How to Fund Your Home Renovations

Loan Advice
One fear shared by all homeowners is the need for home repairs. It's not hard to see why. Even exciting renovations are unnerving because of the money required.

How to Start Trading on the Stock Market

Best Practices
Before you start trading stocks, there are certain things you need to know about the market before leaping in and investing your money.

Personal and Business Budgeting Tips During a Recession

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Economic patterns show that recessions typically occur every four years in the United States.

Home Loans for Single Moms

Loan Advice
Single parents can often feel monetarily strained and may find it difficult to navigate finances with only one income due to a lack of necessary funds.

Unsecured Business Loans: Pros and Cons

Loan Advice
Keeping a business up and running requires a constant flow of cash. This is important to maintain a constant flow of operations, as well as to cover any unexpected emergencies.

How to Plan an Affordable Honeymoon

Best Practices
Each year, roughly 2.4 million weddings take place in the United States. And after these weddings, there are about 1.4 million honeymooning couples. In fact, among those who chose to get married, 99% will typically take a honeymoon following their nuptials.

Top 5 Online Personal Finance Classes

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Looking for a no-cost to low-cost family finance class? These online programs offer the best courses for helping you plan a better budget.

Do Student Loans Affect Credit Score?

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To help cover the cost of such steep higher educational costs, many individuals opt to take out student loans.

What to Look for When Buying a New Home

Best Practices
Buying a house can be simply put, exhilarating and overwhelming. It’s exciting to finally have your very own place to call home, but it’s also a huge step in your life.

How to Manage Finances in Marriage

Best Practices
According to a survey from Ramsey Solutions, the number one issue that couples fight about is money. Their arguments seep from debt and a lack of communication. Money issues are the second biggest cause of divorce, behind only infidelity.

Protecting Yourself from Credit Card Fraud

Best Practices
About 14.4 million Americans fell victim to identity fraud in 2018, according to the 2019 Identity Fraud Study from Javelin Strategy & Research.

What is a Finance Charge?

Best Practices
A finance charge is a charge placed on your account if you fail to make your payments on time. It may also include interest charges and other fees that lenders charge borrowers, depending on the type of loan they choose.

How to Find Cheap Flights: An Ultimate Guide

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When comparing the cost of flying to driving, it’s important to consider all the fees involved.

How to Improve Your Credit Score

Best Practices
There are several steps you can take to build your credit score fast. Firstly, check your score online to see what factors are affecting your credit.

Estate Planning Checklist: Your Full Guide

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Despite the importance of having a post-mortem financial plan, a recent survey found that only four in 10 American adults have estate planning documents and that 64% of Americans have not made a will.

What is a Tribal Installment Loan?

Loan Advice
Tribal installment loans are short-term personal loans that borrowers pay back in installments within a defined amount of time.

What is Predatory Lending?

Loan Advice
Predatory lending practices rely on charging consumers many times the original loan amount in interest and fees. These lenders never have the consumer’s best interest in mind, and it is always best to avoid them.

How Does a Joint Account Work?

Best Practices
A joint account is a shared bank account between two individuals. Having a joint bank account makes it easy to deposit and withdraw money and provides both account holders full access to the shared account.

What is the Cheapest Way to Move Across the Country?

About 35 million Americans move each year. While most of them might not leave their county, let alone the state, about a third of them move to a different county or state.

3 Tips to Deal with Financial Stress

Best Practices
Most Americans are going through the wringer when it comes to financial stress.

How Much is Private Health Insurance?

Loan Advice
Millions of Americans are not lucky enough to have free health insurance.

How to Stop Living Paycheck to Paycheck

Best Practices
A 2017 survey conducted on behalf of CareerBuilder shed light on some surprising facts: the percentage of Americans living paycheck to paycheck was 78 percent, with women, at 81 percent, struggling slightly more than men, at 75 percent.

Why Couples Need Separate Bank Accounts in Marriage

Loan Advice
The modern marriage is different than it was only a generation ago.

How to Use an Installment Loan to Build Your Credit

Loan Advice Best Practices
A credit score is a number that reflects an individual's history of debts and repayments. Low credit scores can be caused by missed payments, high amounts of existing debt, or a lack of borrowing history.

How to Avoid Typical Bank Fees

Loan Advice
Your bank makes a fortune off your money. They don’t just keep it in a vault and let it get dusty.