We Are Not A Cash Advance Direct Lender, But We Can Help You Find One

When you need money fast, you might think a direct lender is your best option. You may even ask yourself why you’d use a lender-finding service when you can cut out the middleman and deal with a lender directly. Well, there are reasons to use a lender-finding service (like OpenCashAdvance.com). Let’s look at a few.

Should the Federal Government Regulate Cash Advance Loans?

Once the legislative machine has you in its crosshairs, it’s pretty much impossible to escape. So it’s no surprise that the current government onslaught against the cash advance industry has left many lenders with a feeling of trepidation.

Credit Card Cash Advance vs. Cash Advance Online Loan

According to a recent report from the Federal Reserve, nearly half of Americans do not have enough emergency savings to cover an unexpected $400 expense. So what do they do when disaster strikes and they’re faced with a $400 or higher bill? Many turn to their credit card.

Cash Advance Dallas

Over the last decade, the number of cash advance stores in Texas has grown from a paltry 250 to over 3,000. Industry experts expect that number to shrink, though, as more Texas cities adopt stricter laws for short-term lending. Dallas was one of the first big cities in Texas to pass its own laws for short-term loans. Read on details about Dallas’s cash advance laws, as well as other information about short-term, small dollar loans in Dallas, Texas.

Cash Advance Houston

Houston is one of the biggest cities in the world, so it shouldn’t surprise you that the region is home to a quarter of the state’s 3,240 cash advance locations. Houston alone has 315 cash advance storefronts, which is a lot when you compare it to similarly-sized cities. Chicago, for instance, has only 125 cash advance locations, and its population is actually a little higher than Houston’s. This begs the question:

Cash Advance Stores Open Sunday

According to the Consumer Financial Protection Bureau, if you have an online payment due on Sunday, you need to make that payment on Sunday. Some people think you don’t have to pay your bills on days without mail service. That’s only true if you mail your payment and it arrives the day after there was no mail service. For online payments, though, you must make the payment on the due date. But what if you don’t have the money? You might consider taking out a short-term loan, but there are a few things you should know before you apply for a cash advance.

Online Cash Advance vs. In-Store Cash Advance

It used to be that when you wanted a short-term loan, you’d just ask your local bank or credit union. After the economy crisis of 2008, though, the banks were forced to tighten up their procedure for determining risk. What happened was it became a lot harder to get a short-term loan from a bank or credit union. This left a void in the market, since people still needed access to fast cash. Cash advance lenders were more than happy to help, and the number of cash advance storefronts grew exponentially. Business was good, but lenders decided that it could be even better if they expanded to the Internet. Thus, the online cash advance was born, or if it had already been born before this, it began to skyrocket in popularity … and infamy.

Can You Get a Same Day Cash Advance Loan Online?

You see it all the time – big billboards promising you a same day cash advance. Is it too good to be true? If you’re trying to get the money online, then it probably is. You usually have to wait about one business day after you’re approved for a loan to get your money from an online lender. That’s still a lot faster than the average wait time for a bank or credit union, but if you’re looking for a same day cash advance, you might have to head over to your local cash advance store. Before you do that, here are a few reasons why it still makes sense to get your cash advance loan online.

You’ll Never Believe These 10 Cash Advance Laws and Statistics Actually Exist

During our unofficial audit of the cash advance statutes for U.S. states, we noticed some laws and statistics that were different from the rest. Some are outlandish. Some seem inspired. Others are just strange. We wanted to call attention to all of them. Here are the top ten states with interesting cash advance regulations.

Avoid the Debt Cycle

Accidents, emergencies, and other unforeseen circumstances can lead to financial stress. If you find yourself struggling financially, borrowing money might be a good short term solution. However for long term financial issues, a short term loan is only a quick fix, like a bandage for a broken arm. If you find yourself trapped in the cycle of debt, there are a few ways to get out. Below are some helpful strategies to help you avoid this debt cycle: Seek financial counseling from a professional financial counselor or even a friend or family member who knows how to handle their finances.

Save Money While Paying Bills

Unexpected bills lead to financial stress – which in turn leads to overeating, health problems, divorce, and all kinds of other unfortunate events. That’s not all. Unexpected bills can also lead to a cash advance. While this type of loan can be a good short-term solution, it should never be part of a long-term financial strategy. Instead of relying on loans to pay your bills, we suggest adhering to the following strategies that are sure to help ease at least a little bit of your financial stress.