Most of those who choose to take out payday loans do so because they have an immediate expense that needs to be immediately paid. From urgent travel needs to emergency medical bills, these are the types of issues that require quick payments and even quicker loan processing.

According to the FDIC, access to financial services continues to be a significant setback for many people. About 65 million adults are struggling to receive credit, banking solutions, and other similar services.

Once a year, retailers pull out the stops and offer monster, “doorbuster” discounts. It’s how stores entice shoppers. If you shop smart, Black Friday can help you spend less on big holiday gifts.

The annual cost of living for an average household in America is $63,784, according to the U.S. Bureau of Labor Statistics. Where does all that money go? Look at the infographic below to see where Americans spend their hard-earned cash.

Good money management should be a personal priority for everyone. Thankfully, technology has made it easier for anyone to budget their money, make smart investments, and monitor their bank account. However, not all budgeting and personal finance apps are built well. Instead of letting you download and later uninstall all sorts of apps, we've taken the guesswork out of the equation by listing the seven best personal finance apps of 2018.

Visiting the dentist, even for a routine checkup, can bring with it an unbearable sense of dread. When we need emergency dental work, the dread goes through the proverbial roof. The immense pain is more than enough to send shivers through our spines, but when the physical pain ends, the financial pain takes over.

They say pets are part of the family and if you have ever brought a pet into your home, you know what that means. We spoil dogs, cats, and even rabbits like we spoil our children. The same devotion to ensuring optimal health also is important for pet owners and when one of our pets comes down with a serious illness, no expense is too great to make Fido or Felix feel healthy again.

Nearly one-third of American consumers have bad credit scores. Having a score that is less than 600 will make it difficult to find funding. This article examines how to obtain emergency cash for bad credit. Look out for tips on how you can turn your bad credit situation around.

It is one of the emptiest feelings we experience in life: the possibility of receiving an eviction notice, with no other place to live. The prospect of homelessness creates a sense of desperate urgency. The clock is ticking to the first of the month, and the only way for you to meet your monthly housing obligation is to find a source for emergency cash to pay rent.

If you haven’t prepared for the loss of income caused by unemployment or you cannot rely on friends and family members to pull you through the inevitable financial crisis, you have several options to consider for emergency cash. The option you choose depends on the length of your unemployment, as well as how long you have before the serious bills (mortgage, medical, education) start flooding the family mailbox.

Trying to get by financially and raise a family on one income can be difficult. The financial burden for single mothers is very real. Even if a single mother does not experience the loss of a job, she can face countless financial emergencies that range from paying to repair storm damage to taking care of unexpected medical expenses. Whatever the reason for the dire consequences caused by a major financial hit, a woman raising a family on her own might need to tap into sources of emergency cash for single mothers to ride out a financial storm.

How many times have you accidentally knocked your cell phone from a table, locker, counter, or even from the top of a washing machine and the phone screen shattered into dozens of pieces?

One of the most frequently asked questions about online payday loans is if you can get one without a credit check. Let’s be very clear about this: no, you cannot. It’s practically impossible to get through the short-term loan request and application process without someone checking your credit score. Some reasons customers want to receive funding this way include:

Debt is expensive – but one way to spend less on money owed is by combing your debt with a payday loan consolidation program. Read on for information about new companies in this growing industry.

Debt. The word itself is heavy. It’s like having a mountain on your back and being asked to carry it like Atlas. In America, pretty much everyone has some debt. 65 percent of Americans have mortgage debt totaling $8.74 trillion. But mortgages are considered an acceptable debt. However, many Americans also face rising consumer debt along with student debt.

Everyone waits until the last second to file their taxes, whether they owe money or not. It’s a bad plan for the three-quarters of Americans who will enjoy a refund this year, as the sooner they get their money, the sooner they can put it somewhere it will accrue interest (and that’s not Uncle Sam’s pockets). But it’s understandable for the rest of us to hold on to our money as long as possible before handing it over to the IRS. If you don’t have the money on hand, you might need to use a payday loan to pay your income taxes and so you can file your 1040A Individual Income Tax Return.

The Consumer Financial Protection Bureau is an agency created by Dodd-Frank (the Dodd–Frank Wall Street Reform and Consumer Protection Act). It offers financial protection to consumers. While it mostly deals with mortgages, credit cards, and student loans, it also covers short-term lenders (like payday lenders), installment loans, and debt collectors.

Read our blog for an in-depth look into CashNetUSA’s prequalification requirements, application process, financial products offered, and more.

There is no shortage of websites that let you purchase checks online, but not all of them are reliable or reputable. ChecksUnlimited.com is a BBB (Better Business Bureau) Accredited Business with an A+ rating which provides personalized checks in the mail for personal accounts. In addition, there is also a Business Products Division through which the company offers business checks and a range of other business products.

If you need money now, then you might benefit from a paycheck advance. It’s a type of short-term loan that you pay back when your employer pays you.

There are plenty of reasons not to get a payday loan. For one thing, it’s an expensive way to borrow money. You’re better off using a cash advance alternative that can still get you fast, emergency cash.

You might be better served by an online loan even though it probably won't put money in your account until at least one business day after you request your funds.

When you’re trying to find a payday loan during afterhours, you might need to forgo your local stores and go with an online option instead. If you’re looking for a cash advance store that’s open late, then it might help to know what your options are. That’s why we wanted to compile some data for you about locations across the U.S. and what hours they tend to be open at. If you want to request a cash advance right now, you can use our online form and be paired with a lender within a few minutes.