The Characteristics and Types of Poverty

Learn about the types of poverty and the methods to overcome it.

Setting S.M.A.R.T. Financial Goals

Best Practices
What are SMART financial goals? Keep reading to learn how to use it and make the most of your money.

Can I Pawn My Car and Still Drive It?

Loan Advice
If you're wondering whether you can pawn a car and still drive it, the answer is yes. However, there may be some strings attached. Keep reading to find out.

Key Benefits of Virtual Payments

Virtual payments have changed the way people send and receive money. Keep reading to learn about its benefits.

What Is Financial Abuse? Three Warning Signs

Best Practices
Unfortunately, financial abuse comes in many forms and occurs too often. Fortunately, you can take action against it with the following steps.

How to Create a Stablecoin: A Quick Guide

Best Practices
Currently, there are thousands of cryptocurrencies circulating the exchanges and blockchain platforms. However, they come with a high degree of uncontrollable volatility, making them unreliable payment methods.

What Is Open Finance?

How can open finance transform the financial world, and what are its benefits?

How to Avoid the Gift Tax: 5 Tips

The gift tax is a tax that the IRS imposes on individuals for giving valuable gifts in the form of cash or other assets. Read on to find out the limitations and whether you can avoid paying gift tax.

13 Ways to Invest in Yourself

Best Practices
Investing in your future involves more than just saving money. Read on to find 13 ways to invest in your future education, finances, health, and education.

The 10 Best States to Start a Business

Best Practices
What are the top states to start a business? Let's dive in.

7 Most Common Unexpected Expenses

Best Practices
Unexpected expenses can creep up on you out of the blue. Keep reading to familiarize yourself with the more common unexpected expenses and what you can do to prepare for them.

Difference Between Nominal and Real Interest Rate

What's the difference between nominal and real interest rates? We discuss this, how to calculate each, and why being familiar with it matters.

How To Make Money with Airbnb Without Owning Property

Even if you don't own property, you may still be able to make money from Airbnb. Here are a few of the top ways to earn income from Airbnb without owning property.

How to Start a Cash Envelope System

Best Practices
The cash envelope system is an effective way to track spending for individuals that need a visual budget. With this method, you will be able to set aside what is required for bills and save money at the same.

Ten Key Components of Financial Planning

Best Practices
Whether you're creating a new financial plan or revamping an old one, these 10 key components can help you create a successful financial plan that can lead to security.

Financial Freedom vs. Financial Independence

Best Practices
Financial independence and financial freedom are both goals many individuals strive to achieve. We cover the differences between financial freedom vs. financial freedom and how to accomplish both.

I Lost My Job and Have No Money: How Do I Pay My Bills?

Best Practices
If you've recently lost your job, you're undoubtedly under a lot of stress. However, there are still options to cover your bills and necessary expenses. Consider these alternatives while you search for a new job.

How To Save Money from Salary

Best Practices
Saving money from your salary can help you reach your financial goals. Here are some ways you can start saving more.

What Does the Removal of Medical Debts from Credit Reports Mean?

As of March 2022, the three major credit bureaus are removing medical bills from U.S. consumers' credit reports. What does this mean for you?

Living Below Your Means: Tips and Benefits

Best Practices
If you're looking to implement healthy financial habits, you may consider living below your means. As a result, you may experience a more stable financial future. Here are the steps to get started:

10 High-Income Skills to Learn in 2022-23

Best Practices
Want to secure a higher-paying job? Here are the top 10 high-income skills to learn to help open doors for you to earn more money.

How to Protect Yourself from Dollar Collapse

Best Practices
Although the U.S. Dollar is one of the more stable currencies, it is still vulnerable to inflation and diminishing buying power. Even though it is unlikely, the U.S. currency can collapse. Don't be caught off guard if this happens. Keep reading to learn how to take proactive steps to protect yourself from the dollar collapse.

Tax Credit vs. Tax Deduction

Best Practices
The distinctions between tax credit and tax deductions.

10 Best States to Raise a Family: Top Family-Friendly Places

Thinking of moving to another state? Here are the 10 best states to raise a family based on affordability, education, child care, health, and safety factors.

How Does Inflation Affect Interest Rates?

What is inflation, and how does it affect interest rates?