online to see what factors are affecting your credit.

Estate Planning Checklist: Your Full Guide

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Despite the importance of having a post-mortem financial plan, a recent survey found that only four in 10 American adults have estate planning documents and that 64% of Americans have not made a will.

What is Predatory Lending?

Loan Advice
Predatory lending practices rely on charging consumers many times the original loan amount in interest and fees. These lenders never have the consumer’s best interest in mind, and it is always best to avoid them.

How Does a Joint Account Work?

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A joint account is a shared bank account between two individuals. Having a joint bank account makes it easy to deposit and withdraw money and provides both account holders full access to the shared account.

What is the Cheapest Way to Move Across the Country?

About 35 million Americans move each year. While most of them might not leave their county, let alone the state, about a third of them move to a different county or state.

3 Tips to Deal with Financial Stress

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Most Americans are going through the wringer when it comes to financial stress.

How Much is Private Health Insurance?

Loan Advice
Millions of Americans are not lucky enough to have free health insurance.

How to Stop Living Paycheck to Paycheck: A Comprehensive Guide

Best Practices
The majority of Americans find themselves in a financial stranglehold, living without enough cash savings to cover even a $600 expense. Here are some tips on how to save money when you’re living week-to-week.

Why Couples Need Separate Bank Accounts in Marriage

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The modern marriage is different than it was only a generation ago.

How to Use an Installment Loan to Build Your Credit

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A credit score is a number that reflects an individual's history of debts and repayments. If you have a low score, it doesn't have to stay that way. You can build credit with an installment loan. Learn more now.

How to Avoid Typical Bank Fees

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Your bank makes a fortune off your money. They don’t just keep it in a vault and let it get dusty.

Can You Get a Payday Loan with No Employment Verification?

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Borrowing money is the easiest and hardest thing in the world. It’s easy to ask for a payday loan with no employment verification. You might even get the money if you can prove you generate revenue.

How Should You Refinance Your Installment Loan?

An installment loan is a fixed-rate, closed-end form of credit that you pay back in portions over time. Technically, any loan not paid in full all at once is an installment loan.

Tax-Free Weekend 2019 -- What Your State is Doing for the Holiday

In total, there are 18 states nationwide that participate in a tax holiday every summer. They provide tremendous benefits for consumers that are searching for relief in school expenses, clothing, and other situations.

How an Inheritance Advance Works

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If you expect to inherit money, property, and other assets after the death of a loved one, the money can be a comfort, an unexpected windfall, or something you've expected for a long time as a legitimate beneficiary.

How Long Do Late Payments Stay on a Credit Report?

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A credit report is used to determine credit eligibility. The report includes personal details, such as one’s home address, Social Security number, and date of birth.

Rental Loan -- Borrow Your Full or Partial Rent Amount

Millions of Americans currently rent their homes or apartments, hoping each month that they can make their rental payment.

How to Make Extra Money Even with a Full-Time Job

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Since time is more valuable than money, when one is able to free up more time, it gives them the ability to focus on how to make extra money.

Payday Loans for Lyft Drivers

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Finding ways to make extra cash can be exhausting, so it’s a real shame when something goes wrong with one that was working.

Understanding Registration Loans: How They Work and Their Benefits

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Are you looking for quick funding? If you have equity in your vehicle, you may be able to leverage it for fast funding. Learn more about registration loans below.

Cost of an Emergency Room Visit

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Fear of your emergency room visit cost should never keep you from getting the medical care you need. If you think you need to see a doctor, you should make it happen, no matter the expense. That said, it helps to know your emergency room cost so you can plan for it.

Check Into Cash Promo Code

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The most popular Check Into Cash promo code searched for online is the pre-approved voucher. The problem is that the voucher isn’t available to just anyone.

What Is a Tax Refund Cash Advance Emergency Loan?

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Can I get a loan against my tax refund? It's a question often asked by people who are in financial trouble, especially if you know your refund is only a few weeks away. In truth, many can get tax refund cash advance emergency loans with relatively little effort, especially if you have a sizable return on the way.

What Credit Score Do You Need to Rent an Apartment?

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There are always roadblocks to finding a new place to live. You've got to find the right place in the right location, and you have to rent at the right time.

Average Interest Rates for Payday Loans

All the people who have gone to the appropriate kiosk to get a payday loan have likely asked themselves the same question: "How is the interest rate on a payday loan calculated?" Shortly thereafter, they ask themselves, "How much is it going to cost me to get this loan?"

Can You Have Two Payday Loans at Once?

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Sometimes the need for cash can extend beyond just one payday loan. When that happens, you will likely be better served by a financial product with a longer loan term, as paying off two payday loans on your next pay date may be too much of a strain for your budget.

What Is a Second Chance Payday Loan And How Much Can You Borrow?

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Almost everyone has had a financial crisis at one point or another. Maybe you are living paycheck-to-paycheck, barely able to pay on your bills when an unexpected crisis happens.

What to Expect If You Are Unable to Pay Your Payday Loans Back?

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Payday loans are meant to be short-term loans that help individuals cover major expenses when they don't have access to money.

Smart Black Friday Shopping Tips - Make the Most of Your Budget

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Every year, retailers slash prices during Black Friday. It’s how stores entice shoppers. If you shop smart, Black Friday can help you spend less on big holiday gifts.

The Average Cost of Living in the US

The annual cost of living for an average household in America is $63,784, according to the U.S. Bureau of Labor Statistics. Where does all that money go? Look at the infographic below to see where Americans spend their hard-earned cash.

Best Personal Finance and Budgeting Apps of 2024

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Need a little help with your finances? Check out our list of the top budgeting apps to help you save more, invest better, and budget wiser.

How to Pay for a Dental Emergency

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Visiting the dentist, even for a routine checkup, can bring with it an unbearable sense of dread. When we need emergency dental work, the dread goes through the proverbial roof. The immense pain is more than enough to send shivers through our spines, but when the physical pain ends, the financial pain takes over.

Emergency Cash for Pet Care

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They say pets are part of the family and if you have ever brought a pet into your home, you know what that means. We spoil dogs, cats, and even rabbits like we spoil our children. The same devotion to ensuring optimal health also is important for pet owners and when one of our pets comes down with a serious illness, no expense is too great to make Fido or Felix feel healthy again.

Emergency Cash for the Unemployed

If you haven’t prepared for the loss of income caused by unemployment or you cannot rely on friends and family members to pull you through the inevitable financial crisis, you have several options to consider for emergency cash. The option you choose depends on the length of your unemployment, as well as how long you have before the serious bills (mortgage, medical, education) start flooding the family mailbox.

Emergency Cash for Single Mothers

Trying to get by financially and raise a family on one income can be difficult. The financial burden for single mothers is very real. Even if a single mother does not experience the loss of a job, she can face countless financial emergencies that range from paying to repair storm damage to taking care of unexpected medical expenses. Whatever the reason for the dire consequences caused by a major financial hit, a woman raising a family on her own might need to tap into sources of emergency cash for single mothers to ride out a financial storm.

Payday Consolidation Loans

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Debt is expensive – but one way to spend less on money owed is by combing your debt with a payday loan consolidation program. Read on for information about new companies in this growing industry.

Cash Advance Loan for Taxes

Everyone waits until the last second to file their taxes, whether they owe money or not. It’s a bad plan for the three-quarters of Americans who will enjoy a refund this year, as the sooner they get their money, the sooner they can put it somewhere it will accrue interest (and that’s not Uncle Sam’s pockets). But it’s understandable for the rest of us to hold on to our money as long as possible before handing it over to the IRS. If you don’t have the money on hand, you might need to use a payday loan to pay your income taxes and so you can file your 1040A Individual Income Tax Return.

Cash Advance Stores Open Late

When you’re trying to find a payday loan during afterhours, you might need to forgo your local stores and go with an online option instead. If you’re looking for a cash advance store that’s open late, then it might help to know what your options are. That’s why we wanted to compile some data for you about locations across the U.S. and what hours they tend to be open at. If you want to request a cash advance right now, you can use our online form and be paired with a lender within a few minutes.