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WHAT IS A CASH ADVANCE?

A cash advance is a small-dollar, short-term loan, usually in the amount of $100 to $1,000. It can be used to help fund unforeseen expenses, such as bills, vehicle repairs, home emergency repairs, or other financial emergencies. Cash Advances can be a viable short-term source of emergency cash. The borrower should repay the loan when his/her next paycheck arrives. Cash advances are often referred to as short-term loans.

WHAT IS AN INSTALLMENT LOAN?

An installment loan is a type of funding that you pay back in increments over time. Through OpenCashAdvance, you can request an installment loan for up to $5,000. This type of loan may be suitable for certain expenses that are bigger than what a cash advance might provide for.

HOW DO I QUALIFY FOR A CASH ADVANCE?

Many lenders will qualify you for a loan if you:

  1. Have a job or receive a regular income.
  2. Earn at least $800 per month.
  3. Are a U.S. resident and at least 18 years old.
  4. Have a bank account in good standing.

Prior bankruptcy, a poor credit history, or charge-offs do not automatically disqualify you. While your credit will be checked, you may still qualify for a loan.