It's never been more challenging for U.S. lenders to make credit decisions. COVID-19 put the economy in a tailspin, and lenders are still unsure how to adjust their risk-assessment models to avoid customers who will default on the loan.

The pandemic has seen an all-time rise in investment app users, most of whom are young adults with little to no investing experience.

The Great Depression was a catastrophic time in U.S. history when unemployment reached 25% and bank failures eradicated many people’s savings.

If you served in the U.S. military and are disabled, you may be entitled to certain services and resources provided by the Department of Veterans Affairs (VA).

If you struggle with efficient budgeting to pay off debts, monthly bills, and other expenses, then it may be time to consider a credit counselor.

I’ve always been a thrifty soul, even as a child. During my adult years of writing professionally for the financial industry, I have learned even more ways to save money. Most of these things are such a big part of my life that they have become second nature.

This holiday season, we look forward to a hopefully brighter future. Home-cooked Thanksgiving meals, hot cocoa by the campfire on Christmas day, getting great deals on Black Friday, and many other things.

Is debt inescapable? That perception is true for most, as over 70% of American consumers die in debt. But, it doesn’t have to be that way.

Starting a business with a low budget may be a challenging feat, but it is not impossible. In this day and age, it is common for people to pursue their passions and interests outside of their nine to five jobs as a side project or small business.

Loans are everywhere. Whether you are looking to purchase a new car, a new home, or even a renovate the one you already own now, loans can be quick cash solutions.

One fear shared by all homeowners is the need for home repairs. It's not hard to see why. Even exciting renovations are unnerving because of the money required.

Before you start trading stocks, there are certain things you need to know about the market before leaping in and investing your money.

Economic patterns show that recessions typically occur every four years in the United States.

Single parents can often feel monetarily strained and may find it difficult to navigate finances with only one income due to a lack of necessary funds.

Keeping a business up and running requires a constant flow of cash. This is important to maintain a constant flow of operations, as well as to cover any unexpected emergencies.

Each year, roughly 2.4 million weddings take place in the United States. And after these weddings, there are about 1.4 million honeymooning couples. In fact, among those who chose to get married, 99% will typically take a honeymoon following their nuptials.

Looking for a no-cost to low-cost family finance class? These online programs offer the best courses for helping you plan a better budget.

To help cover the cost of such steep higher educational costs, many individuals opt to take out student loans.

Buying a house can be simply put, exhilarating and overwhelming. It’s exciting to finally have your very own place to call home, but it’s also a huge step in your life.

About 14.4 million Americans fell victim to identity fraud in 2018, according to the 2019 Identity Fraud Study from Javelin Strategy & Research.

A finance charge is a charge placed on your account if you fail to make your payments on time. It may also include interest charges and other fees that lenders charge borrowers, depending on the type of loan they choose.

When comparing the cost of flying to driving, it’s important to consider all the fees involved.

There are several steps you can take to build your credit score fast. Firstly, check your score online to see what factors are affecting your credit.

Despite the importance of having a post-mortem financial plan, a recent survey found that only four in 10 American adults have estate planning documents and that 64% of Americans have not made a will.

Predatory lending practices rely on charging consumers many times the original loan amount in interest and fees. These lenders never have the consumer’s best interest in mind, and it is always best to avoid them.