Ten Key Components of Financial Planning
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Whether you're creating a new financial plan or revamping an old one, these 10 key components can help you create a successful financial plan that can lead to security.
Financial Freedom vs. Financial Independence
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Financial independence and financial freedom are both goals many individuals strive to achieve. We cover the differences between financial freedom vs. financial freedom and how to accomplish both.
What to Do If You Get Fired and Have No Money: A Survival Plan
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If you've recently lost your job, you're undoubtedly under a lot of stress. However, there are still options to cover your bills and necessary expenses. Consider these alternatives while you search for a new job.
What Does the Removal of Medical Debts from Credit Reports Mean?
As of March 2022, the three major credit bureaus are removing medical bills from U.S. consumers' credit reports. What does this mean for you?
How to Start Living Below Your Means
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If you're looking to implement healthy financial habits, you may consider living below your means. As a result, you may experience a more stable financial future. Here are the steps to get started:
10 High-Income Skills to Learn in 2022-23
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Want to secure a higher-paying job? Here are the top 10 high-income skills to learn to help open doors for you to earn more money.
How to Protect Yourself from Dollar Collapse
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Although the U.S. Dollar is one of the more stable currencies, it is still vulnerable to inflation and diminishing buying power. Even though it is unlikely, the U.S. currency can collapse. Don't be caught off guard if this happens. Keep reading to learn how to take proactive steps to protect yourself from the dollar collapse.
10 Best States to Raise a Family: Top Family-Friendly Places
Thinking of moving to another state? Here are the 10 best states to raise a family based on affordability, education, child care, health, and safety factors.
How Does Inflation Affect Interest Rates?
What is inflation, and how does it affect interest rates?
Top Financial Topics to Discuss with Your Family
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Financial discussions to have with your family.
The Link Between Crime and Poverty in the U.S. by State
What’s the link between poverty and crime? Emperor of the Roman Empire and Stoic philosopher Marcus Aurelius Antoninus (121-180 A.D.) said poverty is the mother of crime.
Cash App Business Account vs. Personal Account
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Debating between a Cash App personal vs. business account? We've compiled their pros, cons, and perks to help you decide which one is the best fit.
14 Ways to Stick to a Budget and Avoid Overspending
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Getting your finances in order doesn't happen overnight. It requires meticulous planning and discipline to stick to a budget and avoid overspending. The following 14 ways should get you started in the right direction.
What Is a Financial Background? How to Check It Yourself
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It is important to maintain good financial standing. One way to check if your finances are doing well is to conduct a financial background check. We go over the basics of what a financial background check is and how to check it yourself.
Fixed, Variable, and Periodic Expenses
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Before getting your finances in order and creating a budget, you need to know the differences between fixed, variable, and periodic expenses. Keep reading to understand how these costs differ and how you can change your spending to save more money.
Cheap vs. Frugal
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Although cheap and frugal may seem synonymous, they refer to two different types of people. Both cheap and frugal individuals aim to save money. We compare cheap vs. frugal people and the pros and cons of each saving method.
60-Day Rollover: What You Need to Know
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The IRA has special rules and regulations when it comes to rolling over accounts. To ensure you make a smooth transition, the following guide will help you know what to expect.
What Should I Know About Guaranteed Bad Credit Motorcycle Loans?
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Bad credit can be a debilitating part of the lives of many adults. Individuals are constantly worried about their interest payments and if they can meet all of their obligations.
What Benefits Can I Claim When Pregnant and Unemployed?
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Expectant mothers can face hefty costs during their pregnancy that may strain their finances. Although this may be daunting, don't fret. Many government and private organizations offer assistance to future mothers.
How to Get Free Cryptocurrency
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If you've ever wondered whether it's possible to receive free crypto, it is. We offer some old and new ways to get free cryptocurrency.
What Happens to Your 401k When You Leave a Job?
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Since your 401k is linked to your employer, you won’t be able to contribute to it anymore when you quit your job. If you want to keep adding to it, you can move it out of your old company’s account and into a new retirement savings plan.
The 5 Key Steps of Risk Management
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Risk management refers to recognizing potential dangers and taking appropriate measures to mitigate them. The process includes designing action plans for all off-the-track situations. There are four simple steps to follow. This blog will delve into the process and the pros and cons of managing risks in your day-to-day operations.
More Information about Cash Advance Fees
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If you wait until you receive your cash advance loan to start thinking about the rates and fees, then you’ve waited too long. It’s important to plan for your funding before you request your money. Part of that planning should include you thinking about the total cost of the loan and figuring out how you’ll be able to pay it off on time.
How Does Refinancing Work on a Car?
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Refinancing a car loan is replacing the existing loan with a new one with different terms. Typically, this is done through a different lender, and your car acts as collateral to secure the new loan. In general, auto refinancing is a good choice when it helps you save money in interest.