Your Step-by-Step Guide to Getting Out of Debt in 2018

Best Practices
Debt. The word itself is heavy. It’s like having a mountain on your back and being asked to carry it like Atlas. In America, pretty much everyone has some debt. 65 percent of Americans have mortgage debt totaling $8.74 trillion. But mortgages are considered an acceptable debt. However, many Americans also face rising consumer debt along with student debt.

101 Money Savings Tips from an Expert

Best Practices
I’ve always been a thrifty soul, even as a child. During my adult years of writing professionally for the financial industry, I have learned even more ways to save money. Most of these things are such a big part of my life that they have become second nature.

Cash Loans Online

Loan Advice
Since we launched our free loan request service, over 500,000 customers have used OpenCashAdvance.com to search for short-term funding. It has been our privilege to help many of these people find cash loans online.

Cash Advance Loan for Taxes

Everyone waits until the last second to file their taxes, whether they owe money or not. It’s a bad plan for the three-quarters of Americans who will enjoy a refund this year, as the sooner they get their money, the sooner they can put it somewhere it will accrue interest (and that’s not Uncle Sam’s pockets). But it’s understandable for the rest of us to hold on to our money as long as possible before handing it over to the IRS. If you don’t have the money on hand, you might need to use a payday loan to pay your income taxes and so you can file your 1040A Individual Income Tax Return.

What the CFPB’s New Measures Mean for Borrowers

The Consumer Financial Protection Bureau is an agency created by Dodd-Frank (the Dodd–Frank Wall Street Reform and Consumer Protection Act). It offers financial protection to consumers. While it mostly deals with mortgages, credit cards, and student loans, it also covers short-term lenders (like payday lenders), installment loans, and debt collectors.

Get Quick Cash Loans Online – Start Now

Loan Advice
It doesn’t have to be a challenge to get fast money loans when you need them.

Interesting Facts About Payday Loans

Loan Advice
Learn about short-term, small-dollar lending in the U.S.

What’s the Difference Between Cash Advances and Online Installment Loans?

Sometimes when a loan customer goes looking for a cash advance they end up using an online installment loan. And vice versa. That may be why many of the lenders we work with offer both financial products. Since you might end up being faced with a choice between the two, it helps to know the difference.

CashNetUSA Review

Company Profiles
Never have Americans been able to borrow funds as they can today. Online banking and financial technology make it easier than ever to apply for loans. Lenders like CashNetUSA offer a range of financial products for consumers with all types of credit scores.

Checks Unlimited Review

Company Profiles
There is no shortage of websites that let you purchase checks online, but not all of them are reliable or reputable. ChecksUnlimited.com is a BBB (Better Business Bureau) Accredited Business with an A+ rating which provides personalized checks in the mail for personal accounts. In addition, there is also a Business Products Division through which the company offers business checks and a range of other business products.

Walmart Money Center: Services and Hours

What is the Walmart Money Center? It’s an in-store kiosk that customers can use for money transfers, check cashing, coin to cash converting, prepaid card reloading, check printing, bill payments, and other financial services. The company also has a website version of the Center, although to use many of the services you will need to go into an actual store.

Five Surprising Ways to Improve Your Cash Advance Online Chances

Loan Advice
You hold your breath, click the loan request button, and hope for good news. But, you keep getting denied. We might be able to help with that. While there’s no surefire way to get qualified every time, please read on for tips on how to improve your chances of getting a cash advance loan.

Paycheck Advance Near Me

Loan Advice
If you need money now, then you might benefit from a paycheck advance. It’s a type of short-term loan that you pay back when your employer pays you.

Cash Advancements Online

For some Americans, taking out a short-term loan or cash advance is not ideal, but when circumstances require borrowing money, they do what they have to do. These loans are not intended to be solutions to long-term, chronic financial issues. Instead, they are designed to meet short-term, temporary needs like paying a bill from the ER, having enough money for a new transmission, or enough cash to repair or replace a broken refrigerator.

Cash Request

Loan Advice
Learn more about the cash request process at OpenCashAdvance and see if it might be a suitable option for your situation.

Business Cash Advance

Loan Advice
Here are some things you should know before you apply for this kind of small business loan (first tip: it's not a loan at all).

People More Afraid of Credit Application Rejection than Ever

Loan Advice
Survey results paint a troubling picture of how consumers perceive their access to credit.

How to Get a Cash Advance Online

We strive to provide the Internet’s simplest solution for seeking a cash advance online. We are always reviewing our process and studying the user experience to make sure it’s intuitive, hassle-free, and maybe even a little bit fun.

Not Payday Loans – Cash Advance Alternatives

Loan Advice
There are plenty of reasons not to get a payday loan. For one thing, it’s an expensive way to borrow money. You’re better off using a cash advance alternative that can still get you fast, emergency cash.

Short Term Cash Advance Loans in the US

The payday loan industry has evolved over time. Back in the early 19th century, “salary lenders” would purchase a borrower’s future income. The purchase price would be for less than the salary amount. From the 1930s until the 1990s, lenders would cash post-dated checks for a fee. This was known as “check cashing,” which is a phrase still used by lenders today.

Storefront Lenders Vs. Online Lenders

Loan Advice
You might be better served by an online loan even though it probably won't put money in your account until at least one business day after you request your funds.

Columbus Day 2016 Activities and Freebies

A plump savings account is the world’s best short-term loan alternative. So if you’re looking for fun this Columbus Day weekend (October 8 through the 10), we suggest taking advantage of Columbus Day 2016 activities and freebies. These budget-friendly events and free deals will help you get the most out of the holiday while keeping your savings account unharmed.

Save on Popular Halloween Costumes 2016

Any sale you see from now through Black Friday weekend is there for one purpose only: to clear the shelves so the stores can get ready for the holiday season. Besides a few “doorbusters” (hot ticket items that sell out before you have a chance to buy them), most of these supposed sale items are either overpriced or unnecessary. Of course, there are some exceptions. Like, now's when you'll find the best deals on Halloween Costumes for 2016. As we get closer to the spooky season, prices will skyrocket on Halloween costumes. It’s better to get them now. If you’re worried that you don’t know what’s popular this year, read on for our predictions for the most popular options for this year.

Cash Advance Stores Open Late

When you’re trying to find a payday loan during afterhours, you might need to forgo your local stores and go with an online option instead. If you’re looking for a cash advance store that’s open late, then it might help to know what your options are. That’s why we wanted to compile some data for you about locations across the U.S. and what hours they tend to be open at. If you want to request a cash advance right now, you can use our online form and be paired with a lender within a few minutes.

Google and CFPB: One-Two Punch Against Payday Loans

Each year, an estimated 10 to 12 million Americans use payday loans and other short term personal loans to bridge the gaps in their finances. Many of the people who use these loans do so because they are unable to access other loan products or other forms of credit.